{"id":408798,"date":"2021-12-21T20:07:11","date_gmt":"2021-12-22T04:07:11","guid":{"rendered":"https:\/\/nai500.com\/?p=408798"},"modified":"2021-12-21T20:09:53","modified_gmt":"2021-12-22T04:09:53","slug":"sofi-nu-holdings-2022%e5%b9%b4-%e8%b0%81-%e6%9b%b4%e8%83%9c-%e4%b8%80%e7%ad%b9%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2021\/12\/sofi-nu-holdings-2022%e5%b9%b4-%e8%b0%81-%e6%9b%b4%e8%83%9c-%e4%b8%80%e7%ad%b9%ef%bc%9f\/","title":{"rendered":"SoFi\u4e0eNu Holdings\uff0c2022\u5e74\u8c01\u66f4\u80dc\u4e00\u7b79\uff1f"},"content":{"rendered":"

SoFi Technologies<\/strong>\u00a0(NASDAQ:SOFI<\/a>)<\/span>\u548cNubank\u6bcd\u516c\u53f8<\/strong>Nu Holdings<\/strong>\u00a0(NYSE:NU<\/a>)<\/span>\u8fd9\u4e24\u53ea\u91d1\u878d\u79d1\u6280\u80a1\u4eca\u5e74\u5df2\u7ecf\u5f15\u8d77\u4e86\u6295\u8d44\u8005\u7684\u5f88\u5927\u5174\u8da3\u3002\u4e24\u5bb6\u516c\u53f8\u90fd\u81f4\u529b\u4e8e\u63d0\u4f9b\u4e00\u6574\u5957\u94f6\u884c\u4ea7\u54c1\uff0c\u65e8\u5728\u6ee1\u8db3\u5ba2\u6237\u6240\u6709\u7684\u94f6\u884c\u4e1a\u52a1\u9700\u6c42\u3002SoFi\u7684\u603b\u90e8\u8bbe\u5728\u7f8e\u56fd\uff0c\u800cNu\u6b63\u5728\u98a0\u8986\u5df4\u897f\u548c\u62c9\u4e01\u7f8e\u6d32\u7684\u94f6\u884c\u5e02\u573a\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u66f4\u5bb9\u6613\u83b7\u5f97\u7684\u91d1\u878d\u670d\u52a1\uff0c\u800c\u4e14\u4e0e\u7ade\u4e89\u5bf9\u624b\u76f8\u6bd4\u8d39\u7528\u5927\u5927\u964d\u4f4e\u3002\u90a3\u4e48\uff0c\u8fd9\u4e24\u53ea\u80a1\u7968\uff0c\u8c01\u66f4\u80fd\u57282022\u5e74\u88ab\u6295\u8d44\u8005\u53e6\u773c\u76f8\u770b\uff1f<\/p>\n

SoFi\uff1a\u4e00\u4e2a\u6709\u5438\u5f15\u529b\u7684\u60ef\u6027\u8f6e\u6218\u7565<\/h2>\n

SoFi\u7684\u7acb\u8db3\u70b9\u5728\u4e8e\uff0c\u9ad8\u6536\u5165\u7f8e\u56fd\u4eba\u6240\u83b7\u5f97\u7684\u94f6\u884c\u670d\u52a1\u5f88\u4e0d\u5468\u5230\uff0c\u7531\u4e8e\u7f3a\u4e4f\u4e00\u4e2a\u5168\u9762\u6709\u6548\u7684\u94f6\u884c\u670d\u52a1\u63d0\u4f9b\u5546\uff0c\u4ed6\u4eec\u4e0d\u5f97\u4e0d\u4f7f\u7528\u4e86\u592a\u591a\u4e0d\u540c\u7684\u4f9b\u5e94\u5546\u7684\u670d\u52a1\u548c\u4ea7\u54c1\u3002\u800cSoFi\u6b63\u8bd5\u56fe\u6210\u4e3a\u8fd9\u6837\u4e00\u4e2a\u4f9b\u5e94\u5546\u3002<\/p>\n

\u8be5\u516c\u53f8\u4e3b\u8981\u901a\u8fc7\u4fe1\u7528\u5361\u3001\u73b0\u91d1\u7ba1\u7406\u6216\u6295\u8d44\u8d26\u6237\u5438\u5f15\u5ba2\u6237\u8fdb\u5165\u5176\u751f\u6001\u7cfb\u7edf\uff0c\u7136\u540e\u5bfb\u6c42\u5411\u5ba2\u6237\u9500\u552e\u5176\u4ed6\u66f4\u6709\u5229\u53ef\u56fe\u7684\u4ea7\u54c1\uff0c\u5305\u62ec\u4e2a\u4eba\u8d37\u6b3e\u3001\u5b66\u751f\u8d37\u6b3e\u548c\u62b5\u62bc\u8d37\u6b3e\u3002\u5728\u9500\u552e\u591a\u79cd\u4ea7\u54c1\u65f6\uff0cSoFi\u524a\u51cf\u4e86\u5ba2\u6237\u83b7\u53d6\u6210\u672c\uff0c\u5e76\u5728\u5411\u7528\u6237\u589e\u52a0\u66f4\u591a\u670d\u52a1\u65f6\u4ea7\u751f\u66f4\u591a\u4e1a\u52a1\u52a8\u529b\uff0c\u8fd9\u662f\u4e00\u79cd\u5178\u578b\u7684\u60ef\u6027\u8f6e\u6548\u5e94\u3002<\/p>\n

