{"id":211029,"date":"2018-02-13T19:00:05","date_gmt":"2018-02-14T03:00:05","guid":{"rendered":"https:\/\/nai500.com\/?p=211029"},"modified":"2018-02-21T09:19:05","modified_gmt":"2018-02-21T17:19:05","slug":"rrsp%e6%b3%a8%e5%86%8c%e9%80%80%e4%bc%91%e5%82%a8%e8%93%84%e8%ae%a1%e5%88%92%e5%92%8ctfsa%e5%85%8d%e7%a8%8e%e5%82%a8%e8%93%84%e8%b4%a6%e6%88%b7","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2018\/02\/rrsp%e6%b3%a8%e5%86%8c%e9%80%80%e4%bc%91%e5%82%a8%e8%93%84%e8%ae%a1%e5%88%92%e5%92%8ctfsa%e5%85%8d%e7%a8%8e%e5%82%a8%e8%93%84%e8%b4%a6%e6%88%b7\/","title":{"rendered":"\u52a0\u62ff\u5927\u65b0\u79fb\u6c11\u6295\u8d44\u7406\u8d22: RRSP\u6ce8\u518c\u9000\u4f11\u50a8\u84c4\u8ba1\u5212\u548cTFSA\u514d\u7a0e\u50a8\u84c4\u8d26\u6237"},"content":{"rendered":"

RRSP\u6ce8\u518c\u9000\u4f11\u50a8\u84c4\u8ba1\u5212\u5b63\u6b63\u5728\u8fdb\u884c\u4e2d\uff01 \u6211\u4eec\u7684\u8bb8\u591a\u8bfb\u8005\u90fd\u662f\u521a\u6765\u5230\u52a0\u62ff\u5927\u7684\u65b0\u79fb\u6c11\uff0c\u4ed6\u4eec\u5bf9\u7eb3\u7a0e\u8ba1\u5212\u7684\u57fa\u672c\u77e5\u8bc6\u6709\u8bf8\u591a\u56f0\u60d1\u3002<\/em>\u6211\u4eec\u7684\u65b0\u64b0\u7a3f\u4eba\u3001CFA\u6ce8\u518c\u91d1\u878d\u5206\u6790\u5e08\u3001BMO Nesbitt Burns\u6295\u8d44\u987e\u95eeJoseph Tang\u5728\u4e0b\u6587\u4e2d\u603b\u7ed3\u4e86TFSA\u514d\u7a0e\u50a8\u84c4\u8d26\u6237<\/a>\u4e0eRRSP\u6ce8\u518c\u9000\u4f11\u50a8\u84c4\u8ba1\u5212<\/a>\u7684\u533a\u522b\u3002<\/em><\/p>\n

\u67e5\u770b\u7e41\u4f53\u4e2d\u6587\u7248\u672c\uff0c\u8bf7\u70b9\u51fb\u6b64\u5904<\/a>\uff01<\/em><\/p>\n

 <\/p>\n

\u81ea2009\u5e74\u63a8\u51faTFSA\u514d\u7a0e\u50a8\u84c4\u8d26\u6237<\/a>\u4ee5\u6765\uff0c\u4e00\u76f4\u6709\u4eba\u5c06\u5b83\u4e0eRRSP\u6ce8\u518c\u9000\u4f11\u50a8\u84c4\u8ba1\u5212<\/a>\u8fdb\u884c\u5bf9\u6bd4\uff0c\u5e76\u8ba8\u8bba\u54ea\u4e00\u4e2a\u66f4\u52a0\u5408\u9002\u4ee5\u53ca\u6536\u76ca\u5c06\u66f4\u5927\u3002\u4e8c\u8005\u6709\u7740\u72ec\u7279\u7684\u4f18\u70b9\u548c\u7279\u8272\u3002\u6b64\u5916\uff0c\u5bf9\u4e2a\u4eba\u662f\u5426\u5408\u9002\uff0c\u53d6\u51b3\u4e8e\u81ea\u8eab\u7684\u5177\u4f53\u8d22\u52a1\u60c5\u51b5\u548c\u76ee\u6807\u3002<\/p>\n

\u4e3a\u4e86\u5e2e\u52a9\u6211\u4eec\u66f4\u597d\u5730\u7406\u89e3TFSA\u548cRRSP\uff0c\u4e0b\u9762\u6211\u5c06\u8be6\u7ec6\u5217\u51fa\u4e8c\u8005\u7684\u76f8\u4f3c\u4e4b\u5904\u548c\u5dee\u5f02\u3002<\/p>\n

