{"id":611309,"date":"2025-12-22T22:11:09","date_gmt":"2025-12-23T06:11:09","guid":{"rendered":"https:\/\/nai500.com\/blog\/2025\/12\/canadas-big-six-banks-split-into-three-camps-over-2026-rate-path\/"},"modified":"2025-12-22T22:11:25","modified_gmt":"2025-12-23T06:11:25","slug":"2026%e5%b9%b4%e5%8a%a0%e6%8b%bf%e5%a4%a7%e5%88%a9%e7%8e%87%e9%a2%84%e6%b5%8b%e4%b8%89%e5%9b%bd%e6%9d%80%ef%bc%9a%e4%b8%80%e9%99%8d%e3%80%81%e4%b8%a4%e5%8a%a0%e3%80%81%e4%b8%89","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hans\/blog\/2025\/12\/2026%e5%b9%b4%e5%8a%a0%e6%8b%bf%e5%a4%a7%e5%88%a9%e7%8e%87%e9%a2%84%e6%b5%8b%e4%b8%89%e5%9b%bd%e6%9d%80%ef%bc%9a%e4%b8%80%e9%99%8d%e3%80%81%e4%b8%a4%e5%8a%a0%e3%80%81%e4%b8%89\/","title":{"rendered":"2026\u5e74\u52a0\u62ff\u5927\u5229\u7387\u9884\u6d4b\u201c\u4e09\u56fd\u6740\u201d\uff1a\u4e00\u964d\u3001\u4e24\u52a0\u3001\u4e09\u4e0d\u53d8\uff01"},"content":{"rendered":"<p>12\u670810\u65e5\uff0c\u968f\u7740\u52a0\u62ff\u5927\u592e\u884c\u5ba3\u5e03\u5c06\u57fa\u51c6\u5229\u7387\u7ef4\u6301\u57282.25%\u4e0d\u53d8\uff0c\u5e02\u573a\u5173\u6ce8\u7684\u7126\u70b9\u5df2\u8f6c\u54112026\u5e74\u7684\u653f\u7b56\u8d70\u5411\u3002\u8be5\u56fd\u6700\u5927\u516d\u5bb6\u94f6\u884c\uff08Big Six\uff09\u7684\u7ecf\u6d4e\u5b66\u5bb6\u5728\u63a5\u53d7\u91c7\u8bbf\u65f6\u7ed9\u51fa\u4e86\u622a\u7136\u4e0d\u540c\u7684\u5229\u7387\u9884\u6d4b\uff0c\u53cd\u6620\u51fa\u5bf9\u901a\u80c0\u98ce\u9669\u3001\u8d38\u6613\u4e0d\u786e\u5b9a\u6027\u3001\u751f\u4ea7\u529b\u75b2\u8f6f\u53ca\u4eba\u53e3\u589e\u957f\u653e\u7f13\u7b49\u56e0\u7d20\u7684\u8bc4\u4f30\u5b58\u5728\u663e\u8457\u5dee\u5f02\u3002<\/p>\n<p>\u5728\u63a5\u53d7\u91c7\u8bbf\u7684\u516d\u5927\u94f6\u884c\u7ecf\u6d4e\u5b66\u5bb6\u4e2d\uff0c\u52a0\u62ff\u5927\u4e30\u4e1a\u94f6\u884c\uff08Scotiabank\uff09\u4e0e\u52a0\u62ff\u5927\u56fd\u5bb6\u94f6\u884c\uff08National Bank of Canada\uff09\u9884\u8ba12026\u5e74\u5c06\u52a0\u606f\uff1b\u8499\u7279\u5229\u5c14\u94f6\u884c\uff08BMO\uff09\u9884\u8ba1\u4f1a\u8fdb\u4e00\u6b65\u964d\u606f\uff1b\u800c\u52a0\u62ff\u5927\u5e1d\u56fd\u5546\u4e1a\u94f6\u884c\uff08CIBC\uff09\u3001\u52a0\u62ff\u5927\u7687\u5bb6\u94f6\u884c\uff08RBC\uff09\u548c\u591a\u4f26\u591a\u9053\u660e\u94f6\u884c\uff08TD Bank\uff09\u5219\u9884\u6d4b\u592e\u884c\u5c06\u5168\u5e74\u7ef4\u6301\u5229\u7387\u4e0d\u53d8\u3002<\/p>\n<h2>01 \u964d\u606f\u9635\u8425<\/h2>\n<p>\u5728\u4e00\u7247\u5206\u6b67\u4e2d\uff0c\u8499\u7279\u5229\u5c14\u94f6\u884c\u662f\u552f\u4e00\u660e\u786e\u547c\u5401\u8fdb\u4e00\u6b65\u964d\u606f\u7684\u4e3b\u8981\u673a\u6784\u3002\u8be5\u884c\u5168\u7403\u8d44\u4ea7\u7ba1\u7406\u56fa\u5b9a\u6536\u76ca\u4e3b\u7ba1Earl Davis\u9884\u6d4b\uff0c\u52a0\u62ff\u5927\u592e\u884c\u5c06\u57282026\u5e74\u5c06\u9694\u591c\u5229\u7387\u4ece\u5f53\u524d\u76842.25%\u4e0b\u8c03\u81f31.75%\uff0c\u8fdb\u5165\u5bbd\u677e\u533a\u95f4\u3002<\/p>\n<p>\u201c\u5766\u7387\u5730\u8bf4\uff0c\u6211\u770b\u4e0d\u51fa\u6709\u4efb\u4f55\u7406\u7531\u4f1a\u8ba9\u592e\u884c\u52a0\u606f\uff0c\u201dDavis\u8868\u793a\uff0c\u52a0\u62ff\u5927\u751f\u4ea7\u529b\u6c34\u5e73\u4e25\u91cd\u843d\u540e\u4e8e\u7f8e\u56fd\u662f\u6838\u5fc3\u4f9d\u636e\u3002\u4ed6\u8b66\u544a\uff0c\u52a0\u606f\u53ef\u80fd\u5bfc\u81f4\u52a0\u5143\u8d70\u5f3a\uff0c\u800c\u51b3\u7b56\u8005\u66f4\u5e0c\u671b\u52a0\u5143\u4fdd\u6301\u5f31\u52bf\uff0c\u4ee5\u4f5c\u4e3a\u7ecf\u6d4e\u7684\u5929\u7136\u5e73\u8861\u5668\u3002\u4ed6\u8ba4\u4e3a\uff0c\u5f31\u52bf\u52a0\u5143\u80fd\u5438\u5f15\u56fd\u9645\u4f01\u4e1a\u6295\u8d44\uff0c\u800c\u52a0\u606f\u5219\u4f1a\u8d77\u53cd\u4f5c\u7528\u3002\u9664\u300a\u52a0\u7f8e\u58a8\u534f\u5b9a\u300b\u751f\u53d8\u6216\u6cb9\u4ef7\u98d9\u5347\u5916\uff0c\u51e0\u4e4e\u6ca1\u6709\u4ec0\u4e48\u80fd\u6539\u53d8\u4ed6\u5bf9\u964d\u606f\u7684\u5224\u65ad\u3002<\/p>\n<h2>02 \u52a0\u606f\u9635\u8425<\/h2>\n<p>\u4e0eBMO\u7684\u9e3d\u6d3e\u7acb\u573a\u76f8\u53cd\uff0c\u52a0\u62ff\u5927\u4e30\u4e1a\u94f6\u884c\u548c\u56fd\u5bb6\u94f6\u884c\u53cc\u53cc\u8f6c\u5411\u9e70\u6d3e\uff0c\u9884\u8ba1\u592e\u884c\u5c06\u57282026\u5e74\u4e0b\u534a\u5e74\u542f\u52a8\u52a0\u606f\uff0c\u5e45\u5ea6\u4e3a50\u4e2a\u57fa\u70b9\u3002<\/p>\n<p>\u4e30\u4e1a\u94f6\u884c\u9996\u5e2d\u7ecf\u6d4e\u5b66\u5bb6Jean\u2011Fran\u00e7ois Perrault\u6307\u51fa\uff0c\u85aa\u8d44\u589e\u957f\u3001\u751f\u4ea7\u529b\u75b2\u8f6f\u53ca\u52a0\u5143\u8d2c\u503c\u6784\u6210\u901a\u80c0\u538b\u529b\uff0c\u5c06\u63a8\u52a8\u5229\u7387\u56de\u52302.75%\u7684\u4e2d\u6027\u533a\u95f4\u4e2d\u70b9\u3002\u9664\u975e\u7ecf\u6d4e\u589e\u957f\u6216\u901a\u80c0\u663e\u8457\u6076\u5316\uff0c\u5426\u5219\u52a0\u606f\u52bf\u5728\u5fc5\u884c\u3002\u56fd\u5bb6\u94f6\u884c\u7b56\u7565\u5e08Ethan