{"id":365255,"date":"2021-01-14T23:18:32","date_gmt":"2021-01-15T07:18:32","guid":{"rendered":"https:\/\/nai500.com\/blog\/2021\/01\/tfsa-%e5%8a%a0%e6%8b%bf%e5%a4%a7-%e5%85%8d%e7%a8%8e%e5%82%a8%e8%93%84%e5%b8%90%e6%88%b7\/"},"modified":"2021-01-14T23:19:07","modified_gmt":"2021-01-15T07:19:07","slug":"tfsa-%e5%8a%a0%e6%8b%bf%e5%a4%a7-%e5%85%8d%e7%a8%85%e5%84%b2%e8%93%84%e5%b8%b3%e6%88%b6","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2021\/01\/tfsa-%e5%8a%a0%e6%8b%bf%e5%a4%a7-%e5%85%8d%e7%a8%85%e5%84%b2%e8%93%84%e5%b8%b3%e6%88%b6\/","title":{"rendered":"\u5343\u842c\u5225\u88ab\u514d\u7a05\u5132\u84c4\u5e33\u6236\u9019\u500b\u540d\u7a31\u8aa4\u5c0e\u4e86\uff0cTFSA\u53ef\u662f\u4e00\u500b\u6295\u8cc7\u795e\u5668\uff01"},"content":{"rendered":"<p>\u8499\u7279\u5229\u723e\u9280\u884c\uff08BMO\uff09\u767c\u5e03\u7684\u6700\u65b0\u5e74\u5ea6TFSA\u7814\u7a76\u5831\u544a\u986f\u793a\uff0c\u75ab\u60c5\u671f\u9593\uff0c\u52a0\u62ff\u5927\u4eba\u5728\u514d\u7a05\u5132\u84c4\u5e33\u6236\uff08TFSA\uff09\u4e2d\u6301\u6709\u7684\u5e73\u5747\u8cc7\u7523\u7e3d\u984d\u540c\u6bd4\u589e\u95779%\u81f3$30,921\uff0c\u4f46\u73fe\u91d1\u7684\u6bd4\u91cd\u6700\u9ad8\uff0c\u672a\u80fd\u767c\u63eeTFSA\u9019\u4e00\u8cec\u6236\u7684\u201c\u514d\u7a05\u201d\u512a\u52e2\uff08<a href=\"https:\/\/nai500.com\/zh-hant\/blog\/2020\/10\/%e5%8a%a0%e6%8b%bf%e5%a4%a7-%e5%85%8d%e7%a8%85%e5%84%b2%e8%93%84%e8%b3%ac%e6%88%b6tfsa-%e5%be%b5%e7%a8%85\/\">\u4e00\u65e6\u2026\u2026\u52a0\u62ff\u5927\u514d\u7a05\u5132\u84c4\u5e33\u6236TFSA\u7684\u6536\u76ca\u5c07\u88ab\u5168\u984d\u5fb5\u7a05\uff01<\/a>\uff09\u3002<\/p>\n<p>\u8a72\u7814\u7a76\u5831\u544a\u6307\u51fa\uff0c\u73fe\u91d1\u5728TFSA\u7576\u4e2d\u7684\u5e73\u5747\u5360\u6bd4\u9ad8\u905438%\uff0c\u4f4d\u5c45\u9996\u4f4d\uff0c\u63a5\u4e0b\u4f86\u662f\u5171\u540c\u57fa\u91d1\u768423%\u4ee5\u53ca\u80a1\u7968\u768418%\u3002\u8a72\u884c\u9084\u767c\u73fe\uff0c\u50c5\u6709\u4e00\u534a\u7684\u53d7\u8a2a\u8005\u77e5\u9053\u4ed6\u5011\u53ef\u4ee5\u5728TFSA\u8cec\u6236\u4e2d\u6301\u6709\u73fe\u91d1\u4ee5\u5916\u7684\u5176\u4ed6\u8cc7\u7523\uff0c\u53e6\u6709\u56db\u5206\u4e4b\u4e00\u7684\u4eba\u4e0d\u6e05\u695a\u9019\u4e9b\u5176\u4ed6\u8cc7\u7523\u5177\u9ad4\u5305\u62ec\u54ea\u4e9b\u3002<\/p>\n<p>\u9019\u7c21\u76f4\u5c31\u662f\u6d6a\u8cbb\uff0c\u5728\u514d\u7a05\u5132\u84c4\u8cec\u6236\u4e2d\u6301\u6709\u73fe\u91d1\u5c31\u7b49\u540c\u4e8e\u8cb7\u4e86\u4e00\u8f1b\u8eca\u653e\u5728\u8eca\u5eab\u88cf\u505c\u7070\u5875\u3002\u9867\u540d\u601d\u7fa9\uff0c\u514d\u7a05\u7684\u512a\u60e0\u653f\u7b56\u50c5\u9069\u7528\u4e8eTFSA\u8cec\u6236\u4e2d\u591a\u6578\u6295\u8cc7\u7684\u5229\u5f97\uff0c\u800c\u73fe\u91d1\u7684\u552f\u4e00\u6536\u76ca\u90fd\u6b78\u9280\u884c\uff0c\u6210\u7232\u4e86\u9280\u884c\u8b00\u53d6\u81ea\u8eab\u5229\u76ca\u7684\u8cc7\u6e90\u3002<\/p>\n<p>TFSA\u8cec\u6236\u4e2d\u7684\u8cc7\u91d1\u5e7