{"id":411706,"date":"2022-01-21T00:00:11","date_gmt":"2022-01-21T08:00:11","guid":{"rendered":"https:\/\/nai500.com\/?p=411706"},"modified":"2022-01-21T00:00:11","modified_gmt":"2022-01-21T08:00:11","slug":"%e5%bc%80%e5%a7%8b%e6%8a%95%e8%b5%84%e4%b9%8b%e5%89%8d%e6%9c%89%e5%bf%85%e8%a6%81%e7%9f%a5%e9%81%93%e8%bf%99-3-%e4%bb%b6%e4%ba%8b","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2022\/01\/%e5%bc%80%e5%a7%8b%e6%8a%95%e8%b5%84%e4%b9%8b%e5%89%8d%e6%9c%89%e5%bf%85%e8%a6%81%e7%9f%a5%e9%81%93%e8%bf%99-3-%e4%bb%b6%e4%ba%8b\/","title":{"rendered":"\u5f00\u59cb\u6295\u8d44\u4e4b\u524d\uff0c\u6709\u5fc5\u8981\u77e5\u9053\u8fd93\u4ef6\u4e8b"},"content":{"rendered":"

\u4e3a\u4e86\u5e2e\u52a9\u6295\u8d44\u8005\u63d0\u9ad8\u83b7\u5f97\u6210\u4e3a\u5de8\u5927\u8d62\u5bb6\u7684\u673a\u4f1a\uff0c\u5728\u5f00\u59cb\u6295\u8d44\u4e4b\u524d\u5c31\u5fc5\u987b\u77e5\u9053\u4e09\u4ef6\u5927\u4e8b\u3002\u8fd9\u4e09\u4ef6\u4e8b\u7b80\u5355\u800c\u6709\u529b\uff0c\u6709\u53ef\u80fd\u4f7f\u4e00\u4e2a\u804c\u4e1a\u50a8\u5907\u91d1\u589e\u52a0\u51e0\u5341\u4e07\u7f8e\u5143\uff0c\u8fd9\u7edd\u975e\u5439\u5618\u3002<\/p>\n

\u4e0d\u8981\u62c5\u5fc3\u628a\u63e1\u5e02\u573a\u65f6\u673a\u7684\u95ee\u9898<\/h2>\n

\u8ba9\u6211\u7528\u4e00\u4e2a\u60ca\u4eba\u7684\u4e8b\u5b9e\u6765\u8bf4\u660e\u3002\u4e5f\u8bb8\u60a8\u542c\u8bf4\u8fc7\u5bcc\u8fbe\u8d44\u672c\u7684\u4e00\u4e2a\u7814\u7a76\uff0c\u8be5\u7814\u7a76\u8868\u660e\u8868\u73b0\u6700\u597d\u7684\u8d26\u6237\u662f\u53bb\u4e16\u8005\u62e5\u6709\u7684\uff0c\u539f\u56e0\u662f\uff0c\u53bb\u4e16\u7684\u4eba\u518d\u4e5f\u6ca1\u6709\u4ea4\u6613\u8fc7\uff0c\u800c\u8fd9\u4e9b\u672a\u53d7\u5f71\u54cd\u7684\u8d26\u6237\u5f88\u5bb9\u6613\u80dc\u8fc7\u6d3b\u8dc3\u4ea4\u6613\u8005\u7684\u8d26\u6237\u3002<\/p>\n

\u7814\u7a76\u53ea\u662f\u4e00\u4e2a\u90fd\u5e02\u4f20\u8bf4\uff0c\u4f46\u5b83\u80cc\u540e\u7684\u60f3\u6cd5\u662f\u771f\u5b9e\u7684\u3002\u591a\u9879\u7814\u7a76\u8868\u660e\uff0c\u4ea4\u6613\u6d3b\u52a8\u4e0e\u6295\u8d44\u7ec4\u5408\u8868\u73b0\u4e4b\u95f4\u5b58\u5728\u76f4\u63a5\u76f8\u5173\u6027\u3002<\/p>\n

