{"id":473133,"date":"2023-09-25T19:58:24","date_gmt":"2023-09-26T02:58:24","guid":{"rendered":"https:\/\/nai500.com\/blog\/2023\/09\/%e8%99%bd%e7%84%b6%e8%b7%8c%e5%b9%85%e5%8f%aa%e6%9c%896%e5%a4%9a%e4%b8%80%e7%82%b9%ef%bc%8c%e4%bd%86%e5%af%b9%e8%bf%99%e5%8f%aa%e5%8c%bb%e7%96%97%e8%82%a1%e7%a5%a8%e6%9d%a5%e8%af%b4%e5%b7%b2%e7%bb%8f\/"},"modified":"2023-09-25T19:58:43","modified_gmt":"2023-09-26T02:58:43","slug":"%e8%b7%8c%e5%b9%85-%e4%bd%86%e5%b0%8d%e9%80%99%e5%8f%aa%e9%86%ab%e7%99%82%e8%82%a1%e7%a5%a8%e4%be%86%e8%aa%aa%e5%b7%b2%e7%b6%93%e8%b7%8c%e5%a4%a0%e4%ba%86","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2023\/09\/%e8%b7%8c%e5%b9%85-%e4%bd%86%e5%b0%8d%e9%80%99%e5%8f%aa%e9%86%ab%e7%99%82%e8%82%a1%e7%a5%a8%e4%be%86%e8%aa%aa%e5%b7%b2%e7%b6%93%e8%b7%8c%e5%a4%a0%e4%ba%86\/","title":{"rendered":"\u96d6\u7136\u8dcc\u5e45\u53ea\u67096%\u591a\u4e00\u9ede\uff0c\u4f46\u5c0d\u9019\u53ea\u91ab\u7642\u80a1\u7968\u4f86\u8aaa\u5df2\u7d93\u8dcc\u5920\u4e86"},"content":{"rendered":"<p>\u4eca\u5e74\u8fc4\u4eca\uff0c\u7f8e\u570b\u91ab\u7642\u4fdd\u96aa\u5546\u548c\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u5546<a href=\"https:\/\/nai500.com\/zh-hans\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%af%a2\/?qm_symbol=UNH\">\u806f\u5408\u5065\u5eb7\u96c6\u5718UnitedHealth Group\uff08NYSE:UNH\uff09<\/a>\u7684\u80a1\u50f9\u4e0b\u8dcc\u8d85\u904e6%\u3002\u9019\u4e00\u8dcc\u5e45\u770b\u4e0a\u53bb\u4e0d\u5927\uff0c\u4f46\u8dcc\u5e45\u5927\u4e0d\u5927\u4e5f\u8981\u770b\u5c0d\u8c61\u3002\u5c0d\u65bc\u806f\u5408\u5065\u5eb7\u9019\u6a23\u4e00\u5bb6\u898f\u6a21\u9f90\u5927\u4e14\u975e\u5e38\u7a69\u5b9a\u2014\u2014\u8c9d\u5854\u4fc2\u6578\u53ea\u67090.89\u2014\u2014\u7684\u516c\u53f8\u4f86\u8aaa\uff0c\u9019\u6a23\u7684\u8dcc\u5e45\u5df2\u7d93\u5920\u6df1\u4e86\uff0c\u8cb7\u8dcc\u6a5f\u6703\u4f86\u4e86\u3002<\/p>\n<p>\u4e0d\u904e\u9996\u5148\uff0c\u6211\u5011\u5148\u4f86\u770b\u770b\u806f\u5408\u5065\u5eb7\u7a76\u7adf\u662f\u600e\u6a23\u7684\u4e00\u5bb6\u516c\u53f8\u3002<\/p>\n<p>\u806f\u5408\u5065\u5eb7\u6709\u5169\u5927\u696d\u52d9\u677f\u584a\uff0c\u5b83\u5011\u5206\u5225\u70ba\u4fdd\u96aa\u696d\u52d9UnitedHealthcare\u548c\u91ab\u7642\u670d\u52d9\u696d\u52d9Optum