{"id":453628,"date":"2023-03-02T22:47:27","date_gmt":"2023-03-03T06:47:27","guid":{"rendered":"https:\/\/nai500.com\/?p=453628"},"modified":"2023-03-02T22:47:27","modified_gmt":"2023-03-03T06:47:27","slug":"%e4%b8%89%e5%8f%aa-%e9%8a%80%e8%a1%8c%e8%82%a1-%e5%88%a9%e7%8e%87-%e4%b8%8a%e5%8d%87-%e5%8f%97%e7%9b%8a%e8%80%85","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2023\/03\/%e4%b8%89%e5%8f%aa-%e9%8a%80%e8%a1%8c%e8%82%a1-%e5%88%a9%e7%8e%87-%e4%b8%8a%e5%8d%87-%e5%8f%97%e7%9b%8a%e8%80%85\/","title":{"rendered":"\u70ba\u4ec0\u9ebc\u8aaa\u9019\u4e09\u53ea\u9280\u884c\u80a1\u662f\u5229\u7387\u4e0a\u5347\u7684\u53d7\u76ca\u8005\uff1f"},"content":{"rendered":"<p>\u5728\u5229\u7387\u4e0a\u5347\u7684\u74b0\u5883\u4e2d\uff0c\u6295\u8cc7\u8005\u9996\u5148\u6703\u60f3\u5230\u91d1\u878d\u80a1\uff0c\u56e0\u70ba\u5728\u5176\u4ed6\u56e0\u7d20\u4e0d\u8b8a\u7684\u60c5\u6cc1\u4e0b\uff0c\u5229\u7387\u8d8a\u9ad8\uff0c\u9280\u884c\u80fd\u6536\u53d6\u7684\u5229\u606f\u5c31\u8d8a\u591a\u3002\u4e0d\u904e\uff0c\u5728\u4e00\u4e9b\u6642\u5019\uff0c\u5982\u679c\u52a0\u606f\u5c0e\u81f4\u7d93\u6fdf\u8870\u9000\u51fa\u73fe\uff0c\u4e5f\u6703\u5c0e\u81f4\u9280\u884c\u767c\u653e\u7684\u8cb8\u6b3e\u6e1b\u5c11\u3002\u4f46\u662f\uff0c\u5982\u679c\u5229\u7387\u4e0a\u5347\u4f34\u96a8\u8457\u7d93\u6fdf\u72c0\u6cc1\u826f\u597d\uff0c\u9019\u5c07\u6703\u5c0e\u81f4\u9280\u884c\u5229\u6f64\u5927\u5e45\u589e\u52a0\u3002\u6bd4\u5982\u4e0b\u9762\u9019\u4e09\u53ea\u52a0\u62ff\u5927\u9280\u884c\u80a1\uff0c\u5c31\u80fd\u5920\u5f9e\u4eca\u5e74\u7684\u5229\u7387\u4e0a\u5347\u4e2d\u7372\u5229\u3002<\/p>\n<h2><strong><b>\u7f8e\u570b\u9280\u884c<\/b><\/strong><\/h2>\n<p>\u7f8e\u570b\u9280\u884c<strong><b>Bank of America<\/b><\/strong>\u00a0(<a href=\"https:\/\/nai500.com\/zh-hant\/%E8%82%A1%E7%A5%A8%E6%9F%A5%E8%A9%A2\/?qm_symbol=BAC%3ACA\">NYSE:BAC<\/a>)\u662f\u7f8e\u570b\u6700\u5927\u7684\u9280\u884c\u4e4b\u4e00\uff0c\u4e0a\u500b\u5b63\u5ea6\u696d\u7e3e\u5f88\u4e0d\u932f\u3002\u8ca1\u5831\u986f\u793a\uff0c\u53bb\u5e74\u7b2c\u56db\u5b63\u5ea6\uff0c\u7f8e\u570b\u9280\u884c\u7684\u6de8\u5229\u606f\u6536\u5165\uff08\u201cNII\u201d\uff09\u589e\u52a0\u4e8629%\uff0c\u6bcf\u80a1\u6536\u76ca\u589e\u52a0\u4e863.8%\u3002NII\u662f\u9280\u884c\u696d\u7279\u6709\u7684\u76c8\u5229\u6307\u6a19\uff0c\u6307\u8cb8\u6b3e\u5229\u606f\u6e1b\u53bb\u5b58\u6b3e\u5229\u606f\u3002\u540c\u6642\uff0c\u975e\u8cb8\u6b3e\u696d\u52d9\u90e8\u5206\uff08\u5982\u6295\