{"id":409257,"date":"2021-12-28T18:54:38","date_gmt":"2021-12-29T02:54:38","guid":{"rendered":"https:\/\/nai500.com\/?p=409257"},"modified":"2021-12-28T18:54:38","modified_gmt":"2021-12-29T02:54:38","slug":"2022%e5%b9%b4-%e6%94%b6%e7%9b%8a%e7%8e%87-%e7%a8%b3%e5%ae%9a%e5%b8%81","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2021\/12\/2022%e5%b9%b4-%e6%94%b6%e7%9b%8a%e7%8e%87-%e7%a8%b3%e5%ae%9a%e5%b8%81\/","title":{"rendered":"2022\u5e74\u60f3\u83b7\u5f979%\u7684\u6536\u76ca\u7387\uff1f\u53ef\u4ee5\u8003\u8651\u7a33\u5b9a\u5e01"},"content":{"rendered":"

\u60f3\u8981\u53c2\u4e0e\u52a0\u5bc6\u8d27\u5e01\u884c\u4e1a\u4f46\u53c8\u4e0d\u60f3\u627f\u62c5\u6bd4\u7279\u5e01\u548c\u4ee5\u592a\u574a\u6ce2\u52a8\u7684\u6295\u8d44\u8005\uff0c\u7a33\u5b9a\u5e01\uff08stablecoin\uff09\u6216\u8bb8\u4f1a\u662f\u4e00\u4e2a\u7406\u60f3\u7684\u9009\u62e9\u3002\u7a33\u5b9a\u5e01\u4e3a\u52a0\u5bc6\u8d27\u5e01\u5e02\u573a\u63d0\u4f9b\u6240\u9700\u7684\u6d41\u52a8\u6027\uff0c\u4f46\u5929\u4e0b\u6ca1\u6709\u514d\u8d39\u7684\u5348\u9910\uff0c\u9ad8\u6536\u76ca\u7387\u5fc5\u7136\u4f34\u968f\u9ad8\u98ce\u9669\u3002\u6b64\u5916\uff0c\u968f\u7740\u5e02\u573a\u7684\u6210\u719f\uff0c\u7a33\u5b9a\u5e01\u7684\u9ad8\u6536\u76ca\u7387\u53ef\u80fd\u4e0d\u4f1a\u4e00\u76f4\u6301\u7eed\u4e0b\u53bb\u3002<\/p>\n

\u6807\u666e500\u6307\u6570\u7684\u957f\u671f\u6536\u76ca\u7387\u57287%\u52309%\u4e4b\u95f4\uff0c\u4f46\u8fc7\u53bb10\u5e74\u7684\u603b\u6536\u76ca\u7387\u8d85\u8fc7360%\uff0c\u5e74\u590d\u5408\u589e\u957f\u7387\uff08CAGR\uff09\u8d8516%\u3002\u5982\u6b64\u770b\u6765\uff0c\u7a33\u5b9a\u5e019%\u7684\u6536\u76ca\u7387\u4e5f\u6ca1\u591a\u5927\u5438\u5f15\u529b\u3002\u4e0d\u8fc7\uff0c\u7f8e\u80a1\u98ce\u9669\u4e5f\u5728\u4e0d\u65ad\u79ef\u805a\uff0c\u672a\u6765\u6536\u76ca\u7387\u53ef\u80fd\u56de\u843d\u751a\u81f3\u8dcc\u5230\u8d1f\u503c\uff0c\u800c\u7a33\u5b9a\u5e019%\u7684\u6536\u76ca\u7387\u5df2\u7ecf\u8db3\u4ee5\u5e2e\u52a9\u6295\u8d44\u8005\u5b9e\u73b0\u8d22\u52a1\u76ee\u6807\u548c\u8d22\u5bcc\u589e\u503c\u3002<\/p>\n