\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5982\u679cSoFi\u7684\u4e00\u4e2a\u5ba2\u6237\u53ea\u4f7f\u7528\u73b0\u91d1\u7ba1\u7406\u8d26\u6237\uff0c\u8be5\u8d26\u6237\u7684\u4e94\u5e74\u53ef\u53d8\u5229\u6da6\u9884\u8ba1\u4e3a85\u7f8e\u5143\u3002\u4f46\u662f\uff0c\u5982\u679c\u4e0e\u53e6\u4e00\u4e2a\u53ea\u4f7f\u7528\u4e2a\u4eba\u8d37\u6b3e\u4e1a\u52a1\u7684\u5ba2\u6237\u76f8\u6bd4\uff0c\u540e\u8005\u4e00\u5e74\u4ea7\u751f\u7684\u53ef\u53d8\u5229\u6da6\u9ad8\u8fbe938\u7f8e\u5143\u3002\u5982\u679c\u4e24\u9879\u4e1a\u52a1\u52a0\u5728\u4e00\u8d77\uff0c\u5c31\u67091023\u7f8e\u5143\u7684\u7efc\u5408\u53ef\u53d8\u5229\u6da6\u3002\u4f46\u5982\u679cSoFi\u80fd\u8ba9\u4e00\u4e2a\u5ba2\u6237\u540c\u65f6\u8d2d\u4e70\u73b0\u91d1\u7ba1\u7406\u8d26\u6237\u548c\u4e2a\u4eba\u8d37\u6b3e\uff0c\u8fd9\u540d\u5ba2\u6237\u7684\u53ef\u53d8\u5229\u6da6\u5c31\u4f1a\u4e0a\u5347\u52301848\u7f8e\u5143\u3002<\/p>\n

\u8be5\u516c\u53f8\u73b0\u5728\u6709\u8fd1300\u4e07\u540d\u4f1a\u5458\uff0c\u9884\u8ba1\u4eca\u5e74\u5e74\u5e95\u7684\u6536\u5165\u5c06\u8d85\u8fc710\u4ebf\u7f8e\u5143\uff0c\u7136\u540e\u57282022\u5e74\u589e\u957f\u5230\u7ea615\u4ebf\u7f8e\u5143\u3002\u4e0d\u8fc7\uff0c\u8be5\u516c\u53f8\u73b0\u5728\u4ecd\u672a\u5b9e\u73b0\u76c8\u5229\uff0c\u9884\u8ba1\u660e\u5e74\u4e5f\u4e0d\u4f1a\u5b9e\u73b0\u76c8\u5229\uff0c\u4f46\u5982\u679cSoFi\u80fd\u591f\u5b8c\u6210\u4e4b\u524d\u5ba3\u5e03\u7684\u5bf9Golden Pacific Bancorp\u7684\u6536\u8d2d\uff0c\u4ee5\u53ca\u83b7\u5f97\u968f\u4e4b\u800c\u6765\u7684\u94f6\u884c\u7279\u8bb8\u7ecf\u8425\u6743\uff0c\u8fd9\u79cd\u60c5\u51b5\u53ef\u80fd\u4f1a\u6539\u53d8\u3002\u53bb\u5e74\uff0c\u8be5\u516c\u53f8\u8fd8\u6536\u8d2d\u4e86\u53e6\u4e00\u5bb6\u540d\u4e3aGalileo\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u5e2e\u52a9\u5176\u4ed6\u516c\u53f8\u521b\u5efa\u548c\u7ba1\u7406\u6570\u5b57\u652f\u4ed8\u548c\u94f6\u884c\u529f\u80fd\u3002<\/p>\n

Nubank\uff1a\u4e00\u4e2a\u767e\u5e74\u96be\u9047\u7684\u5e02\u573a\u673a\u4f1a<\/h2>\n

