{"id":346144,"date":"2020-08-16T18:38:11","date_gmt":"2020-08-17T01:38:11","guid":{"rendered":"https:\/\/nai500.com\/?p=346144"},"modified":"2020-08-16T18:38:11","modified_gmt":"2020-08-17T01:38:11","slug":"cmhc-%e9%a6%96%e5%b8%ad%e6%89%a7%e8%a1%8c%e5%ae%98-%e5%8a%a0%e6%8b%bf%e5%a4%a7%e6%88%bf%e8%b4%b7","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2020\/08\/cmhc-%e9%a6%96%e5%b8%ad%e6%89%a7%e8%a1%8c%e5%ae%98-%e5%8a%a0%e6%8b%bf%e5%a4%a7%e6%88%bf%e8%b4%b7\/","title":{"rendered":"\u6253\u538b\u8fd8\u662f\u5f15\u5bfc\uff1fCMHC\u9996\u5e2d\u6267\u884c\u5b98\u7684\u4e00\u5c01\u4fe1\u9707\u52a8\u52a0\u62ff\u5927\u623f\u8d37\u5e02\u573a"},"content":{"rendered":"<p>\u52a0\u62ff\u5927\u62b5\u62bc\u8d37\u6b3e\u548c\u4f4f\u623f\u516c\u53f8\uff08CMHC\uff09\u7684\u9996\u5e2d\u6267\u884c\u5b98Evan Siddall\u4e00\u76f4\u5c31\u662f\u76f4\u8a00\u4e0d\u8bb3\uff0c\u4f46\u6700\u8fd1\u4ed6\u5199\u7ed9\u8d37\u6b3e\u673a\u6784\u7684\u4e00\u5c01\u4fe1\u5374\u5f15\u53d1\u4e86\u52a0\u62ff\u5927\u623f\u8d37\u5e02\u573a\u751a\u4e8e\u4ee5\u5f80\u7684\u9707\u52a8\u3002\u8fd9\u5c01\u4fe1\u88ab\u89e3\u8bfb\u4e3a\u6253\u538b\u7ade\u4e89\u5bf9\u624b\u4ee5\u53ca\u52a0\u62ff\u5927\u94f6\u884c\u7684\u623f\u8d37\u4e1a\u52a1\uff08<a href=\"https:\/\/nai500.com\/zh-hans\/blog\/2020\/06\/cmhc-%e6%88%bf%e8%b4%b7%e6%96%b0%e8%a7%84-%e5%8a%a0%e6%8b%bf%e5%a4%a7%e6%88%bf%e5%9c%b0%e4%ba%a7\/\">CMHC\u7684\u623f\u8d37\u65b0\u89c4\u5373\u5c06\u751f\u6548\uff0c\u8fd9\u5c06\u5bf9\u52a0\u62ff\u5927\u623f\u5730\u4ea7\u5e02\u573a\u9020\u6210\u600e\u6837\u7684\u5f71\u54cd\uff1f<\/a>\uff09\u3002<\/p>\n<p>Siddall\u5728\u4fe1\u4e2d\u6073\u6c42\u8d37\u6b3e\u673a\u6784\u201c\u91cd\u65b0\u8003\u8651\u201d\u5411\u9ad8\u6760\u6746\u5bb6\u5ead\u53d1\u653e\u623f\u5c4b\u8d37\u6b3e\uff0c\u5373\u4f7fCMHC\u7684\u7ade\u4e89\u5bf9\u624b\u613f\u610f\u4e3a\u8fd9\u6837\u7684\u8d37\u6b3e\u63d0\u4f9b\u4fdd\u9669\uff0c\u79f0\u8fc7\u5ea6\u501f\u8d37\u5c06\u52a0\u5267\u63a5\u4e0b\u6765\u7684\u7ecf\u6d4e\u8c03\u6574\u4e4b\u75db\u3002\u6b64\u5916\uff0c\u79c1\u4eba\u5e02\u573a\u7684\u623f\u8d37\u4fdd\u9669\u5546\u5e76\u672a\u8ddf\u968fCMHC\u7684\u811a\u6b65\u6536\u7d27\u623f\u8d37\u653f\u7b56\uff0cSiddall\u5bf9\u6b64\u611f\u5230\u5931\u671b\uff0c\u5e76\u6307\u51fa\u8be5\u7687\u5bb6\u4fdd\u9669\u5546\u73b0\u5728\u56e0\u4e3a\u6267\u884c\u66f4\u4e25\u683c\u7684\u7684\u623f\u8d37\u653f\u7b56\u800c\u4e0d\u65ad\u4e27\u5931\u5e02\u573a\u4efd\u989d\u3002<\/p>\n<p>\u6709\u94f6\u884c\u4e1a\u4eba\u58eb\u79c1\u5e95\u4e0b\u8868\u793a\uff0c\u4ed6\u4eec\u62c5\u5fc3\u7684\u662f\uff0c\u6536\u7d27\u623f\u8d37\u7684\u521d\u8877\u53ef\u80fd\u662f\u4e3