{"id":370287,"date":"2021-02-17T22:51:09","date_gmt":"2021-02-18T06:51:09","guid":{"rendered":"https:\/\/nai500.com\/blog\/2021\/02\/2021%e5%b9%b4-%e5%8a%a0%e6%8b%bf%e5%a4%a7%e6%89%80%e5%be%97%e7%a8%8e%e7%ad%89%e7%ba%a7\/"},"modified":"2021-02-17T22:51:49","modified_gmt":"2021-02-18T06:51:49","slug":"2021%e5%b9%b4-%e5%8a%a0%e6%8b%bf%e5%a4%a7%e6%89%80%e5%be%97%e7%a8%85%e7%ad%89%e7%b4%9a","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2021\/02\/2021%e5%b9%b4-%e5%8a%a0%e6%8b%bf%e5%a4%a7%e6%89%80%e5%be%97%e7%a8%85%e7%ad%89%e7%b4%9a\/","title":{"rendered":"\u7d0d\u7a05\u4eba\u6ce8\u610f\u4e86\uff0c2021\u5e74\u52a0\u62ff\u5927\u6240\u5f97\u7a05\u7b49\u7d1a\u548cBPA\u90fd\u4e0a\u8abf\u4e86"},"content":{"rendered":"

\u7de8\u8005\u6ce8\uff1a2022\u5e74\u52a0\u62ff\u5927\u5831\u7a05\u6709\u54ea\u4e9b\u6539\u52d5\uff0c\u5feb\u9ede\u64ca\u770b\u9019\u7bc7 2022\u52a0\u62ff\u5927\u5831\u7a05\u9808\u77e5\uff1a9\u5927\u7a05\u6536\u8b8a\u5316\u9700\u6ce8\u610f<\/a><\/b><\/p>\n

2021\u5e74\uff0c\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\uff08CRA\uff09\u7dad\u6301\u6240\u5f97\u7a05\u7a05\u7387\u4e0d\u8b8a\uff0c\u4f46\u4e0a\u8abf\u4e862021\u5e74\u52a0\u62ff\u5927\u6240\u5f97\u7a05\u7b49\u7d1a\u3002\u6309\u71672021\u5e74\u806f\u90a6\u7a05\u7387\u8868\uff0c\u6700\u4f4e\u6240\u5f97\u7a05\u7b49\u7d1a\u5f9e\u53bb\u5e74\u7684$48535\u4e0a\u8abf\u81f32021\u5e74\u7684$49020\u3002\u9019\u4e00\u91cd\u5927\u8abf\u6574\u6703\u5c0d\u52a0\u62ff\u5927\u7d0d\u7a05\u4eba\u7684\u6536\u5165\u548c\u7a05\u8ca0\u7523\u751f\u600e\u6a23\u7684\u5f71\u97ff\uff1f<\/p>\n

