{"id":408804,"date":"2021-12-21T20:06:32","date_gmt":"2021-12-22T04:06:32","guid":{"rendered":"https:\/\/nai500.com\/?p=408804"},"modified":"2021-12-21T20:06:32","modified_gmt":"2021-12-22T04:06:32","slug":"sofi-nu-holdings-2022%e5%b9%b4-%e8%aa%b0-%e6%9b%b4%e5%8b%9d-%e4%b8%80%e7%b1%8c%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2021\/12\/sofi-nu-holdings-2022%e5%b9%b4-%e8%aa%b0-%e6%9b%b4%e5%8b%9d-%e4%b8%80%e7%b1%8c%ef%bc%9f\/","title":{"rendered":"SoFi\u8207Nu Holdings\uff0c2022\u5e74\u8ab0\u66f4\u52dd\u4e00\u7c4c\uff1f"},"content":{"rendered":"

SoFi Technologies<\/strong>\u00a0(NASDAQ:SOFI<\/a>)\u548cNubank\u6bcd\u516c\u53f8<\/strong>Nu Holdings<\/strong>\u00a0(NYSE:NU<\/a>)\u9019\u5169\u96bb\u91d1\u878d\u79d1\u6280\u80a1\u4eca\u5e74\u5df2\u7d93\u5f15\u8d77\u4e86\u6295\u8cc7\u8005\u7684\u5f88\u5927\u8208\u8da3\u3002\u5169\u5bb6\u516c\u53f8\u90fd\u81f4\u529b\u65bc\u63d0\u4f9b\u4e00\u6574\u5957\u9280\u884c\u7522\u54c1\uff0c\u65e8\u5728\u6eff\u8db3\u5ba2\u6236\u6240\u6709\u7684\u9280\u884c\u696d\u52d9\u9700\u6c42\u3002SoFi\u7684\u7e3d\u90e8\u8a2d\u5728\u7f8e\u570b\uff0c\u800cNu\u6b63\u5728\u985b\u8986\u5df4\u897f\u548c\u62c9\u4e01\u7f8e\u6d32\u7684\u9280\u884c\u5e02\u5834\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u66f4\u5bb9\u6613\u7372\u5f97\u7684\u91d1\u878d\u670d\u52d9\uff0c\u800c\u4e14\u8207\u7af6\u722d\u5c0d\u624b\u76f8\u6bd4\u8cbb\u7528\u5927\u5927\u964d\u4f4e\u3002\u90a3\u9ebc\uff0c\u9019\u5169\u96bb\u80a1\u7968\uff0c\u8ab0\u66f4\u80fd\u57282022\u5e74\u88ab\u6295\u8cc7\u8005\u53e6\u773c\u76f8\u770b\uff1f<\/p>\n

SoFi\uff1a\u4e00\u500b\u6709\u5438\u5f15\u529b\u7684\u6163\u6027\u8f2a\u6230\u7565<\/h2>\n

SoFi\u7684\u7acb\u8db3\u9ede\u5728\u65bc\uff0c\u9ad8\u6536\u5165\u7f8e\u570b\u4eba\u6240\u7372\u5f97\u7684\u9280\u884c\u670d\u52d9\u5f88\u4e0d\u5468\u5230\uff0c\u7531\u65bc\u7f3a\u4e4f\u4e00\u500b\u5168\u9762\u6709\u6548\u7684\u9280\u884c\u670d\u52d9\u63d0\u4f9b\u5546\uff0c\u4ed6\u5011\u4e0d\u5f97\u4e0d\u4f7f\u7528\u4e86\u592a\u591a\u4e0d\u540c\u7684\u4f9b\u61c9\u5546\u7684\u670d\u52d9\u548c\u7522\u54c1\u3002\u800cSoFi\u6b63\u8a66\u5716\u6210\u70ba\u9019\u6a23\u4e00\u500b\u4f9b\u61c9\u5546\u3002<\/p>\n

\u8a72\u516c\u53f8\u4e3b\u8981\u901a\u904e\u4fe1\u7528\u5361\u3001\u73fe\u91d1\u7ba1\u7406\u6216\u6295\u8cc7\u8cec\u6236\u5438\u5f15\u5ba2\u6236\u9032\u5165\u5176\u751f\u614b\u7cfb\u7d71\uff0c\u7136\u5f8c\u5c0b\u6c42\u5411\u5ba2\u6236\u92b7\u552e\u5176\u4ed6\u66f4\u6709\u5229\u53ef\u5716\u7684\u7522\u54c1\uff0c\u5305\u62ec\u500b\u4eba\u8cb8\u6b3e\u3001\u5b78\u751f\u8cb8\u6b3e\u548c\u62b5\u62bc\u8cb8\u6b3e\u3002\u5728\u92b7\u552e\u591a\u7a2e\u7522\u54c1\u6642\uff0cSoFi\u524a\u6e1b\u4e86\u5ba2\u6236\u7372\u53d6\u6210\u672c\uff0c\u4e26\u5728\u5411\u7528\u6236\u589e\u52a0\u66f4\u591a\u670d\u52d9\u6642\u7522\u751f\u66f4\u591a\u696d\u52d9\u52d5\u529b\uff0c\u9019\u662f\u4e00\u7a2e\u5178\u578b\u7684\u6163\u6027\u8f2a\u6548\u61c9\u3002<\/p>\n

