{"id":598416,"date":"2025-10-16T05:45:50","date_gmt":"2025-10-16T12:45:50","guid":{"rendered":"https:\/\/nai500.com\/blog\/2025\/10\/fintech-on-edge-fi-sq-pypl-v-ma-draw-fast-money\/"},"modified":"2025-10-16T05:45:50","modified_gmt":"2025-10-16T12:45:50","slug":"fintech-on-edge-fi-sq-pypl-v-ma-draw-fast-money","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2025\/10\/fintech-on-edge-fi-sq-pypl-v-ma-draw-fast-money\/","title":{"rendered":"Fintech on edge: FI, SQ, PYPL, V, MA draw fast money"},"content":{"rendered":"

\u5f53\u4e00\u5bb6\u4ef7\u503c\u7ecf\u7406\u5e26\u7740\u56de\u8d2d\u8bba\u70b9\u8fdb\u5165\u4e00\u5bb6\u53d7\u521b\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u65f6\uff0c\u4f60\u5f97\u6ce8\u610f\u3002\u91d1\u878d\u79d1\u6280\u5904\u5728\u5f53\u4eca\u79d1\u6280\u5267\u70c8\u6ce2\u52a8\u4e0e\u80fd\u6e90\u548c\u533b\u7597\u677f\u5757\u8f6e\u52a8\u7684\u5341\u5b57\u8def\u53e3\uff0c\u6563\u6237\u4ea4\u6613\u8005\u8ffd\u9010\u52a8\u91cf\uff0c\u800c\u673a\u6784\u5219\u62e5\u62b1\u73b0\u91d1\u6d41\u8d35\u65cf\u3002\u4ee5\u4e0b\u662f\u4e94\u4e2a\u771f\u6b63\u63a8\u52a8\u5bf9\u8bdd\u548c\u8ba2\u5355\u7684\u652f\u4ed8\u516c\u53f8\u3002<\/p>\n

Fintech and payments stocks in focus<\/h3>\n

1) Fiserv (FI) \u2014 \u4ef7\u503c\u4e70\u76d8\u9047\u4e0a\u53d7\u521b\u56fe\u8868\uff1aVulcan Value Partners \u62ab\u9732\u4e86\u65b0\u4ed3\u4f4d\uff0c\u5e76\u79f0\u8be5\u4e1a\u52a1\u662f\u4e00\u4e2a\u4ee5\u81ea\u7531\u73b0\u91d1\u6d41\u9a71\u52a8\u56de\u8d2d\u4e3a\u540e\u76fe\u7684\u201c\u5b89\u5168\u8fb9\u9645\u201d\u4e70\u5165\u3002\u8fd9\u4e00\u53d9\u4e8b\u4ea7\u751f\u5171\u9e23\uff0c\u56e0\u4e3a\u5b83\u4e0e\u6563\u6237\u9a71\u52a8\u7684\u79d1\u6280\u6ce1\u6cab\u76f8\u80cc\uff0c\u5e76\u7b26\u5408\u673a\u6784\u5bf9\u53ef\u6301\u7eed\u73b0\u91d1\u590d\u5229\u7684\u504f\u597d\u3002\u80cc\u666f\u5f88\u91cd\u8981\u3002Fiserv \u4e00\u4e2a\u6708\u56de\u62a5\u4e3a\u8d1f\uff0c\u80a1\u7968\u5728\u8fc7\u53bb 52 \u5468\u5927\u5e45\u4e0b\u8dcc\uff0c\u4f46\u5176\u9884\u8ba1\u81ea\u7531\u73b0\u91d1\u6d41\u8d85\u8fc7 50 \u4ebf\u7f8e\u5143\uff0c\u5e76\u5728\u80a1\u4ef7\u8d70\u5f31\u65f6\u56de\u8d2d\u80a1\u4efd\u3002\u4ea4\u6613\u7279\u5f81\uff1a\u5927\u5e02\u503c\u3001\u9ad8\u6d41\u52a8\u6027\u3001\u70b9\u5dee\u7d27\u3001\u671f\u6743\u7092\u4f5c\u6bd4\u90a3\u4e9b\u66f4\u82b1\u54e8\u7684\u540c\u4e1a\u5c11\uff1b\u5728\u4e00\u4e2a\u5145\u65a5\u77ed\u6682\u9ad8\u5cf0\u7684\u677f\u5757\u4e2d\uff0c\u5b83\u7684\u4ea4\u6613\u66f4\u50cf\u7a33\u5065\u5e73\u7a33\u3002\u4e3b\u8981\u7ed3\u8bba\uff1a\u5982\u679c\u79d1\u6280\u4fee\u6b63\u6d3e\u662f\u5bf9\u7684\uff0c\u81ea\u6211\u8d44\u91d1\u56de\u8d2d\u548c\u9ad8\u5207\u6362\u6210\u672c\u4f7f FI \u6210\u4e3a\u5728\u4e0d\u8e29\u5230\u8d1d\u5854\u6df1\u6e0a\u7684\u60c5\u51b5\u4e0b\uff0c\u9632\u5b88\u6027\u5730\u4fdd\u6301\u5bf9\u652f\u4ed8\u7f51\u7edc\u655e\u53e3\u7684\u65b9\u5f0f\u3002<\/p>\n