\u7c7b\u4f3cUSD Coin\uff08CRYPTO:USDC\uff09\u8fd9\u6837\u7684\u9ad8\u6536\u76ca\u7387\u7a33\u5b9a\u5e01\u98ce\u9669\u7a76\u7adf\u591a\u5927\uff1f2022\u5e74\u662f\u5426\u80fd\u591f\u4e3a\u6295\u8d44\u8005\u63d0\u4f9b\u53ef\u89c2\u7684\u56de\u62a5\uff1f<\/p>\n

\u7a33\u5b9a\u5e01\uff0c\u52a0\u5bc6\u8d27\u5e01\u5e02\u573a\u5fc5\u4e0d\u53ef\u5c11\u7684\u5de5\u5177<\/h2>\n

\u7a33\u5b9a\u5e01\u4e0d\u662f\u4e00\u4e2a\u5c0f\u884c\u4e1a\uff0c\u5e02\u573a\u89c4\u6a21\u4f30\u8ba1\u8d85\u8fc7$1000\u4ebf\u3002USD Coin\u662f\u6700\u5927\u6700\u6210\u719f\u7684\u7a33\u5b9a\u5e01\uff0c\u6d41\u901a\u91cf\u8fbe$421\u4ebf\u3002<\/p>\n

\u6709\u4e9b\u4ea4\u6613\u6240\u4e3a\u8fd9\u4e9b\u7a33\u5b9a\u5e01\u63d0\u4f9b\u9ad8\u5229\u7387\u3002\u6bd4\u5982\u8bf4\uff0cBlockFi\u4e3a\u4e0d\u8d85\u8fc7$4\u4e07\u7684USD Coin\u63d0\u4f9b9%\u7684\u5e74\u5ea6\u767e\u5206\u6bd4\u6536\u76ca\u7387\uff08APY\uff09\uff0c\u8d85\u8fc7\u90e8\u5206\u7684APY\u4e3a8%\u3002\u4f60\u53ef\u4ee5\u628a\u7a33\u5b9a\u5e01\u6bd4\u4f5c\u52a0\u5bc6\u8d27\u5e01\u884c\u4e1a\u7684\u8d27\u5e01\u5e02\u573a\u8d26\u6237\uff0c\u4e3a\u52a0\u5bc6\u8d27\u5e01\u5e02\u573a\u63d0\u4f9b\u53ef\u9760\u7684\u8d44\u91d1\u4f9b\u7ed9\u3002<\/p>\n

\u4e0d\u8fc7\uff0c\u4e0d\u540c\u4e8e\u4f20\u7edf\u91d1\u878d\u5e02\u573a\u9ad8\u5ea6\u7cbe\u5bc6\u7684\u8fd0\u884c\u65b9\u5f0f\uff0c\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6240\u7684\u878d\u8d44\u6e20\u9053\u6709\u9650\uff0c\u7a33\u5b9a\u5e01\u4e8e\u662f\u5c31\u8fd9\u6837\u5e94\u8fd0\u800c\u751f\u4e86\u3002\u53ea\u8981\u653e\u8d37\u5229\u7387\u9ad8\u4e8e\u5b58\u6b3e\u5229\u7387\uff0c\u4ea4\u6613\u6240\u975e\u5e38\u4e50\u610f\u4e3a\u5ba2\u6237\u63d0\u4f9b\u9ad8\u5229\u7387\u3002\u4ea4\u6613\u6240\u8fd0\u8425\u5546\u83b7\u5f97\u5229\u5dee\uff0c\u800c\u6563\u6237\u6295\u8d44\u8005\u83b7\u5f97\u9ad8\u56de\u62a5\u3002\u53ea\u8981\u4e00\u5207\u90fd\u6309\u8ba1\u5212\u8fdb\u884c\uff0c\u8fd9\u5c31\u662f\u4e00\u4e2a\u53cc\u8d62\u7684\u5c40\u9762\u3002<\/p>\n