RRSP<\/strong>\u548c<\/strong>TFSA<\/strong>\u7684\u76f8\u4f3c\u4e4b\u5904<\/strong><\/h4>\n
    \n
  1. \u6301\u6709\u7684\u6295\u8d44\u7c7b\u578b<\/strong> \u2013TFSA\u548cRRSP\u6301\u6709\u7684\u6295\u8d44\u7c7b\u578b\u53ef\u4ee5\u662f\u4e00\u6837\u7684\u3002\u6211\u4eec\u53ef\u4ee5\u901a\u8fc7\u8fd9\u4e24\u4e2a\u8d26\u6237\u5b9e\u65bd\u540c\u6837\u7684\u6295\u8d44\u7b56\u7565\u4ee5\u53ca\u6295\u8d44\u540c\u6837\u7684\u89e3\u51b3\u65b9\u6848\u3002\u6301\u6709\u7684\u5171\u540c\u6295\u8d44\u7c7b\u578b\u4e3a\u4e2a\u80a1\u3001\u503a\u5238\u3001\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\u4ee5\u53ca\u5171\u540c\u57fa\u91d1\u3002<\/li>\n
  2. \u6295\u8d44\u6536\u76ca\u514d\u7a0e<\/strong> \u2013 <\/strong>\u6211\u4eec\u901a\u8fc7\u8fd9\u4e9b\u8d26\u6237\u83b7\u5f97\u7684\u56de\u62a5\u514d\u7a0e\u3002\u4f8b\u5982\uff0c\u5982\u679c\u6211\u4eec\u901a\u8fc7TFSA\u6216RRSP\u8d26\u6237\u6295\u8d44\u201c\u5e73\u8861\u8d44\u4ea7\u914d\u7f6e\u7ec4\u5408\u201d\u5e76\u83b7\u5f976%\u7684\u6536\u76ca\uff0c\u90a3\u4e48\u6211\u4eec\u5c06\u5728\u8d26\u6237\u4e2d\u4fdd\u6301\u8fd9\u4e00\u6536\u76ca\u3002\u4e0e\u4e4b\u76f8\u5bf9\uff0c\u5047\u5982\u6211\u4eec\u901a\u8fc7\u975e\u6ce8\u518c\u8d26\u6237\u83b7\u5f976%\u7684\u6536\u76ca\uff0c\u7a0e\u7387\u4e3a20%\uff0c\u90a3\u4e48\u6211\u4eec\u7684\u8d26\u6237\u4e2d\u4ec5\u4ec5\u5c06\u4fdd\u75594.8%\uff086% x 80%\uff09\u7684\u6536\u76ca\u3002<\/li>\n
  3. \u6307\u5b9a\u53d7\u76ca\u4eba<\/strong> \u2013<\/strong> \u901a\u8fc7\u8fd9\u4e24\u79cd\u8d26\u6237\u6295\u8d44\u8005\u90fd\u53ef\u4ee5\u6307\u5b9a\u53d7\u76ca\u4eba\u3002\u8fd9\u4e3a\u8d44\u4ea7\u8f6c\u79fb\u7ed9\u914d\u5076\u3001\u5b69\u5b50\u3001\u6148\u5584\u7ec4\u7ec7\u7b49\u63d0\u4f9b\u4e86\u65b9\u4fbf\u3002<\/li>\n<\/ol>\n