2) Block (SQ) \u2014 \u4e0e\u52a0\u5bc6\u6302\u94a9\u4e14\u5e26\u6709\u6563\u6237\u6307\u7eb9\u7684\u626d\u77e9\uff1a\u968f\u7740\u79d1\u6280\u80a1\u4eca\u65e5\u6ce2\u52a8\uff0cSQ \u56e0\u5176\u5bf9\u98ce\u9669\u504f\u597d\u7684\u9ad8\u8d1d\u5854\u548c\u6301\u7eed\u7684\u52a0\u5bc6\u5173\u8054\u800c\u5438\u5f15\u6ce8\u610f\u3002\u6563\u6237\u8d44\u91d1\u5728\u6b64\u5904\u6fc0\u589e\uff0c\u56e0\u4e3a Cash App \u548c Bitcoin \u7684\u53d9\u4e8b\u4f7f\u5176\u6210\u4e3a\u4ea4\u6613\u8005\u5bfb\u6c42\u52a8\u4f5c\u65f6\u6700\u5bb9\u6613\u7684\u91d1\u878d\u79d1\u6280\u66ff\u4ee3\u54c1\u3002\u8fd9\u5728\u671f\u6743\u5e02\u573a\u4f53\u73b0\u660e\u663e\uff0c\u5468\u5ea6\u5408\u7ea6\u5e38\u5e38\u51b3\u5b9a\u5f53\u5929\u8d70\u52bf\u3002\u4ea4\u6613\u7279\u5f81\uff1a\u4e2d\u9ad8\u6ce2\u52a8\u3001\u7531\u671f\u6743\u9a71\u52a8\u7684\u7206\u53d1\u3001\u6d41\u52a8\u6027\u6df1\u4f46\u5f53\u52a8\u91cf\u57fa\u91d1\u5927\u91cf\u8fdb\u51fa\u65f6\u4ef7\u683c\u51b2\u51fb\u663e\u8457\u3002\u4e3b\u8981\u7ed3\u8bba\uff1aSQ \u662f\u4e00\u4e2a\u6218\u672f\u6027\u5de5\u5177\uff0c\u82e5 Cash App \u7684\u5355\u4f4d\u7ecf\u6d4e\u548c\u5356\u65b9\u8d39\u7387\u4fdd\u6301\uff0c\u5177\u6709\u6218\u7565\u4e0a\u884c\u7a7a\u95f4\u3002\u4f46\u5b83\u4f1a\u8ddf\u968f\u98ce\u9669\u5468\u671f\u3002\u5982\u679c\u505a\u7a7a\u79d1\u6280\u7684\u9006\u5411\u8005\u83b7\u5f97\u5ef6\u7eed\uff0cSQ \u4f1a\u9996\u5f53\u5176\u51b2\u53d7\u521b\uff1b\u5982\u679c\u79d1\u6280\u88ab\u6324\u538b\uff0cSQ \u4f1a\u8dd1\u8d62\u672c\u540d\u5355\u4e0a\u6240\u6709\u80a1\u7968\u3002<\/p>\n

