{"id":334294,"date":"2020-05-13T22:45:13","date_gmt":"2020-05-14T05:45:13","guid":{"rendered":"https:\/\/nai500.com\/?p=334294"},"modified":"2020-05-13T22:45:13","modified_gmt":"2020-05-14T05:45:13","slug":"%e7%be%8e%e8%82%a1%e6%8a%95%e8%b5%84-%e7%be%8e%e5%9b%bd%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e8%82%a1","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2020\/05\/%e7%be%8e%e8%82%a1%e6%8a%95%e8%b5%84-%e7%be%8e%e5%9b%bd%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e8%82%a1\/","title":{"rendered":"\u7f8e\u80a1\u6295\u8d44\uff1a5\u6708\u6700\u503c\u5f97\u4e70\u5165\u76843\u53ea\u7f8e\u56fd\u91d1\u878d\u79d1\u6280\u80a1"},"content":{"rendered":"<p>\u7f8e\u56fd\u91d1\u878d\u79d1\u6280\u80a1\u662f\u6b64\u6b21\u65b0\u51a0\u75ab\u60c5\u7684\u53d7\u76ca\u80a1\uff0c\u8bf8\u5982<a href=\"https:\/\/nai500.com\/zh-hans\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%af%a2\/?qm_symbol=PYPL\">PayPal Holdings Inc\uff08NASDAQ: PYPL\uff09<\/a>\u3001<a href=\"https:\/\/nai500.com\/zh-hans\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%af%a2\/?qm_symbol=QTWO\">Q2 Holdings Inc\uff08NYSE: QTWO\uff09<\/a>\u548c<a href=\"https:\/\/nai500.com\/zh-hans\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%af%a2\/?qm_symbol=AX\">Axos Financial, Inc.\uff08NYSE: AX\uff09<\/a>\u5728\u5185\u7684\u7f8e\u56fd\u91d1\u878d\u79d1\u6280\u80a1\u80a1\u4ef7\u6700\u8fd11\u4e2a\u6708\u5747\u5927\u5e45\u4e0a\u6da8\uff0c\u91d1\u878d\u670d\u52a1\u516c\u53f8\u7684\u521b\u65b0\u4ee5\u53ca\u7535\u5546\u7684\u53d1\u5c55\u90fd\u79bb\u4e0d\u5f00\u91d1\u878d\u79d1\u6280\uff0c\u7f8e\u56fd\u91d1\u878d\u79d1\u6280\u80a1\u7684\u79ef\u6781\u524d\u666f\u4e00\u76f4\u5728\u5f3a\u5316\u7684\u8fc7\u7a0b\u4e2d\u3002<\/p>\n<p>\u4e0a\u8ff03\u53ea\u7f8e\u56fd\u91d1\u878d\u79d1\u6280\u80a1\u5404\u81ea\u7684\u4f18\u52bf\u548c\u5dee\u5f02\u662f\u4ec0\u4e48\uff1f<\/p>\n<h2>1. \u91d1\u878d\u79d1\u6280\u9f99\u5934\u516c\u53f8PayPal<\/h2>\n<p>\u4f5c\u4e3a\u91d1\u878d\u79d1\u6280\u9886\u57df\u7684\u5f00\u62d3\u8005\uff0cPayPal\u5f88\u5927\u7a0b\u5ea6\u4e0a\u5c31\u4ee3\u8868\u4e86\u8fd9\u4e2a\u91d1\u878d\u79d1\u6280\u884c\u4e1a\u672c\u8eab\u3002\u4e0d\u8fc7\uff0c\u8be5\u516c\u53f8\u5e76\u6ca1\u6709\u6b62\u6b65\u4e8e\u6570\u5b57\u652f\u4ed8\u5904\u7406\u8fd9\u4e00\u8d77\u70b9\u3002\u4e3a\u4e86\u5b9e\u73b0\u66f4\u5927\u7684\u76ee\u6807\uff0cPayPal\u7ee7\u7eed\u5efa\u7acb\u65b0\u7684\u5546\u4e1a\u5173\u7cfb\u5e76\u6536\u8d2d\u8865\u8db3\u6027\u54c1\u724c\uff0c\u4ece\u800c\u