    RRSP<\/strong>\u548c<\/strong>TFSA<\/strong>\u7684\u533a\u522b<\/strong><\/h4>\n
      \n
    1. \u6295\u653e\u8d44\u91d1\u53ef\u62b5\u6263\u7a0e<\/strong> \u2013 \u5728RRSP\u8d26\u6237\u4e2d\u6295\u653e\u7684\u8d44\u91d1\u53ef\u62b5\u6263\u7a0e\u3002\u8fd9\u610f\u5473\u7740\u901a\u8fc7\u6295\u653e\u5230RRSP\u8d26\u6237\u7684\u8d44\u91d1\u53ef\u51cf\u5c11\u5e94\u7a0e\u6536\u5165\u91d1\u989d\u3002\u4f8b\u5982\uff0c\u5982\u679c\u4f60\u7684\u5e74\u6536\u5165\u4e3a$50,000\uff0c$8,000\u5b58\u653e\u4e8eRRSP\u8d26\u6237\u4e2d\uff0c\u90a3\u4e48\u4f60\u7684\u5e94\u7a0e\u6536\u5165\u5c06\u4e0d\u662f$50,000\uff0c\u800c\u662f$42,000\uff08$50,000 – $8,000\uff09\u3002\u4e0e\u6b64\u76f8\u5bf9\uff0c\u4f60\u6295\u653e\u4e8eTFSA\u8d26\u6237\u4e2d\u7684\u8d44\u91d1\u4e0d\u53ef\u62b5\u6263\u7a0e\u3002<\/li>\n
    2. \u53d6\u6b3e\u4ea7\u751f\u7684\u7a0e<\/strong> \u2013<\/strong>\u4eceRRSP\u8d26\u6237\u4e2d\u53d6\u6b3e\u9700\u8981\u7f34\u7a0e\u3002\u4f8b\u5982\uff0c\u5982\u679c\u4f60\u4eceRRSP\u8d26\u6237\u4e2d\u53d6\u6b3e$10,000\uff0c\u7a0e\u7387\u4e3a20%\uff0c\u90a3\u4e48\u4f60\u5230\u624b\u7684\u94b1\u53ea\u6709$8,000\uff08$10,000 x 80%\uff09\u3002\u4e0d\u8fc7\uff0c\u5982\u679c\u4f60\u4eceTFSA\u8d26\u6237\u4e2d\u53d6\u8d70$10,000\uff0c\u90a3\u4e48\u4f60\u5230\u624b\u5c31\u662f$10,000\u3002<\/li>\n
    3. \u8d44\u91d1\u6295\u653e\u9650\u5236<\/strong> \u2013<\/strong> \u622a\u81f32018\u5e74\uff0c2009\u5e74\u4ee5\u524d\u5df2\u6ee118\u5c81\u7684\u4efb\u4f55\u4eba\u4e00\u751f\u4e4b\u4e2d\u6295\u653e\u5230TFSA\u8d26\u6237\u7684\u8d44\u91d1\u9650\u5236\u4e3a$57,500\uff08\u5047\u8bbe\u4e2a\u4eba\u4ece\u672a\u5728\u8be5\u8d26\u6237\u4e2d\u6295\u5165\u8d44\u91d1\uff09\u3002\u6309\u5e74\u6765\u770b\uff0c\u653f\u5e9c\u6bcf\u5e74\u5c06\u9650\u989d\u589e\u52a0$5,500\u3002\u968f\u7740\u8d44\u91d1\u6295\u653e\u5230\u8d26\u6237\u4e2d\uff0c\u9650\u989d\u88ab\u4f7f\u7528\u5e76\u968f\u4e4b\u51cf\u5c11\u3002\u4e0d\u8fc7\uff0c\u5047\u5982\u4f60\u4ece\u8d26\u6237\u4e2d\u53d6\u8d70\u8d44\u91d1\uff0c\u90a3\u4e48\u4f60\u5c06\u5728\u4e0b\u4e00\u5e74\u91cd\u65b0\u4eab\u53d7\u9650\u989d\u3002RRSP \u8d26\u6237\u7684\u8d44\u91d1\u6295\u653e\u9650\u5236\u6309\u7167\u4e2a\u4eba\u4e00\u5b9a\u65f6\u671f\u7684\u5c31\u4e1a\u6536\u5165\u8ba1\u7b97\u3002\u6240\u8d5a\u7684\u5c31\u4e1a\u6536\u5165\u53ef\u4ee5\u63d0\u9ad8\u9650\u5236\uff0c\u800c\u5c06\u8d44\u91d1\u6295\u653e\u5230RRSP \u8d26\u6237\u4e2d\uff0c\u5c06\u4f7f\u9650\u989d\u51cf\u5c11\u3002\u9650\u989d\u51cf\u5c11\u662f\u6c38\u4e45\u6027\u7684\uff0c\u76f4\u5230\u4e00\u5b9a\u65f6\u671f\u6240\u8d5a\u53d6\u7684\u5c31\u4e1a\u6536\u5165\u4f7f\u9650\u989d\u63d0\u9ad8\u3002<\/li>\n
    4. \u76ee\u7684<\/strong>\u2013 <\/strong>\u4e00\u822c\u6765\u8bf4\u4eba\u4eec\u4f7f\u7528RRSP\u8d26\u6237\u7684\u76ee\u7684\u662f\u7528\u4e8e\u9000\u4f11\u8ba1\u5212\u3002\u7136\u800c\uff0c\u5b83\u4e5f\u53ef\u7528\u4e8e\u201c\u8d2d\u623f\u8005\u8ba1\u5212\u201d\u6216\u201c\u7ec8\u8eab\u5b66\u4e60\u8ba1\u5212\u201d\uff08\u6211\u4eec\u5c06\u5728\u672a\u6765\u7684\u6587\u7ae0\u4e2d\u8ba8\u8bba\u8fd9\u4e9b\u8bdd\u9898\uff09\u3002\u4e0e\u4e4b\u76f8\u5bf9\uff0cTFSA\u8d26\u6237\u7531\u4e8e\u53d6\u6b3e \u514d\u7a0e\uff0c\u4eba\u4eec\u5c06\u5b83\u7528\u4e8e\u652f\u4ed8\u9996\u4ed8\u3001\u9000\u4f11\u3001\u65c5\u884c\u548c\u8d60\u4e88\u7b49\u591a\u4e2a\u76ee\u7684\u3002<\/li>\n<\/ol>\n

