{"id":584312,"date":"2025-07-21T23:46:41","date_gmt":"2025-07-22T06:46:41","guid":{"rendered":"https:\/\/nai500.com\/?p=584312"},"modified":"2025-07-21T23:51:03","modified_gmt":"2025-07-22T06:51:03","slug":"2025%e5%b9%b4-7%e6%9c%88-%e7%be%8e%e8%82%a1-%e4%ba%94%e5%a4%a7-etf-%e6%8a%95%e8%b5%84-%e4%bb%b7%e5%80%bc-%e6%8b%86%e8%a7%a3","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2025\/07\/2025%e5%b9%b4-7%e6%9c%88-%e7%be%8e%e8%82%a1-%e4%ba%94%e5%a4%a7-etf-%e6%8a%95%e8%b5%84-%e4%bb%b7%e5%80%bc-%e6%8b%86%e8%a7%a3\/","title":{"rendered":"2025\u5e747\u6708\u7f8e\u80a1\u4e94\u5927ETF\u6295\u8d44\u4ef7\u503c\u62c6\u89e3\uff0c\u5fc5\u5b9a\u6709\u4e00\u53ea\u9002\u5408\u4f60"},"content":{"rendered":"

\u5728\u5f53\u4eca\u590d\u6742\u7684\u5e02\u573a\u73af\u5883\u4e2d\uff0c\u957f\u671f\u6295\u8d44\u8005\u8d8a\u6765\u8d8a\u503e\u5411\u4e8e\u901a\u8fc7\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\uff08ETF\uff09\u5b9e\u73b0\u7a33\u5065\u8d22\u5bcc\u589e\u957f\uff0c\u800c\u975e\u8ffd\u9010\u70ed\u95e8\u80a1\u7968\u6216\u8005\u65f6\u523b\u7d27\u76ef\u4ea4\u6613\u65f6\u673a\u30022025\u5e747\u6708\uff0c\u4ee5\u4e0b\u4e94\u53eaETF\u51ed\u501f\u5176\u4f4e\u8d39\u7387\u3001\u5386\u53f2\u4e1a\u7ee9\u548c\u660e\u786e\u7684\u6295\u8d44\u7b56\u7565\uff0c\u6210\u4e3a\u4ee51000\u7f8e\u5143\u4e3a\u8d77\u70b9\u7684\u7406\u60f3\u957f\u671f\u914d\u7f6e\u9009\u62e9\u3002<\/p>\n

1. <\/b><\/strong>Vanguard S&P 500 ETF<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>VOO<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u7f8e\u56fd\u7ecf\u6d4e\u7684\u6674\u96e8\u8868<\/b><\/strong><\/h3>\n

\u8d39\u7387\uff1a0.03% | 10\u5e74\u5e74\u5316\u56de\u62a5\uff1a13.6%<\/b><\/strong><\/p>\n

\u4f5c\u4e3a\u8ddf\u8e2a\u6807\u666e500\u6307\u6570\u7684\u57fa\u91d1\uff0cVOO\u63d0\u4f9b\u4e86\u5bf9\u7f8e\u56fd500\u5bb6\u6700\u5927\u4e0a\u5e02\u516c\u53f8\u7684\u5e7f\u6cdb\u655e\u53e3\u3002\u5176\u524d\u5341\u5927\u6301\u4ed3\u5305\u62ec\u82f9\u679c\u3001\u5fae\u8f6f\u548c\u82f1\u4f1f\u8fbe\u7b49\u79d1\u6280\u5de8\u5934\uff0c\u5408\u8ba1\u6743\u91cd\u7ea630%\u3002\u8fd9\u53eaETF\u7684\u6838\u5fc3\u4f18\u52bf\u5728\u4e8e\uff1a<\/p>\n

\u6210\u672c\u4f4e\u5ec9<\/b><\/strong>\uff1a0.03%\u7684\u8d39\u7387\u610f\u5473\u7740\u6bcf\u5e74\u4ec5\u9700\u652f\u4ed80.3\u7f8e\u5143\u7ba1\u74061000\u7f8e\u5143\u6295\u8d44\uff1b<\/p>\n

\u5386\u53f2\u8868\u73b0\u7a33\u5065<\/b><\/strong>\uff1a\u5373\u4f7f\u57282025\u5e74\u4e0a\u534a\u5e74\u5e02\u573a\u6ce2\u52a8\u4e2d\uff0c\u4ecd\u4fdd\u63019.2%\u7684\u5e74\u5185\u6da8\u5e45\uff08\u622a\u81f37\u670821\u65e5\uff09\uff1b<\/p>\n