u8cc7\u9280\u884c\u696d\u52d9\uff09\u7684\u75b2\u8edf\u963b\u7919\u4e86\u7f8e\u9280\u7684NII\u5f37\u52c1\u589e\u9577\u8f49\u5316\u70ba\u5927\u5e45\u7684\u76c8\u5229\u589e\u9577\u3002<\/p>\n<p>\u4e0d\u904e\uff0c\u8a72\u884c\u7684\u6574\u9ad4\u76c8\u5229\u5728\u53bb\u5e74\u7b2c\u56db\u5b63\u5ea6\u7dad\u6301\u589e\u9577\uff0c\u9019\u4e26\u4e0d\u662f\u6240\u6709\u7684\u516c\u53f8\u90fd\u80fd\u505a\u5230\u7684\u3002\u7531\u65bc\u7f8e\u806f\u5132\u57282022\u5e74\u6301\u7e8c\u52a0\u606f\uff0c\u79d1\u6280\u80a1\u7684\u8868\u73fe\u53d7\u5230\u4e86\u5f88\u5927\u5f71\u97ff\u3002\u7e3d\u9ad4\u800c\u8a00\uff0c\u662f\u56e0\u70ba\u7f8e\u570b\u9280\u884c\u6709\u80fd\u529b\u4f7f\u6536\u53d6\u7684\u5229\u606f\u591a\u65bc\u652f\u4ed8\u7684\u5229\u606f\uff0c\u56e0\u6b64\u80fd\u5920\u5f9e\u52a0\u606f\u4e2d\u7372\u76ca\uff0c\u800c\u4e0d\u662f\u53d7\u5230\u52a0\u606f\u7684\u50b7\u5bb3\u3002<\/p>\n<h2><strong><b>\u9053\u660e\u9280\u884c<\/b><\/strong><\/h2>\n<p>\u9053\u660e\u9280\u884c<strong><b>Toronto-Dominion Bank\u00a0<\/b><\/strong>(<a href=\"https:\/\/nai500.com\/zh-hant\/%E8%82%A1%E7%A5%A8%E6%9F%A5%E8%A9%A2\/?qm_symbol=TD%3ACA\">TSX:TD<\/a>)\u7684\u60c5\u6cc1\u8207\u7f8e\u570b\u9280\u884c\u5f88\u985e\u4f3c\uff0c\u4e0a\u500b\u5b63\u5ea6\u7684\u696d\u7e3e\u4e5f\u5f88\u4e0d\u932f\uff0c\u71df\u696d\u6536\u5165\u589e\u52a0\u4e8635%\uff0c\u5229\u6f64\u589e\u52a0\u4e8676%\u3002\u76e1\u7ba1\u8abf\u6574\u5f8c\u7684\u6536\u76ca\u50c5\u589e\u9577\u4e865%\uff0c\u4f46\u4ecd\u7136\u597d\u65bc\u591a\u4ea4\u6240\u4e0a\u5e02\u516c\u53f8\u5e73\u5747\u6c34\u5e73\u3002<\/p>\n<p>\u9053\u660e\u9280\u884c\u4eca\u5e74\u503c\u5f97\u6295\u8cc7\u8005\u95dc\u6ce8\u7684\u4e00\u500b\u5927\u7684\u65b9\u9762\u5c31\u662f\u6536\u8cfc\u3002\u8a72\u884c\u76ee\u524d\u6b63\u5728\u6536\u8cfc\u7f8e\u570b\u7684First Horizon\u548cCowen\u5169\u5bb6\u9280\u884c\u3002\u9019\u5169\u5bb6\u9280\u884c\u52a0\u8d77\u4f86\u6bcf\u5e74\u5c07\u70ba\u9053\u660e\u9280\u884c\u589e\u52a0\u7d0410\u5104\u52a0\u5143\u7684\u76c8\u5229\u80fd\u529b\u3002\u800c\u4e14\uff0c\u9053\u660e\u9280\u884c\u6700\u8fd1\u5df2\u7d93\u7372\u5f97\u4e86\u6536\u8cfcCowen\u6240\u9700\u7684\u6240\u6709\u6279\u51c6\u3002\u5c0dFirst Horizon\u7684\u6536\u8cfc\u4ecd\u5728\u9032\u884c\u4e2d\uff0c\u4f46\u591a\u6578\u5c08\u5bb6\u9810\u8a08\u4ea4\u6613\u5c07\u5f88\u5feb\u5b8c\u6210\u3002<\/p>\n<h2><strong><b>\u4e2d\u570b\u90f5\u653f\u5132\u84c4\u9280\u884c<\/b><\/strong><\/h2>\n<p>\u4e2d\u570b\u90f5\u653f\u5132\u84c4\u9280\u884c<strong><b>Postal