      \u4f7f\u7528RRSP\u8fd8\u662fTFSA\uff08\u6216\u8005\u4e8c\u8005\u517c\u5907\uff09\u4e0d\u80fd\u4e00\u6982\u800c\u8bba\u3002\u5fc5\u987b\u6839\u636e\u6bcf\u4e2a\u5ba2\u6237\u7684\u5177\u4f53\u60c5\u51b5\uff0c\u53d6\u51b3\u4e8e\u4ed6\u4eec\u7684\u8d22\u52a1\u60c5\u51b5\u3002 \u7136\u800c\uff0c\u968f\u7740\u65f6\u95f4\u63a8\u79fb\u6210\u529f\u5efa\u7acb\u8d22\u5bcc\u7684\u5173\u952e\u5728\u4e8e\u2014\u2014\u5728\u8d22\u52a1\u89c4\u5212\u4e2d\u517b\u6210\u826f\u597d\u7684\u50a8\u84c4\u4e60\u60ef\u3002\u8fd9\u662f\u6211\u4eec\u5728\u5b9e\u73b0\u81ea\u8eab\u8d22\u52a1\u76ee\u6807\u65f6\u7684\u4e00\u4e2a\u53ef\u63a7\u56e0\u7d20\uff01<\/p>\n

       <\/p>\n

      \"NAI500<\/a>\u9093\u6c38\u5b97<\/strong>\u662fBMO Nesbitt Burns\u7684\u6295\u8d44\u987e\u95ee\uff0c\u83b7\u5f97CFA\u6ce8\u518c\u91d1\u878d\u5206\u6790\u5e08\u8d44\u683c\uff0c\u62e5\u6709\u5341\u5e74\u591a\u7684\u91d1\u878d\u884c\u4e1a\u4ece\u4e1a\u7ecf\u9a8c\uff0c\u81f4\u529b\u4e8e\u4e3a\u5ba2\u6237\u63d0\u4f9b\u7efc\u5408\u7684\u8d22\u5bcc\u7ba1\u7406\u7b56\u7565\u548c\u5b9a\u5236\u5316\u7684\u6295\u8d44\u7ec4\u5408\uff0c\u7b03\u4fe1\u57fa\u672c\u9762\u6295\u8d44\u548c\u9002\u5e94\u4e0d\u65ad\u53d8\u5316\u7ecf\u6d4e\u5f62\u52bf\u7684\u4e3b\u52a8\u8d44\u4ea7\u7ba1\u7406\u3002\u6b64\u5916\uff0c\u5bf9\u4e0d\u540c\u8d44\u4ea7\u7c7b\u522b\u3001\u884c\u4e1a\u548c\u56fd\u5bb6\u7684\u9002\u5f53\u591a\u5143\u5316\u6295\u8d44\u4e5f\u662f\u672a\u6765\u5176\u4e3a\u5ba2\u6237\u63d0\u4f9b\u6301\u7eed\u8d22\u5bcc\u589e\u957f\u7684\u5173\u952e\u3002.<\/p>\n

      \u60a8\u53ef\u4ee5\u901a\u8fc7\u53f3\u65b9\u90ae\u4ef6\u8054\u7cfb\u9093\u6c38\u5b97<\/strong>:\u00a0joseph.tang@nbpcd.com\u00a0<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

      RRSP\u6ce8\u518c\u9000\u4f11\u50a8\u84c4\u8ba1\u5212\u5b63\u6b63\u5728\u8fdb\u884c\u4e2d\uff01 \u6211\u4eec\u7684\u8bb8\u591a\u8bfb\u8005\u90fd\u662f\u521a\u6765\u5230\u52a0\u62ff\u5927\u7684\u65b0\u79fb\u6c11\uff0c\u4ed6\u4eec\u5bf9\u7eb3\u7a0e\u8ba1\u5212\u7684\u57fa\u672c\u77e5\u8bc6\u6709\u8bf8\u591a […]<\/p>\n","protected":false},"author":32,"featured_media":211026,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[427,866],"tags":[],"class_list":["post-211029","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-news-zh-hans","category-featured-zh-hans","sectors-financial-products-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/211029","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=211029"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/211029\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/211026"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=211029"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=211029"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=211029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}