5728\u91d1\u878d\u79d1\u6280\u9886\u57df\u7684\u7ade\u4e89\u4e2d\u4e00\u76f4\u4fdd\u6301\u9886\u5148\u5730\u4f4d\u3002\u901a\u8fc7\u6536\u8d2d\uff0cPayPal\u63d0\u9ad8\u4e86\u81ea\u5df1\u7684\u89c4\u6a21\u3001\u5b9e\u529b\u548c\u6f5c\u529b\uff0c\u6210\u4e3a\u8ba9\u6570\u5b57\u652f\u4ed8\u9886\u57df\u6240\u6709\u516c\u53f8\u90fd\u754f\u60e7\u7684\u5f3a\u5927\u5bf9\u624b\u3002<\/p>\n<p>PayPal\u76842020\u5e74\u4e00\u5b63\u62a5\u663e\u793a\u4e86\u8be5\u516c\u53f8\u5177\u5907\u6301\u7eed\u53cc\u4f4d\u6570\u589e\u957f\u7684\u80fd\u529b\uff0c\u5176\u4e2d\u6c47\u7387\u4e2d\u6027\u6536\u5165\u589e\u957f13%\uff0c\u65b0\u6d3b\u8dc3\u7528\u6237\u6570\u51c0\u589e1000\u4e07\u81f33.25\u4ebf\uff0c\u603b\u652f\u4ed8\u989d\uff08TPV\uff09\u589e\u957f19%\u3002PayPal\u7ee7\u7eed\u4e0e\u96f6\u552e\u5546\u548c\u91d1\u878d\u673a\u6784\u5efa\u7acb\u6218\u7565\u4f19\u4f34\u5173\u7cfb\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u6570\u5b57\u652f\u4ed8\u9009\u9879\uff0c\u6700\u8fd1\u8fd8\u7ecf\u7f8e\u56fd\u653f\u5e9c\u6279\u51c6\u6210\u4e3a\u552f\u4e00\u83b7\u51c6\u53d1\u653e\u85aa\u8d44\u4fdd\u62a4\u8ba1\u5212\u5c0f\u4f01\u4e1a\u8d37\u6b3e\u7684\u975e\u94f6\u91d1\u878d\u673a\u6784\u3002<\/p>\n<p>\u7535\u5546\u7684\u8fdb\u4e00\u6b65\u666e\u53ca\u5df2\u7136\u662f\u5927\u52bf\u6240\u8d8b\uff0c\u6700\u8fd1\u75ab\u60c5\u671f\u95f4\u6d88\u8d39\u8005\u7684\u884c\u4e3a\u5df2\u7ecf\u8bc1\u660e\u4e86\u8fd9\u4e00\u70b9\uff0cPayPal\u65e0\u7591\u5c06\u662f\u8fd9\u4e00\u8d8b\u52bf\u7684\u53d7\u76ca\u8005\u3002PayPal\u624b\u63e1$13\u4ebf\u7684\u81ea\u7531\u73b0\u91d1\u6d41\u4ee5\u53ca$126\u4ebf\u7684\u73b0\u91d1\u3001\u73b0\u91d1\u7b49\u4ef7\u7269\u548c\u6295\u8d44\uff0c\u8fd9\u4e9b\u8d44\u91d1\u8db3\u4ee5\u652f\u6301\u8be5\u516c\u53f8\u5f00\u5c55\u66f4\u591a\u7684\u6295\u8d44\u5e76\u5de9\u56fa\u81ea\u5df1\u7684\u9886\u5148\u5730\u4f4d\u3002\u8be5\u516c\u53f8\u9884\u8ba1\u4e8c\u5b63\u5ea6\u6536\u5165\u5c06\u5b9e\u73b0\u53cc\u4f4d\u6570\u7684\u589e\u957f\u3002\u5c3d\u7ba1\u8fd9\u53ea\u80a1\u7968\u4ef7\u683c\u5f88\u9ad8\u5e76\u903c\u8fd152\u5468\u9ad8\u70b9\uff0c\u4f46\u80a1\u4ef7\u672a\u6765\u51e0\u5e74\u6781\u6709\u53ef\u80fd\u7ee7\u7eed\u8ddf\u968f\u516c\u53f8\u4e00\u540c\u589e\u957f\u3002<\/p>\n<h2>2. \u91d1\u878d\u79d1\u6280\u8f6f\u4ef6\u516c\u53f8Q2 Holdings<\/h2>\n<p>Q2 