{"id":591209,"date":"2025-09-03T22:59:46","date_gmt":"2025-09-04T05:59:46","guid":{"rendered":"https:\/\/nai500.com\/blog\/2025\/09\/investing-in-health-insurance-top-stocks-and-etf-for-2025-amid-sector-challenges\/"},"modified":"2025-09-03T23:00:12","modified_gmt":"2025-09-04T06:00:12","slug":"%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%99%a9%e8%82%a1%e6%8a%95%e8%b5%84%e6%8c%87%e5%8d%97%ef%bc%9a2025%e5%b9%b4%e7%b2%be%e9%80%89%e4%b8%aa%e8%82%a1%e5%92%8cetf","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2025\/09\/%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%99%a9%e8%82%a1%e6%8a%95%e8%b5%84%e6%8c%87%e5%8d%97%ef%bc%9a2025%e5%b9%b4%e7%b2%be%e9%80%89%e4%b8%aa%e8%82%a1%e5%92%8cetf\/","title":{"rendered":"\u5065\u5eb7\u4fdd\u9669\u80a1\u6295\u8d44\u6307\u5357\uff1a2025\u5e74\u7cbe\u9009\u4e2a\u80a1\u548cETF"},"content":{"rendered":"<p>\u6295\u8d44\u63d0\u4f9b\u5fc5\u9700\u4ea7\u54c1\u4e0e\u670d\u52a1\u7684\u516c\u53f8\u662f\u4e00\u79cd\u806a\u660e\u7684\u8d22\u5bcc\u79ef\u7d2f\u7b56\u7565\u3002\u65e0\u8bba\u8ba4\u53ef\u4e0e\u5426\uff0c\u5065\u5eb7\u4fdd\u9669\u5df2\u6210\u4e3a\u5f53\u4eca\u7f8e\u56fd\u4eba\u6700\u91cd\u8981\u7684\u5fc5\u9700\u54c1\u4e4b\u4e00\u3002\u7136\u800c\uff0c2025\u5e74\uff0c\u7f8e\u80a1\u5065\u5eb7\u4fdd\u9669\u677f\u5757\u9762\u4e34\u4e0d\u5c0f\u7684\u538b\u529b\u548c\u98ce\u9669\u3002\u533b\u7597\u6210\u672c\u6bd4\u7387\uff08MCR\uff09\u4eca\u5e74\u9ad8\u4f01\uff0c\u6bd4\u5982UnitedHealth 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href=\"https:\/\/nai500.com\/zh-hans\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%af%a2\/?qm_symbol=UNH\">UnitedHealth Group (UNH)<\/a><\/td>\n<td>2800\u4ebf\u7f8e\u5143<\/td>\n<td>2.76%<\/td>\n<td>\u533b\u7597\u4fdd\u5065\u670d\u52a1\u63d0\u4f9b\u5546<\/td>\n<\/tr>\n<tr>\n<td>Elevance Health (ELV)<\/td>\n<td>730\u4ebf\u7f8e\u5143<\/td>\n<td>2.07%<\/td>\n<td>\u533b\u7597\u4fdd\u5065\u670d\u52a1\u63d0\u4f9b\u5546<\/td>\n<\/tr>\n<tr>\n<td>CVS Health (CVS)<\/td>\n<td>940\u4ebf\u7f8e\u5143<\/td>\n<td>3.59%<\/td>\n<td>\u533b\u7597\u4fdd\u5065\u670d\u52a1\u63d0\u4f9b\u5546<\/td>\n<\/tr>\n<tr>\n<td>Centene (CNC)<\/td>\n<td>150\u4ebf\u7f8e\u5143<\/td>\n<td>0.00%<\/td>\n<td>\u533b\u7597\u4fdd\u5065\u670d\u52a1\u63d0\u4f9b\u5546<\/td>\n<\/tr>\n<tr>\n<td>iShares\u533b\u7597\u4fdd\u5065\u63d0\u4f9b\u5546ETF (IHF)<\/td>\n<td>&#8211;<\/td>\n<td>0.00%<\/td>\n<td>\u8d44\u672c\u5e02\u573a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>1. 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CVS Health<\/h2>\n<p>\u9664\u836f\u623f\u96f6\u552e\u4e1a\u52a1\u5916\uff0c\u65d7\u4e0bCVS Caremark\u662f\u5168\u7f8e\u6700\u5927\u836f\u623f\u798f\u5229\u7ba1\u7406\u516c\u53f8\uff08PBM\uff09\u4e4b\u4e00\uff0c2018\u5e74\u6536\u8d2d\u5b89\u6cf0\uff08Aetna\uff09\u540e\u8dfb\u8eab\u9876\u7ea7\u5065\u5eb7\u9669\u5546\u3002\u533b\u7597\u798f\u5229\u677f\u5757\uff08\u4e3b\u8981\u6765\u81ea\u5b89\u6cf0\uff09\u8d21\u732e\u8d85\u8fc7\u4e09\u5206\u4e4b\u4e00\u7684\u8425\u6536\uff0c\u533b\u4fdd\u548c\u5546\u4e1a\u4fdd\u9669\u4ea7\u54c1\u9a71\u52a8\u6536\u5165\u5feb\u901f\u589e\u957f\u3002\u80a1\u606f\u6536\u76ca\u7387\u5728\u672c\u7ec4\u516c\u53f8\u4e2d\u6700\u9ad8\u3002<\/p>\n<h2>3. Centene<\/h2>\n<p>\u4e3b\u8425\u533b\u7597\u8865\u52a9\u5e02\u573a\uff0c\u4f20\u7edf\u53c2\u4fdd\u8005\uff08\u542b\u513f\u7ae5\u5065\u5eb7\u4fdd\u9669\u8ba1\u5212\u53ca\u8d2b\u56f0\u5bb6\u5ead\u4e34\u65f6\u63f4\u52a9\u8ba1\u5212\uff09\u4e0e\u