a\u4e86\u4fdd\u62a4\u52a0\u62ff\u5927\u7684\u4f4f\u623f\u5e02\u573a\u548c\u7ecf\u6d4e\uff0c\u4f46\u6709\u53ef\u80fd\u5e72\u6270\u5230\u9996\u6b21\u8d2d\u623f\u8005\u7684\u9700\u6c42\uff0c\u9020\u6210\u610f\u6599\u4e4b\u5916\u7684\u540e\u679c\u3002\u52a0\u62ff\u5927\u7684\u8d37\u6b3e\u673a\u6784\u73b0\u5728\u5e0c\u671b\u65b0\u7684\u8d2d\u623f\u8005\u81f3\u5c11\u80fd\u591f\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u62b5\u6d88\u623f\u8d37\u8fdd\u7ea6\u7387\u4e0a\u5347\u5e26\u6765\u7684\u8d1f\u9762\u51b2\u51fb\u3002\u4e00\u65e6\u653f\u5e9c\u8d44\u52a9\u7684\u75ab\u60c5\u6551\u6d4e\u2014\u2014\u5305\u62ec\u5931\u4e1a\u5de5\u8d44\u66ff\u4ee3\u548c\u8865\u8d34\u2014\u2014\u9010\u6b65\u9000\u51fa\uff0c\u52a0\u62ff\u5927\u623f\u8d37\u8fdd\u7ea6\u7387\u6781\u6709\u53ef\u80fd\u98d9\u5347\u3002<\/p>\n<p>\u52a0\u62ff\u5927\u7687\u5bb6\u94f6\u884c\u524d\u9996\u5e2d\u6267\u884c\u5b98Gord Nixon\u8868\u793a\uff0c\u6574\u4e2a\u7cfb\u7edf\u5c06\u8fce\u6765\u9635\u75db\u8fd9\u5c06\u662f\u6beb\u65e0\u7591\u95ee\u7684\uff0c\u4f46\u95ee\u9898\u662f\u589e\u91cf\u9700\u6c42\u4f1a\u5426\u4ee5\u53ca\u591a\u5927\u7a0b\u5ea6\u80fd\u591f\u63d0\u632f\u5e02\u573a\uff1f\u5c31\u4e1a\u6c34\u5e73\u2014\u2014\u94f6\u884c\u8bc4\u4f30\u623f\u8d37\u62d6\u6b20\u548c\u8fdd\u7ea6\u98ce\u9669\u7684\u5173\u952e\u6307\u6807\u2014\u2014\u5728COVID-19\u75ab\u60c5\u671f\u95f4\u5927\u5e45\u4e0b\u6ed1\u3002\u4e0d\u8fc7\uff0c\u653f\u5e9c\u7684\u6551\u52a9\u6682\u65f6\u7f13\u89e3\u4e86\u5bb6\u5ead\u6536\u5165\u7684\u635f\u5931\u3002Nixon\u62d2\u7edd\u4e13\u95e8\u5c31Siddall\u7684\u4fe1\u51fd\u53d1\u8868\u8bc4\u8bba\uff0c\u4f46\u4ed6\u5728\u5468\u56db\u7684\u7535\u89c6\u91c7\u8bbf\u4e2d\u8868\u793a\uff0cCMHC\u7684CEO\u6240\u8868\u8fbe\u7684\u89c2\u70b9\u5728\u4ed6\u770b\u6765\u201c\u6709\u4e9b\u5371\u8a00\u8038\u542c\u201d\u3002<\/p>\n<p>\u4e1a\u5185\u4eba\u58eb\u8868\u793a\uff0cCMHC\u7684\u638c\u95e8\u4eba\u5c06\u77db\u5934\u7784\u51c6\u79c1\u4eba\u5e02\u573a\u7684\u7ade\u4e89\u5bf9\u624bGenworth Financial Mortgage Insurance Company Canada\u548cCanada Guaranty Mortgage Insurance Co\uff0c\u8fd9\u8ba9\u6d77\u6e7e\u8857\uff08\u76f8\u5f53\u4e8e\u7f8e\u56fd\u7684\u534e\u5c14\u8857\uff09\u7684\u5f88\u591a\u4eba\u611f\u5230\u5403\u60ca\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u4e00\u540d\u94f6\u884c\u4e1a\u8d44\u6df1\u4eba\u58eb\u8d28\u7591\u79f0\uff0c\u4e3a\u4ec0\u4e48\u662fCMHC\u5728\u63a8\u52a8\u62b5\u62bc\u8d37\u6b3e\u4fdd\u9669\u5546\u4e3a\u8d37\u6b3e\u673a\u6784\u8bbe\u5b9a\u6807\u51c6\uff1f\u8fd9\u96be\u9053\u4e0d\u662f\u76d1\u7ba1\u673a\u6784\u91d1\u878d\u673a\u6784\u76d1\u7ba1\u529e\u516c\u5ba4\uff08OSFI\uff09\u7684\u5de5\u4f5c\u5417\uff1f<\/p>\n<p>Siddall\u5728\u5199\u7ed9\u8d37\u6b3e\u673a\u6784\u7684\u4fe1\u4e2d\u8868\u793a\uff0c\u4ed6\u53ea\u662f\u89e3\u91ca\u4e86CMHC 