{"id":260171,"date":"2019-03-25T12:26:30","date_gmt":"2019-03-25T19:26:30","guid":{"rendered":"https:\/\/nai500.com\/?p=260171"},"modified":"2019-03-25T12:26:30","modified_gmt":"2019-03-25T19:26:30","slug":"%e5%8a%a0%e6%8b%bf%e5%a4%a7%e7%99%bc%e4%bd%88%e6%9c%80%e6%96%b0%e9%a0%90%e7%ae%97%e6%a1%88%ef%bc%8c%e6%93%ac%e9%99%90%e5%ae%9a%e8%82%a1%e7%a5%a8%e6%9c%9f%e6%ac%8a%e6%89%a3%e9%99%a4%e9%a1%8d%e5%ba%a6","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2019\/03\/%e5%8a%a0%e6%8b%bf%e5%a4%a7%e7%99%bc%e4%bd%88%e6%9c%80%e6%96%b0%e9%a0%90%e7%ae%97%e6%a1%88%ef%bc%8c%e6%93%ac%e9%99%90%e5%ae%9a%e8%82%a1%e7%a5%a8%e6%9c%9f%e6%ac%8a%e6%89%a3%e9%99%a4%e9%a1%8d%e5%ba%a6\/","title":{"rendered":"\u52a0\u62ff\u5927\u767c\u4f48\u6700\u65b0\u9810\u7b97\u6848\uff0c\u64ec\u9650\u5b9a\u80a1\u7968\u671f\u6b0a\u6263\u9664\u984d\u5ea6"},"content":{"rendered":"

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\u73fe\u884c\u898f\u5b9a<\/h4>\n

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\u9019\u4e00\u898f\u5b9a\u7684\u5be6\u969b\u6548\u679c\u662f\uff0c\u54e1\u5de5\u80a1\u7968\u671f\u6b0a\u6536\u76ca\u7684\u7a05\u7387\u7b49\u540c\u65bc\u8cc7\u672c\u5229\u5f97\uff0c\u4f46\u4ecd\u88ab\u8996\u70ba\u5c31\u696d\u6240\u5f97\uff0c\u56e0\u6b64\u7b26\u5408\u8a3b\u518a\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff08RRSP\uff09\u4f9b\u6b3e\u4e2d\u5c0d\u52de\u52d5\u6240\u5f97\u7684\u898f\u5b9a\u3002\u6b64\u5916\uff0c\u7531\u65bc\u9019\u4e9b\u6536\u76ca\u4e0d\u5c6c\u8cc7\u672c\u5229\u5f97\uff0c\u56e0\u6b64\u53ef\u80fd\u7522\u751f\u7684\u8cc7\u672c\u640d\u5931\u4e5f\u4e0d\u80fd\u7528\u4f86\u62b5\u6d88\u5176\u4ed6\u6536\u5165\u3002<\/p>\n

\u65b0\u898f\u5efa\u8b70<\/h4>\n

2015\u5e74\u7af6\u9078\u671f\u9593\uff0c\u81ea\u7531\u9ee8\u5373\u627f\u8afe\u901a\u904e\u8a2d\u5b9a\u80a1\u7968\u671f\u6b0a\u6263\u9664\u9650\u984d\u7684\u65b9\u5f0f\u9650\u5236\u9ad8\u7ba1\u7684\u7a05\u6536\u512a\u60e0\u798f\u5229\u3002\u81ea\u7531\u9ee8\u7576\u6642\u5f15\u7528\u8ca1\u653f\u90e8\u7684\u4f30\u7b97\u6578\u64da\u7a31\uff0c8000\u540d\u6975\u9ad8\u6536\u5165\u7684\u52a0\u62ff\u5927\u4eba\u901a\u904e\u80a1\u7968\u671f\u6b0a\u5e73\u5747\u6263\u966440\u842c\u7f8e\u5143\u7684\u61c9\u7d0d\u7a05\u6536\u5165\u3002<\/p>\n

\u653f\u5e9c\u5728\u9810\u7b97\u6587\u4ef6\u4e2d\u62ab\u9732\u7684\u52a0\u62ff\u59272017\u5e74\u7d0d\u7a05\u7533\u5831\u6578\u64da\u986f\u793a\uff0c\u5e74\u5ea6\u7e3d\u6536\u5165\u5728100\u842c\u7f8e\u5143\u4ee5\u4e0a\u76842330\u540d\u500b\u4eba\u7533\u8acb\u984d\u5ea6\u8d85\u904e13\u5104\u7f8e\u5143\u7684\u54e1\u5de5\u80a1\u7968\u671f\u6b0a\u6263\u9664\u3002\u90192330\u540d\u500b\u4eba\u5360\u7e3d\u7533\u8acb\u6578\u91cf\u76846%\uff0c\u4f46\u5360\u5168\u90e821\u5104\u7f8e\u5143\u6263\u9664\u201c\u6210\u672c\u201d\u7684\u8fd1\u4e09\u5206\u4e4b\u4e8c\u3002<\/p>\n