Holdings\u662f\u4e00\u5bb6\u4e3a\u5c0f\u94f6\u884c\u548c\u91d1\u878d\u79d1\u6280\u516c\u53f8\u63d0\u4f9b\u6570\u5b57\u8f6c\u6362\u89e3\u51b3\u65b9\u6848\u7684\u8f6f\u4ef6\u516c\u53f8\u3002\u516c\u53f8\u7684\u4e91\u8f6f\u4ef6\u5e73\u53f0\u901a\u8fc7\u5e76\u8d2d\u5b9e\u73b0\u4e86\u5feb\u901f\u6269\u5f20\u3002<\/p>\n<p>Q2\u6bcf\u4e2a\u5b63\u5ea6\u7684\u6536\u5165\u90fd\u5b9e\u73b0\u4e86\u53cc\u4f4d\u6570\u7684\u589e\u957f\u5e76\u5ef6\u7eed\u81f32020\u5e74\u7684\u4e00\u5b63\u5ea6\u3002\u4e00\u5b63\u62a5\u663e\u793a\uff0c\u516c\u53f8\u6536\u5165\u540c\u6bd4\u589e\u957f30%\u81f3$9240\u4e07\uff0c\u53e6\u5916\u65b0\u589e\u7528\u6237\u6570\u589e\u957f18%\u81f3800,000\uff0c\u6d3b\u8dc3\u7528\u6237\u603b\u6570\u589e\u81f31540\u4e07\u3002\u9996\u5e2d\u6267\u884c\u5b98Matt Flake\u89e3\u91ca\u9053\uff0c\u65b0\u51a0\u75ab\u60c5\u5c06\u9a71\u52a8\u94f6\u884c\u548c\u91d1\u878d\u670d\u52a1\u516c\u53f8\u5f3a\u529b\u63a8\u8fdb\u94f6\u884c\u4e1a\u52a1\u7684\u73b0\u4ee3\u5316\u548c\u6570\u5b57\u5316\u3002\u8fd9\u5bf9Q2\u5c06\u662f\u4e00\u4e2a\u91cd\u8981\u7684\u5229\u597d\u3002<\/p>\n<p>Q2 Holdings\u9884\u8ba1\u4e8c\u5b63\u5ea6\u975eGAAP\u6536\u5165\u5728$9400-9600\u4e07\u4e4b\u95f4\uff0c\u540c\u6bd4\u589e\u901f21%-24%\u3002\u5168\u5e74\u975eGAAP\u6536\u5165\u7684\u6307\u5f15\u533a\u95f4\u4e2d\u70b9\u4ece$4.14\u4ebf\u4e0b\u4fee\u81f3$3.965\u4ebf\uff0c\u4f46\u540c\u6bd4\u589e\u5e45\u4ecd\u8fbe25%\u3002<\/p>\n<p>\u75ab\u60c5\u7206\u53d1\u4ee5\u6765\uff0cQ2\u7684\u80a1\u4ef7\u8ddf\u968f\u591a\u6570\u80a1\u7968\u4e00\u540c\u4e0b\u8dcc\uff0c\u6b64\u540e\u6ce2\u52a8\u4e5f\u6bd4\u8f83\u5267\u70c8\uff0c\u4f46\u5e74\u5185\u57fa\u672c\u6301\u5e73\uff0c\u540c\u671f\u5e02\u573a\u4ecd\u4e0b\u8dcc9.6%\uff0c\u56e0\u6b64\u73b0\u5728\u6216\u8bb8\u662f\u4e00\u4e2a\u4e0d\u9519\u7684\u4e70\u5165\u65f6\u70b9\u3002<\/p>\n<h2>3. \u6570\u5b57\u94f6\u884cAxos Financial<\/h2>\n<p>Axos\u662f\u6700\u8fd1\u51e0\u5e74\u7eb7\u7eb7\u6210\u7acb\u7684\u8bf8\u591a\u6570\u5b57\u94f6\u884c\u4e4b\u4e00\uff0c\u8fd9\u4e9b\u94f6\u884c\u7684\u6700\u5927\u7279\u5f81\u548c\u4f18\u52bf\u662f\u6ca1\u6709\u7ebf\u4e0b\u5b9e\u4f53\u95e8\u5e97\uff0c\u670d\u52a1\u5185\u5bb9\u6709\u9650\uff0c\u4f46\u4ec5\u6536\u53d6\u5f88\u4f4e\u7684\u94f6\u884c\u670d\u52a1\u8d39\u751a\u81f3\u662f\u4e0d\u6536\u8d39\uff0c\u56e0\u6b64\u5438\u5f15\u4e86\u5f88\u591a\u4eba\uff0c\u5c24\u5176\u662f\u5343\u79a7\u4e00\u4ee3\u7684\u559c\u7231\u3002Axos\u7684\u5546\u4e1a\u6a21\u5f0f\u7b80\u6d01\u6613\u7528\uff0c\u4e0d\u6536\u8d39\u4e14\u63d0\u4f9b\u9ad8\u4e8e\u5e73\u5747\u6c34\u5e73\u7684\u5229\u606f\uff0c\u4ee5\u53ca\u5feb\u901f\u7684\u6570\u5b57\u652f\u4ed8\u548c\u5b58\u6b3e\u3002\u516c\u53f8\u4e3b\u6253\u623f\u8d37\u548c\u7269\u4e1a\u8d37\u6b3e\uff0c\u540c\u65f6\u6574\u5408\u4e86\u6295\u8d44\u5185\u5bb9\u5e76\u5c06\u670d\u52a1\u5bf9\u8c61\u6269\u5927\u81f3\u5c0f\u4f01\u4e1a\u3002<\/p>\n<p>Axos 