\u7a33\u5b9a\u5e01\u7684\u98ce\u9669<\/h2>\n

\u52a0\u5bc6\u8d27\u5e01\u5229\u606f\u8d26\u6237\u7684\u4e00\u4e2a\u95ee\u9898\u662f\u6ca1\u6709\u4fdd\u9669\uff0c\u76f8\u6bd4\u4f20\u7edf\u50a8\u84c4\u8d26\u6237\u6709\u7f8e\u56fd\u8054\u90a6\u5b58\u6b3e\u4fdd\u9669\u516c\u53f8\uff08FDIC\uff09\u63d0\u4f9b\u5b58\u6b3e\u4fdd\u9669\uff0c\u4fe1\u7528\u793e\u6301\u6709\u8d44\u91d1\u6709\u7f8e\u56fd\u56fd\u5bb6\u4fe1\u7528\u793e\u7ba1\u7406\u5c40\uff08NCUA\uff09\u63d0\u4f9b\u4fdd\u9669\u3002\u9664\u6b64\u4e4b\u5916\uff0c\u8be5\u884c\u4e1a\u76d1\u7ba1\u5236\u5ea6\u8fd8\u4e0d\u5065\u5168\uff0c\u800c\u7c7b\u4f3cBlockFi\u8fd9\u6837\u7684\u516c\u53f8\u53ef\u9760\u6027\u4e5f\u8fdc\u4e0d\u53ca\u5927\u578b\u94f6\u884c\u6216\u4fe1\u7528\u793e\u3002\u6700\u540e\uff0c\u9ad8\u98ce\u9669\u7684\u653e\u8d37\u53ef\u80fd\u5bfc\u81f4\u8d44\u91d1\u7d27\u5f20\u751a\u81f3\u662f\u7834\u4ea7\u5012\u95ed\u3002<\/p>\n

USD Coin\u4e4b\u6240\u4ee5\u6210\u540d\uff0c\u539f\u56e0\u5728\u4e8e\u5b83\u662f\u6cd5\u5e01\u652f\u6301\u7684\u7a33\u5b9a\u5e01\uff0c\u951a\u5b9a\u7f8e\u5143\uff0c\u4e5f\u5c31\u662f\u8bf4\u5e01\u503c\u6709\u94f6\u884c\u6301\u6709\u8d44\u4ea7\u4e00\u6bd4\u4e00\u7684\u652f\u6301\u3002\u7406\u8bba\u4e0a\u6765\u8bf4\uff0cUSD Coin\u7684\u4ef7\u683c\u8ddf$1\u53ea\u6709\u5316\u6574\u8bef\u5dee\uff0c\u4f46\u4f7f\u7528\u8005\u60f3\u8981\u91cd\u65b0\u6362\u56de\u7f8e\u5143\u5fc5\u987b\u4ee5\u73b0\u884c\u6c47\u7387\u5356\u51fa\u4ed6\u4eec\u7684\u7a33\u5b9a\u5e01\u3002\u4ece\u8fd9\u4e2a\u610f\u4e49\u4e0a\u6765\u8bf4\uff0c\u5982\u679c\u52a0\u5bc6\u8d27\u5e01\u5e02\u573a\u51fa\u73b0\u9707\u8361\uff0cUSD Coin\u7684\u4ef7\u683c\u8dcc\u81f3$0.95\uff0c\u6301\u6709\u4eba\u5c31\u65e0\u6cd5\u8981\u6c42\u6bcf\u4e00\u679aUSD Coin\u90fd\u5151\u6362\u4e3a$1\u7684\u7f8e\u5143\u3002<\/p>\n