2021\u5e74\u806f\u90a6\u7a05\u7387\u8868<\/h2>\n\n\n\n\n\n\n\n\n
2020<\/strong>\u5e74\u61c9\u7d0d\u7a05\u6240\u5f97\u984d<\/strong><\/td>\n2021<\/strong>\u5e74\u61c9\u7d0d\u7a05\u6240\u5f97\u984d<\/strong><\/td>\n\u7a05\u7387<\/strong><\/td>\n<\/tr>\n
\u200b$1\u81f3$48,535\u7684\u90e8\u5206<\/td>\n\u200b$1\u81f3$49,020\u7684\u90e8\u5206<\/td>\n\u200b15%<\/td>\n<\/tr>\n
\u8d85\u904e$48,535\u81f3$97,069\u7684\u90e8\u5206<\/td>\n\u8d85\u904e$49,020\u81f3$98,040\u7684\u90e8\u5206<\/td>\n\u200b20.5%<\/td>\n<\/tr>\n
\u8d85\u904e$97,069\u81f3$150,473\u7684\u90e8\u5206<\/td>\n\u8d85\u904e$98,040\u81f3$151,978\u7684\u90e8\u5206<\/td>\n\u200b26%<\/td>\n<\/tr>\n
\u8d85\u904e$150,473\u81f3$214,368\u7684\u90e8\u5206<\/td>\n\u8d85\u904e$151,978\u81f3$216,511\u7684\u90e8\u5206<\/td>\n\u200b29%<\/td>\n<\/tr>\n
\u8d85\u904e$214,368\u7684\u90e8\u5206<\/td>\n\u200b\u8d85\u904e$216,511\u7684\u90e8\u5206<\/td>\n33%\u200b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u9700\u8981\u7e73\u7d0d\u591a\u5c11\u7684\u7a05\uff1f\u9019\u53d6\u51b3\u4e8e\u4f60\u5728\u52a0\u62ff\u5927\u7684\u5c45\u4f4f\u5730\u4ee5\u53ca\u7533\u5831\u6240\u6709\u4f86\u6e90\u6536\u5165\u7684\u591a\u5c11\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u7d0d\u7a05\u5e74\u5ea612\u670831\u65e5\u4f60\u751f\u6d3b\u5728\u54ea\u500b\u7701\u4efd\uff0c\u5c31\u6309\u54ea\u500b\u7701\u4efd\u6216\u5730\u5340\u7684\u7a05\u7387\u5fb5\u6536\u7701\u7d1a\u6240\u5f97\u7a05\u3002\u6253\u500b\u6bd4\u65b9\uff0c\u5982\u679c\u4f60\u53bb\u5e74\u4e03\u6708\u5f9e\u5b89\u5927\u7565\u7701\u9077\u5f80\u65b0\u65af\u79d1\u820d\u7701\u5e77\u4e00\u76f4\u5c45\u4f4f\u81f312\u670831\u65e5\uff0c\u5c31\u6309\u7167\u65b0\u65af\u79d1\u820d\u7701\u7684\u7701\u7d1a\u7a05\u7387\u5fb5\u7a05\u3002<\/p>\n

\u8a0e\u8ad6\u7a05\u6536\u7b49\u7d1a\u4e4b\u524d\uff0c\u6211\u5011\u5148\u4f86\u8aaa\u8aaa\u201c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u201d\u3002\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u6307\u7684\u662f\u4f60\u6240\u6709\u4f86\u6e90\u7684\u7e3d\u6536\u5165\u51cf\u53bb\u5404\u9805\u6263\u9664\uff0c\u7136\u5f8c\u5206\u5225\u4e58\u4ee5\u9069\u7528\u7684\u806f\u90a6\u548c\u7701\u7d1a\u7a05\u7387\uff0c\u5f97\u5230\u7684\u662f\u806f\u90a6\u6240\u5f97\u7a05\u548c\u5347\u7d1a\u6240\u5f97\u7a05\uff0c\u5169\u8005\u4e4b\u548c\u5c31\u662f\u4f60\u7684\u6240\u5f97\u7a05\u7e3d\u984d\u3002\u806f\u90a6\u548c\u7701\u7d1a\u6240\u5f97\u7a05\u9664\u4ee5\u7e3d\u6536\u5165\uff0c\u5f97\u5230\u7684\u662f\u4f60\u7684\u908a\u969b\u7a05\u7387\u3002<\/p>\n

\u8a08\u7a05\u8209\u4f8b<\/h2>\n

\u5047\u8a2dJohn\u751f\u6d3b\u5728\u5351\u8a69\u7701\uff0c\u6263\u9664\u4e86RRSP\u4f9b\u6b3e\u53ca\u5176\u4ed6\u7a05\u6536\u6263\u9664\u548c\u7a05\u6536\u62b5\u514d\u5f8c\u7684\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u7232$55,000\u3002John\u7684\u806f\u90a6\u6240\u5f97\u7a05\uff1a$49,020 X 15%\uff08\u6700\u4f4e\u7a05\u7d1a\uff09+\uff08$55,000-$49,020\uff09 X 20.5% = $7,353+$1,225.9 = $8,578.9\u3002\u7701\u7d1a\u6240\u5f97\u7a05\uff1a$42,184 X 5.06% + \uff08$55,000-$42,184\uff09X 7.7% =$2,134.51 + $986.83 = $3,121.34\u3002\u5169\u8005\u76f8\u52a0\uff0cJohn\u7e3d\u7684\u6240\u5f97\u7a05\u662f$8,578.9 + $3,121.34 = $11,700.24\u3002<\/p>\n