7\u67081\u65e5\u8c03\u6574\u623f\u8d37\u6838\u4fdd\u653f\u7b56\u2014\u2014\u5305\u62ec\u63d0\u9ad8CMHC\u4fdd\u9669\u7684\u6700\u4f4e\u4fe1\u7528\u5206\uff0c\u4ee5\u53ca\u53d6\u6d88\u501f\u6b3e\u652f\u4ed8\u9996\u4ed8\u7684\u8d2d\u623f\u4eba\u7684\u623f\u8d37\u4fdd\u9669\u2014\u2014\u7684\u903b\u8f91\u548c\u4f9d\u636e\uff0c\u4ee5\u53ca\u52aa\u529b\u786e\u4fdd\u65b0\u653f\u4e0d\u4f1a\u5bfc\u81f4CMHC\u7684\u5e02\u573a\u4efd\u989d\u51fa\u73b0\u201c\u4e0d\u5fc5\u8981\u201d\u7684\u5927\u5e45\u4e0b\u6ed1\u3002<\/p>\n<p>\u4e0d\u8fc7\uff0c\u4ed6\u7ed9\u51fa\u7684\u623f\u8d37\u65b0\u653f\u7684\u5176\u4e2d\u4e00\u4e2a\u7406\u7531\u2014\u2014\u52a0\u62ff\u5927\u5bb6\u5ead\u8d1f\u503a\u6c34\u5e73\u9ad8\u2014\u2014\u4e5f\u906d\u5230\u4e86\u94f6\u884c\u4e1a\u4eba\u58eb\u7684\u8d28\u7591\uff0c\u56e0\u4e3a\u8fd9\u5e76\u4e0d\u662f\u4e00\u4e2a\u65b0\u7684\u95ee\u9898\uff0c\u56fd\u5185\u4ee5\u53ca\u5305\u62ec\u7ecf\u6d4e\u5408\u4f5c\u4e0e\u53d1\u5c55\u7ec4\u7ec7\uff08OECD\uff09\u5728\u5185\u7684\u56fd\u9645\u673a\u6784\u591a\u5e74\u6765\u4e00\u76f4\u5728\u63d0\u793a\u8be5\u98ce\u9669\u3002\u8be5\u540d\u94f6\u884c\u4e1a\u8d44\u6df1\u4eba\u58eb\u6307\u51fa\uff0c\u5c3d\u7ba1\u8fd9\u4e9b\u8b66\u544a\u4e00\u76f4\u5b58\u5728\uff0c\u4f46\u4ece2008\u5e74\u7684\u91d1\u878d\u5371\u673a\u52302015\u5e74\u7684\u6cb9\u4ef7\u66b4\u8dcc\uff0c\u52a0\u62ff\u5927\u4f4f\u5b85\u62b5\u62bc\u8d37\u6b3e\u884c\u4e1a\u7684\u8fdd\u7ea6\u7387\u5e76\u672a\u51fa\u73b0\u6025\u5267\u98d9\u5347\u3002<\/p>\n<p>Siddall\u539f\u672c\u6253\u7b97\u5728\u5708\u5185\u8868\u8fbe\u4ed6\u5bf9\u623f\u8d37\u6838\u4fdd\u7684\u770b\u6cd5\uff0c\u4f46\u5728\u201c\u6709\u4eba\u6cc4\u9732\u201d\u4fe1\u4ef6\u5185\u5bb9\u540e\uff0c\u4ed6\u5c06\u8be5\u4fe1\u4ef6\u53d1\u5e03\u5728\u4e86\u9886\u82f1\u5e73\u53f0\u4e0a\uff0c\u76ee\u7684\u662f\u5e0c\u671b\u4eba\u4eec\u770b\u5230\u7684\u662f\u5b8c\u6574\u800c\u4e0d\u662f\u8282\u9009\u7684\u5185\u5bb9\u3002\u6b64\u5916\uff0c\u4ed6\u8fd8\u5728\u63a8\u7279\u4e0a\u9a73\u65a5\u4e86\u67d0\u4e9b\u5a92\u4f53\u4eba\u4e3a\u4e86\u4e00\u5df1\u79c1\u5229\u800c\u5bf9\u4ed6\u7684\u89c2\u70b9\u6240\u8fdb\u884c\u7684\u66f2\u89e3\uff0c\u79f0\u4ed6\u5e76\u672a\u8bd5\u56fe\u963b\u6b62\u8d37\u6b3e\u673a\u6784\u8ddfCMCH\u7684\u79c1\u4eba\u5e02\u573a\u7ade\u4e89\u5bf9\u624bGenworth\u548cCanada