\u603b\u7ed3\u4e00\u4e0b\uff0c\u6211\u4eec\u7684\u4ea4\u6613\u8d8a\u591a\uff0c\u6211\u4eec\u7684\u6295\u8d44\u7ec4\u5408\u5c31\u53ef\u80fd\u8d8a\u53d7\u5f71\u54cd\u3002\u8bd5\u56fe\u5728\u5e02\u573a\u9ad8\u70b9\u5356\u51fa\uff0c\u5728\u5e02\u573a\u4f4e\u70b9\u4e70\u56de\uff0c\u53ef\u80fd\u975e\u5e38\u8bf1\u4eba\uff0c\u4f46\u8fd9\u51e0\u4e4e\u4e0d\u53ef\u80fd\u5b9e\u73b0\uff0c\u800c\u4e14\u53ef\u80fd\u5bfc\u81f4\u4e25\u91cd\u7684\u4e1a\u7ee9\u4e0d\u4f73\u3002<\/p>\n

\u6211\u4eec\u76f8\u4fe1\u5bf9\u4e8e\u666e\u901a\u6295\u8d44\u8005\u6765\u8bf4\uff0c\u5b9e\u73b0\u5927\u91cf\u8d22\u5bcc\u7684\u6700\u5927\u9014\u5f84\u662f\u957f\u671f\u5b9a\u671f\u6295\u8d44\uff0c\u800c\u4e0d\u662f\u62c5\u5fc3\u5e02\u573a\u5728\u4efb\u4f55\u7279\u5b9a\u65f6\u523b\u6070\u597d\u5904\u4e8e\u4ec0\u4e48\u4f4d\u7f6e\u3002\u62e5\u6709\u957f\u671f\u7684\u5fc3\u6001\u548c\u6e21\u8fc7\u4e0d\u53ef\u907f\u514d\u7684\u5e02\u573a\u8870\u9000\u7684\u80fd\u529b\u662f\u6210\u529f\u7684\u6295\u8d44\u751f\u6daf\u4e2d\u6700\u91cd\u8981\u7684\u65b9\u9762\u3002<\/p>\n

\u957f\u671f\u6210\u529f\u7684\u5173\u952e\u4e0d\u662f\u65f6\u673a\uff0c\u800c\u662f\u65f6\u95f4<\/h2>\n

\u8fd9\u4f3c\u4e4e\u5f88\u96be\u505a\u5230\uff0c\u4f46\u5982\u679c\u4f60\u76f8\u4fe1\u65f6\u95f4\u7684\u7edd\u5bf9\u529b\u91cf\uff0c\u4f60\u5c31\u62e5\u4e86\u66f4\u52a0\u51b7\u9759\u548c\u7406\u6027\u7684\u6295\u8d44\u65b9\u5f0f\u3002<\/p>\n

\u8fd9\u91cc\u6709\u53e6\u4e00\u79cd\u601d\u8003\u65b9\u5f0f\uff1a\u90a3\u5c31\u662f\u65f6\u95f4\u53ef\u4ee5\u5e2e\u52a9\u5e73\u5eb8\u7684\u6295\u8d44\u8005\u51fb\u8d25\u4f1f\u5927\u7684\u6295\u8d44\u8005\u3002\u8fd9\u662f\u771f\u7684\uff0c\u5982\u679c\u4f60\u6709\u8db3\u591f\u7684\u65f6\u95f4\uff0c\u4f60\u53ef\u4ee5\u6253\u8d25\u5df4\u83f2\u7279\u3002<\/p>\n

\u6240\u4ee5\u9700\u8981\u5c3d\u5feb\u5f00\u59cb\u6295\u8d44\uff0c\u8fd9\u662f\u4e3a\u4f60\u5728\u5e02\u573a\u4e0a\u589e\u52a0\u66f4\u591a\u65f6\u95f4\u7684\u5173\u952e\uff0c\u5e76\u589e\u52a0\u672a\u6765\u5de8\u5927\u6709\u5229\u6ce2\u52a8\u7684\u6f5c\u529b\u3002<\/p>\n

\u4e00\u4e2a\u767e\u5206\u70b9\u5e26\u6765\u5de8\u5927\u7684\u5dee\u5f02<\/h2>\n

\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u5e73\u5747\u6bcf\u5e74\u591a\u51fa1%\u7684\u56de\u62a5\u7387\u53ef\u4ee5\u4ea7\u751f\u4ee4\u4eba\u60ca\u8bb6\u7684\u5de8\u5927\u5dee\u5f02\uff0c\u8fd9\u610f\u5473\u5728\u9009\u62e9\u6b63\u786e\u7684\u60c5\u51b5\u4e0b\uff0c\u591a\u5e74\u4f1a\u7d2f\u8ba1\u51fa\u4ee4\u4eba\u77a0\u76ee\u7ed3\u820c\u7684\u8d44\u91d1\u6570\u989d\u3002<\/p>\n

