{"id":415972,"date":"2022-03-01T19:21:51","date_gmt":"2022-03-02T03:21:51","guid":{"rendered":"https:\/\/nai500.com\/blog\/2022\/03\/%e7%8e%b0%e5%9c%a8%e6%8a%95%e8%b5%84%e8%bf%99%e5%8f%aa%e4%ba%a4%e6%98%93%e6%89%80%e4%ba%a4%e6%98%93%e5%9f%ba%e9%87%91-etf\/"},"modified":"2022-03-01T19:23:07","modified_gmt":"2022-03-02T03:23:07","slug":"%e7%8f%be%e5%9c%a8%e6%8a%95%e8%b3%87%e9%80%99%e5%8f%aa%e4%ba%a4%e6%98%93%e6%89%80%e4%ba%a4%e6%98%93%e5%9f%ba%e9%87%91-etf","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2022\/03\/%e7%8f%be%e5%9c%a8%e6%8a%95%e8%b3%87%e9%80%99%e5%8f%aa%e4%ba%a4%e6%98%93%e6%89%80%e4%ba%a4%e6%98%93%e5%9f%ba%e9%87%91-etf\/","title":{"rendered":"\u73fe\u5728\u6295\u8cc7\u9019\u53ea\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1ETF\uff0c\u53ef\u4ee5\u8b93\u4f60\u6210\u70ba\u9000\u4f11\u5f8c\u7684\u767e\u842c\u5bcc\u7fc1"},"content":{"rendered":"<p>\u5728\u5f88\u9577\u4e00\u6bb5\u6642\u9593\u5167\uff0c\u6295\u8cc7\u65bc\u80a1\u7968\u4f7f\u666e\u901a\u4eba\u80fd\u5920\u7a4d\u7d2f\u5927\u91cf\u8ca1\u5bcc\u3002\u7136\u800c\uff0c\u9078\u80a1\u7684\u4e00\u500b\u95dc\u9375\u554f\u984c\u662f\uff0c\u4e0d\u662f\u6bcf\u53ea\u80a1\u7968\u90fd\u6703\u6210\u70ba\u8d0f\u5bb6\uff0c\u800c\u4e14\u4f60\u5f80\u5f80\u7121\u6cd5\u5224\u65b7\u54ea\u4e9b\u80a1\u7968\u6703\u8b8a\u6210\u5931\u6557\u8005\uff0c\u5426\u5247\u5c31\u70ba\u6642\u5df2\u665a\u3002\u5982\u679c\u4f60\u7684\u6295\u8cc7\u7d44\u5408\u4e2d\u5931\u6557\u8005\u7684\u6bd4\u4f8b\u904e\u9ad8\uff0c\u90a3\u9ebc\u4f60\u5c31\u7121\u6cd5\u64c1\u6709\u4f60\u5e0c\u671b\u5728\u9000\u4f11\u6642\u7a4d\u7d2f\u7684\u8cc7\u91d1\u3002<\/p>\n<p>\u9019\u5c31\u662f\u70ba\u4ec0\u9ebcVanguard Total World Stock Index ETF (NYSEMKT:VT)\u662f\u4e00\u500b\u5f15\u4eba\u6ce8\u76ee\u7684\u6f5b\u5728\u6295\u8cc7\u3002\u901a\u904e\u8cfc\u8cb7\u4f86\u81ea\u5168\u7403\u5e7e\u4e4e\u6bcf\u500b\u89d2\u843d\u7684\u5ee3\u6cdb\u800c\u591a\u6a23\u5316\u7684\u80a1\u7968\uff0c\u8a72\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\u6d88\u9664\u4e86\u8a66\u5716\u5340\u5206\u8d0f\u5bb6\u548c\u8f38\u5bb6\u7684\u5fc5\u8981\u3002\u8a72\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1ETF\u7684\u6295\u8cc7\u8005\u5c07\u7372\u5f97\u8207\u5168\u7403\u80a1\u7968\u5e02\u5834\u7e3d\u9ad4\u4e00\u81f4\u7684\u56de\u5831\u3002\u9019\u5c31\u662f\u73fe\u5728\u6295\u8cc7\u9019\u500b\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1ETF\u53ef\u4ee5\u4f7f\u4f60\u6210\u70ba\u9000\u4f11\u5f8c\u7684\u767e\u842c\u5bcc\u7fc1\u7684\u539f\u56e0\u3002<\/p>\n<h2>\u4f4e\u6210\u672c\u6295\u5165\uff0c\u8c50\u539a\u6f5b\u5728\u56de\u5831<\/h2>\n<p>Vanguard