\u8209\u500b\u4f8b\u5b50\uff0c\u5982\u679cSoFi\u7684\u4e00\u500b\u5ba2\u6236\u53ea\u4f7f\u7528\u73fe\u91d1\u7ba1\u7406\u8cec\u6236\uff0c\u8a72\u8cec\u6236\u7684\u4e94\u5e74\u53ef\u8b8a\u5229\u6f64\u9810\u8a08\u70ba85\u7f8e\u5143\u3002\u4f46\u662f\uff0c\u5982\u679c\u8207\u53e6\u4e00\u500b\u53ea\u4f7f\u7528\u500b\u4eba\u8cb8\u6b3e\u696d\u52d9\u7684\u5ba2\u6236\u76f8\u6bd4\uff0c\u5f8c\u8005\u4e00\u5e74\u7522\u751f\u7684\u53ef\u8b8a\u5229\u6f64\u9ad8\u9054938\u7f8e\u5143\u3002\u5982\u679c\u5169\u9805\u696d\u52d9\u52a0\u5728\u4e00\u8d77\uff0c\u5c31\u67091023\u7f8e\u5143\u7684\u7d9c\u5408\u53ef\u8b8a\u5229\u6f64\u3002\u4f46\u5982\u679cSoFi\u80fd\u8b93\u4e00\u500b\u5ba2\u6236\u540c\u6642\u8cfc\u8cb7\u73fe\u91d1\u7ba1\u7406\u8cec\u6236\u548c\u500b\u4eba\u8cb8\u6b3e\uff0c\u9019\u540d\u5ba2\u6236\u7684\u53ef\u8b8a\u5229\u6f64\u5c31\u6703\u4e0a\u5347\u52301848\u7f8e\u5143\u3002<\/p>\n

\u8a72\u516c\u53f8\u73fe\u5728\u6709\u8fd1300\u842c\u540d\u6703\u54e1\uff0c\u9810\u8a08\u4eca\u5e74\u5e74\u5e95\u7684\u6536\u5165\u5c07\u8d85\u904e10\u5104\u7f8e\u5143\uff0c\u7136\u5f8c\u57282022\u5e74\u589e\u9577\u5230\u7d0415\u5104\u7f8e\u5143\u3002\u4e0d\u904e\uff0c\u8a72\u516c\u53f8\u73fe\u5728\u4ecd\u672a\u5be6\u73fe\u76c8\u5229\uff0c\u9810\u8a08\u660e\u5e74\u4e5f\u4e0d\u6703\u5be6\u73fe\u76c8\u5229\uff0c\u4f46\u5982\u679cSoFi\u80fd\u5920\u5b8c\u6210\u4e4b\u524d\u5ba3\u4f48\u7684\u5c0dGolden Pacific Bancorp\u7684\u6536\u8cfc\uff0c\u4ee5\u53ca\u7372\u5f97\u96a8\u4e4b\u800c\u4f86\u7684\u9280\u884c\u7279\u8a31\u7d93\u71df\u6b0a\uff0c\u9019\u7a2e\u60c5\u6cc1\u53ef\u80fd\u6703\u6539\u8b8a\u3002\u53bb\u5e74\uff0c\u8a72\u516c\u53f8\u9084\u6536\u8cfc\u4e86\u53e6\u4e00\u5bb6\u540d\u70baGalileo\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u5e6b\u52a9\u5176\u4ed6\u516c\u53f8\u5275\u5efa\u548c\u7ba1\u7406\u6578\u5b57\u652f\u4ed8\u548c\u9280\u884c\u529f\u80fd\u3002<\/p>\n

Nubank\uff1a\u4e00\u500b\u767e\u5e74\u96e3\u9047\u7684\u5e02\u5834\u6a5f\u6703<\/h2>\n