\u8ba9\u6211\u4eec\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u67d0\u4eba\u6bcf\u5e74\u5411\u4ed6\u4eec\u7684401(k)\u4f9b\u6b3e3,000\u7f8e\u5143\u3002\u6211\u7684\u7814\u7a76\u8868\u660e\uff0c\u6839\u636e\u56de\u62a5\u7387\u548c\u6295\u8d44\u65f6\u95f4\uff0c\u6bcf\u5e74\u591a\u8d5a1%\u5c31\u610f\u5473\u7740\u4e00\u751f\u4e2d\u591a\u8d5a\u51e0\u5341\u4e07\u7f8e\u5143\u300210%\u548c11%\u7684\u5e73\u5747\u5e74\u56de\u62a5\u7387\u53ef\u80fd\u5f88\u96be\u5b9e\u73b0\uff0c\u4f46\u8fd9\u771f\u6b63\u8bf4\u660e\u4e86\u65f6\u95f4\u548c\u51e0\u5341\u5e74\u6709\u671b\u5e26\u6765\u66f4\u9ad8\u56de\u62a5\u7684\u529b\u91cf\u3002<\/p>\n

\u603b\u7ed3<\/h2>\n

\u5c3d\u5feb\u5f00\u59cb\u4f60\u7684\u6295\u8d44\u751f\u6daf\u3002\u4e0d\u8981\u8bd5\u56fe\u628a\u63e1\u5e02\u573a\u7684\u4e0a\u6da8\u548c\u4e0b\u8dcc\u3002<\/p>\n

\u6295\u8d44\u8005\u5e94\u8be5\u51c6\u5907\u597d\u5728\u4ed6\u4eec\u7684\u6295\u8d44\u7ec4\u5408\u4e2d\u770b\u5230\u6ce2\u52a8\uff0c\u670920%\u300130%\uff0c\u751a\u81f3\u66f4\u591a\u7684\u8dcc\u5e45\u3002\u8fd9\u5c31\u662f\u5e02\u573a\u8fd0\u4f5c\u7684\u65b9\u5f0f\u3002\u4f46\u5386\u53f2\u8868\u660e\uff0c\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u4e0a\u5347\u538b\u5012\u4e86\u4e0b\u964d\uff0c\u6700\u7ec8\u7684\u7ed3\u679c\u53ef\u80fd\u4f1a\u771f\u6b63\u6539\u53d8\u751f\u6d3b\u3002<\/p>\n

\u56e0\u6b64\uff0c\u5982\u679c\u4f60\u51c6\u5907\u81f4\u529b\u4e8e\u957f\u671f\u7684\u5b9a\u671f\u6295\u8d44\uff0c\u73b0\u5728\u5c31\u662f\u6700\u597d\u7684\u5f00\u59cb\u6295\u8d44\u7684\u65f6\u95f4\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u4e3a\u4e86\u5e2e\u52a9\u6295\u8d44\u8005\u63d0\u9ad8\u83b7\u5f97\u6210\u4e3a\u5de8\u5927\u8d62\u5bb6\u7684\u673a\u4f1a\uff0c\u5728\u5f00\u59cb\u6295\u8d44\u4e4b\u524d\u5c31\u5fc5\u987b\u77e5\u9053\u4e09\u4ef6\u5927\u4e8b\u3002\u8fd9\u4e09\u4ef6\u4e8b\u7b80\u5355\u800c\u6709\u529b\uff0c\u6709\u53ef\u80fd\u4f7f\u4e00\u4e2a\u804c […]<\/p>\n","protected":false},"author":9,"featured_media":411708,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[427],"tags":[558],"class_list":["post-411706","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-news-zh-hans","tag-558","sectors-technology-zh-hans","locations-us-zh-hans","exchange-nasdaq-zh-hans","exchange-nyse-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/411706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=411706"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/411706\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/411708"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=411706"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=411706"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=411706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}