Nubank\u4e0eSoFi\u7c7b\u4f3c\uff0c\u4e5f\u662f\u4e00\u4e2a\u6570\u5b57\u94f6\u884c\u5e73\u53f0\uff0c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u4fe1\u7528\u5361\u3001\u73b0\u91d1\u7ba1\u7406\u8d26\u6237\u3001\u4e2a\u4eba\u8d37\u6b3e\uff0c\u4ee5\u53ca\u6295\u8d44\u548c\u652f\u4ed8\u529f\u80fd\u3002Nubank\u8fd8\u4e3a\u8d85\u8fc7100\u4e07\u7684\u4e2d\u5c0f\u578b\u4f01\u4e1a\u94f6\u884c\u5ba2\u6237\u63d0\u4f9b\u670d\u52a1\u3002<\/p>\n

Nubank\u7684\u4e0d\u540c\u4e4b\u5904\u5728\u4e8e\u5176\u5e02\u573a\u7684\u89c4\u6a21\u548c\u6784\u6210\uff0c\u5e76\u4e14\u6bd4\u4e16\u754c\u4e0a\u4efb\u4f55\u91d1\u878d\u6280\u672f\u673a\u4f1a\u90fd\u66f4\u6709\u6f5c\u529b\u3002\u7531\u4e8e\u5728\u5df4\u897f\u548c\u62c9\u4e01\u7f8e\u6d32\u8bb8\u591a\u5176\u4ed6\u5730\u533a\u4f7f\u7528\u4f20\u7edf\u94f6\u884c\u7684\u8d39\u7528\u9ad8\u4e14\u590d\u6742\uff0cNubank\u5728\u8be5\u5730\u533a\u5177\u6709\u5de8\u5927\u7684\u5438\u5f15\u529b\u3002\u8be5\u516c\u53f8\u7684\u5e73\u53f0\u5df2\u4e3a\u6570\u767e\u4e07\u7528\u6237\u63d0\u4f9b\u4e86\u4ed6\u4eec\u7684\u7b2c\u4e00\u4e2a\u4fe1\u7528\u5361\u6216\u94f6\u884c\u8d26\u6237\u3002\u5305\u62ec\u4f01\u4e1a\u5ba2\u6237\u5728\u5185\uff0cNubank\u603b\u5171\u79ef\u7d2f\u4e86\u60ca\u4eba\u76844800\u4e07\u5ba2\u6237\u3002\u800c\u4e14\u8fd8\u6709\u5f88\u591a\u673a\u4f1a\u3002Nubank\u5728\u5176\u7528\u6237\u6ce8\u518c\u58f0\u660e\u4e2d\u8868\u793a\uff0c\u622a\u81f32020\u5e74\u5e95\uff0c\u62c9\u4e01\u7f8e\u6d32\u5171\u67096.52\u4ebf\u4eba\u53e3\uff0c\u56fd\u5185\u751f\u4ea7\u603b\u503c\u4e3a4.5\u4e07\u4ebf\u7f8e\u5143\u3002<\/p>\n

Nubank\u83b7\u53d6\u6bcf\u4e2a\u5ba2\u6237\u7684\u6210\u672c\u7ea6\u4e3a5\u7f8e\u5143\uff0c\u8fd9\u57fa\u672c\u4e0a\u662f\u6211\u4eec\u81f3\u4eca\u6240\u89c1\u8fc7\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e2d\u6700\u4f4e\u7684\u5ba2\u6237\u83b7\u53d6\u6210\u672c\u3002Nubank\u5728\u5ba2\u6237\u4e2d\u7684\u6ee1\u610f\u5ea6\u4e5f\u975e\u5e38\u9ad8\uff0c\u6839\u636e\u6240\u5728\u56fd\u5bb6\u4e0d\u540c\uff0c\u5ba2\u6237\u7ed9Nubank\u7684\u51c0\u63a8\u8350\u503c\uff08NPS\uff09\u572890\u5206\u6216\u4ee5\u4e0a\uff08NPS\u662f\u8861\u91cf\u5ba2\u6237\u5411\u670b\u53cb\u63a8\u8350Nubank\u7684\u53ef\u80fd\u6027\uff09\u3002<\/p>\n

\u6839\u636e\u4eca\u5e74\u524d\u4e09\u4e2a\u5b63\u5ea6\u7684\u60c5\u51b5\uff0cNubank\u57282021\u5e74\u7684\u6536\u5165\u5e94\u8be5\u572814\u4ebf\u7f8e\u5143\u5de6\u53f3\uff0c\u4e0d\u8fc7\uff0c\u8be5\u516c\u53f8\u5728\u4eca\u5e74\u524d\u4e09\u4e2a\u5b63\u5ea6\u5df2\u7ecf\u62a5\u544a\u4e86\u63a5\u8fd11\u4ebf\u7f8e\u5143\u7684\u4e8f\u635f\u3002<\/p>\n

\u8c01\u66f4\u80dc\u4e00\u7b79\uff1f<\/h2>\n

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