3) PayPal (PYPL) \u2014 \u8f6c\u578b\u516c\u544a\u98ce\u9669\u4e0e\u4ef7\u503c\u500d\u6570\uff1aPYPL \u4f5c\u4e3a\u4e00\u79cd\u66f4\u6e05\u6d01\u7684\u652f\u4ed8\u655e\u53e3\u5438\u5f15\u5173\u6ce8\uff0c\u7f3a\u5c11\u52a0\u5bc6\u8d1d\u5854\u4e14\u4f30\u503c\u5448\u73b0\u50cf\u8f6c\u578b\u80a1\u7684\u7b5b\u9009\u7279\u5f81\u3002\u5173\u4e8e\u7ed3\u8d26\u8f6c\u5316\u7387\u3001\u54c1\u724c\u6309\u94ae\u4efd\u989d\u548c Venmo \u53d8\u73b0\u7684\u8ba8\u8bba\u6301\u7eed\u5b58\u5728\uff0c\u6bcf\u4e00\u4e2a\u589e\u91cf\u6570\u636e\u70b9\u90fd\u4f1a\u5f15\u53d1\u5feb\u94b1\u5728\u653e\u5f03\u4e0e\u5598\u606f\u4e4b\u95f4\u5207\u6362\u3002\u673a\u6784\u4ea4\u6613\u53f0\u5728\u8fd9\u91cc\u6bd4\u6563\u6237\u66f4\u5177\u5efa\u8bbe\u6027\uff0c\u56e0\u4e3a\u8425\u4e1a\u5229\u6da6\u7387\u56de\u5347\u7684\u8def\u5f84\u662f\u53ef\u89c1\u7684\uff0c\u5c3d\u7ba1\u9876\u7ebf\u589e\u957f\u5df2\u8d8b\u6210\u719f\u3002\u4ea4\u6613\u7279\u5f81\uff1a\u65e5\u6210\u4ea4\u91cf\u5927\uff0c\u671f\u6743\u975e\u5e38\u6d3b\u8dc3\uff0c\u65e5\u5185\u6ed1\u70b9\u4f4e\u4e8e SQ \u4f46\u9ad8\u4e8e Visa \u6216 Mastercard\u3002\u4e3b\u8981\u7ed3\u8bba\uff1aPYPL \u662f\u4e2a\u201c\u8bc1\u660e\u578b\u201d\u6545\u4e8b\u3002\u5982\u679c\u7ba1\u7406\u5c42\u4fdd\u6301\u4e25\u683c\u6210\u672c\u63a7\u5236\u5e76\u63d0\u9ad8 TPV \u548c\u6bcf\u6d3b\u8dc3\u7528\u6237\u4ea4\u6613\u6b21\u6570\uff0c\u4f30\u503c\u6709\u4e0a\u4fee\u7a7a\u95f4\u3002\u5426\u5219\uff0c\u5b83\u5c06\u4fdd\u6301\u4e3a\u4e00\u4e2a\u6709\u56de\u8d2d\u652f\u6491\u4f46\u7f3a\u4e4f\u5176\u4ed6\u50ac\u5316\u5242\u7684\u4ef7\u503c\u9677\u9631\u3002\u4ed3\u4f4d\u89c4\u6a21\u5e94\u53cd\u6620\u8fd9\u79cd\u4e8c\u5143\u6027\u3002<\/p>\n