Savings Bank of China<\/b><\/strong>\u00a0(OTC:PSTV.Y)\u9762\u81e8\u7684\u74b0\u5883\u4e0d\u540c\u65bc\u4e0a\u8ff0\u5169\u5bb6\u9280\u884c\uff0c\u56e0\u70ba\u4e2d\u570b\u4eca\u5e74\u5be6\u969b\u4e0a\u662f\u5728\u964d\u4f4e\u5229\u7387\uff0c\u800c\u4e0d\u662f\u63d0\u9ad8\u5229\u7387\u3002\u7136\u800c\uff0c\u8cb7\u5165\u9019\u53ea\u80a1\u7968\u7684\u6839\u672c\u539f\u56e0\u662f\u4f30\u503c\u4fbf\u5b9c\u5230\u4ee4\u4eba\u96e3\u4ee5\u7f6e\u4fe1\u3002\u4e8b\u5be6\u4e0a\uff0c\u9019\u53ea\u9280\u884c\u80a1\u7576\u524d\u7684\u80a1\u50f9\u5c0d\u61c9\u7684\u5e02\u76c8\u7387\u662f6.2\u500d\uff0c\u80a1\u50f9\u8207\u92b7\u552e\u984d\u6bd4\u7387\u662f1.4\u500d\uff0c\u80a1\u50f9\u8207\u8cec\u9762\u50f9\u503c\u7684\u6bd4\u7387\u50c5\u70ba0.5\u500d\u3002<\/p>\n<p>\u8cec\u9762\u50f9\u503c\u6bd4\u7387\u5728\u9019\u88cf\u975e\u5e38\u95dc\u9375\uff0c\u539f\u56e0\u662f\u9019\u53ea\u80a1\u7968\u7684\u4ea4\u6613\u50f9\u683c\u5df2\u7d93\u4f4e\u65bc\u5176\u8cc7\u7522\u6e1b\u53bb\u50b5\u52d9\u7684\u50f9\u503c\uff0c\u8aaa\u660e\u80a1\u50f9\u5be6\u5be6\u5728\u5728\u88ab\u4f4e\u4f30\u4e86\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u5229\u7387\u4e0a\u5347\u7684\u74b0\u5883\u4e2d\uff0c\u6295\u8cc7\u8005\u9996\u5148\u6703\u60f3\u5230\u91d1\u878d\u80a1\uff0c\u56e0\u70ba\u5728\u5176\u4ed6\u56e0\u7d20\u4e0d\u8b8a\u7684\u60c5\u6cc1\u4e0b\uff0c\u5229\u7387\u8d8a\u9ad8\uff0c\u9280\u884c\u80fd\u6536\u53d6\u7684\u5229\u606f\u5c31\u8d8a\u591a\u3002\u4e0d\u904e [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":408428,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1522],"tags":[2159,2165,574],"class_list":["post-453628","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1522","tag-2159","tag--zh-hant","tag-574","sectors--zh-hant","sectors-financial-products-zh-hant","locations-china-zh-hant","locations-canada-zh-hant","locations-us-zh-hant","exchange-nyse-zh-hant","exchange-tsx-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/453628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=453628"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/453628\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/408428"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=453628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=453628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=453628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}