{"id":589045,"date":"2025-08-21T17:43:09","date_gmt":"2025-08-22T00:43:09","guid":{"rendered":"https:\/\/nai500.com\/?p=589045"},"modified":"2025-08-21T17:43:53","modified_gmt":"2025-08-22T00:43:53","slug":"%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%bb%8f%e5%85%b8%e6%93%8d%e4%bd%9c%ef%bc%9a%e4%bc%af%e5%85%8b%e5%b8%8c%e5%b0%94%e5%bb%ba%e4%bb%93%e8%bf%99%e5%8f%aa%e5%8c%bb%e4%bf%9d%e5%b7%a8%e5%a4%b4%e7%9a%84%e4%b8%83","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2025\/08\/%e5%b7%b4%e8%8f%b2%e7%89%b9%e7%bb%8f%e5%85%b8%e6%93%8d%e4%bd%9c%ef%bc%9a%e4%bc%af%e5%85%8b%e5%b8%8c%e5%b0%94%e5%bb%ba%e4%bb%93%e8%bf%99%e5%8f%aa%e5%8c%bb%e4%bf%9d%e5%b7%a8%e5%a4%b4%e7%9a%84%e4%b8%83\/","title":{"rendered":"\u5df4\u83f2\u7279\u7ecf\u5178\u64cd\u4f5c\uff1a\u4f2f\u514b\u5e0c\u5c14\u5efa\u4ed3\u8fd9\u53ea\u533b\u4fdd\u5de8\u5934\u7684\u4e03\u5927\u539f\u56e0"},"content":{"rendered":"

\u6839\u636e\u7f8e\u56fd\u8bc1\u76d1\u4f1a\u89c4\u5b9a\uff0c\u7ba1\u7406\u8d44\u4ea7\u8d851\u4ebf\u7f8e\u5143\u7684\u91d1\u878d\u673a\u6784\u9700\u5728\u6bcf\u4e2a\u5b63\u5ea6\u672b\u63d0\u4ea413F\u6587\u4ef6\uff0c\u62ab\u9732\u6301\u4ed3\u53d8\u52a8\u3002\u8fd9\u4efd\u88ab\u79f0\u4e3a\u201c\u806a\u660e\u94b1”\u52a8\u5411\u7684\u62a5\u544a\uff0c\u4e3a\u6295\u8d44\u8005\u6d1e\u5bdf\u4e13\u4e1a\u673a\u6784\u5e03\u5c40\u65b9\u5411\u63d0\u4f9b\u4e86\u73cd\u8d35\u7a97\u53e3\u3002\u800c\u4f5c\u4e3a\u6295\u8d44\u754c\u4f20\u5947\u4eba\u7269\uff0c\u5df4\u83f2\u7279\u6267\u638c\u7684\u4f2f\u514b\u5e0c\u5c14\u54c8\u6492\u97e6\u7684\u6301\u4ed3\u52a8\u5411\u59cb\u7ec8\u662f\u5e02\u573a\u5173\u6ce8\u7684\u7126\u70b9\u3002<\/p>\n

\u6700\u65b0\u6587\u4ef6\u663e\u793a\uff0c\u4f2f\u514b\u5e0c\u5c14\u4e8e\u7b2c\u4e8c\u5b63\u5ea6\u65b0\u5efa\u4ed3\u7f8e\u56fd\u533b\u7597\u4fdd\u9669\u80a1\u7968UnitedHealth Group\uff08UNH\uff09<\/a>\u3002\u6b64\u4e3e\u6b63\u503c\u8be5\u80a1\u906d\u9047\u4e25\u91cd\u629b\u552e\u4e4b\u9645\u2014\u2014\u53d7\u4e00\u7cfb\u5217\u8d1f\u9762\u6d88\u606f\u5f71\u54cd\uff0c\u622a\u81f38\u670818\u65e5\u8be5\u80a1\u80a1\u4ef7\u8f83\u5176\u9ad8\u70b9\u5df2\u4e0b\u8dcc40%\u3002\u4e0d\u8fc7\uff0c\u6df1\u5165\u89e3\u8bfb\u4e4b\u540e\u4e0d\u96be\u53d1\u73b0\uff0c\u8fd9\u7b14\u6295\u8d44\u5b8c\u7f8e\u8be0\u91ca\u4e86\u5df4\u83f2\u7279\u7684\u6295\u8d44\u54f2\u5b66\u3002<\/p>\n

