{"id":396775,"date":"2021-09-07T20:47:15","date_gmt":"2021-09-08T03:47:15","guid":{"rendered":"https:\/\/nai500.com\/blog\/2021\/09\/your-guide-to-fire-2\/"},"modified":"2021-09-07T20:48:59","modified_gmt":"2021-09-08T03:48:59","slug":"%e8%b2%a1%e5%8b%99%e7%8d%a8%e7%ab%8b%ef%bc%8c%e6%8f%90%e5%89%8d%e9%80%80%e4%bc%91%ef%bc%8c%e4%bd%a0%e7%9a%84fire%e6%8a%95%e8%b3%87%e6%8c%87%e5%8d%97-2","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2021\/09\/%e8%b2%a1%e5%8b%99%e7%8d%a8%e7%ab%8b%ef%bc%8c%e6%8f%90%e5%89%8d%e9%80%80%e4%bc%91%ef%bc%8c%e4%bd%a0%e7%9a%84fire%e6%8a%95%e8%b3%87%e6%8c%87%e5%8d%97-2\/","title":{"rendered":"\u8ca1\u52d9\u7368\u7acb\uff0c\u63d0\u524d\u9000\u4f11\uff0c\u4f60\u7684FIRE\u6295\u8cc7\u6307\u5357"},"content":{"rendered":"<p><a 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href=\"https:\/\/www.thomascchan.com\/reinventing-retirement-planning\/\">\u9000\u4f11\u8a08\u5283<\/a>\u3002\u6709\u511f\u5de5\u4f5c\u6210\u4e86\u53ef\u6709\u53ef\u7121\u7684\u9078\u64c7\uff0c\u9019\u6a23\u4f60\u5c31\u53ef\u4ee5\u9078\u64c7\u4ec0\u9ebd\u6642\u5019\u9000\u4f11\u4e86\u3002<\/p>\n<h2>FIRE\u7684\u5132\u84c4<\/h2>\n<p>FIRE\u7684\u5132\u84c4\u7b56\u7565\u8981\u57fa\u91d1\u5f88\u591a\u3002\u591a\u6578<a href=\"http:\/\/thomascchan.com\/\">\u8ca1\u52d9\u898f\u5283\u5e2b<\/a>\u5efa\u8b70\u7684\u5132\u84c4\u6bd4\u4f8b\u572810-15%\u4e4b\u9593\uff0c\u4f46FIRE\u751f\u6d3b\u65b9\u5f0f\u7684\u9019\u4e00\u6bd4\u4f8b\u53ef\u80fd\u662f25%\u300150%\u751a\u81f3\u662f75%\uff01\u4ee5\u4e0b\u662f\u56fa\u5b9a\u6536\u5165\u4e14\u6c92\u6709\u6295\u8cc7\u6536\u76ca\u7684\u60c5\u51b5\u4e0b\u4e0d\u540c\u5132\u84c4\u6c34\u5e73\u7684\u4e00\u500b\u6bd4\u8f03\uff1a<\/p>\n<ul>\n<li>\u5982\u679c\u5132\u84c4\u6bd4\u4f8b\u723210%\uff0c\u5b58\u4e0b1\u5e74\u7684\u751f\u6d3b\u958b\u92b7\u9700\u89819\u5e74\u6642\u9593<\/li>\n<li>\u5982\u679c\u5132\u84c4\u6bd4\u4f8b\u723225%\uff0c\u6642\u9593\u5c07\u7e2e\u77ed\u81f33\u5e74<\/li>\n<li>\u5982\u679c\u5132\u84c4\u6bd4\u4f8b\u662f50%\uff0c\u6642\u9593\u7e2e\u77ed\u81f31\u5e74<\/li>\n<li>\u5982\u679c\u5132\u84c4\u6bd4\u4f8b\u662f75%\uff0c4\u500b\u6708\u5c31\u591f\u4e86<\/li>\n<\/ul>\n<p>\u589e\u52a0\u5132\u84c4\u53ef\u4ee5\u8b93\u4f60\u4ee5\u5feb\u5f97\u591a\u7684\u901f\u5ea6\u9000\u4f11\uff0c\u4f46\u662f\uff0c\u628a\u6536\u5165\u768475%\u90fd\u5b58\u4e0b\u4f86\u9019\u5c0d\u4e8e\u591a\u6578\u4eba\u4f86\u8aaa\u90fd\u4e0d\u5177\u5099\u53ef\u884c\u6027\u3002\u9019\u6642\u5019\u5c31\u8981\u9760\u6295\u8cc7\u4f86\u52a9\u653b\u4e86\uff0c\u4f60\u53ef\u4ee5\u5f9e\u80a1\u7968\u6216\u623f\u5730\u7523\u7576\u4e2d\u7372\u5f97\u66f4\u5927\u7684\u6536\u76ca\u3002\u4e0d\u904e\uff0c\u5e77\u975e\u6240\u6709\u7684FIRE\u904b\u52d5\u7684\u8ffd\u96a8\u8005\u90fd\u6703\u9019\u9ebd\u505a\u3002<\/p>\n<h2>FIRE\u6295\u8cc7\u76843\u7a2e\u985e\u578b<\/h2>\n<p>FIRE\u4e00\u65cf\u67093\u7a2e\u985e\u578b<\/p>\n<ol>\n<li>\u7c21\u6a38\u578bFIRE\u2014\u2014\u7c21\u6a38FIRE\u4e00\u65cf\u5e0c\u671b\u63d0\u524d\u9000\u4f11\uff0c\u4f46\u9000\u4f11\u5f8c\u8ca1\u5bcc\u4e0d\u591a\uff0c\u751f\u6d3b\u4e5f\u66f4\u52a0\u7c21\u6a38\u3002\u9019\u9069\u5408\u90a3\u4e9b\u71b1\u611b\u81ea\u7531\u4f46\u751f\u6d3b\u958b\u652f\u4e0d\u9ad8\u7684\u4eba\u7fa4\u3002<\/li>\n<li>\u512a\u6e25\u578bFIRE\u2014\u2014\u512a\u6e25FIRE\u4e00\u65cf\u8ddf\u7c21\u6a38FIRE\u6b63\u597d\u76f8\u53cd\uff0c\u9019\u4e9b\u4eba\u71b1\u8877\u4e8e\u7a4d\u7d2f\u5927\u91cf\u7684\u8ca1\u5bcc\u548c\u88ab\u52d5\u6536\u5165\uff0c\u5e0c\u671b\u81ea\u5df1\u9000\u4f11\u5f8c\u53ef\u4ee5\u751f\u6d3b\u7121\u6182\u3002\u8981\u5be6\u73fe\u9019\u4e00\u76ee\u6a19\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u5728\u9000\u4f11\u524d\u5927\u91cf\u5de5\u4f5c\uff0c\u5e77\u4e14\u8cfa\u4f86\u7684\u9322\u591a\u6578\u90fd\u6295\u5411\u53ef\u4ee5\u8cfa\u53d6\u6536\u76ca\u7684\u80a1\u5e02\u548c\u623f\u5730\u7523\u3002<\/li>\n<li>\u5496\u5561\u5e2bFIRE\u2014\u2014\u5496\u5561\u5e2bFIRE\u4e00\u65cf\u5c6c\uffff\u7c21\u6a38FIRE\u548c\u512a\u6e25FIRE\u4e00\u65cf\u7684\u4e2d\u9593\u7fa4\u9ad4\u3002\u5496\u5561\u5e2bFIRE\u63cf\u8ff0\u7684\u662f\u4e00\u7a2e\u534a\u9000\u4f11\u751f\u6d3b\u65b9\u5f0f\uff0c\u4f60\u53ef\u80fd\u9700\u8981\u517c\u8077\u4f86\u88dc\u5145\u81ea\u5df1\u7684\u6536\u5165\uff0c\u4f46\u7121\u8ad6\u54ea\u7a2e\u65b9\u5f0f\uff0c\u60f3\u8981\u63d0\u524d\u9000\u4f11\uff0c\u4f60\u5fc5\u9808\u540c\u6642\u95dc\u6ce8\u81ea\u5df1\u7684\u5132\u84c4\u548c\u958b\u652f\u3002<\/li>\n<\/ol>\n<p>\u786c\u5e63\u90fd\u6709\u5169\u9762\u3002\u8aaa\u8d77\u82b1\u9322\uff0c\u591a\u6578FIRE\u904b\u52d5\u7684\u8ffd\u96a8\u8005\u90fd\u63a8\u85a64%\u6cd5\u5247\u3002<\/p>\n<h2>FIRE\u6295\u8cc7\u76844%\u6cd5\u5247<\/h2>\n<p>4%\u6cd5\u5247\u662f\u7531\u8ca1\u52d9\u898f\u5283\u5e2bWilliam P 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