Currie\u7684\u9884\u6d4b\u5219\u4f53\u73b0\u4e86\u8f6c\u53d8\u3002\u8be5\u884c\u6b64\u524d\u9884\u8ba12027\u5e74\u624d\u52a0\u606f\uff0c\u4f46\u8fd1\u671f\u7ecf\u6d4e\u6570\u636e\u5c55\u73b0\u7684\u97e7\u6027\u8feb\u4f7f\u4ed6\u4eec\u5c06\u7d27\u7f29\u65f6\u95f4\u8868\u63d0\u524d\u3002Currie\u8ba4\u4e3a\uff0c\u82e5\u79ef\u6781\u52bf\u5934\u5ef6\u7eed\uff0c\u77ed\u7aef\u5229\u7387\u5c06\u9010\u6b65\u6500\u5347\u3002<\/p>\n<h2>03 \u6309\u5175\u4e0d\u52a8\u9635\u8425<\/h2>\n<p>\u52a0\u62ff\u5927\u5e1d\u56fd\u5546\u4e1a\u94f6\u884c\u3001\u7687\u5bb6\u94f6\u884c\u548c\u9053\u660e\u94f6\u884c\u7ec4\u6210\u4e86\u6700\u5927\u9635\u8425\uff0c\u5747\u9884\u6d4b\u592e\u884c\u57282026\u5e74\u5c06\u4fdd\u6301\u5229\u7387\u4e0d\u53d8\u3002<\/p>\n<p>CIBC\u9996\u5e2d\u7ecf\u6d4e\u5b66\u5bb6Avery Shenfeld\u76f4\u8a00\uff0c\u592e\u884c\u5e94\u8be5\u8fdb\u4e00\u6b65\u964d\u606f\uff0c\u4f46\u56e0\u5bf9\u901a\u80c0\u8fc7\u5ea6\u7d27\u5f20\u800c\u9009\u62e9\u89c2\u671b\u3002\u4ed6\u8ba4\u4e3a\u7ecf\u6d4e\u75b2\u8f6f\u548c\u53d7\u6291\u5236\u7684\u8fdb\u53e3\u4ef7\u683c\u63d0\u4f9b\u4e86\u964d\u606f\u7a7a\u95f4\u3002RBC\u7684Jason Daw\u867d\u5c06\u4e0d\u53d8\u4f5c\u4e3a\u57fa\u7ebf\uff0c\u4f46\u6307\u51fa\u52a0\u606f\u98ce\u9669\u5927\u4e8e\u964d\u606f\u98ce\u9669\u3002\u4ed6\u5f3a\u8c03\uff0c\u4eba\u53e3\u589e\u957f\u653e\u7f13\u5df2\u964d\u4f4e\u4e86\u52a0\u62ff\u5927\u7684\u8d8b\u52bf\u589e\u957f\u7387\u3002TD\u94f6\u884c\u9ad8\u7ea7\u7ecf\u6d4e\u5b66\u5bb6Leslie Preston\u5219\u8ba4\u4e3a\uff0c\u524d\u671f\u964d\u606f\u5df2\u8db3\u4ee5\u63a7\u5236\u901a\u80c0\u3002\u5979\u6307\u51fa\uff0c\u7f13\u6162\u589e\u957f\u6291\u5236\u901a\u80c0\uff0c\u800c\u8d38\u6613\u4e0e\u4f9b\u5e94\u94fe\u538b\u529b\u5219\u63a8\u9ad8\u6210\u672c\uff0c\u4e24\u80a1\u529b\u91cf\u5c06\u5728\u660e\u5e74\u76f8\u4e92\u62b5\u6d88\uff0c\u4f7f\u901a\u80c0\u7ef4\u6301\u5728\u76ee\u6807\u9644\u8fd1\u3002<\/p>\n<h2>\u5171\u8bc6\u4e0e\u98ce\u9669\uff1a\u8d38\u6613\u534f\u5b9a\u6210\u4e3a\u6700\u5927\u201c\u7070\u7280\u725b\u201d<\/h2>\n<p>\u5c3d\u7ba1\u8def\u5f84\u9884\u6d4b\u4e0d\u540c\uff0c\u4f46\u516d\u5927\u94f6\u884c\u7ecf\u6d4e\u5b66\u5bb6\u5747\u5c06\u00a0\u300a\u52a0\u7f8e\u58a8\u534f\u5b9a\u300b\u7684\u4e0d\u786e\u5b9a\u6027\u89c6\u4e3a\u6700\u5927\u98ce\u9669\u3002TD\u94f6\u884c\u7684Preston\u8b66\u544a\uff0c\u82e5\u7f8e\u56fd\u5728\u590d\u5ba1\u65f6\u51b3\u5b9a\u6495\u6bc1\u534f\u8bae\uff0c\u5c06\u5bf9\u52a0\u62ff\u5927\u7ecf\u6d4e\u6784\u6210\u4e25\u91cd\u5a01\u80c1\u3002\u6b64\u5916\uff0c\u6cb9\u4ef7\u6ce2\u52a8\uff0c\u7f8e\u56fd\u7ecf\u6d4e\u6025\u5267\u653e\u7f13\u53ca\u52b3\u52a8\u529b\u5e02\u573a\u51b2\u51fb\u4e5f\u88ab\u53cd\u590d\u63d0\u53ca\u3002\u52a0\u62ff\u5927\u592e\u884c\u884c\u957fTiff