2021\u5e74BPA\u4e0a\u8abf<\/h2>\n

\u9664\u4e86\u4e0a\u8abf\u6240\u5f97\u7a05\u7b49\u7d1a\uff0c\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\u9084\u6839\u64da\u901a\u8139\u7387\u53ca\u5176\u4ed6\u56e0\u7d20\u5c072021\u5e74\u7684\u57fa\u672c\u500b\u4eba\u514d\u7a05\u984d\uff08BPA\uff09\u5f9e\u53bb\u5e74\u7684$13,229\u4e0a\u8abf\u81f3$13,808\uff0c\u6309\u716715%\u7684\u806f\u90a6\u7a05\u7387\u8a08\u7b97\uff0c\u52a0\u62ff\u5927\u7d0d\u7a05\u4eba2021\u5e74\u7684BPA\u7a05\u6536\u62b5\u514d\u6700\u9ad8\u53ef\u9054$2,071\u3002<\/p>\n

    \n
  • \u5982\u679c\u4f602021\u5e74\u7684\u6de8\u6536\u5165\u4e0d\u9ad8\u4e8e$151,978\uff0c\u90a3\u9ebd\u53ef\u6263\u9664$13,808\u7684BPA\uff0cBPA\u7a05\u6536\u62b5\u514d\u5c31\u662f$2,071\u3002<\/li>\n
  • \u5982\u679c\u6de8\u6536\u5165\u5728$151,978\u81f3$216,511\u4e4b\u9593\uff0c\u4f60\u7684BPA\u5c07\u9010\u6f38\u51cf\u5c11\uff0cBPA\u7a05\u6536\u62b5\u514d\u5c07\u5728$2,070\u81f3$1,863\u4e4b\u9593\u3002<\/li>\n
  • \u5982\u679c\u6de8\u6536\u5165\u9ad8\u4e8e$216,511\uff0cBPA\u7dad\u6301\u5728$12,421\uff0c\u76f8\u61c9\u7684BPA\u7a05\u6536\u62b5\u514d\u7232$1,863\u3002<\/li>\n<\/ul>\n

    2021\u5e74\u7701\u7d1a\u548c\u5730\u5340\u7a05\u7387\u8868<\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    \u7701\u4efd\u548c\u5730\u5340<\/strong><\/td>\n\u7a05\u7387<\/strong><\/td>\n<\/tr>\n
    \u200b\u7d10\u82ac\u862d\u8207\u62c9\u5e03\u62c9\u591a\u7701<\/td>\n\u200b8.7%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$38,081\u7684\u90e8\u5206 +<\/p>\n

    14.5%\uff0c$38,080\u589e\u91cf\u90e8\u5206 +<\/p>\n

    15.8%\uff0c$59,812\u589e\u91cf\u90e8\u5206 +<\/p>\n

    17.3%\uff0c$54,390\u589e\u91cf\u90e8\u5206 +<\/p>\n

    18.3%\uff0c\u8d85\u904e$190,363\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u611b\u5fb7\u83ef\u738b\u5b50\u5cf6\u7701<\/td>\n\u200b9.8%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$31,984\u7684\u90e8\u5206 +<\/p>\n

    13.8%\uff0c$31,985\u589e\u91cf\u90e8\u5206 +<\/p>\n

    16.7%\uff0c\u8d85\u904e$63,969\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u65b0\u65af\u79d1\u820d\u7701<\/td>\n\u200b<\/strong>8.79%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$29,590\u7684\u90e8\u5206 +<\/p>\n

    14.95%\uff0c$29,590\u589e\u91cf\u90e8\u5206 +<\/p>\n

    16.67%\uff0c$33,820\u589e\u91cf\u90e8\u5206 +<\/p>\n

    17.5%\uff0c$57,000\u589e\u91cf\u90e8\u5206 +<\/p>\n

    21%\uff0c\u8d85\u904e$150,000\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u65b0\u4e0d\u502b\u745e\u514b\u7701<\/td>\n\u200b9.68%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$43,835\u7684\u90e8\u5206 +<\/p>\n

