{"id":388393,"date":"2021-07-04T20:18:01","date_gmt":"2021-07-05T03:18:01","guid":{"rendered":"https:\/\/nai500.com\/blog\/2021\/07\/5-steps-to-retire-in-canada\/"},"modified":"2021-07-04T20:18:40","modified_gmt":"2021-07-05T03:18:40","slug":"%e5%8a%a0%e6%8b%bf%e5%a4%a7%e9%80%80%e4%bc%91-%e9%80%80%e4%bc%91%e8%a7%84%e5%88%92-%e4%ba%94%e6%ad%a5%e8%b5%b0","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2021\/07\/%e5%8a%a0%e6%8b%bf%e5%a4%a7%e9%80%80%e4%bc%91-%e9%80%80%e4%bc%91%e8%a7%84%e5%88%92-%e4%ba%94%e6%ad%a5%e8%b5%b0\/","title":{"rendered":"\u52a0\u62ff\u5927\u9000\u4f11\u89c4\u5212\uff1a\u52a0\u62ff\u5927\u9000\u4f11\u4e94\u6b65\u8d70"},"content":{"rendered":"<p>\u65f6\u5149\u98de\u901d\uff0c\u9000\u4f11\u8981\u6bd4\u4f60\u60f3\u8c61\u7684\u66f4\u5feb\u5230\u6765\uff0c\u56e0\u6b64\u6709\u5fc5\u8981\u63d0\u524d\u89c4\u5212\u3002\u5728\u8fd9\u7bc7\u6587\u7ae0\u4e2d\uff0c\u6211\u5c06\u5206\u4eab\u52a0\u62ff\u5927\u9000\u4f11\u89c4\u5212\u76845\u4e2a\u7b80\u5355\u6b65\u9aa4\uff0c\u8fd95\u4e2a\u6b65\u9aa4\u4e0d\u4ec5\u5e2e\u52a9\u4f60\u50a8\u84c4\uff0c\u540c\u65f6\u4e5f\u5c06\u662f\u8865\u5145\u4f60\u9000\u4f11\u6536\u5165\u7684\u7b56\u7565\u3002\u4e3a\u4ec0\u4e48\u73b0\u5728\u5c31\u8981\u5f00\u59cb\u505a\u9000\u4f11\u89c4\u5212\uff1f\u672a\u96e8\u7ef8\u7f2a\uff0c\u6709\u5907\u624d\u80fd\u65e0\u60a3\u3002\u5982\u679c\u7b49\u5230\u9000\u4f11\u5e74\u9f84\u624d\u5f00\u59cb\u8ba1\u5212\uff0c\u53ef\u80fd\u4e3a\u65f6\u5df2\u665a\u3002<\/p>\n<h2>\u9000\u4f11\u76ee\u6807<\/h2>\n<p>\u5236\u5b9a\u9000\u4f11\u89c4\u5212\u524d\uff0c\u6211\u4eec\u5e94\u8be5\u95ee\u81ea\u5df1\u8fd9\u6837\u4e00\u4e9b\u95ee\u9898\uff1a<\/p>\n<ul>\n<li>\u4f60\u7684\u7ec8\u6781\u76ee\u6807\u662f\u4ec0\u4e48\uff1f<\/li>\n<li>\u4f60\u7406\u60f3\u7684\u9000\u4f11\u5e74\u9f84\u662f\u51e0\u5c81\uff1f\u53ea\u6709\u786e\u5b9a\u81ea\u5df1\u7684\u50a8\u84c4\u65f6\u95f4\uff0c\u4f60\u624d\u80fd\u786e\u5b9a\u81ea\u5df1\u6bcf\u4e2a\u6708\u9700\u8981\u5b58\u591a\u5c11\u94b1\u624d\u80fd\u5b9e\u73b0\u8fd9\u4e00\u76ee\u6807\uff0c\u5305\u62ec\u6fc0\u8fdb\u7a0b\u5ea6\u3002<\/li>\n<li>\u4f60\u5bf9\u9000\u4f11\u7684\u5b9a\u4e49\u662f\u4ec0\u4e48\uff1f\u5982\u679c\u4f60\u60f3\u5728\u9000\u4f11\u65f6\u5b8c\u5168\u4e0d\u5fc5\u5de5\u4f5c\uff0c\u5c31\u8981\u5236\u5b9a\u76f8\u5e94\u7684\u50a8\u84c4\u8ba1\u5212\u3002<\/li>\n<\/ul>\n<p>\u4e0d\u8fc7\uff0c\u6211\u7ecf\u5e38\u8fd9\u4e48\u8bf4\uff0c\u6ca1\u6709\u89c4\u5212\u7684\u76ee\u6807\u4e0d\u8fc7\u662f\u7a7a\u60f3\u3002\u4e0d\u8fc7\uff0c\u6211\u4eec\u4e5f\u8981\u660e\u767d\uff0c\u5982\u679c\u60c5\u51b5\u53d1\u751f\u6539\u53d8\uff0c\u4f60\u7684<a