\u4ee5\u4e0b\u662f\u4f2f\u514b\u5e0c\u5c14\u6295\u8d44\u8fd9\u53ea\u533b\u4fdd\u80a1\u7968\u7684\u4e03\u5927\u7406\u7531\uff1a<\/p>\n

\u4e00\u3001\u6df1\u8015\u5df4\u83f2\u7279\u949f\u7231\u7684\u4fdd\u9669\u9886\u57df<\/h2>\n

\u91d1\u878d\u670d\u52a1\u4e1a\u59cb\u7ec8\u662f\u5df4\u83f2\u7279\u6700\u9752\u7750\u7684\u8d5b\u9053\uff0c\u5c24\u5176\u662f\u4fdd\u9669\u884c\u4e1a\u3002\u4f2f\u514b\u5e0c\u5c14\u65d7\u4e0b\u5df2\u62e5\u6709GEICO\u548cChubb\u7b49\u4fdd\u9669\u5de8\u5934\u3002\u5065\u5eb7\u4fdd\u9669\u4e1a\u540c\u6837\u5177\u5907\u5df4\u83f2\u7279\u770b\u91cd\u7684\u7279\u8d28\uff1a\u63d0\u4f9b\u5173\u952e\u521a\u9700\u670d\u52a1\uff0c\u4e14\u80fd\u5728\u8d54\u4ed8\u524d\u9884\u5148\u6536\u53d6\u6570\u5341\u4ebf\u7f8e\u5143\u4fdd\u8d39\uff0c\u8fd9\u79cd\u5546\u4e1a\u6a21\u5f0f\u517c\u5177\u8d22\u52a1\u7a33\u5b9a\u6027\u548c\u6301\u4e45\u6027\u3002<\/p>\n

\u4e8c\u3001\u575a\u56fa\u7684\u62a4\u57ce\u6cb3\u4f18\u52bf<\/h2>\n

\u4f2f\u514b\u5e0c\u5c14\u91cd\u4ed3\u7684\u82f9\u679c\u3001\u7f8e\u56fd\u8fd0\u901a\u3001\u53ef\u53e3\u53ef\u4e50\u7b49\u4f01\u4e1a\u867d\u5206\u5c5e\u4e0d\u540c\u884c\u4e1a\uff0c\u4f46\u90fd\u62e5\u6709\u4e00\u4e2a\u5171\u540c\u7279\u8d28\uff1a\u96be\u4ee5\u64bc\u52a8\u7684\u54c1\u724c\u62a4\u57ce\u6cb3\u3002\u5728\u5065\u5eb7\u4fdd\u9669\u8fd9\u4e2a\u7531\u5c11\u6570\u5de8\u5934\u4e3b\u5bfc\u7684\u9886\u57df\uff0cUnitedHealth\u4f5c\u4e3a\u884c\u4e1a\u9f99\u5934\u540c\u6837\u5c55\u73b0\u51fa\u8fd9\u79cd\u7279\u8d28\u3002\u867d\u7136\u5f53\u524d\u54c1\u724c\u62a4\u57ce\u6cb3\u51fa\u73b0\u7684\u77ed\u6682\u88c2\u7f1d\uff0c\u4f46\u8fd9\u53cd\u800c\u4e3a\u5df4\u83f2\u7279\u63d0\u4f9b\u4e86\u96be\u5f97\u7684\u5e03\u5c40\u826f\u673a\u3002<\/p>\n