Macklem\u548c\u4ed6\u7684\u56e2\u961f\u5c06\u4e0d\u5f97\u4e0d\u5728\u8fd9\u4e9b\u76f8\u4e92\u77db\u76fe\u7684\u7ecf\u6d4e\u4fe1\u53f7\u548c\u5916\u90e8\u98ce\u9669\u4e2d\uff0c\u4e3a2026\u5e74\u5bfb\u627e\u4e00\u6761\u72ed\u7a84\u7684\u822a\u7ebf\u3002<\/p>\n<p>\u8fd9\u573a\u7531\u4e09\u5927\u9635\u8425\u6784\u6210\u7684\u5229\u7387\u201c\u4e09\u56fd\u6740\u201d\uff0c\u6700\u7ec8\u80dc\u8d1f\u5c06\u53d6\u51b3\u4e8e\u901a\u80c0\u6570\u636e\u3001\u8d38\u6613\u653f\u7b56\u52a8\u5411\u4ee5\u53ca\u5168\u7403\u7ecf\u6d4e\u73af\u5883\u7684\u6f14\u53d8\u3002\u5bf9\u4e8e\u5e02\u573a\u800c\u8a00\uff0c\u552f\u4e00\u786e\u5b9a\u7684\u662f\uff0c\u4e0d\u786e\u5b9a\u6027\u672c\u8eab\u5df2\u6210\u4e3a\u65b0\u5e38\u6001\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>12\u670810\u65e5\uff0c\u968f\u7740\u52a0\u62ff\u5927\u592e\u884c\u5ba3\u5e03\u5c06\u57fa\u51c6\u5229\u7387\u7ef4\u6301\u57282.25%\u4e0d\u53d8\uff0c\u5e02\u573a\u5173\u6ce8\u7684\u7126\u70b9\u5df2\u8f6c\u54112026\u5e74\u7684\u653f\u7b56\u8d70\u5411\u3002\u8be5\u56fd [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":555182,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[430],"tags":[1787,2164,522,2229],"class_list":["post-611309","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends-strategies-zh-hans","tag-1787","tag-2164","tag-522","tag-2229","sectors-financial-products-zh-hans","locations-canada-zh-hans"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/611309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/comments?post=611309"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/611309\/revisions"}],"predecessor-version":[{"id":611312,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/posts\/611309\/revisions\/611312"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media\/555182"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/media?parent=611309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/categories?post=611309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hans\/wp-json\/wp\/v2\/tags?post=611309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}