{"id":418029,"date":"2022-03-18T22:11:06","date_gmt":"2022-03-19T05:11:06","guid":{"rendered":"https:\/\/nai500.com\/blog\/2022\/03\/%e6%99%a8%e6%98%9f%e5%88%86%e6%9e%90%e5%b8%88%e5%a5%bd%e8%af%84%e8%bf%99%e5%87%a0%e5%8f%aa%e5%85%88%e9%94%8b%e5%9f%ba%e9%87%91%e5%80%bc%e5%be%97%e8%b4%ad%e4%b9%b0%e5%92%8c%e6%8c%81%e6%9c%89\/"},"modified":"2022-03-18T22:13:02","modified_gmt":"2022-03-19T05:13:02","slug":"%e6%99%a8%e6%98%9f%e5%88%86%e6%9e%90%e5%b8%ab%e5%a5%bd%e8%a9%95%e9%80%99%e5%b9%be%e9%9a%bb%e5%85%88%e9%8b%92%e5%9f%ba%e9%87%91%e5%80%bc%e5%be%97%e8%b3%bc%e8%b2%b7%e5%92%8c%e6%8c%81%e6%9c%89","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2022\/03\/%e6%99%a8%e6%98%9f%e5%88%86%e6%9e%90%e5%b8%ab%e5%a5%bd%e8%a9%95%e9%80%99%e5%b9%be%e9%9a%bb%e5%85%88%e9%8b%92%e5%9f%ba%e9%87%91%e5%80%bc%e5%be%97%e8%b3%bc%e8%b2%b7%e5%92%8c%e6%8c%81%e6%9c%89\/","title":{"rendered":"\u6668\u661f\u5206\u6790\u5e2b\u597d\u8a55\uff0c\u9019\u5e7e\u96bb\u5148\u92d2\u57fa\u91d1\u503c\u5f97\u8cfc\u8cb7\u548c\u6301\u6709"},"content":{"rendered":"<p>\u9019\u4e9b\u57fa\u91d1\u662f\u5efa\u7acb\u591a\u5143\u5316\u6295\u8cc7\u7d44\u5408\u7684\u7c21\u55ae\u65b9\u6cd5\u3002<\/p>\n<p>\u5982\u4eca\uff0c\u6295\u8cc7\u8005\u5728\u5982\u4f55\u9577\u671f\u6295\u8cc7\u65b9\u9762\u6709\u5f88\u591a\u9078\u64c7\uff0c\u7ba1\u7406\u4e00\u500b\u6295\u8cc7\u7d44\u5408\u53ef\u80fd\u975e\u5e38\u8017\u6642\u3002\u70ba\u4e86\u66f4\u5bb9\u6613\uff0c\u6295\u8cc7\u65bc\u57fa\u91d1\u800c\u4e0d\u662f\u55ae\u500b\u80a1\u7968\uff0c\u53ef\u4ee5\u7528\u8f03\u4f4e\u7684\u6210\u672c\u9032\u884c\u5ee3\u6cdb\u7684\u5e02\u5834\u6295\u8cc7\u3002\u5148\u92d2\u57fa\u91d1\u63d0\u4f9b\u4e00\u4e9b\u4e16\u754c\u4e0a\u6700\u5177\u7af6\u722d\u529b\u7684\u57fa\u91d1\u3002\u8a72\u516c\u53f8\u4ee5\u4f4e\u6210\u672c\u7684\u9078\u64c7\u800c\u805e\u540d\uff0c\u7ba1\u7406\u8457\u8d85\u904e7\u842c\u5104\u7f8e\u5143\u7684\u8cc7\u7522\u3002\u9019\u5728\u4e16\u754c\u7bc4\u570d\u5167\u50c5\u6b21\u65bc\u8c9d\u840a\u5fb7\u516c\u53f8\u3002\u4f46\u7531\u65bc\u6709200\u591a\u96bb\u57fa\u91d1\uff0c\u6295\u8cc7\u8005\u53ef\u80fd\u5f88\u96e3\u6c7a\u5b9a\u54ea\u53ea\u5148\u92d2\u57fa\u91d1\u7684\u6295\u8cc7\u9069\u5408\u4ed6\u5011\u3002\u5148\u92d2\u57fa\u91d1\u7684\u7522\u54c1\u7bc4\u570d\u5f88\u5ee3\uff0c\u5f9e\u7f8e\u570b\u80a1\u5e02\u57fa\u91d1\u5230\u5168\u7403\u57fa\u91d1\uff0c\u518d\u5230\u50b5\u5238\u548c\u623f\u5730\u7522\u7b49\u7d30\u5206\u9818\u57df\u3002\u4ee5\u4e0b\u662f\u5e7e\u7a2e\u9069\u5408\u8cb7\u5165\u4e26\u6301\u6709\u7684\u5148\u92d2\u57fa\u91d1\u3002<\/p>\n<h2>Vanguard Total Stock Market