\u4e09\u3001\u7a33\u5b9a\u7684\u73b0\u91d1\u6d41\u751f\u6210\u80fd\u529b<\/h2>\n

\u201c\u7ecf\u5e38\u6027\u4fdd\u8d39+\u54c1\u724c\u6548\u5e94”\u7684\u7ec4\u5408\u9020\u5c31\u4e86\u5f3a\u5927\u7684\u73b0\u91d1\u6d41\u751f\u6210\u80fd\u529b\u3002UnitedHealth\u901a\u8fc7\u6574\u5408\u4fdd\u9669\u3001\u533b\u7597\u670d\u52a1\u548c\u6570\u636e\u5206\u6790\u7684\u5782\u76f4\u6a21\u5f0f\uff0c\u6bcf\u5e74\u4ea7\u751f\u6570\u767e\u4ebf\u7f8e\u5143\u73b0\u91d1\u6d41\u3002\u8fd9\u5b8c\u7f8e\u5951\u5408\u5df4\u83f2\u7279\u5bf9\u7a33\u5b9a\u53ef\u9884\u6d4b\u73b0\u91d1\u6d41\u7684\u504f\u597d\u3002\u5c3d\u7ba1\u8fd1\u671f\u9047\u5230\u6ce2\u6298\uff0c\u7ba1\u7406\u5c42\u5df2\u660e\u786e\u8868\u793a\u516c\u53f8\u660e\u5e74\u5c06\u6062\u590d\u589e\u957f\u3002<\/p>\n

\u56db\u3001\u6301\u7eed\u589e\u957f\u7684\u80a1\u606f\u56de\u62a5<\/h2>\n

UnitedHealth\u901a\u8fc7\u6301\u7eed\u63d0\u9ad8\u80a1\u606f\u56de\u62a5\u80a1\u4e1c\uff0c\u8fd9\u79cd\u65b9\u5f0f\u6df1\u5f97\u5df4\u83f2\u7279\u9752\u7750\u3002\u5bf9\u4e8e\u957f\u671f\u6301\u6709\u7b56\u7565\u800c\u8a00\uff0c\u80a1\u606f\u80fd\u591f\u6210\u4e3a\u7a7f\u8d8a\u6ce2\u52a8\u5468\u671f\u7684\u91cd\u8981\u6536\u76ca\u6765\u6e90\u3002<\/p>\n

\u4e94\u3001\u79ef\u6781\u5b9e\u65bd\u80a1\u7968\u56de\u8d2d<\/h2>\n

\u516c\u53f8\u540c\u65f6\u901a\u8fc7\u6301\u7eed\u7684\u80a1\u7968\u56de\u8d2d\u5411\u5e02\u573a\u4f20\u9012\u4fe1\u5fc3\u3002\u56de\u8d2d\u884c\u4e3a\u901a\u5e38\u8868\u660e\u7ba1\u7406\u5c42\u8ba4\u4e3a\u80a1\u4ef7\u88ab\u4f4e\u4f30\uff0c\u8fd9\u4e0e\u5185\u90e8\u4eba\u58eb\u7684\u6301\u80a1\u52a8\u5411\u5f62\u6210\u91cd\u8981\u547c\u5e94\u3002<\/p>\n

\u516d\u3001\u5185\u90e8\u4eba\u58eb\u96c6\u4f53\u589e\u6301<\/h2>\n

SEC\u6587\u4ef6\u663e\u793a\uff0c\u5305\u62ec\u9996\u5e2d\u6267\u884c\u5b98Stephen Hemsley\u5728\u5185\u7684\u591a\u4f4d\u9ad8\u7ba1\u5728\u8fc7\u53bb\u51e0\u4e2a\u6708\u80a1\u4ef7\u66b4\u8dcc\u671f\u95f4\u96c6\u4f53\u589e\u6301\u7ea63000\u4e07\u7f8e\u5143\u80a1\u7968\u3002\u7ed3\u5408\u516c\u53f8\u5927\u89c4\u6a21\u56de\u8d2d\uff0c\u8fd9\u6e05\u6670\u8868\u660e\u7ba1\u7406\u5c42\u575a\u4fe1\u516c\u53f8\u80fd\u5b9e\u73b0\u9006\u8f6c\uff0c\u4e14\u5f53\u524d\u80a1\u4ef7\u5df2\u88ab\u4f4e\u4f30\u3002<\/p>\n