Total World Stock Index ETF\u7684\u8cbb\u7528\u7387\u70ba0.07%\uff0c\u9019\u610f\u5473\u8457\u5b83\u7684\u6295\u8cc7\u8005\u4ee5\u66f4\u5c11\u7684\u52aa\u529b\u7372\u5f97\u64c1\u6709\u76f8\u95dc\u80a1\u7968\u7684\u5e7e\u4e4e\u6240\u6709\u6f5b\u5728\u56de\u5831\u3002\u4e8b\u5be6\u4e0a\uff0c\u81ea 2008 \u5e74 ETF \u6210\u7acb\u4ee5\u4f86\uff0c\u6295\u8cc7\u8005\u7684\u5e73\u5747\u5e74\u5316\u56de\u5831\u7387\u7d04\u70ba 7.75%\uff0c\u8207\u5b83\u8a66\u5716\u8ffd\u8e64\u7684\u57fa\u6e96\u4e00\u81f4\u3002<\/p>\n<p>\u5118\u7ba1\u9019\u6a23\u7684\u56de\u5831\u6c38\u9060\u7121\u6cd5\u5f97\u5230\u4fdd\u8b49\uff0c\u4f46\u5982\u679c\u9019\u53ea\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1ETF\u7e7c\u7e8c\u4fdd\u6301\u9019\u6a23\u7684\u56de\u5831\u7387\uff0c\u53ef\u4ee5\u70ba\u8a31\u591a\u6295\u8cc7\u8005\u5728\u9000\u4f11\u6642\u63d0\u4f9b\u4e00\u689d\u901a\u5f80\u767e\u842c\u5bcc\u7fc1\u7684\u9053\u8def\u3002\u4e0b\u8868\u986f\u793a\u4e86\u5f9e\u96f6\u958b\u59cb\u9700\u8981\u591a\u5c11\u5e74\u624d\u80fd\u9054\u5230100\u842c\u7f8e\u5143\u7684\u8cc7\u91d1\uff0c\u9019\u53d6\u6c7a\u65bc\u4f60\u8cfa\u53d6\u7684\u56de\u5831\u7387\u548c\u4f60\u6bcf\u500b\u6708\u53ef\u4ee5\u5b58\u5165\u7684\u91d1\u984d\u3002<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"138\">\u6bcf\u6708\u6295\u8cc7<\/td>\n<td width=\"138\">8%\u5e74\u56de\u5831\u7387<\/td>\n<td width=\"138\">\u00a06%\u5e74\u56de\u5831\u7387<\/td>\n<td width=\"138\">\u00a04%\u5e74\u56de\u5831\u7387<\/td>\n<\/tr>\n<tr>\n<td width=\"138\">$1,500<\/td>\n<td width=\"138\">\u00a021.3<\/td>\n<td width=\"138\">\u00a024.5<\/td>\n<td width=\"138\">\u00a029.3<\/td>\n<\/tr>\n<tr>\n<td width=\"138\">$1,250<\/td>\n<td width=\"138\">\u00a023.1<\/td>\n<td width=\"138\">26.9<\/td>\n<td width=\"138\">32.5<\/td>\n<\/tr>\n<tr>\n<td width=\"138\">$1,000<\/td>\n<td width=\"138\">25.5<\/td>\n<td width=\"138\">29.9<\/td>\n<td width=\"138\">36.7<\/td>\n<\/tr>\n<tr>\n<td width=\"138\">$750<\/td>\n<td width=\"138\">28.7<\/td>\n<td width=\"138\">34.0<\/td>\n<td width=\"138\">42.4<\/td>\n<\/tr>\n<tr>\n<td width=\"138\">$500<\/td>\n<td width=\"138\">33.4<\/td>\n<td width=\"138\">40.1<\/td>\n<td width=\"138\">51.0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u9019\u4e9b\u6578\u984d\u4ee3\u8868\u4e86\u4e00\u500b\u96c7\u54e1\u5728\u5178\u578b\u7684401(k)\u8a08\u5283\u4e2d\u7e73\u7d0d\u7684\u6578\u984d\u3002\u5c0d\u65bc50\u6b72\u4ee5\u4e0b\u7684\u4eba\u4f86\u8aaa\uff0c2022\u5e74\u7684\u9650\u984d\u662f\u6bcf\u5e7420,500\u7f8e\u5143\uff08\u6216\u6bcf\u6708\u7565\u9ad8\u65bc1,700\u7f8e\u5143\uff09\u3002<\/p>\n<p>\u5982\u679c\u6b77\u53f2\u6709\u4efb\u4f55\u6307\u5c0e\u610f\u7fa9\uff0c\u9019\u610f\u5473\u8457\u5b9a\u671f\u6295\u8cc7\u65bcVanguard