\u70ba\u6b64\uff0c\u672c\u5468\u767c\u4f48\u7684\u9810\u7b97\u6848\u5ba3\u4f48\uff0c\u653f\u5e9c\u5c07\u63a8\u9032\u76f8\u95dc\u6cd5\u5f8b\u7684\u4fee\u8a02\u5de5\u4f5c\u4e26\u5c07\u5728\u4eca\u590f\u524d\u51fa\u81fa\u4fee\u6b63\u6848\uff0c\u65b0\u898f\u5c07\u898f\u5b9a\u90e8\u5206\u671f\u6b0a\u6301\u6709\u4eba\u7533\u8acb\u80a1\u7968\u671f\u6b0a\u6263\u9664\u7684\u6578\u984d\u4e0a\u9650\u30022015\u5e74\u5efa\u8b70\u7684\u4e0a\u9650\u70ba10\u842c\u7f8e\u5143\uff0c\u4f462019\u5e74\u7684\u9810\u7b97\u9019\u4e00\u6578\u984d\u7ffb\u500d\u81f320\u842c\u7f8e\u5143\uff0c\u5f9e\u800c\u63a5\u8ecc\u7f8e\u570b\u7684\u6a19\u6e96\u3002\u901920\u842c\u7f8e\u5143\u7684\u5e74\u5ea6\u9650\u984d\u5c07\u57fa\u65bc\u6a19\u7684\u80a1\u7968\u6388\u4e88\u65e5\u7576\u5929\u7684\u516c\u5141\u5e02\u50f9\uff08FMV\uff09\u3002<\/p>\n

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\u53e6\u5916\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u898f\u5247\u7684\u4efb\u4f55\u8b8a\u66f4\u5c07\u50c5\u9069\u7528\u4e8e\u672a\u4f86\uff0c\u5c07\u4f86\u6cd5\u4f8b\u51fa\u81fa\u524d\u5df2\u7d93\u6388\u4e88\u7684\u54e1\u5de5\u80a1\u7968\u671f\u6b0a\u5c07\u4e0d\u53d7\u5f71\u97ff\u3002<\/p>\n

\u6839\u64da\u8a72\u9810\u7b97\u6587\u4ef6\uff0c\u6211\u5011\u5728\u6b64\u82093\u500b\u7c21\u55ae\u7684\u4f8b\u5b50\uff0c\u5e6b\u52a9\u89e3\u91cb\u5373\u5c07\u63a8\u51fa\u7684\u65b0\u653f\u6703\u5c0d\u4e0d\u540c\u985e\u578b\u7684\u54e1\u5de5\u5206\u5225\u9020\u6210\u600e\u6a23\u7684\u5f71\u97ff\u3002<\/p>\n

\u4f8b1\u2014\u2014\u6210\u719f\u516c\u53f8\u2014\u2014\u9ad8\u7d1a\u7ba1\u7406\u4eba\u54e1<\/h4>\n

Sarah\u662f\u4e00\u5bb6\u5927\u578b\u3001\u6210\u7acb\u591a\u5e74\u4ee5\u53ca\u6210\u719f\u516c\u53f8\u7684\u9ad8\u7d1a\u7ba1\u7406\u4eba\u54e1\uff0c\u540c\u6642\u9084\u53c3\u8207\u4e86\u8a72\u516c\u53f8\u7684\u54e1\u5de5\u80a1\u7968\u671f\u6b0a\u8a08\u5283\u3002\u96c7\u4e3b\u6388\u4e88\u5979\u4ee550\u7f8e\u5143\/\u80a1\uff08\u671f\u6b0a\u6388\u4e88\u65e5\u7576\u5929\u7684\u80a1\u7968\u516c\u5141\u5e02\u50f9\uff09\u7684\u50f9\u683c\u8cb7\u516510\u842c\u80a1\u80a1\u7968\u7684\u671f\u6b0a\uff0c\u6240\u6709\u671f\u6b0a\u5747\u5728\u672a\u4f86\u514c\u73fe\u3002\u7531\u65bc\u6a19\u7684\u80a1\u7968\u5728\u6388\u4e88\u65e5\u7684\u516c\u5141\u5e02\u503c\uff0850\u7f8e\u5143X100,000=500\u842c\u7f8e\u5143\uff09\u8d85\u51fa\u4e8620\u842c\u7f8e\u5143\u7684\u9650\u984d\uff0c\u56e0\u6b64Sarah\u53ef\u4eab\u53d7\u7a05\u6536\u512a\u60e0\u7684\u80a1\u7968\u671f\u6b0a\u4e5f\u5c07\u53d7\u9650\u3002<\/p>\n