\u4e03\u3001\u4f30\u503c\u5904\u4e8e\u5386\u53f2\u4f4e\u4f4d<\/h2>\n

\u4ee5\u5e02\u76c8\u7387\u8861\u91cf\uff0cUnitedHealth\u5f53\u524d13\u500d\u7684\u4f30\u503c\u4ec5\u5904\u4e8e\u540c\u4e1a\u4e2d\u6e38\uff0c\u4f46\u82e5\u62c9\u957f\u65f6\u95f4\u8f74\u53ef\u4ee5\u53d1\u73b0\uff1a\u7ecf\u5386\u6570\u6708\u4f30\u503c\u538b\u7f29\u540e\uff0c\u8be5\u80a1\u4f30\u503c\u5df2\u903c\u8fd1\u4e94\u5e74\u4f4e\u70b9\u3002\u5e02\u573a\u5f53\u524d\u5c06\u8be5\u80a1\u89c6\u4e3a\u4f4e\u589e\u957f\u9ad8\u98ce\u9669\u6807\u7684\uff0c\u800c\u975e\u672c\u5e94\u4eab\u53d7\u6ea2\u4ef7\u7684\u884c\u4e1a\u9f99\u5934\u3002\u8fd9\u79cd\u8ba4\u77e5\u9519\u4f4d\u521b\u9020\u4e86\u7f55\u89c1\u7684\u6295\u8d44\u673a\u4f1a\u3002<\/p>\n

\u5728\u5df4\u83f2\u7279\u770b\u6765\uff0c\u8fd9\u5bb6\u57fa\u672c\u9762\u7a33\u5065\u7684\u516c\u53f8\u5728\u7ecf\u5386\u5386\u53f2\u6027\u4f30\u503c\u4e0b\u8c03\u540e\uff0c\u98ce\u9669\u5df2\u5145\u5206\u53cd\u6620\u5728\u80a1\u4ef7\u4e2d\uff0c\u8fd9\u6b63\u662f\u5df4\u83f2\u7279\u4ef7\u503c\u6295\u8d44\u7406\u5ff5\u7684\u7ecf\u5178\u6f14\u7ece\u3002\u8ffd\u968f\u201c\u5965\u9a6c\u54c8\u5148\u77e5”\u7684\u811a\u6b65\u5e03\u5c40UnitedHealth\uff0c\u6216\u8bb8\u5f53\u4e0b\u6b63\u9022\u5176\u65f6\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u6839\u636e\u7f8e\u56fd\u8bc1\u76d1\u4f1a\u89c4\u5b9a\uff0c\u7ba1\u7406\u8d44\u4ea7\u8d851\u4ebf\u7f8e\u5143\u7684\u91d1\u878d\u673a\u6784\u9700\u5728\u6bcf\u4e2a\u5b63\u5ea6\u672b\u63d0\u4ea413F\u6587\u4ef6\uff0c\u62ab\u9732\u6301\u4ed3\u53d8\u52a8\u3002\u8fd9\u4efd\u88ab\u79f0\u4e3a\u201c\u806a\u660e\u94b1 […]<\/p>\n","protected":false},"author":27,"featured_media":555938,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1521,430],"tags":[820,2167,2232,522],"class_list":["post-589045","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1521","category-trends-strategies-zh-hans","tag-820","tag-2167","tag-2232","tag-522","sectors-life-science-zh-hans","sectors-financial-products-zh-hans","locations-us-zh-hans","exchange-nyse-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/589045","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=589045"}],"version-history":[{"count":2,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/589045\/revisions"}],"predecessor-version":[{"id":589052,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/589045\/revisions\/589052"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/555938"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=589045"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=589045"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=589045"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}