e\u4e4e\u53ef\u4ee5\u6295\u8cc7\u4e00\u5207\uff1a\u5171\u540c\u57fa\u91d1\u3001\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\uff08ETF\uff09\u3001\u623f\u5730\u7523\u6295\u8cc7\u4fe1\u6258\u57fa\u91d1\uff08REITs\uff09\u3001\u80a1\u7968\u3001\u50b5\u5238\u3001\u64d4\u4fdd\u6295\u8cc7\u8b49\uff08GICs\uff09\uff0c\u751a\u81f3\u662f\u671f\u6b0a\u3002\u9019\u4e9b\u6295\u8cc7\u53ef\u4ee5\u96a8\u6642\u51fa\u552e\uff0c\u73fe\u91d1\u53ef\u4ee5\u96a8\u6642\u53d6\u51fa\u3002<\/p>\n<p>\u7531\u4e8e\u8d85\u4f4e\u5229\u7387\u5c0e\u81f4\u6536\u76ca\u7387\u6975\u4f4e\uff0c\u50b5\u5238\u548cGIC\u5229\u5f97\u7684\u7bc0\u7a05\u984d\u53ef\u4ee5\u8aaa\u662f\u5fae\u4e4e\u5176\u5fae\uff0c\u4e0d\u904e\u80a1\u7968\u548c\u80a1\u7968\u57fa\u91d1\u5229\u5f97\u7684\u7bc0\u7a05\u984d\u53ef\u4ee5\u662f\u7121\u9650\u7684\u2014\u2014\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u8cc7\u672c\u5229\u5f97\u768450%\u6703\u88ab\u8a08\u5165\u4f60\u7684\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u3002\u53e6\u5916\uff0cTFSA\u7684\u514d\u7a05\u5730\u4f4d\u540c\u6a23\u9069\u7528\u4e8e\u80a1\u606f\u6536\u5165\u3002<\/p>\n<p>\u53bb\u5e74\u5341\u4e8c\u6708\uff0c\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\uff08CRA\uff09\u5ba3\u5e03\u52a0\u62ff\u5927\u6210\u4eba2021\u5e74\u7684TFSA\u4f9b\u6b3e\u984d\u5c07\u65b0\u589e$6000\uff08<a href=\"https:\/\/nai500.com\/zh-hant\/blog\/2020\/12\/2021%e5%b9%b4-tfsa%e5%92%8crrsp-%e5%8a%a0%e6%8b%bf%e5%a4%a7\/\">TFSA\u548cRRSP 2021\u5e74\u7684\u4f9b\u6b3e\u984d\u5ea6\u5df2\u7d93\u516c\u5e03\u4e86\uff0c\u9084\u4e0d\u5feb\u4f86\u770b\u770b\uff01<\/a>\uff09\u3002<\/p>\n<p>2008\u5e74\u7206\u767c\u7684\u5168\u7403\u91d1\u878d\u5371\u6a5f\u5c0e\u81f4\u5e02\u5834\u66b4\u8dcc\uff0c\u7232\u4e86\u9f13\u52f5\u52a0\u62ff\u5927\u4eba\u56de\u6b78\u91d1\u878d\u5e02\u5834\uff0c\u806f\u90a6\u653f\u5e9c\u63a8\u51fa\u4e86TFSA\u3002\u6b64\u5f8c\uff0c\u8a72\u8cec\u6236\u7684\u4f9b\u6b3e\u984d\u9010\u5e74\u4e0a\u5347\uff0c2021\u5e741\u67081\u65e5\u8d77\u7684\u6700\u9ad8\u4f9b\u6b3e\u984d\uff082009\u5e74\u5e74\u6eff18\u6b72\u7684\u4efb\u4f55\u52a0\u62ff\u5927\u4eba\uff09\u5c07\u9054$75,500\u3002\u672a\u4f86\uff0c\u901a\u8139\u8abf\u6574\u5f8c\u7684\u4f9b\u6b3e\u984d\u9810\u8a08\u9084\u5c07\u7e7c\u7e8c\u4e0a\u5347\uff0c\u4f46\u52a0\u62ff\u5927\u653f\u5e9c\u5e77\u672a\u5c31\u6b64\u505a\u51fa\u904e\u4fdd\u8b49\uff0c\u4f9b\u6b3e\u984d\u7684\u4e0a\u5347\u901a\u9053\u56e0\u6b64\u96a8\u6642\u90fd\u53ef\u80fd\u7d42\u6b62\u3002<\/p>\n<p>\u5982\u679cTFSA\u767c\u751f\u53d6\u6b3e\uff0c\u8cec\u6236\u88cf\u7684\u4f9b\u6b3e\u984d\u5ea6\u5c07\u5728\u4e0b\u4e00\u6b77\u5e74\u4e88\u4ee5\u76f8\u61c9\u6062\u5fa9\uff0c\u4e0d\u904e\u8d85\u984d\u4f9b\u6b3e\u6703\u88ab\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\uff08CRA\uff09\u8655\u7f70\u3002\u7a05\u52d9\u5c40\u6703\u5728\u500b\u4eba\u7d0d\u7a05\u7533\u5831\u55ae\u7684\u8a55