4\u6708\u672b\u53d1\u5e03\u76842020\u8d22\u5e74\u4e09\u5b63\u62a5\u663e\u793a\uff0c\u516c\u53f8\u51c0\u5229\u6da6\u540c\u6bd4\u589e\u957f44%\u3002\u603b\u8d44\u4ea7\u540c\u6bd4\u589e\u957f$13\u4ebf\uff0811.8%\uff09\u81f3$122\u4ebf\uff0c\u5b58\u6b3e\u603b\u989d\u589e\u957f\u7ea6$9.00\u4ebf\uff0810.5%\uff09\u3002\u516c\u53f8\u5c06\u62e8\u5907\u589e\u52a0$950\u4e07\u4ee5\u5e94\u5bf9\u65b0\u51a0\u75ab\u60c5\u53ef\u80fd\u5bfc\u81f4\u7684\u574f\u8d26\u589e\u52a0\uff0c\u4f46\u8fd9\u4e00\u62e8\u5907\u589e\u52a0\u989d\u76f8\u6bd4\u5176\u4ed6\u94f6\u884c\u975e\u5e38\u5730\u4f4e\u3002<\/p>\n<p>Axos\u80a1\u7968\u7684\u5e02\u76c8\u7387\u4ec5\u67097\uff0c\u8fd9\u54ea\u6015\u5728\u94f6\u884c\u80a1\u5f53\u4e2d\u4e5f\u7b97\u662f\u4f4e\u7684\u3002\u75ab\u60c5\u5bf9\u94f6\u884c\u4e1a\u6253\u51fb\u660e\u663e\uff0c\u91d1\u878d\u677f\u5757\u4eca\u5e74\u8fc4\u4eca\u5e73\u5747\u4e0b\u8dcc\u4e8629%\uff0c\u540c\u671fAxos\u4e0b\u8dcc33%\u3002\u4e0d\u8fc7\uff0c\u4e00\u65e6\u7ecf\u6d4e\u590d\u82cf\uff0cAxos\u5dee\u5f02\u5316\u3001\u7075\u6d3b\u4ee5\u53ca\u79d1\u6280\u9886\u5148\u7684\u6a21\u5f0f\u5c06\u8d4b\u4e88\u8be5\u516c\u53f8\u66f4\u5927\u7684\u589e\u957f\u52a8\u529b\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u7f8e\u56fd\u91d1\u878d\u79d1\u6280\u80a1\u662f\u6b64\u6b21\u65b0\u51a0\u75ab\u60c5\u7684\u53d7\u76ca\u80a1\uff0c\u8bf8\u5982PayPal Holdings Inc\uff08NASDAQ: PYPL\uff09\u3001 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":334295,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1521,430],"tags":[1668,558,522,634],"class_list":["post-334294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1521","category-trends-strategies-zh-hans","tag-covid-19-zh-hans","tag-558","tag-522","tag-634","sectors-financial-products-zh-hans","sectors-technology-zh-hans","locations-us-zh-hans","exchange-nasdaq-zh-hans","exchange-nyse-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/334294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=334294"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/334294\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/334295"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=334294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=334294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=334294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}