\u5206\u6563\u98ce\u9669<\/b><\/strong>\uff1a\u8986\u76d611\u4e2a\u884c\u4e1a\uff0c\u91d1\u878d\u548c\u79d1\u6280\u677f\u5757\u5408\u8ba1\u5360\u6bd4\u4e0d\u8db340%\u3002<\/p>\n

\u9002\u5408\u4eba\u7fa4<\/b><\/strong>\uff1a\u8ffd\u6c42\u5e02\u573a\u5e73\u5747\u6536\u76ca\u3001\u504f\u597d\u201c\u4e70\u5165\u5e76\u5fd8\u8bb0\u201d\u7b56\u7565\u7684\u6295\u8d44\u8005\u3002<\/p>\n

2. <\/b><\/strong>Vanguard Growth ETF<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>VUG<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u79d1\u6280\u521b\u65b0\u7684\u6760\u6746<\/b><\/strong><\/h3>\n

\u8d39\u7387\uff1a0.04% | 10\u5e74\u5e74\u5316\u56de\u62a5\uff1a16.2%<\/b><\/strong><\/p>\n

\u8be5\u57fa\u91d1\u8ddf\u8e2aCRSP\u7f8e\u56fd\u5927\u76d8\u6210\u957f\u6307\u6570\uff0c\u805a\u7126\u76c8\u5229\u4e0e\u6536\u5165\u9ad8\u589e\u957f\u7684\u4f01\u4e1a\u3002\u5176165\u53ea\u6210\u5206\u80a1\u4e2d\uff0c\u4fe1\u606f\u6280\u672f\u677f\u5757\u5360\u6bd4\u9ad8\u8fbe48%\uff0c\u524d\u4e24\u5927\u6301\u4ed3\u82f1\u4f1f\u8fbe\u548c\u4e9a\u9a6c\u900a\u5408\u8ba1\u536015%\u3002\u8fd9\u53eaETF\u7684\u6838\u5fc3\u4f18\u52bf\u5728\u4e8e\uff1a<\/p>\n

\u8d85\u989d\u6536\u76ca\u80fd\u529b<\/b><\/strong>\uff1a\u8fc7\u53bb\u4e94\u5e74\u7d2f\u8ba1\u56de\u62a5\u8fbe142%\uff0c\u8dd1\u8d62\u6807\u666e500\u6307\u6570\u903e60\u4e2a\u767e\u5206\u70b9\uff1b<\/p>\n

\u8d28\u91cf\u7b5b\u9009<\/b><\/strong>\uff1a\u6210\u5206\u80a1ROE\uff08\u51c0\u8d44\u4ea7\u6536\u76ca\u7387\uff09\u4e2d\u4f4d\u6570\u8fbe22%\uff0c\u8fdc\u9ad8\u4e8e\u5e02\u573a\u5e73\u5747\u6c34\u5e73\uff1b<\/p>\n

\u9002\u5ea6\u5206\u6563<\/b><\/strong>\uff1a\u867d\u4fa7\u91cd\u79d1\u6280\uff0c\u4f46\u533b\u7597\u4fdd\u5065\uff0818%\uff09\u548c\u6d88\u8d39\uff0812%\uff09\u63d0\u4f9b\u7f13\u51b2\u3002<\/p>\n

\u98ce\u9669\u63d0\u793a<\/b><\/strong>\uff1a\u4f30\u503c\u8f83\u9ad8\uff08\u5e02\u76c8\u738732\u500d\uff09\uff0c\u5bf9\u5229\u7387\u53d8\u52a8\u654f\u611f\u3002<\/p>\n

3. <\/b><\/strong>Invesco QQQ Trust<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>QQQ<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u7eb3\u65af\u8fbe\u514b100\u6307\u6570\u4ee3\u8a00\u4eba<\/b><\/strong><\/h3>\n

\u8d39\u7387\uff1a0.20% | 10\u5e74\u5e74\u5316\u56de\u62a5\uff1a18.7%<\/b><\/strong><\/p>\n

\u8fd9\u53ea\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\u96c6\u4e2d\u6295\u8d44\u7eb3\u65af\u8fbe\u514b\u4ea4\u6613\u6240\u5e02\u503c\u6700\u5927\u7684100\u5bb6\u975e\u91d1\u878d\u516c\u53f8\uff0c\u5176\u79d1\u6280\u80a1\u6743\u91cd\u8fbe56%\uff0c\u5fae\u8f6f\u3001\u82f9\u679c\u548c\u82f1\u4f1f\u8fbe\u4e09\u5de8\u5934\u5360\u6bd4\u8d8525%\u3002\u8fd9\u53eaETF\u7684\u6838\u5fc3\u4f18\u52bf\u5728\u4e8e\uff1a<\/p>\n

