{"id":434789,"date":"2022-08-24T00:41:13","date_gmt":"2022-08-24T07:41:13","guid":{"rendered":"https:\/\/nai500.com\/blog\/2022\/08\/%e6%8a%95%e8%b5%84%e6%a6%82%e5%bf%b5%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e8%b4%a7%e5%b8%81%e7%9a%84%e6%97%b6%e9%97%b4%e4%bb%b7%e5%80%bc%ef%bc%88tvm%ef%bc%89%ef%bc%9f\/"},"modified":"2022-08-24T00:41:24","modified_gmt":"2022-08-24T07:41:24","slug":"%e6%8a%95%e8%b3%87%e6%a6%82%e5%bf%b5%ef%bc%9a%e4%bb%80%e9%ba%bc%e6%98%af%e8%b2%a8%e5%b9%a3%e7%9a%84%e6%99%82%e9%96%93%e5%83%b9%e5%80%bc%ef%bc%88tvm%ef%bc%89%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2022\/08\/%e6%8a%95%e8%b3%87%e6%a6%82%e5%bf%b5%ef%bc%9a%e4%bb%80%e9%ba%bc%e6%98%af%e8%b2%a8%e5%b9%a3%e7%9a%84%e6%99%82%e9%96%93%e5%83%b9%e5%80%bc%ef%bc%88tvm%ef%bc%89%ef%bc%9f\/","title":{"rendered":"\u6295\u8cc7\u6982\u5ff5\uff1a\u4ec0\u9ebc\u662f\u8ca8\u5e63\u7684\u6642\u9593\u50f9\u503c\uff08TVM\uff09\uff1f"},"content":{"rendered":"

\u4ec0\u9ebc\u662f\u8ca8\u5e63\u7684\u6642\u9593\u50f9\u503c\uff1f<\/h2>\n

\u8ca8\u5e63\u7684\u6642\u9593\u50f9\u503c\uff08TVM\uff0c\u4e5f\u7a31\u91d1\u9322\u7684\u6642\u9593\u50f9\u503c\u6216\u8cc7\u91d1\u7684\u6642\u9593\u50f9\u503c\uff09\u6307\u7684\u662f\u73fe\u5728\u7684\u4e00\u7b46\u9322\u8981\u6bd4\u672a\u4f86\u540c\u7b49\u91d1\u984d\u7684\u8cc7\u91d1\u50f9\u503c\u66f4\u9ad8\u3002<\/p>\n

\u4e4b\u6240\u4ee5\u6703\u51fa\u73fe\u9019\u7a2e\u73fe\u8c61\uff0c\u539f\u56e0\u6709\u5f88\u591a\u3002\u9996\u5148\uff0c\u901a\u8139\u6703\u4e0d\u65b7\u964d\u4f4e\u73fe\u91d1\u7684\u50f9\u503c\u3002\u6b64\u5916\u9084\u6709\u4e0d\u78ba\u5b9a\u6027\u56e0\u7d20\uff0c\u56e0\u70ba\u6211\u5011\u7121\u6cd5\u4fdd\u8b49\u4f60\u672a\u4f86\u53ef\u4ee5\u4f7f\u7528\u73fe\u5728\u7684\u9019\u4e00\u7b46\u9322\u3002\u6700\u5f8c\u662f\u76c8\u5229\u6f5b\u529b\uff0c\u539f\u56e0\u662f\u8cc7\u91d1\u53ef\u4ee5\u7528\u65bc\u6295\u8cc7\u548c\u751f\u606f\u3002<\/p>\n

TVM\u516c\u5f0f<\/h2>\n

\u5728\u6703\u8a08\u3001\u6295\u8cc7\u53ca\u5176\u4ed6\u9818\u57df\uff0cTVM\u53ef\u4ee5\u901a\u904e\u516c\u5f0f\u88ab\u91cf\u5316\u3002\u5047\u8a2d\u8cc7\u91d1\u7684\u73fe\u503c\u5df2\u77e5\uff0c\u6211\u5011\u53ef\u4ee5\u63a1\u7528\u57fa\u672c\u7684TVM\u516c\u5f0f\u8a08\u7b97\u51fa\u672a\u4f86\u50f9\u503c\u3002<\/p>\n