    14.82%\uff0c$43,836\u589e\u91cf\u90e8\u5206 +<\/p>\n

    16.52%\uff0c$54,863\u589e\u91cf\u90e8\u5206 +<\/p>\n

    17.84%\uff0c$19,849\u589e\u91cf\u90e8\u5206 +<\/p>\n

    20.3%\uff0c\u8d85\u904e$162,383\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u9b41\u5317\u514b\u7701<\/td>\n\u200b<\/strong>\u53c3\u898b\u9b41\u5317\u514b\u7701\u7a05\u52d9\u5c40\u5b98\u7db2<\/a><\/td>\n<\/tr>\n
    \u200b\u5b89\u5927\u7565\u7701<\/td>\n\u200b5.05%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$45,142\u7684\u90e8\u5206 +<\/p>\n

    9.15%\uff0c$45,145\u589e\u91cf\u90e8\u5206 +<\/p>\n

    11.16%\uff0c$59,713\u589e\u91cf\u90e8\u5206 +<\/p>\n

    12.16%\uff0c$70,000\u589e\u91cf\u90e8\u5206 +<\/p>\n

    13.16%\uff0c\u8d85\u904e$220,000\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u66fc\u5c3c\u6258\u5df4\u7701<\/td>\n\u200b10.8%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$33,723\u7684\u90e8\u5206 +<\/p>\n

    12.75%\uff0c$39,162\u589e\u91cf\u90e8\u5206 +<\/p>\n

    17.4%\uff0c\u8d85\u904e$72,885\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u85a9\u65af\u5580\u5fb9\u6eab\u7701<\/td>\n\u200b10.5%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$45,677\u7684\u90e8\u5206 +<\/p>\n

    12.5%\uff0c$84,829\u589e\u91cf\u90e8\u5206 +<\/p>\n

    14.5%\uff0c\u8d85\u904e$130,506\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u963f\u723e\u4f2f\u5854\u7701<\/td>\n\u200b10%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$131,220\u7684\u90e8\u5206 +<\/p>\n

    12%\uff0c$26,244\u589e\u91cf\u90e8\u5206 +<\/p>\n

    13%\uff0c$52,488\u589e\u91cf\u90e8\u5206 +<\/p>\n

    14%\uff0c$104,976\u589e\u91cf\u90e8\u5206 +<\/p>\n

    15%\uff0c\u8d85\u904e$314,928\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u5351\u8a69\u7701<\/td>\n\u200b5.06%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$42,184\u7684\u90e8\u5206+<\/p>\n

    7.7%\uff0c$42,185\u589e\u91cf\u90e8\u5206 +<\/p>\n

    10.5%\uff0c$12,497\u589e\u91cf\u90e8\u5206 +<\/p>\n

    12.29%\uff0c$20,757\u589e\u91cf\u90e8\u5206 +<\/p>\n

    14.7%\uff0c$41,860\u589e\u91cf\u90e8\u5206 +<\/p>\n

    16.8%\uff0c$62,937\u589e\u91cf\u90e8\u5206 +<\/p>\n

    20.5%\uff0c\u8d85\u904e$222,420\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u80b2\u7a7a<\/td>\n\u200b6.4%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$49,020\u7684\u90e8\u5206+<\/p>\n

    9%\uff0c$49,020\u589e\u91cf\u90e8\u5206 +<\/p>\n

    10.9%\uff0c$53,938\u589e\u91cf\u90e8\u5206 +<\/p>\n

    12.8%\uff0c$348,022\u589e\u91cf\u90e8\u5206 +<\/p>\n

    15%\uff0c\u8d85\u904e$500,000\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u897f\u5317\u5730\u5340<\/td>\n\u200b5.9%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$44,396\u7684\u90e8\u5206+<\/p>\n

    8.6%\uff0c$44,400\u589e\u91cf\u90e8\u5206 +<\/p>\n

    12.2%\uff0c$55,566\u589e\u91cf\u90e8\u5206 +<\/p>\n

    14.05%\uff0c\u8d85\u904e$144,362\u7684\u90e8\u5206<\/td>\n<\/tr>\n

    \u200b\u52aa\u7d0d\u6b66\u7279<\/td>\n\u200b4%\uff0c\u61c9\u7d0d\u7a05\u6240\u5f97\u984d\u4e0d\u8d85\u904e$46,740\u7684\u90e8\u5206+<\/p>\n

    7%\uff0c$46,740\u589e\u91cf\u90e8\u5206 +<\/p>\n

    9%\uff0c$58,498\u589e\u91cf\u90e8\u5206 +<\/p>\n

    11.5%\uff0c\u8d85\u904e$151,978\u7684\u90e8\u5206<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

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