\u957f\u671f\u9886\u8dd1\u8005<\/b><\/strong>\uff1a2025\u5e74\u8fc4\u4eca\u4e0a\u6da824%\uff0c\u53d7\u76ca\u4e8eAI\u7b97\u529b\u9700\u6c42\u7206\u53d1\uff1b<\/p>\n

\u6210\u5206\u80a1\u8fed\u4ee3<\/b><\/strong>\uff1a\u6bcf\u5b63\u5ea6\u8c03\u6574\u6301\u4ed3\uff0c2025\u5e74\u65b0\u589e\u8d85\u5fae\u7535\u8111\uff08SMCI\uff09\u7b49AI\u57fa\u7840\u8bbe\u65bd\u80a1\uff1b<\/p>\n

\u6d41\u52a8\u6027\u6781\u4f73<\/b><\/strong>\uff1a\u65e5\u5747\u4ea4\u6613\u91cf\u8d85\u8fc74000\u4e07\u80a1\uff0c\u4e70\u5356\u4ef7\u5dee\u8fd1\u4e4e\u4e3a\u96f6\u3002<\/p>\n

\u9002\u5408\u7b56\u7565<\/b><\/strong>\uff1a\u5b9a\u6295\u914d\u5408\u9636\u6bb5\u6027\u6b62\u76c8\uff0c\u9002\u5408\u80fd\u627f\u53d7\u8d85\u8fc720%\u5e74\u5ea6\u6ce2\u52a8\u7684\u6295\u8d44\u8005\u3002<\/p>\n

4. <\/b><\/strong>Schwab U.S. Dividend Equity ETF<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>SCHD<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u7a33\u5065\u6536\u76ca\u4e4b\u9009<\/b><\/strong><\/h3>\n

\u8d39\u7387\uff1a0.06% | \u80a1\u606f\u7387\uff1a4.0%<\/b><\/strong><\/p>\n

\u8be5\u57fa\u91d1\u8ddf\u8e2a\u9053\u743c\u65af\u7f8e\u56fd\u80a1\u606f100\u6307\u6570\uff0c\u7b5b\u9009\u8fde\u7eed10\u5e74\u6d3e\u606f\u4e14\u73b0\u91d1\u6d41\u7a33\u5b9a\u7684\u516c\u53f8\u3002\u5176\u6700\u5927\u6301\u4ed3\u4e3a\u767e\u4e8b\u53ef\u4e50\uff083.1%\uff09\u548c\u970d\u5c3c\u97e6\u5c14\uff082.9%\uff09\uff0c\u884c\u4e1a\u5206\u5e03\u5747\u8861\uff08\u91d1\u878d25%\u3001\u5de5\u4e1a18%\uff09\u3002\u8fd9\u53eaETF\u7684\u6838\u5fc3\u4f18\u52bf\u5728\u4e8e\uff1a<\/p>\n

\u80a1\u606f\u589e\u957f<\/b><\/strong>\uff1a\u8fc7\u53bb\u5341\u5e74\u80a1\u606f\u5e74\u5316\u589e\u901f12%\uff0c\u8fdc\u8d85\u901a\u80c0\uff1b<\/p>\n

\u9632\u5fa1\u7279\u6027<\/b><\/strong>\uff1a2025\u5e74Q2\u5e02\u573a\u8c03\u6574\u671f\u95f4\u8dcc\u5e45\u4ec53.2%\uff0c\u540c\u671f\u6807\u666e500\u4e0b\u8dcc5.7%\uff1b<\/p>\n

\u4f30\u503c\u5b89\u5168<\/b><\/strong>\uff1a\u5e02\u76c8\u738714\u500d\uff0c\u5e02\u51c0\u73872.8\u500d\uff0c\u5747\u4f4e\u4e8e\u5927\u76d8\u6c34\u5e73\u3002<\/p>\n

\u7a0e\u52a1\u63d0\u793a<\/b><\/strong>\uff1a\u52a0\u62ff\u5927\u6295\u8d44\u8005\u53ef\u901a\u8fc7\u6ce8\u518c\u8d26\u6237\uff08\u5982TFSA\uff09\u907f\u514d\u80a1\u606f\u9884\u6263\u7a0e\u3002<\/p>\n