Guaranty\u5f00\u5c55\u4e1a\u52a1\u3002<\/p>\n<p>\u4ed6\u5728\u4fe1\u4e2d\u5199\u9053\uff1a\u201c\u8fc7\u5ea6\u501f\u8d37\u672a\u6765\u5c06\u62d6\u7d2f\u7ecf\u6d4e\u589e\u957f\uff0c\u6211\u5c06\u8fd9\u4e00\u70b9\u4f5c\u4e3a\u6211\u4eec\u8c03\u6574\u623f\u8d37\u653f\u7b56\u7684\u4f9d\u636e\u3002\u6211\u627f\u8ba4\u6211\u4eec\u7684\u5e02\u573a\u4efd\u989d\u5c06\u4e0b\u6ed1\uff0c\u4f46\u6211\u4ec5\u4ec5\u53ea\u662f\u547c\u5401\u8d37\u6b3e\u673a\u6784\u4e0d\u8981\u8ba9\u6211\u4eec\u7684\u7ade\u4e89\u5bf9\u624b\u83b7\u5f97\u8d85\u8fc7\u6211\u4eec\u73b0\u5728\u907f\u514d\u7684\u8fc7\u9ad8\u7684\u4efd\u989d\u3002\u201d<\/p>\n<p>Siddall\u627f\u8ba4\u8bf4\uff0c\u4ed6\u4f3c\u4e4e\u89e6\u78b0\u5230\u4e86\u8d37\u6b3e\u673a\u6784\u7684\u654f\u611f\u795e\u7ecf\uff0c\u5e76\u5e0c\u671b\u901a\u8fc7\u516c\u5f00\u53d1\u5e03\u4fe1\u51fd\u4ee5\u53ca\u56de\u5e94\u6279\u8bc4\u7684\u65b9\u5f0f\u6d88\u9664\u4eba\u4eec\u7684\u8bef\u89e3\u3002<\/p>\n<p>\u91d1\u878d\u673a\u6784\u76d1\u7ba1\u529e\u516c\u5ba4\u7684\u53d1\u8a00\u4eba\u8868\u793a\uff0c\u8be5\u673a\u6784\u6b63\u5728\u5bc6\u5207\u5173\u6ce8\u4f4f\u623f\u5e02\u573a\u7684\u8d37\u6b3e\u6d3b\u52a8\uff0c\u5e76\u5c06\u4f9d\u636e\u5df2\u5236\u5b9a\u7684\u6307\u5357\u8bc4\u4f30\u501f\u6b3e\u4eba\u5728\u5404\u79cd\u73af\u5883\u4e0b\u7684\u8fd8\u6b3e\u80fd\u529b\u3002\u8be5\u76d1\u7ba1\u673a\u6784\u7684\u9ad8\u7ea7\u6c9f\u901a\u987e\u95eeMichael Toope\u8868\u793a\uff1a\u201cOSFI\u5c06\u7ee7\u7eed\u76d1\u63a7\u8d37\u6b3e\u673a\u6784\u7684\u4e1a\u52a1\u5f00\u5c55\u60c5\u51b5\uff0c\u4e00\u65e6\u53d1\u73b0\u9700\u8981\u6ce8\u610f\u7684\u5730\u65b9\uff0c\u5c06\u4e3b\u52a8\u544a\u77e5\u8d37\u6b3e\u673a\u6784\u3002\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u52a0\u62ff\u5927\u62b5\u62bc\u8d37\u6b3e\u548c\u4f4f\u623f\u516c\u53f8\uff08CMHC\uff09\u7684\u9996\u5e2d\u6267\u884c\u5b98Evan Siddall\u4e00\u76f4\u5c31\u662f\u76f4\u8a00\u4e0d\u8bb3\uff0c\u4f46\u6700\u8fd1\u4ed6\u5199\u7ed9\u8d37\u6b3e\u673a\u6784 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":346145,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[430],"tags":[],"class_list":["post-346144","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends-strategies-zh-hans","sectors-real-estate-zh-hans","locations-canada-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/346144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=346144"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/346144\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/346145"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=346144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=346144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=346144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}