9700\u8981\u9891\u7e41\u76d1\u6d4b\u7684\u4eba\u7fa4\u5360\u516c\u53f8\u4f1a\u5458\u603b\u6570\u7684\u8d85\u8fc7\u4e00\u534a\u3002\u533b\u7597\u8865\u52a9\u8ba1\u5212\u8d21\u732e\u8fd1\u4e09\u5206\u4e4b\u4e8c\u8425\u6536\uff0c\u4f46\u533b\u4fdd\u548c\u5546\u4e1a\u4fdd\u9669\u4e1a\u52a1\u589e\u901f\u663e\u8457\u66f4\u5feb\u3002\u672a\u6765\u91cd\u70b9\u62d3\u5c55\u4e24\u7c7b\u5e02\u573a\uff1a\u540c\u65f6\u7b26\u5408\u533b\u4fdd\u548c\u533b\u7597\u8865\u52a9\u8d44\u683c\u7684\u53cc\u91cd\u8d44\u683c\u4eba\u7fa4\uff0c\u4ee5\u53ca\u66ff\u4ee3\u56e2\u4f53\u4fdd\u9669\u7684\u4e2a\u4eba\u4fdd\u9669\u5065\u5eb7\u62a5\u9500\u5b89\u6392\uff08ICHRA\uff09\u3002<\/p>\n<h2>4. Elevance Health<\/h2>\n<p>\u524d\u8eab\u4e3aAnthem\uff0c\u572814\u5dde\u8fd0\u8425\u84dd\u5341\u5b57\u4e0e\u84dd\u76fe\u8ba1\u5212\uff0c\u4f46\u6301\u6709\u5168\u56fd\u8303\u56f4\u5185\u7684\u8425\u4e1a\u724c\u7167\u3002\u4e1a\u52a1\u8986\u76d6\u4f01\u4e1a\u53ca\u4e2a\u4eba\u5065\u5eb7\u8ba1\u5212\u3001\u533b\u4fdd\u4f18\u5148\u3001\u533b\u4fdd\u8865\u5145\u548c\u533b\u7597\u8865\u52a9\u9886\u57df\u3002\u836f\u623f\u798f\u5229\u7ba1\u7406\u516c\u53f8CarelonRx\u548c\u7efc\u5408\u670d\u52a1\u5e73\u53f0Carelon Services\u6784\u6210\u591a\u5143\u4e1a\u52a1\u4f53\u7cfb\u3002\u5065\u5eb7\u798f\u5229\u677f\u5757\u8d21\u732e\u8d8580%\u7684\u8425\u6536\uff0c\u4f46Carelon Services\u589e\u957f\u6700\u5feb\u3002<\/p>\n<h2>5. iShares\u7f8e\u56fd\u533b\u7597\u4fdd\u5065\u63d0\u4f9b\u5546ETF<\/h2>\n<p>\u8be5ETF\u8ddf\u8e2a\u9053\u743c\u65af\u7f8e\u56fd\u7cbe\u9009\u533b\u7597\u4fdd\u5065\u63d0\u4f9b\u5546\u6307\u6570\uff0c\u6210\u5206\u80a1\u5305\u542b\u5065\u5eb7\u9669\u3001\u8bca\u65ad\u53ca\u4e13\u79d1\u6cbb\u7597\u516c\u53f8\u3002\u56db\u5927\u6301\u4ed3\u5206\u522b\u4e3aUnitedHealth\u3001CVS Health\u3001Elevance Health\u548cHumana\u3002\u76f8\u6bd4\u76f4\u63a5\u6301\u80a1\u5b58\u5728\u4e24\u5927\u7f3a\u70b9\uff1a\u6295\u8d44\u8303\u56f4\u8d85\u51fa\u7eaf\u5065\u5eb7\u9669\u9886\u57df\uff1b\u9700\u652f\u4ed80.38%\u7684\u5e74\u7ba1\u7406\u8d39\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u6295\u8d44\u63d0\u4f9b\u5fc5\u9700\u4ea7\u54c1\u4e0e\u670d\u52a1\u7684\u516c\u53f8\u662f\u4e00\u79cd\u806a\u660e\u7684\u8d22\u5bcc\u79ef\u7d2f\u7b56\u7565\u3002\u65e0\u8bba\u8ba4\u53ef\u4e0e\u5426\uff0c\u5065\u5eb7\u4fdd\u9669\u5df2\u6210\u4e3a\u5f53\u4eca\u7f8e\u56fd\u4eba\u6700\u91cd\u8981\u7684\u5fc5\u9700\u54c1\u4e4b\u4e00 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":591207,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1521,430],"tags":[1787,820,2125,522],"class_list":["post-591209","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1521","category-trends-strategies-zh-hans","tag-1787","tag-820","tag-2125","tag-522","sectors-life-science-zh-hans","sectors-financial-products-zh-hans","locations-us-zh-hans","exchange-nyse-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/591209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=591209"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/591209\/revisions"}],"predecessor-version":[{"id":591212,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/591209\/revisions\/591212"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/591207"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=591209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=591209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=591209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}