{"id":414241,"date":"2022-02-14T22:41:40","date_gmt":"2022-02-15T06:41:40","guid":{"rendered":"https:\/\/nai500.com\/blog\/2022\/02\/%e6%88%aa%e6%ad%a2%e6%97%a5%e6%9c%9f%e4%b8%b4%e8%bf%91-%e5%8a%a0%e6%8b%bf%e5%a4%a7rrsp-8%e4%b8%aa%e8%af%af%e5%8c%ba\/"},"modified":"2022-02-14T22:42:49","modified_gmt":"2022-02-15T06:42:49","slug":"%e6%88%aa%e6%ad%a2%e6%97%a5%e6%9c%9f%e8%87%a8%e8%bf%91-%e5%8a%a0%e6%8b%bf%e5%a4%a7rrsp-8%e5%80%8b%e8%aa%a4%e5%8d%80","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2022\/02\/%e6%88%aa%e6%ad%a2%e6%97%a5%e6%9c%9f%e8%87%a8%e8%bf%91-%e5%8a%a0%e6%8b%bf%e5%a4%a7rrsp-8%e5%80%8b%e8%aa%a4%e5%8d%80\/","title":{"rendered":"\u622a\u6b62\u65e5\u671f\u81e8\u8fd1\uff0c\u6709\u95dc\u52a0\u62ff\u5927RRSP\u76848\u500b\u8aa4\u5340\u4f60\u4e0d\u80fd\u4e0d\u77e5"},"content":{"rendered":"

\u75ab\u60c5\u7206\u767c\u5169\u5e74\u4e4b\u5f8c\uff0c\u52a0\u62ff\u5927\u4eba\u4f3c\u4e4e\u958b\u59cb\u91cd\u65b0\u95dc\u6ce8\u4ed6\u5011\u7684\u8ca1\u52d9\u898f\u5283\u3002\u6700\u65b0\u6578\u64da\u986f\u793a\uff0c70%\u7684\u52a0\u62ff\u5927\u7d0d\u7a05\u4eba\u64c1\u6709\u6ce8\u518c\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff08RRSP\uff09<\/a>\uff0c\u8db3\u4ee5\u8aaa\u660e\u9019\u4e00\u9000\u4f11\u5132\u84c4\u5de5\u5177\u7684\u6210\u529f\u3002\u52a0\u62ff\u5927RRSP\u4eca\u5e74\u7684\u4f9b\u6b3e\u622a\u6b62\u65e5\u671f\u662f3\u67081\u65e5\uff0c\u4f46\u5f88\u591a\u4eba\u5c0d\u4e8eRRSP\u4f9d\u7136\u9084\u6709\u5f88\u591a\u8aa4\u5340\u548c\u8aa4\u89e3\u3002<\/p>\n

\u6bd4\u5982\u8aaa\u4ee5\u4e0b\u90198\u500bRRSP\u7684\u8a8d\u8b58\u8aa4\u5340\uff1a<\/p>\n

1. 3\u67081\u65e5\u622a\u6b62\u65e5\u671f\u524d\u5fc5\u9808\u5b8c\u6210RRSP\u4f9b\u6b3e<\/h2>\n

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2. 3\u67081\u65e5\u622a\u6b62\u65e5\u671f\u524d\u5fc5\u9808\u5b8c\u6210\u4f9b\u6b3e\u7684\u6295\u8cc7\u624d\u80fd\u7533\u5831\u7a05\u6536\u6263\u9664<\/h2>\n

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3. RRSP\u514d\u7a05<\/h2>\n

\u932f\uff01\u514d\u7a05\u6307\u7684\u662f\u6c38\u4e45\u6027\u7684\uff0c\u800cRRSP\u63d0\u4f9b\u7684\u5176\u5be6\u662f\u7a05\u6536\u5ef6\u5f8c\uff0c\u63d0\u6b3e\u6642\u9084\u662f\u8981\u6309\u7167\u5c0d\u61c9\u7684\u7a05\u7387\u7e73\u7a05\u7684\u3002\u597d\u8655\u662f\u5982\u679c\u662f\u9000\u4f11\u5f8c\u63d0\u6b3e\uff0c\u4f60\u5c07\u8655\u4e8e\u8f03\u4f4e\u7684\u7a05\u6536\u7b49\u7d1a\uff0c\u5c31\u53ef\u4ee5\u5c11\u4ea4\u7a05\u3002<\/p>\n