4) Visa (V) \u2014 \u673a\u6784\u85cf\u8eab\u7684\u73b0\u91d1\u6d41\u590d\u5229\u5668\uff1a\u5f53\u79d1\u6280\u677f\u5757\u8d70\u5f31\u4e14\u80fd\u6e90\u4e0e\u533b\u7597\u5438\u5f15\u6ce8\u610f\u65f6\uff0cVisa \u9ed8\u9ed8\u6210\u4e3a\u8010\u5fc3\u8d44\u672c\u7684\u96c6\u5408\u5730\u3002\u8de8\u5883\u65c5\u884c\u91cf\u3001\u73b0\u91d1\u7684\u957f\u671f\u6570\u5b57\u5316\u4ee5\u53ca\u575a\u56fa\u7684\u62bd\u6210\u673a\u5668\u4f7f\u8be5\u516c\u53f8\u5728\u6295\u8d44\u8005\u4ece\u9ad8\u8d1d\u5854\u64a4\u8d44\u65f6\u4fdd\u6301\u9700\u6c42\u3002\u4eca\u65e5\u7684\u8ba8\u8bba\u53cd\u6620\u4e86\u8fd9\u79cd\u5206\u88c2\uff1a\u6563\u6237\u8ffd\u9010\u5c4f\u5e55\uff0c\u800c\u673a\u6784\u5219\u589e\u52a0\u5bf9\u652f\u4ed8\u7f51\u7edc\u7684\u914d\u7f6e\u3002\u4ea4\u6613\u7279\u5f81\uff1a\u8d85\u5927\u5e02\u503c\u3001\u70b9\u5dee\u6781\u7a84\u3001\u76f8\u5bf9\u91d1\u878d\u79d1\u6280\u540c\u884c\u5b9e\u73b0\u6ce2\u52a8\u7387\u4f4e\uff0c\u671f\u6743\u5e02\u573a\u6df1\u4f46\u4e0d\u662f\u8d4c\u573a\u5f0f\u3002\u4e3b\u8981\u7ed3\u8bba\uff1aV \u662f\u4f60\u5728\u4e0b\u8dcc\u65e5\u4e70\u5165\u5e76\u53ef\u653e\u7740\u4e94\u5e74\u7684\u57fa\u51c6\u8d28\u91cf\u652f\u4ed8\u7f51\u7edc\u3002\u5982\u679c\u6563\u6237\u4e0e\u673a\u6784\u884c\u4e3a\u5206\u6b67\u6301\u7eed\uff0cVisa \u5f88\u53ef\u80fd\u4ece\u8c28\u614e\u4e00\u65b9\u5438\u6536\u8d44\u91d1\u5e76\u5728\u98ce\u9669\u8c03\u6574\u540e\u8dd1\u8d62\u3002<\/p>\n