5. <\/b><\/strong>Vanguard International High Dividend<\/b><\/strong>\u00a0<\/b><\/strong>Yield ETF<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>VYMI<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u5168\u7403\u5316\u6536\u76ca\u8865\u5145<\/b><\/strong><\/h3>\n

\u8d39\u7387\uff1a0.17% | \u5e74\u5185\u6da8\u5e45\uff1a20.7%<\/b><\/strong><\/p>\n

\u8be5\u57fa\u91d1\u8986\u76d6\u9664\u7f8e\u56fd\u5916\u7684\u9ad8\u80a1\u606f\u516c\u53f8\uff0c\u91cd\u70b9\u914d\u7f6e\u6b27\u6d32\uff0842%\uff09\u548c\u4e9a\u592a\uff0835%\uff09\u5e02\u573a\u3002\u58f3\u724c\uff083.5%\uff09\u3001\u4e30\u7530\uff082.8%\uff09\u7b49\u8de8\u56fd\u4f01\u4e1a\u8d21\u732e\u7a33\u5b9a\u73b0\u91d1\u6d41\u3002\u8fd9\u53eaETF\u7684\u6838\u5fc3\u4f18\u52bf\u5728\u4e8e\uff1a<\/p>\n

\u6c47\u7387\u5bf9\u51b2<\/b><\/strong>\uff1a\u7f8e\u5143\u8d70\u5f31\u73af\u5883\u4e0b\uff0c\u672c\u5730\u8d27\u5e01\u6536\u76ca\u53ef\u653e\u5927\u56de\u62a5\uff1b<\/p>\n

\u4f30\u503c\u6d3c\u5730<\/b><\/strong>\uff1a\u6210\u5206\u80a1\u5e02\u76c8\u7387\u4ec59\u500d\uff0c\u80a1\u606f\u73875.2%\uff1b<\/p>\n

\u5206\u6563\u98ce\u9669<\/b><\/strong>\uff1a\u65b0\u5174\u5e02\u573a\u5360\u6bd418%\uff0c\u63d0\u4f9b\u589e\u957f\u5f39\u6027\u3002<\/p>\n

\u6ce8\u610f\u4e8b\u9879<\/b><\/strong>\uff1a\u9700\u5173\u6ce8\u5730\u7f18\u653f\u6cbb\u5bf9\u6b27\u6d32\u80fd\u6e90\u80a1\uff08\u5360\u6bd421%\uff09\u7684\u5f71\u54cd\u3002<\/p>\n

\u914d\u7f6e\u5efa\u8bae\uff1a\u6784\u5efa\u5e73\u8861\u7684ETF\u7ec4\u5408<\/b><\/strong><\/h3>\n

\u6fc0\u8fdb\u578b<\/b><\/strong>\uff08\u98ce\u9669\u504f\u597d\u9ad8\uff09\uff1aQQQ\uff0850%\uff09+ VUG\uff0830%\uff09+ VOO\uff0820%\uff09<\/p>\n

\u5e73\u8861\u578b<\/b><\/strong>\uff1aVOO\uff0840%\uff09+ SCHD\uff0830%\uff09+ VYMI\uff0830%\uff09<\/p>\n

\u4fdd\u5b88\u578b<\/b><\/strong>\uff1aSCHD\uff0850%\uff09+ VOO\uff0830%\uff09+ VYMI\uff0820%\uff09<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5728\u5f53\u4eca\u590d\u6742\u7684\u5e02\u573a\u73af\u5883\u4e2d\uff0c\u957f\u671f\u6295\u8d44\u8005\u8d8a\u6765\u8d8a\u503e\u5411\u4e8e\u901a\u8fc7\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\uff08ETF\uff09\u5b9e\u73b0\u7a33\u5065\u8d22\u5bcc\u589e\u957f\uff0c\u800c\u975e\u8ffd\u9010\u70ed\u95e8\u80a1\u7968\u6216 […]<\/p>\n","protected":false},"author":31,"featured_media":579506,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1521,428],"tags":[2190,2155,558,1997],"class_list":["post-584312","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1521","category-economics-politics-zh-hans","tag-etf-sch","tag-2155","tag-558","tag-1997","sectors-1602","sectors-life-science-zh-hans","sectors-oil-gas-zh-hans","sectors-financial-products-zh-hans","sectors-technology-zh-hans","locations-us-zh-hans","exchange-nasdaq-zh-hans","exchange-nyse-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/584312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=584312"}],"version-history":[{"count":1,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/584312\/revisions"}],"predecessor-version":[{"id":584317,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/584312\/revisions\/584317"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/579506"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=584312"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=584312"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=584312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}