4. RRSP\u9000\u4f11\u524d\u90fd\u4e0d\u80fd\u53d6\u6b3e<\/h2>\n

\u4e0d\u5c0d\u3002\u63d0\u524d\u53d6\u6b3e\u5e77\u4e0d\u7981\u6b62\uff0c\u7576\u7136\u9000\u4f11\u5f8c\u2014\u2014\u6536\u5165\u56b4\u91cd\u51cf\u5c11\u5e77\u8655\u4e8e\u4f4e\u908a\u969b\u7a05\u7387\u6642\u2014\u2014\u53d6\u6b3e\u624d\u80fd\u767c\u63eeRRSP\u7684\u512a\u52e2\u3002\u5982\u679c65\u6b72\u4e4b\u524d\u53d6\u6b3e\uff0c\u4f60\u9700\u8981\u5728\u6e90\u982d\u7e73\u7d0d\u9810\u6263\u7a05\uff0c\u4f46\u8d85\u984d\u90e8\u5206\u5c07\u5728\u7576\u5e74\u5831\u7a05\u6642\u9000\u9084\u3002\u4e0d\u904e\uff0c\u5982\u679c\u53d6\u6b3e\u662f\u7528\u4e8e\u9996\u6b21\u8cfc\u623f\u6216\u8005\u662f\u7e7c\u7e8c\u6559\u80b2\u5e77\u4e14\u6309\u6642\u6b78\u9084\uff0c\u53ef\u4ee5\u4e0d\u7528\u4ea4\u7a05\u3002<\/p>\n

5. \u4f9b\u6b3e\u9000\u7a05\u662f\u610f\u5916\u4e4b\u8ca1<\/h2>\n

\u8b93\u4f60\u5931\u671b\u4e86\u3002\u9019\u4e0d\u904e\u662f\u653f\u5e9c\u901a\u904e\u5de5\u8cc7\u6263\u9664\u5c07\u7576\u5e74\u5df2\u7e73\u7d0d\u7684\u90e8\u5206\u7a05\u91d1\u9000\u9084\u7d66\u4f60\u800c\u5df2\uff0c\u4ee5\u5f8c\u9084\u662f\u8981\u201c\u9084\u201d\u7684\u3002\u4e8b\u5be6\u4e0a\uff0c RRSP\u63d0\u4f9b\u7684\u53ea\u662f\u6295\u8cc7\u512a\u52e2\uff0c\u800c\u4e14\u524d\u63d0\u662f\u9019\u7b46\u9000\u6b3e\u7528\u4e8e\u518d\u6295\u8cc7\u5e77\u7523\u751f\u8907\u5229\u3002<\/p>\n

6. \u4f9b\u6b3e\u76e1\u53ef\u80fd\u8d8a\u591a\u8d8a\u597d<\/h2>\n

\u5f88\u6709\u53ef\u80fd\u4e0d\u662f\u9019\u6a23\u3002\u5373\u4f7f\u4f60\u6c92\u6709\u9054\u5230\u6700\u5927\u7684\u4f9b\u6b3e\u984d\uff0c\u898f\u6a21\u904e\u5927\u7684RRSP\u4e5f\u6709\u53ef\u80fd\u6703\u8b93\u53d6\u6b3e\u6642\u7684\u4f60\u8655\u4e8e\u9ad8\u7a05\u7387\u7684\u5883\u51b5\u3002\u6700\u7d42\u7684\u7d50\u679c\u662f\uff0c\u5982\u679c\u6700\u4f4e\u53d6\u6b3e\u984d\u904e\u9ad8\uff0c\u4f60\u7684\u8001\u5e74\u4fdd\u969c\u91d1\u8a08\u5283\uff08OAS\uff09\u798f\u5229\u6709\u53ef\u80fd\u6703\u88ab\u8abf\u964d\u3002<\/p>\n