5) Mastercard (MA) \u2014 \u540c\u4e00\u7f51\u7edc\uff0c\u7565\u591a\u98ce\u5473\uff1aMA \u8ddf\u968f\u4e0e Visa \u76f8\u540c\u7684\u8d44\u91d1\u6d41\uff0c\u4f46\u5177\u6709\u7a0d\u9ad8\u7684\u626d\u77e9\u548c\u5bf9\u76d1\u7ba1\u6d88\u606f\u7a0d\u5f3a\u7684\u654f\u611f\u5ea6\u3002\u8be5\u4e1a\u52a1\u4ecd\u7136\u662f\u5bf9\u6d88\u8d39\u5f81\u6536\u901a\u884c\u8d39\u7684\u5168\u7403\u6536\u6b3e\u4eba\uff0c\u5bcc\u88d5\u6d88\u8d39\u4e0e\u8de8\u5883\u7ec4\u5408\u662f\u4e3b\u8981\u63a8\u52a8\u529b\u3002\u4ea4\u6613\u8005\u63d0\u5230\u4e86\u5e38\u89c1\u7684\u7ade\u4e89\u52a8\u6001\uff0c\u4f46\u66f4\u91cd\u8981\u7684\u662f\u5f53\u5176\u4ed6\u5730\u65b9\u6ce2\u52a8\u52a0\u5267\u65f6\u7f51\u7edc\u6a21\u578b\u7684\u97e7\u6027\u3002\u4ea4\u6613\u7279\u5f81\uff1a\u8d85\u5927\u5e02\u503c\u3001\u8d26\u672c\u6df1\u539a\uff0c\u6ce2\u52a8\u7565\u9ad8\u4e8e V\uff0c\u4f46\u4ecd\u5c5e\u91d1\u878d\u79d1\u6280\u4e2d\u7684\u4f4e\u5267\u70c8\u89d2\u843d\uff0c\u662f\u5bf9\u9ad8\u8d1d\u5854\u652f\u4ed8\u5bf9\u51b2\u7684\u5bf9\u51b2\u57fa\u91d1\u5e38\u7528\u914d\u5bf9\u3002\u4e3b\u8981\u7ed3\u8bba\uff1a\u5982\u679c\u4f60\u8ba4\u4e3a\u6563\u6237\u5728\u79d1\u6280\u4e2d\u7684\u672c\u80fd\u8ffd\u9010\u5904\u4e8e\u665a\u5468\u671f\u4e14\u5c06\u51fa\u73b0\u4fee\u6b63\uff0cMA \u662f\u4ecd\u80fd\u590d\u5229\u7684\u4f18\u8d28\u9632\u5fa1\u3002\u5982\u679c\u5e02\u573a\u7ee7\u7eed\u4e0a\u884c\uff0cMA \u4f1a\u53c2\u4e0e\u2014\u82e5\u975e\u9886\u6da8\uff0c\u4e5f\u4e0d\u4f1a\u50cf\u7eaf\u7cb9\u7684\u91d1\u878d\u79d1\u6280\u90a3\u6837\u627f\u62c5\u9694\u591c\u65b0\u95fb\u98ce\u9669\u3002<\/p>\n

Investor Lens<\/h3>\n

\u8fc7\u53bb\u516b\u5c0f\u65f6\u8bb2\u8ff0\u4e86\u4e00\u4e2a\u7b80\u5355\u6545\u4e8b\u3002\u6563\u6237\u8ffd\u9010\u9ad8\u8d1d\u5854\u79d1\u6280\uff0c\u671f\u6743\u70b9\u4eae\u8001\u9762\u5b54\uff0c\u800c\u673a\u6784\u6301\u7eed\u8f6e\u52a8\u5230\u533b\u7597\u3001\u80fd\u6e90\u4ee5\u53ca\u652f\u4ed8\u9886\u57df\u5185\u7684\u8981\u585e\u73b0\u91d1\u6d41\u3002\u8fd9\u79cd\u5206\u88c2\u8ba9\u91d1\u878d\u79d1\u6280\u6210\u4e3a\u4e0b\u4e00\u6b65\u8d70\u52bf\u7684\u98ce\u5411\u6807\u3002\u5982\u679c\u505a\u7a7a\u79d1\u6280\u7684\u9006\u5411\u8005\u83b7\u5f97\u9a8c\u8bc1\uff0c\u652f\u4ed8\u7f51\u7edc\u4f1a\u80dc\u51fa\uff0c\u800c\u98a0\u8986\u8005\u5c06\u53d7\u521b\u3002\u5982\u679c\u6324\u538b\u6301\u7eed\uff0cSQ \u548c PYPL \u4f1a\u8dd1\uff1b\u800c FI\u3001V \u4e0e MA \u63d0\u4f9b\u4e86\u66f4\u7406\u667a\u7684\u65b9\u5f0f\uff0c\u4ee5\u66f4\u5c11\u7684\u201c\u6b7b\u4ea1\u8def\u5f84\u201d\u957f\u671f\u6301\u6709\u4ea4\u6613\u589e\u957f\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

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