ETF\uff08VTI\uff09<\/h2>\n<p>\u4f5c\u70ba\u9019\u4efd\u540d\u55ae\u4e0a\u6700\u5927\u7684\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\uff0cVTI\u7684\u7e3d\u8cc7\u7522\u70ba2870\u5104\u7f8e\u5143\u3002\u4e0d\u904e\uff0c\u8a72\u57fa\u91d1\u7684\u8cbb\u7528\u7387\u70ba0.03%\uff0c\u4e5f\u662f\u672c\u6587\u6240\u63d0\u5230\u7684\u6240\u6709\u57fa\u91d1\u4e2d\u8cbb\u7528\u7387\u6700\u4f4e\u7684\u3002\u9019\u500b\u88ab\u52d5\u7ba1\u7406\u7684\u57fa\u91d1\u8ffd\u8e64CRSP\u7f8e\u570b\u5168\u5e02\u5834\u7e3d\u56de\u5831\u6307\u6578\u3002\u8a72\u6307\u6578\u5305\u62ec\u8fd14000\u500b\u6210\u5206\u80a1\uff0c\u5e7e\u4e4e\u4ee3\u8868\u4e86\u6574\u500b\u7f8e\u570b\u80a1\u7968\u5e02\u5834\u3002\u8a72\u57fa\u91d1\u7372\u5f97\u4e86\u6668\u661f\u516c\u53f8\u7684\u9ec3\u91d1\u8a55\u7d1a\uff0c\u9019\u610f\u5473\u8457\u5206\u6790\u5e2b\u9810\u8a08VTI\u7684\u672a\u4f86\u696d\u7e3e\u6703\u975e\u5e38\u597d\u3002\u6668\u661f\u5206\u6790\u5e2bLan Anh Tran\u8aaa\uff0c\u8a72\u57fa\u91d1\u7684\u7b56\u7565 &#8220;\u4fc3\u9032\u4e86\u591a\u5143\u5316&#8221;\u3002<\/p>\n<h2>Vanguard Total Bond Market ETF (BND)<\/h2>\n<p>\u96a8\u8457\u901a\u8ca8\u81a8\u8139\u7684\u52a0\u5287\uff0c\u8a31\u591a\u6295\u8cc7\u8005\u6b63\u5728\u91cd\u65b0\u8a8d\u8b58\u6295\u8cc7\u50b5\u5238\u7684\u50f9\u503c\u3002\u50b5\u5238ETF\u7684\u4e00\u500b\u7d55\u4f73\u9078\u64c7\u662fBND\u3002\u9019\u53ea\u88ab\u52d5\u7ba1\u7406\u7684ETF\u4e3b\u8981\u6295\u8cc7\u65bc\u7f8e\u570b\u570b\u5eab\u5238\u6216\u653f\u5e9c\u50b5\u5238\u3002\u6668\u661f\u516c\u53f8\u7684\u5206\u6790\u5e2bNeal Kosciulek\u7a31\uff0c\u9019\u53ea\u57fa\u91d1&#8221;\u4f4e\u5ec9\u7684\u8cbb\u7528\u548c\u4fdd\u5b88\u7684\u6295\u8cc7\u7d44\u5408\u4f7f\u5b83\u6210\u70ba\u4e00\u500b\u5f88\u597d\u7684\u6838\u5fc3\u50b5\u5238\u6301\u6709\u8005&#8221;\uff0c\u9019\u4f7f\u5b83\u6210\u70ba\u9577\u671f\u6295\u8cc7\u8005\u7684\u7406\u60f3\u9078\u64c7\u3002\u8a72\u57fa\u91d1\u7684\u6536\u76ca\u7387\u70ba1.97%\uff0c\u9019\u4f7f\u5f97\u5b83\u6210\u70ba\u4e86\u5728\u4eca\u5929\u7684\u9ad8\u901a\u8139\u74b0\u5883\u4e2d\u662f\u7372\u5f97\u7a69\u5b9a\u56de\u5831\u7684\u597d\u65b9\u6cd5\u3002BND\u7684\u8cbb\u7528\u7387\u70ba0.035%\uff0c\u9019\u610f\u5473\u8457\u4f60\u6bcf\u5e74\u6bcf\u6295\u8cc71\u842c\u7f8e\u5143\u53ea\u9700\u652f\u4ed83.5\u7f8e\u5143\u7684\u8cbb\u7528\u3002<\/p>\n<h2>Vanguard Dividend Appreciation ETF (VIG)<\/h2>\n<p>VIG \u6536\u76ca\u7387\u70ba 1.68%\uff0c\u662f\u8cb7\u5165\u4e26\u6301\u6709\u6295\u8cc7\u8005\u7684\u53e6\u4e00\u500b\u7d55\u4f73\u9078\u64c7\u3002\u96d6\u7136\u9019\u500b\u6536\u76ca\u7387\u6c92\u6709BND\u9ad8\uff0c\u4f46\u7576\u4f60\u628a\u5b83\u8207\u8a72\u57fa\u91d1\u7684\u8a55\u7d1a\u548c0.06%\u7684\u8cbb\u7528\u7387\u7d50\u5408\u8d77\u4f86\uff0cVIG\u4ecd\u7136\u662f\u4e00\u500b\u6709\u7af6\u722d\u529b\u7684\u7522\u54c1\u3002VIG\u76ee\u524d\u6301\u6709\u7684\u524d\u4e94\u540d\u80a1\u7968\u662f\u5fae\u8edf\u516c\u53f8 (MSFT), UnitedHealth Group Inc. (UNH)\u3001\u5f37\u751f\u516c\u53f8(JNJ)\u3001\u5bf6\u6f54 (PG)\u548c\u6469\u6839\u5927\u901a\u516c\u53f8 (JPM)\u3002Tran \u8868\u793a\uff0c\u8a72\u57fa\u91d1\u7dad\u6301\u201c\u7531\u9ad8\u8cea\u91cf\u80a1\u606f\u589e\u9577\u8005\u7d44\u6210\u7684\u7a69\u56fa\u3001\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u7d44\u5408\u201d\uff0c\u4e26\u8868\u793a\u8a72\u57fa\u91d1\u8b39\u614e\u7684\u6b0a\u91cd\u6a19\u6e96\u6709\u52a9\u65bc\u7ba1\u7406\u98a8\u96aa\uff0c\u4e26\u4f7f\u8a72\u57fa\u91d1\u5728\u8271\u96e3\u7684\u5e02\u5834\u4e2d\u5177\u6709\u512a\u52e2\u3002<\/p>\n<h2>Vanguard Total International Stock ETF (VXUS)<\/h2>\n<p>\u5c0d\u65bc\u5c0b\u6c42\u591a\u5143\u5316\u5168\u7403\u6295\u8cc7\u7684\u6295\u8cc7\u8005\u4f86\u8aaa\uff0c\u9019\u53ea\u57fa\u91d1\u662f\u4e00\u500b\u7d55\u4f73\u7684\u9078\u64c7\u3002\u6668\u661f\u516c\u53f8\u7684\u9ad8\u7d1a\u5206\u6790\u5e2bDaniel Sotiroff\u8aaa\uff0c\u9019\u53eaETF &#8220;\u5f88\u5c11\u6709\u63a5\u8fd1\u7684\u5c0d\u624b&#8221;\u3002\u9019\u662f\u4e00\u500b\u591a\u5143\u5316\u7684\u57fa\u91d1\uff0c\u8cbb\u7528\u7387\u4f4e\uff0c\u53ea\u67090.08%\u3002VXUS\u53ea\u67099%\u7e3d\u8cc7\u7522\u6e90\u81ea\u524d10\u5927\u6301\u80a1\uff0c\u4f7f\u8a72\u57fa\u91d1\u4e0d\u81f3\u65bc\u904e\u65bc\u982d\u91cd\u8173\u8f15\u3002Sotiroff \u8868\u793a\uff0c\u8a72\u57fa\u91d1\u201c\u662f\u5916\u570b\u5927\u578b\u6df7\u5408\u57fa\u91d1\u985e\u5225\u4e2d\u6700\u5ee3\u6cdb\u7684\u6295\u8cc7\u7d44\u5408\u4e4b\u4e00\u201d\u3002\u4e00\u65e6\u5916\u570b\u5e02\u5834\u958b\u59cb\u53cd\u5f48\uff0c\u8a72\u57fa\u91d1\u5ee3\u6cdb\u7684\u6295\u8cc7\u7d44\u5408\u548c\u4f4e\u6210\u672c\u61c9\u8a72\u6703\u6709\u52a9\u65bc\u8a72\u57fa\u91d1\u8868\u73fe\u826f\u597d\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u9019\u4e9b\u57fa\u91d1\u662f\u5efa\u7acb\u591a\u5143\u5316\u6295\u8cc7\u7d44\u5408\u7684\u7c21\u55ae\u65b9\u6cd5\u3002 \u5982\u4eca\uff0c\u6295\u8cc7\u8005\u5728\u5982\u4f55\u9577\u671f\u6295\u8cc7\u65b9\u9762\u6709\u5f88\u591a\u9078\u64c7\uff0c\u7ba1\u7406\u4e00\u500b\u6295\u8cc7\u7d44\u5408\u53ef\u80fd\u975e\u5e38\u8017 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":418026,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[426],"tags":[1677],"class_list":["post-418029","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-news-zh-hant","tag-technology-zh-hant","sectors-technology-zh-hant","locations-us-zh-hant","exchange-nasdaq-zh-hant","exchange-nyse-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/418029","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=418029"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/418029\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/418026"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=418029"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=418029"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=418029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}