Total World Stock Index ETF\u53ef\u4ee5\u5e6b\u52a9\u666e\u901a\u4eba\u5728\u9000\u4f11\u6642\u6210\u70ba\u767e\u842c\u5bcc\u7fc1\u3002\u4e0d\u904e\uff0c\u95dc\u9375\u662f\u8981\u5118\u5feb\u958b\u59cb\u3002\u8acb\u6ce8\u610f\uff0c\u5c0d\u65bc\u8a72\u8868\u4e2d\u7684\u4efb\u4f55\u7d66\u5b9a\u7684\u56de\u5831\u7387\uff0c\u4f60\u7684\u6295\u8cc7\u6642\u9593\u8d8a\u9577\uff0c\u4f60\u6bcf\u6708\u9700\u8981\u6295\u8cc7\u7684\u91d1\u984d\u5c31\u8d8a\u5c11\uff0c\u5f9e\u800c\u6700\u5f8c\u9054\u5230\u767e\u842c\u5bcc\u7fc1\u7684\u72c0\u614b\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u5373\u4f7f\u672a\u4f86\u7684\u56de\u5831\u7387\u6c92\u6709\u904e\u53bb\u7684\u56de\u5831\u7387\u90a3\u9ebc\u5f37\u52c1\uff0c\u6bcf\u6708\u591a\u5b58\u4e00\u4e9b\u9322\u4ecd\u7136\u53ef\u4ee5\u5e6b\u52a9\u4f60\u5728\u5408\u7406\u7684\u6642\u9593\u5167\u9054\u5230\u9019\u500b\u76ee\u6a19\u3002\u7562\u7adf\uff0c\u4f60\u8d8a\u65e9\u958b\u59cb\uff0c\u4f60\u5c31\u6709\u8d8a\u591a\u7684\u6642\u9593\u8b93\u5e02\u5834\u7684\u8907\u5229\u96a8\u8457\u6642\u9593\u7684\u63a8\u79fb\u767c\u63ee\u9b54\u529b\u3002<\/p>\n<h2>\u70ba\u4ec0\u9ebc\u8cfc\u8cb7Vanguard Total World Stock Index ETF\uff1f<\/h2>\n<p>Vanguard Total World Stock Index ETF\u7684\u6700\u5927\u512a\u52e2\u662f\uff0c\u4f5c\u70ba\u5b83\u7684\u6295\u8cc7\u8005\uff0c\u4f60\u4e0d\u662f\u8981\u628a\u8d0f\u5bb6\u548c\u8f38\u5bb6\u5206\u958b\u3002\u4f60\u4e0d\u662f\u5728\u5c0d\u67d0\u4e00\u7279\u5b9a\u884c\u696d\u3001\u516c\u53f8\u3001\u751a\u81f3\u570b\u5bb6\u9032\u884c\u904e\u5ea6\u7684\u8d85\u984d\u6295\u6ce8\u3002\u4f60\u8ced\u7684\u662f\u9577\u671f\u7d93\u6fdf\u589e\u9577\u548c\u5275\u65b0\u4ee5\u53ca\u9577\u671f\u7684\u7e3d\u56de\u5831\u3002\u5be6\u969b\u4e0a\uff0c\u7121\u8ad6\u9019\u4e9b\u56de\u5831\u4f86\u81ea\u54ea\u88e1\uff0c\u4f60\u90fd\u53ef\u4ee5\u5f9e\u4e2d\u53d7\u76ca\u3002<\/p>\n<p>\u7576\u7136\uff0c\u5728\u6295\u8cc7\u65b9\u9762\uff0c\u4ecd\u7136\u6c92\u6709\u514d\u8cbb\u7684\u5348\u9910\u9019\u56de\u4e8b\u3002\u9019\u500bETF\u7684\u4e00\u500b\u95dc\u9375\u7684\u6f5b\u5728\u554f\u984c\u662f\uff0c\u50cf\u5927\u591a\u6578\u6307\u6578\u76f8\u95dc\u7684ETF\u4e00\u6a23\uff0c\u5b83\u662f\u5e02\u503c\u52a0\u6b0a\u7684\u3002 \u9019\u610f\u5473\u8457\u6700\u5927\u7684\u4e0a\u5e02\u516c\u53f8\u5c0d\u8a72\u57fa\u91d1\u7684\u696d\u7e3e\u5f71\u97ff\u6700\u5927\u3002<\/p>\n<p>\u9019\u5e36\u4f86\u7684\u98a8\u96aa\u662f\uff0c\u8a72\u57fa\u91d1\u7684\u524d10\u540d\u6301\u80a1\u7e3d\u5171\u5360EFT\u7e3d\u8cc7\u672c\u768413%\u4e4b\u591a\uff0c\u800c\u901910\u540d\u6301\u80a1\u4e2d\u67099\u540d\u662f\u7f8e\u570b\u4f01\u696d\u3002\u56e0\u6b64\uff0c\u8a72\u57fa\u91d1\u53ef\u80fd\u4e0d\u6703\u50cf\u4f60\u6240\u5e0c\u671b\u7684\u90a3\u6a23\u70ba\u4f60\u63d0\u4f9b\u5f37\u6709\u529b\u7684\u591a\u6a23\u5316\u6295\u8cc7\uff0c\u7279\u5225\u662f\u5982\u679c\u4f60\u7684\u5176\u4ed6\u6295\u8cc7\u5df2\u7d93\u5728\u5927\u578b\u7f8e\u570b\u516c\u53f8\u4e2d\u5360\u4e86\u5f88\u5927\u6bd4\u91cd\u3002<\/p>\n<p>\u4f60\u53ef\u80fd\u6703\u767c\u73fe\u9019\u500bETF\u7684\u53e6\u4e00\u500b\u6f5b\u5728\u554f\u984c\u662f\uff0c\u5b83\u5e7e\u4e4e\u5230\u8655\u6295\u8cc7\u3002\u9019\u610f\u5473\u8457\u5982\u679c\u4f60\u8cb7\u4e86\u5b83\uff0c\u4f60\u4e0d\u80fd\u6311\u9078\u4f60\u6295\u8cc7\u7684\u884c\u696d\u6216\u570b\u5bb6\uff0c\u800c\u4e14\u4f60\u53ef\u80fd\u6700\u7d42\u6703\u5728\u4f60\u500b\u4eba\u4e0d\u8d0a\u6210\u7684\u516c\u53f8\u6216\u570b\u5bb6\u64c1\u6709\u80a1\u4efd\u3002<\/p>\n<p>\u4e0d\u904e\uff0c\u5982\u679c\u4f60\u60f3\u7528\u4e00\u7a2e\u7c21\u55ae\u7684\u65b9\u5f0f\u5efa\u7acb\u4e00\u500b\u57fa\u790e\u5ee3\u6cdb\u7684\u6295\u8cc7\u7d44\u5408\uff0cVanguard Total World Stock ETF\u662f\u503c\u5f97\u8003\u616e\u7684\u3002\u9019\u662f\u4e00\u500b\u7c21\u55ae\u7684\u8cfc\u8cb7\uff0c\u4e00\u7ad9\u5f0f\u670d\u52d9\uff0c\u8b93\u4f60\u4ee5\u96e3\u4ee5\u7f6e\u4fe1\u7684\u4f4e\u7ba1\u7406\u6210\u672c\u9032\u5165\u80a1\u7968\u5e02\u5834\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u5f88\u9577\u4e00\u6bb5\u6642\u9593\u5167\uff0c\u6295\u8cc7\u65bc\u80a1\u7968\u4f7f\u666e\u901a\u4eba\u80fd\u5920\u7a4d\u7d2f\u5927\u91cf\u8ca1\u5bcc\u3002\u7136\u800c\uff0c\u9078\u80a1\u7684\u4e00\u500b\u95dc\u9375\u554f\u984c\u662f\uff0c\u4e0d\u662f\u6bcf\u53ea\u80a1\u7968\u90fd\u6703\u6210\u70ba\u8d0f\u5bb6\uff0c\u800c [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":415969,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[426],"tags":[1677],"class_list":["post-415972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-news-zh-hant","tag-technology-zh-hant","sectors-technology-zh-hant","locations-us-zh-hant","exchange-nasdaq-zh-hant","exchange-nyse-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/415972","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=415972"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/415972\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/415969"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=415972"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=415972"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=415972"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}