Nubank\u8207SoFi\u985e\u4f3c\uff0c\u4e5f\u662f\u4e00\u500b\u6578\u5b57\u9280\u884c\u5e73\u81fa\uff0c\u70ba\u5ba2\u6236\u63d0\u4f9b\u4fe1\u7528\u5361\u3001\u73fe\u91d1\u7ba1\u7406\u8cec\u6236\u3001\u500b\u4eba\u8cb8\u6b3e\uff0c\u4ee5\u53ca\u6295\u8cc7\u548c\u652f\u4ed8\u529f\u80fd\u3002Nubank\u9084\u70ba\u8d85\u904e100\u842c\u7684\u4e2d\u5c0f\u578b\u4f01\u696d\u9280\u884c\u5ba2\u6236\u63d0\u4f9b\u670d\u52d9\u3002<\/p>\n

Nubank\u7684\u4e0d\u540c\u4e4b\u8655\u5728\u65bc\u5176\u5e02\u5834\u7684\u898f\u6a21\u548c\u69cb\u6210\uff0c\u4e26\u4e14\u6bd4\u4e16\u754c\u4e0a\u4efb\u4f55\u91d1\u878d\u6280\u8853\u6a5f\u6703\u90fd\u66f4\u6709\u6f5b\u529b\u3002\u7531\u65bc\u5728\u5df4\u897f\u548c\u62c9\u4e01\u7f8e\u6d32\u8a31\u591a\u5176\u4ed6\u5730\u5340\u4f7f\u7528\u50b3\u7d71\u9280\u884c\u7684\u8cbb\u7528\u9ad8\u4e14\u8907\u96dc\uff0cNubank\u5728\u8a72\u5730\u5340\u5177\u6709\u5de8\u5927\u7684\u5438\u5f15\u529b\u3002\u8a72\u516c\u53f8\u7684\u5e73\u81fa\u5df2\u70ba\u6578\u767e\u842c\u7528\u6236\u63d0\u4f9b\u4e86\u4ed6\u5011\u7684\u7b2c\u4e00\u500b\u4fe1\u7528\u5361\u6216\u9280\u884c\u8cec\u6236\u3002\u5305\u62ec\u4f01\u696d\u5ba2\u6236\u5728\u5167\uff0cNubank\u7e3d\u5171\u7a4d\u7d2f\u4e86\u9a5a\u4eba\u76844800\u842c\u5ba2\u6236\u3002\u800c\u4e14\u9084\u6709\u5f88\u591a\u6a5f\u6703\u3002Nubank\u5728\u5176\u7528\u6236\u8a3b\u518a\u8072\u660e\u4e2d\u8868\u793a\uff0c\u622a\u81f32020\u5e74\u5e95\uff0c\u62c9\u4e01\u7f8e\u6d32\u5171\u67096.52\u5104\u4eba\u53e3\uff0c\u570b\u5167\u751f\u7522\u7e3d\u503c\u70ba4.5\u842c\u5104\u7f8e\u5143\u3002<\/p>\n

Nubank\u7372\u53d6\u6bcf\u500b\u5ba2\u6236\u7684\u6210\u672c\u7d04\u70ba5\u7f8e\u5143\uff0c\u9019\u57fa\u672c\u4e0a\u662f\u6211\u5011\u81f3\u4eca\u6240\u898b\u904e\u7684\u91d1\u878d\u79d1\u6280\u516c\u53f8\u4e2d\u6700\u4f4e\u7684\u5ba2\u6236\u7372\u53d6\u6210\u672c\u3002Nubank\u5728\u5ba2\u6236\u4e2d\u7684\u6eff\u610f\u5ea6\u4e5f\u975e\u5e38\u9ad8\uff0c\u6839\u64da\u6240\u5728\u570b\u5bb6\u4e0d\u540c\uff0c\u5ba2\u6236\u7d66Nubank\u7684\u6de8\u63a8\u85a6\u503c\uff08NPS\uff09\u572890\u5206\u6216\u4ee5\u4e0a\uff08NPS\u662f\u8861\u91cf\u5ba2\u6236\u5411\u670b\u53cb\u63a8\u85a6Nubank\u7684\u53ef\u80fd\u6027\uff09\u3002<\/p>\n

\u6839\u64da\u4eca\u5e74\u524d\u4e09\u500b\u5b63\u5ea6\u7684\u60c5\u6cc1\uff0cNubank\u57282021\u5e74\u7684\u6536\u5165\u61c9\u8a72\u572814\u5104\u7f8e\u5143\u5de6\u53f3\uff0c\u4e0d\u904e\uff0c\u8a72\u516c\u53f8\u5728\u4eca\u5e74\u524d\u4e09\u500b\u5b63\u5ea6\u5df2\u7d93\u5831\u544a\u4e86\u63a5\u8fd11\u5104\u7f8e\u5143\u7684\u8667\u640d\u3002<\/p>\n

\u8ab0\u66f4\u52dd\u4e00\u7c4c\uff1f<\/h2>\n

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