7. RRSP\u4f9b\u6b3e\u7e3d\u662f\u5c0d\u7684<\/h2>\n

\u4e0d\u4e00\u5b9a\u3002\u7121\u8ad6\u9280\u884c\u8aaa\u7684\u5982\u4f55\u5929\u82b1\u4e82\u589c\uff0c\u6709\u6642\u5019\u9322\u82b1\u5728\u5176\u4ed6\u5730\u65b9\u66f4\u6709\u76ca\u8655\uff0c\u6700\u5178\u578b\u7684\u4f8b\u5b50\u5c31\u662f\u4fe1\u7528\u5361\u7684\u9ad8\u606f\u50b5\uff08\u5229\u7387\u53ef\u80fd\u8d85\u904e20%\uff09\uff0c\u751a\u81f3\u662f\u5229\u7387\u572810\u500b\u9ede\u7684\u5b78\u751f\u8cb8\u6b3e\u3002\u5373\u4f7f\u6709\u7a05\u6536\u512a\u52e2\uff0c\u6c92\u6709\u4ec0\u9ebdRRSP\u7684\u6295\u8cc7\u80fd\u591f\u4fdd\u8b49\u5982\u6b64\u9ad8\u7684\u6536\u76ca\u7387\u3002\u5982\u679c\u4f60\u8ca0\u50b5\u5f88\u91cd\uff0c\u5148\u628a\u50b5\u9084\u4e86\u5427\u3002\u5982\u679c\u4f60\u7684\u8ca0\u50b5\u53ef\u63a7\u4f46\u6536\u5165\u548c\u908a\u969b\u7a05\u7387\u5f88\u4f4e\uff0c\u66f4\u597d\u7684\u9078\u64c7\u662f\u514d\u7a05\u5132\u84c4\u5e33\u6236\uff08TFSA\uff09\u7684\u6295\u8cc7\uff0c\u628aRRSP\u7684\u4f9b\u6b3e\u984d\u5ea6\u7559\u7d66\u66f4\u9ad8\u6536\u5165\u7684\u6642\u5019\u3002TFSA\u4e0d\u80fd\u6263\u7a05\uff0c\u4f46\u53d6\u6b3e\u6642\u7121\u9700\u7e73\u7a05\u3002<\/p>\n

8. RRSP\u53ea\u80fd\u6301\u6709\u9280\u884c\u63d0\u4f9b\u7684\u5171\u540c\u57fa\u91d1<\/h2>\n

\u4e0d\u53ef\u80fd\u3002\u591a\u6578\u52a0\u62ff\u5927\u4eba\u7684\u9000\u4f11\u6295\u8cc7\u9014\u5f91\u90fd\u662f\u5171\u540c\u57fa\u91d1\uff0c\u800c\u591a\u6578\u5171\u540c\u57fa\u91d1\u7684\u8cb7\u5165\u6e20\u9053\u90fd\u662f\u91d1\u878d\u6a5f\u69cb\u3002\u201c\u9867\u554f\u201d\u5f80\u5f80\u662f\u5171\u540c\u57fa\u91d1\u7684\u92b7\u552e\u5546\uff0c\u800c\u4ed6\u5011\u63a8\u85a6\u8cb7\u5165\u7684\u5f80\u5f80\u4e5f\u662f\u50ad\u91d1\u6700\u9ad8\u7684\u5171\u540c\u57fa\u91d1\u3002\u7232\u4e86\u5be6\u73fe\u591a\u5143\u5316\uff0c\u591a\u6578\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u7684\u90fd\u662f\u9810\u5148\u6253\u5305\u597d\u7684\u5171\u540c\u57fa\u91d1\u7d44\u5408\u3002\u4f46\u662f\uff0cRRSP\u53ef\u4ee5\u6295\u8cc7\u5e7e\u4e4e\u4efb\u4f55\u54c1\u7a2e\uff0c\u6bd4\u5982\u8aaa\u80a1\u7968\u3001\u50b5\u5238\u3001\u671f\u6b0a\u3001\u4ee5\u53ca\u8cbb\u7387\u5e7e\u4e4e\u7e3d\u662f\u66f4\u4f4e\u7684\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\uff08ETF\uff09\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u75ab\u60c5\u7206\u767c\u5169\u5e74\u4e4b\u5f8c\uff0c\u52a0\u62ff\u5927\u4eba\u4f3c\u4e4e\u958b\u59cb\u91cd\u65b0\u95dc\u6ce8\u4ed6\u5011\u7684\u8ca1\u52d9\u898f\u5283\u3002\u6700\u65b0\u6578\u64da\u986f\u793a\uff0c70%\u7684\u52a0\u62ff\u5927\u7d0d\u7a05\u4eba\u64c1\u6709\u6ce8\u518c\u9000\u4f11\u5132\u84c4\u8a08 […]<\/p>\n","protected":false},"author":27,"featured_media":402042,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[431],"tags":[1878],"class_list":["post-414241","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends-strategies-zh-hant","tag-1878","sectors--zh-hant","locations-canada-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/414241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=414241"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/414241\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/402042"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=414241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=414241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=414241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}