\u4eca\u5e74\u590f\u5b63\uff0cUSD Coin\u7684\u4e3b\u8981\u8fd0\u8425\u5546Circle Internet Financial LLC (Circle)\u88ab\u75db\u6279\uff0c\u539f\u56e0\u662f\u8be5\u516c\u53f8\u62a5\u544a\u6240\u6709USD Coin\u5c06\u7531\u591a\u79cd\u8d44\u4ea7\u7684\u201c\u516c\u5141\u4ef7\u503c\u201d\u652f\u6301\u3002Circle 2021\u5e747\u6708\u7684\u51c6\u5907\u91d1\u660e\u7ec6\u663e\u793a\uff0c\u73b0\u91d1\u53ca\u73b0\u91d1\u7b49\u4ef7\u7269\u7684\u8d44\u4ea7\u6bd4\u91cd\u4e0d\u523050%\uff0c\u5269\u4f59\u8d44\u4ea7\u5305\u62ec\u503a\u5238\u3001\u5b58\u5355\u3001\u7f8e\u56fd\u56fd\u503a\u4ee5\u53ca\u5546\u4e1a\u7968\u636e\u3002\u4e0d\u8fc7\uff0c10\u6708\u7684\u4fe1\u62ab\u663e\u793a\uff0c\u516c\u53f8100%\u7684\u8d44\u4ea7\u90fd\u662f\u6309\u7167\u7f8e\u5143\u4e00\u6bd4\u4e00\u6301\u6709\u7684\u73b0\u91d1\u53ca\u73b0\u91d1\u7b49\u4ef7\u7269\u3002\u6700\u65b0\u4fe1\u62ab\u663e\u793aCircle\u606a\u5b88\u4e86\u73b0\u91d1\uff0c\u800c\u975e\u5176\u4ed6\u5de5\u5177\u652f\u6301USD Coin\u7684\u627f\u8bfa\uff0c\u8fd9\u63d0\u5347\u4e86\u8be5\u516c\u53f8\u4ea7\u54c1\u7684\u53ef\u4fe1\u5ea6\u3002<\/p>\n

\u201c\u50a8\u84c4\u8d26\u6237\u201d\u7684\u8bf4\u6cd5\u5176\u5b9e\u4e0d\u592a\u51c6\u786e<\/h2>\n

\u7f8e\u56fd\u7edd\u5927\u591a\u6570\u50a8\u84c4\u8d26\u6237\u7684\u5229\u7387\u90fd\u4e0d\u52301%\uff0c\u76f8\u6bd4\u7a33\u5b9a\u5e01\u7684\u6536\u76ca\u7387\u5b8c\u5168\u4e0d\u53ef\u540c\u65e5\u800c\u8bed\u3002\u4efb\u4f55\u91d1\u878d\u4ea7\u54c1\u7684\u98ce\u9669\u3001\u6536\u76ca\u548c\u5229\u7387\u90fd\u7531\u5e02\u573a\u529b\u91cf\u51b3\u5b9a\u3002\u52a0\u5bc6\u8d27\u5e01\u5e02\u573a\u8fd8\u5f88\u5e74\u8f7b\uff0c\u6563\u6237\u6295\u8d44\u8005\u901a\u8fc7\u4ea4\u6613\u6240\u6295\u8d44\u52a0\u5bc6\u8d27\u5e01\u7684\u5e02\u573a\u66f4\u52a0\u5e74\u8f7b\uff0c\u56e0\u6b64\u8fd9\u4e9b\u516c\u53f8\u65e0\u6cd5\u83b7\u5f97\u8ddf\u80a1\u7968\u6216\u5176\u4ed6\u8bc1\u5238\u540c\u7b49\u7684\u878d\u8d44\u673a\u4f1a\u3002<\/p>\n