href=\"https:\/\/www.thomascchan.com\/reinventing-retirement-planning\/\">\u9000\u4f11\u89c4\u5212\u4e5f\u5c06\u968f\u4e4b\u8c03\u6574<\/a>\uff0c\u9000\u4f11\u89c4\u5212\u5e76\u4e0d\u662f\u4e00\u6210\u4e0d\u53d8\u7684\u3002<\/p>\n<h2>\u6211\u4eec\u9700\u8981\u5b58\u591a\u5c11\u94b1\u624d\u80fd\u9000\u4f11\uff1f<\/h2>\n<p>\u8fd9\u662f\u4e00\u4e2a\u597d\u95ee\u9898\uff0c\u4f46\u56de\u7b54\u8d77\u6765\u5374\u5e76\u4e0d\u5bb9\u6613\u3002\u5f88\u591a\u516c\u5f0f\u4ee5\u53ca\u7f51\u4e0a\u7684\u5404\u79cd\u8ba1\u7b97\u5668\u53ef\u4ee5\u5e2e\u52a9\u4f60\u8fdb\u884c\u8ba1\u7b97\uff0c\u4e3a\u4f60\u63d0\u4f9b\u6709\u76ca\u7684\u6307\u5bfc\uff0c\u4f46\u9000\u4f11\u7a76\u7adf\u9700\u8981\u591a\u5c11\u94b1\uff1f\u8fd9\u4e2a\u95ee\u9898\u6700\u7ec8\u53ea\u6709\u4f60\u81ea\u5df1\u624d\u80fd\u56de\u7b54\u3002\u6211\u4eec\u5728\u8ba1\u7b97\u9000\u4f11\u5b58\u6b3e\u65f6\uff0c\u666e\u904d\u6f0f\u6389\u7684\u4e00\u4e2a\u6b65\u9aa4\u662f\u8ba1\u7b97\u901a\u80c0\u7387\u4ee5\u53ca\u8d44\u91d1\u672a\u6765\u7684\u4ef7\u503c\u3002\u4e00\u65e6\u4f60\u7b97\u51fa\u9000\u4f11\u6240\u5fc5\u987b\u7684\u8d44\u91d1\u91cf\uff0c\u4f60\u5c31\u53ef\u4ee5\u6e05\u6670\u5730\u7b97\u51fa\u6bcf\u4e2a\u6708\u7684\u8ba1\u5212\u50a8\u84c4\u989d\u3002<\/p>\n<p>\u6253\u4e2a\u6bd4\u65b9\uff0cSam\u73b0\u572825\u5c81\u5e76\u6253\u7b9765\u5c81\u9000\u4f11\uff0c\u50a8\u84c4\u65f6\u95f4\u662f40\u5e74\u3002\u4ed6\u6bcf\u4e2a\u6708\u6323$2000\uff0c\u6bcf\u5e74\u7684\u901a\u80c0\u7387\u4e3a2.5%\uff0c\u52302060\u5e74\uff0c\u4e5f\u5c31\u662f\u5728\u4ed6\u9000\u4f11\u7684\u65f6\u5019\uff0c\u6708\u6536\u5165\u9700\u8981\u8fbe\u5230$5400\u3002\u5982\u679c\u5355\u7eaf\u4f9d\u8d56\u81ea\u5df1\u7684\u50a8\u84c4\uff0c\u4ed6\u9700\u8981\u5b58\u5927\u7ea6$120\u4e07\u3002\u6309\u7167\u6bcf\u5e745%\u7684\u6536\u76ca\u7387\u8ba1\u7b97\uff0c\u8fd9$120\u4e07\u7684\u5e74\u6536\u76ca\u4e3a$6\u4e07\uff0c\u6362\u7b97\u5230\u6708\u5c31\u662f$5000\u3002<\/p>\n<p>\u4e0d\u8fc7\uff0c\u6211\u4eec\u9700\u8981\u65f6\u523b\u5173\u6ce8\u4ee5\u4e0b\u8fd9\u4e9b\u4e0d\u786e\u5b9a\u6027\u56e0\u7d20\uff1a<\/p>\n<ul>\n<li>\u989d\u5916\u7684\u533b\u7597\u6210\u672c<\/li>\n<li>\u9884\u671f\u5bff\u547d\u5ef6\u957f<\/li>\n<li>\u901a\u80c0\u7387\u548c\u751f\u6d3b\u6210\u672c\u7684\u6ce2\u52a8<\/li>\n<li>\u4f60\u7684\u751f\u6d3b\u5f00\u9500\uff0c\u9664\u975e\u4f60\u6253\u7b97\u5728\u9000\u4f11\u540e\u5f7b\u5e95\u6539\u53d8\u81ea\u5df1\u7684\u751f\u6d3b\u65b9\u5f0f\uff0c\u4f46\u901a\u5e38\u60c5\u51b5\u4e0b\uff0c\u4f60\u7684\u751f\u6d3b\u5f00\u9500\u91d1\u989d\u8ddf\u4f60\u73b0\u5728\u7684\u751f\u6d3b\u65b9\u5f0f\u76f8\u5dee\u4e0d\u591a<\/li>\n<\/ul>\n<p>\u957f\u8bdd\u77ed\u8bf4\uff0c\u591a\u5b58\u4e00\u70b9\u6709\u76ca\u65e0\u5f0a\u3002\u53e6\u5916\uff0c\u9000\u4f11\u50a8\u84c4\u4efb\u4f55\u65f6\u5019\u5f00\u59cb\u90fd\u4e0d\u4f1a\u592a\u665a\uff0c\u4e0d\u8fc7\u6700\u597d\u662f\u5728\u5de5\u4f5c\u540e\u5c31\u5f00\u59cb\u3002\u4e3a\u4ec0\u4e48\uff1f\u56db\u4e2a\u5b57\uff1a\u590d\u5229\u6548\u5e94\u3002<\/p>\n<h2>\u590d\u5229\u6548\u5e94\u7684\u9b54\u529b<\/h2>\n<p>\u4e3e\u4e2a\u4f8b\u5b50\uff1aMary 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