\u4f30\u901a\u77e5\u4e2d\u63d0\u4f9b\u7d0d\u7a05\u4eba\u7684TFSA\u4f9b\u6b3e\u984d\u5ea6\uff0c\u4f46\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u7a05\u52d9\u5c40\u901a\u544a\u7684\u4f9b\u6b3e\u984d\u5ea6\u901a\u5e38\u90fd\u662f\u524d\u4e00\u5e74\u7684\u6578\u64da\uff0c\u6211\u5011\u8981\u628a\u7576\u5e74\u7684\u984d\u5ea6\u518d\u81ea\u5df1\u52a0\u9032\u53bb\u3002<\/p>\n<p>\u52a0\u62ff\u5927\u4eba\u7232\u4f55\u5728TFSA\u8cec\u6236\u4e2d\u6301\u6709\u9019\u9ebd\u591a\u7684\u73fe\u91d1\u6211\u5011\u4e0d\u5f97\u800c\u77e5\u3002\u6709\u53ef\u80fd\u662f\u53d7\u75ab\u60c5\u7684\u5f71\u97ff\uff0c\u4eba\u5011\u90fd\u5f88\u8b39\u614e\uff0c\u5f85\u5e02\u5834\u660e\u6717\u524d\u4e0d\u6562\u8f15\u8209\u5984\u52d5\u3002\u4e5f\u6709\u53ef\u80fd\u53ea\u662f\u4ed6\u5011\u6839\u672c\u5c31\u6c92\u641e\u6e05TFSA\u548c\u6ce8\u518c\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff08RRSP\uff09\u7684\u5340\u5225\u3002RRSP\u7684\u4f9b\u6b3e\u662f\u53ef\u4ee5\u6263\u9664\u61c9\u7d0d\u7a05\u6536\u5165\u7684\uff0c\u53d6\u6b3e\u6642\u7121\u8ad6\u73fe\u91d1\u8207\u5426\u518d\u884c\u5fb5\u7a05\uff0c\u8d77\u5230\u4e00\u500b\u7a05\u6536\u905e\u5ef6\u7684\u4f5c\u7528\u3002<\/p>\n<p>\u4e5f\u8a31\u806f\u90a6\u653f\u5e9c\u4e5f\u6709\u81ea\u5df1\u7684\u8cac\u4efb\uff0cTFSA\u7684\u514d\u7a05\u5132\u84c4\u5e33\u6236\u9019\u500b\u540d\u7a31\u5c31\u5b58\u5728\u8aa4\u5c0e\u6027\uff0c\u6703\u8b93\u4eba\u8aa4\u4ee5\u7232\u9019\u53ea\u662f\u4e00\u500b\u7528\u4e8e\u5b58\u653e\u73fe\u91d1\u7684\u666e\u901a\u7684\u5132\u84c4\u8cec\u6236\u3002\u6216\u8a31\u66f4\u6e96\u78ba\u7684\u53d6\u540d\u61c9\u8a72\u662f\u201c\u514d\u7a05\u6295\u8cc7\u8cec\u6236\u201d\uff0c\u4f46\u73fe\u5728\u518d\u6539\u4f86\u6539\u53bb\u4e5f\u6c92\u6709\u592a\u5927\u7684\u610f\u7fa9\u4e86\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u8499\u7279\u5229\u723e\u9280\u884c\uff08BMO\uff09\u767c\u5e03\u7684\u6700\u65b0\u5e74\u5ea6TFSA\u7814\u7a76\u5831\u544a\u986f\u793a\uff0c\u75ab\u60c5\u671f\u9593\uff0c\u52a0\u62ff\u5927\u4eba\u5728\u514d\u7a05\u5132\u84c4\u5e33\u6236\uff08TFSA\uff09\u4e2d\u6301\u6709\u7684 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":365251,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[431],"tags":[1788],"class_list":["post-365255","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends-strategies-zh-hant","tag-1788","sectors--zh-hant","locations-canada-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/365255","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=365255"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/365255\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/365251"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=365255"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=365255"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=365255"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}