\u5e02\u573a\u4e0a\u5b58\u5728\u4f7f\u7528\u6bd4\u7279\u5e01\u3001\u4ee5\u592a\u574a\u6216\u5176\u4ed6\u52a0\u5bc6\u8d27\u5e01\u4f5c\u4e3a\u62b5\u62bc\u4e70\u5165\u66f4\u591a\u52a0\u5bc6\u8d27\u5e01\u7684\u9700\u6c42\uff0c\u8fd9\u5c31\u7c7b\u4f3c\u4e8e\u4f7f\u7528\u623f\u5c4b\u7684\u51c0\u503c\u8d2d\u4e70\u65b0\u623f\uff0c\u6216\u8005\u662f\u80a1\u7968\u5e02\u573a\u7684\u878d\u5238\u3002\u4f46\u662f\u5728\u52a0\u5bc6\u8d27\u5e01\u9886\u57df\uff0c\u901a\u8fc7\u73b0\u6709\u8d44\u4ea7\u8d2d\u4e70\u66f4\u591a\u8d44\u4ea7\u8fd9\u4e00\u57fa\u672c\u6982\u5ff5\u5c1a\u672a\u6210\u578b\uff0c\u800c\u7a33\u5b9a\u5e01\u5c31\u63d0\u4f9b\u4e86\u4e00\u79cd\u89e3\u51b3\u65b9\u6848\u3002<\/p>\n

\u968f\u7740\u5e02\u573a\u7684\u6210\u719f\uff0c\u7a33\u5b9a\u5e01\u5229\u7387\u4e0b\u6ed1\u7684\u53ef\u80fd\u6027\u975e\u5e38\u9ad8\u3002\u4e0d\u4e45\u4e4b\u524d\uff0c\u7ecf\u7eaa\u516c\u53f8\u6bcf\u7b14\u80a1\u7968\u4e70\u5165\u4ea4\u6613\u8fd8\u8981\u6536\u53d6$10\u7684\u4f63\u91d1\uff0c\u5982\u4eca\u591a\u6570\u5e73\u53f0\u90fd\u63d0\u4f9b\u514d\u8d39\u4ea4\u6613\u3002\u672a\u6765\uff0c\u4e00\u4e2a\u89c4\u6a21\u66f4\u5927\uff0c\u66f4\u52a0\u7cbe\u7ec6\u7684\u5e02\u573a\u53ef\u80fd\u4f1a\u7ec8\u7ed3\u7a33\u5b9a\u5e01\u7684\u9ad8\u6536\u76ca\u7387\u3002<\/p>\n

\u63d0\u4f9b\u7a33\u5b9a\u5e01\u9ad8\u5229\u7387\u7684\u516c\u53f8\u901a\u5e38\u4f7f\u7528\u201c\u50a8\u84c4\u8d26\u6237\u201d\u6216\u201c\u5229\u606f\u8d26\u6237\u201d\u8fd9\u4e00\u672f\u8bed\u3002\u4f46\u7ec6\u7a76\u4e4b\u4e0b\u6211\u4eec\u4f1a\u53d1\u73b0\uff0c\u7a33\u5b9a\u5e01\u7684\u98ce\u9669\u76f8\u6bd4FDIC\u53d7\u4fdd\u7684\u50a8\u84c4\u8d26\u6237\u91cc\u7684\u73b0\u91d1\u8981\u9ad8\u5f97\u591a\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u60f3\u8981\u53c2\u4e0e\u52a0\u5bc6\u8d27\u5e01\u884c\u4e1a\u4f46\u53c8\u4e0d\u60f3\u627f\u62c5\u6bd4\u7279\u5e01\u548c\u4ee5\u592a\u574a\u6ce2\u52a8\u7684\u6295\u8d44\u8005\uff0c\u7a33\u5b9a\u5e01\uff08stablecoin\uff09\u6216\u8bb8\u4f1a\u662f\u4e00\u4e2a\u7406\u60f3\u7684\u9009 […]<\/p>\n","protected":false},"author":27,"featured_media":409258,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1521,430],"tags":[762,667,558,522,634],"class_list":["post-409257","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1521","category-trends-strategies-zh-hans","tag-762","tag-667","tag-558","tag-522","tag-634","sectors-financial-products-zh-hans","sectors-technology-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/409257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=409257"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/409257\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/409258"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=409257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=409257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=409257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}