\u5728\u9019\u500b\u4f8b\u5b50\u4e2d\uff0cSarah 4000\u4efd\u80a1\u7968\u671f\u6b0a\uff08200,000\u7f8e\u5143\u00f750\u7f8e\u5143\uff09\u7684\u6536\u76ca\u5c07\u53ef\u7e7c\u7e8c\u4eab\u53d7\u7a05\u6536\u512a\u60e0\u3002\u4e0d\u904e\uff0c\u5269\u991896000\u4efd\u671f\u6b0a\u76f8\u95dc\u7684\u6536\u76ca\u5c07\u88ab\u7d0d\u5165\u5979\u7684\u6536\u5165\uff0c\u884c\u6b0a\u6642\u6309\u7167\u666e\u901a\u7a05\u7387\u9032\u884c\u5168\u984d\u5fb5\u7a05\u3002<\/p>\n

\u5982\u679c\u884c\u6b0a\u6642\u80a1\u50f9\u5347\u81f370\u7f8e\u5143\uff0cSarah\u7684\u54e1\u5de5\u80a1\u7968\u671f\u6b0a\u6536\u76ca\u7576\u4e2d\u7684192\u842c\u7f8e\u5143{(70\u7f8e\u5143\u201350\u7f8e\u5143) X 96,000)}\u5c07\u5168\u984d\u6b63\u5e38\u5fb5\u7a05\uff0c\u50c58\u842c\u7f8e\u5143{(70\u7f8e\u5143\u201350\u7f8e\u5143) X 4,000)}\u7684\u6536\u76ca\u7b26\u5408\u6263\u9664\u689d\u4ef6\u3002<\/p>\n

\u4f8b2\u2014\u2014\u6210\u719f\u516c\u53f8\u2014\u2014\u7d93\u7406<\/h4>\n

Isaac\u662f\u540c\u4e00\u5bb6\u5927\u578b\u3001\u6210\u7acb\u591a\u5e74\u4ee5\u53ca\u6210\u719f\u516c\u53f8\u7684\u7d93\u7406\uff0c\u4e26\u4e14\u7372\u8d08\u4ee550\u7f8e\u5143\/\u80a1\u7684\u50f9\u683c\u8cb7\u51653000\u80a1\u80a1\u7968\u7684\u54e1\u5de5\u80a1\u7968\u671f\u6b0a\u3002\u7531\u65bc\u6a19\u7684\u80a1\u7968\u5728\u6388\u4e88\u65e5\u7684\u516c\u5141\u5e02\u503c\uff0850\u7f8e\u5143X3,000=150,000\u7f8e\u5143\uff09\u572820\u842c\u7f8e\u5143\u7684\u9650\u984d\u4e4b\u5167\uff0c\u56e0\u6b64\u4ed6\u9019\u4e9b\u671f\u6b0a\u5728\u884c\u6b0a\u6642\u7684\u6240\u6709\u6536\u76ca\u5c07\u7e7c\u7e8c\u4eab\u53d7\u7a05\u6536\u512a\u60e0\u3002<\/p>\n

\u5047\u8a2d\u884c\u6b0a\u6642\u80a1\u50f9\u5347\u81f370\u7f8e\u5143\uff0c\u884c\u6b0a\u7576\u5e74\u7684\u80a1\u7968\u671f\u6b0a\u6536\u76ca\u70ba6\u842c\u7f8e\u5143{(70\u7f8e\u5143\u201350\u7f8e\u5143) \u00d7 3,000}\uff0c\u4f46\u6263\u9664\u5f8c\u50c5\u5176\u4e2d\u7684\u4e00\u534a\u9700\u7e73\u7a05\u3002<\/p>\n

\u4f8b3\u2014\u2014\u521d\u5275\u516c\u53f8\u54e1\u5de5<\/h4>\n

Jake\u662f\u4e00\u5bb6\u521d\u5275\u516c\u53f8\u7684\u54e1\u5de5\uff0c\u4e26\u4e14\u4e5f\u53c3\u8207\u4e86\u54e1\u5de5\u80a1\u7968\u671f\u6b0a\u8a08\u5283\u3002\u96c7\u4e3b\u6388\u4e88\u4ed6\u4ee51\u7f8e\u5143\/\u80a1\u7684\u50f9\u683c\u8cb7\u516530\u842c\u80a1\u80a1\u7968\u7684\u80a1\u7968\u671f\u6b0a\u3002\u7531\u65bcJake\u7372\u8d08\u7684\u9019\u4e9b\u671f\u6b0a\u4f86\u81ea\u4e00\u5bb6\u521d\u5275\u516c\u53f8\uff0c\u56e0\u6b64\u6700\u7d42\u884c\u6b0a\u6642\u76f8\u95dc\u7684\u6240\u6709\u80a1\u7968\u671f\u6b0a\u6536\u76ca\u5c07\u7e7c\u7e8c\u4eab\u53d7\u7a05\u6536\u512a\u60e0\u3002<\/p>\n

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