FV = PV x [1 + (i \u00f7 n)](n x t)<\/p>\n

FV = \u8cc7\u91d1\u7684\u672a\u4f86\u50f9\u503c<\/p>\n

PV = \u8cc7\u91d1\u7684\u73fe\u503c<\/p>\n

i = \u5229\u7387<\/p>\n

n = \u6bcf\u5e74\u8907\u5229\u9031\u671f\u6578<\/p>\n

t = \u5e74\u6578<\/p>\n

\u5982\u679c\u4f60\u5728\u9ad8\u606f\u5132\u84c4\u8cec\u6236\u4e2d\u5b58\u5165$1\u842c\uff0c\u5e74\u5229\u7387\u70ba2%\u4e26\u5b58\u653e5\u5e74\uff0c\u516c\u5f0f\u5982\u4e0b\uff1a<\/p>\n

FV = $10,000 x [1 + (0.02 \u00f7 1)](1 x 5)<\/p>\n

\u5728\u9019\u500b\u4f8b\u5b50\u4e2d\uff0c\u9019\u7b46\u8cc7\u91d15\u5e74\u5f8c\u7684TVM\u70ba$11040.81\uff0c\u7e3d\u6536\u76ca\u738710.4%\u3002<\/p>\n

TVM\u548c\u5229\u7387<\/h2>\n

TVM\u516c\u5f0f\u544a\u8a34\u6211\u5011\uff0c\u5229\u7387\u758a\u52a0\u6642\u9593\u6703\u5c0d\u4e00\u9805\u6295\u8cc7\u5e36\u4f86\u91cd\u5927\u7684\u9577\u671f\u5f71\u97ff\u3002\u6bd4\u5982\u8aaa\uff0c\u5047\u5982\u4e0a\u8ff0\u5132\u84c4\u8cec\u6236\u7684\u5229\u7387\u4e0d\u662f2%\u800c\u662f2.5%\uff0c\u9019\u7b46\u8cc7\u91d15\u5e74\u5f8c\u7684TVM\u5c07\u589e\u81f3$11314.08\u3002\u9019\u80fd\u5426\u62b5\u6d88\u901a\u8139\u7684\u5f71\u97ff\u6211\u5011\u4e0d\u6562\u80af\u5b9a\uff0c\u4f46\u81f3\u5c11\u8981\u597d\u4e8e\u55ae\u7d14\u6301\u6709\u73fe\u91d1\u3002TVM\u6cd5\u5247\u544a\u8a34\u6211\u5011\u7684\u662f\uff0c\u5728\u5176\u4ed6\u689d\u4ef6\u7b49\u540c\u7684\u60c5\u6cc1\u4e0b\uff0c\u5229\u7387\u9ad8\u4f4e\u81f3\u95dc\u91cd\u8981\u3002<\/p>\n

\u8a66\u60f3\u4e00\u4e0b\uff0c\u5982\u679c\u6295\u8cc7\u5ef6\u5f8c1\u5e74\u62162\u5e74\uff0c\u9019\u7576\u4e2d\u6703\u7522\u751f\u6a5f\u6703\u6210\u672c\u3002\u5982\u679c\u518d\u628a\u6642\u9593\u62c9\u9577\uff0c\u8ca0\u9762\u5f71\u97ff\u53ef\u80fd\u6703\u76f8\u7576\u5927\u3002\u96d6\u7136\u9019\u4e26\u4e0d\u662f\u9f13\u52f5\u6211\u5011\u76f2\u76ee\u8ffd\u6c42\u9ad8\u6536\u76ca\u7387\uff0c\u56e0\u70ba\u9019\u7576\u4e2d\u53ef\u80fd\u5b58\u5728\u98a8\u96aa\uff0c\u4f46TVM\u6982\u5ff5\u63d0\u9192\u6295\u8cc7\u8005\uff0c\u61c9\u7576\u5118\u65e9\u6295\u8cc7\u4e26\u5805\u5b88\u81f3\u5c11\u53ef\u4ee5\u6253\u6557\u901a\u8139\u7387\u7684\u6536\u76ca\u7387\uff0c\u5c07\u6642\u9593\u50f9\u503c\u6700\u5927\u5316\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u4ec0\u9ebc\u662f\u8ca8\u5e63\u7684\u6642\u9593\u50f9\u503c\uff1f \u8ca8\u5e63\u7684\u6642\u9593\u50f9\u503c\uff08TVM\uff0c\u4e5f\u7a31\u91d1\u9322\u7684\u6642\u9593\u50f9\u503c\u6216\u8cc7\u91d1\u7684\u6642\u9593\u50f9\u503c\uff09\u6307\u7684\u662f\u73fe\u5728\u7684\u4e00\u7b46\u9322\u8981\u6bd4\u672a\u4f86 […]<\/p>\n","protected":false},"author":27,"featured_media":406073,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[431],"tags":[1878],"class_list":["post-434789","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends-strategies-zh-hant","tag-1878","sectors-financial-products-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/434789","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=434789"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/434789\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/406073"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=434789"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=434789"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=434789"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}