Health\u3002\u8a72\u516c\u53f8\u9f90\u5927\u9ad4\u91cf\u63d0\u4f9b\u4e86\u898f\u6a21\u7d93\u6fdf\u6548\u76ca\uff0c\u516c\u53f8\u5831\u544a\u4e8c\u5b63\u5ea6\u6536\u5165\u540c\u6bd4\u589e\u957716%\u81f3929\u5104\u7f8e\u5143\uff0c\u5176\u4e2d\u5169\u5927\u696d\u52d9\u677f\u584a\u5747\u5be6\u73fe\u4e86\u5169\u4f4d\u6578\u7684\u589e\u9577\u3002\u6b64\u5916\uff0c\u6bcf\u80a1\u6536\u76ca\u5f9e\u4e0a\u5e74\u540c\u671f\u76845.34\u7f8e\u5143\u589e\u81f35.82\u7f8e\u5143\u3002<\/p>\n<p>\u5177\u9ad4\u5230\u696d\u52d9\u677f\u584a\u3002UnitedHealthcare\u4e8c\u5b63\u5831\u6536\u5165\u540c\u6bd4\u589e\u957713%\u81f3702\u5104\u7f8e\u5143\uff0c\u53bb\u5e74\u5b83\u7684\u696d\u52d9\u7db2\u5305\u62ec170\u842c\u91ab\u751f\u53ca\u5176\u4ed6\u91ab\u7642\u5c08\u696d\u4eba\u6578\uff0c\u4ee5\u53ca6400\u5bb6\u91ab\u9662\u53ca\u5176\u4ed6\u91ab\u7642\u8a2d\u65bd\u3002\u6b64\u5916\uff0c\u53bb\u5e74\u8d85\u904e7\u842c\u540d\u91ab\u751f\u63a5\u5165Optum\u7684\u8655\u65b9\u85e5\u914d\u9001\u670d\u52d9Optum Rx\u3002\u6700\u5f8c\uff0c\u8a72\u516c\u53f8\u9084\u6709\u8af8\u5982\u8108\u640f\u8840\u6c27\u5100\u3001\u8840\u58d3\u6aa2\u6e2c\u5100\u4ee5\u53ca\u5b30\u5152\u76e3\u8996\u5668\u7b49\u6d88\u8cbb\u91ab\u7642\u7522\u54c1\u3002\u91ab\u7642\u670d\u52d9\u4e8c\u5b63\u5ea6\u7684\u6536\u5165\u540c\u6bd4\u589e\u957725%\u81f3563\u5104\u7f8e\u5143\u3002<\/p>\n<h2>\u5de8\u5927\u7684\u8ac7\u5224\u512a\u52e2<\/h2>\n<p>Value Penguin\u7684\u5831\u544a\u986f\u793a\uff0cUnitedHealthcare\u5360\u7f8e\u570b\u91ab\u7642\u4fdd\u96aa\u5e02\u5834\u7684\u4efd\u984d\u9ad8\u905412%\uff0c\u662f\u7f8e\u570b\u6700\u5927\u7684\u4fdd\u96aa\u5546\u3002\u6b63\u662f\u6191\u85c9\u8457\u5de8\u5927\u7684\u9ad4\u91cf\uff0cUnitedHealthcare\u5728\u8207\u91ab\u9662\u7684\u5408\u540c\u8ac7\u5224\u4e2d\u4eab\u6709\u5de8\u5927\u7684\u512a\u52e2\u3002\u5341\u591a\u5e74\u4f86\uff0c\u8a72\u516c\u53f8\u7684\u6bcf\u80a1\u6536\u76ca\u548c\u6536\u5165\u5e74\u5e74\u90fd\u5728\u589e\u9577\u3002<\/p>\n<p>\u6b64\u5916\uff0cUnitedHealthcare\u9084\u662f\u7f8e\u570b\u6700\u5927\u7684\u91ab\u4fdd\u512a\u52e2\u8a08\u5283\uff08Medicare Advantage\uff0cMA\uff09\u4fdd\u96aa\u5546\u4e4b\u4e00\u3002\u91ab\u7642\u653f\u7b56\u7814\u7a76\u6a5f\u69cbKFF\u4f30\u8a08\u8a72\u516c\u53f8\u4eca\u5e74\u5c07\u7372\u5f9739\u5104\u7f8e\u5143\u7684MA\u88dc\u8cbc\uff0c\u9019\u5728\u6240\u6709\u7684\u4fdd\u96aa\u5546\u7576\u4e2d\u662f\u6700\u9ad8\u7684\u3002<\/p>\n<p>\u6700\u5f8c\uff0c\u8a72\u516c\u53f8\u5c07\u53d7\u76ca\u65bc\u8001\u5e74\u4eba\u53e3\u7684\u589e\u9577\u4ee5\u53ca\u91ab\u7642\u652f\u51fa\u7684\u589e\u52a0\u3002\u4eba\u53e3\u666e\u67e5\u6578\u64da\u986f\u793a\uff0c2021\u5e74\u7f8e\u570b\u5e74\u6eff65\u6b72\u7684\u6210\u4eba\u7576\u4e2d77%\u90fd\u662f\u8001\u5e74\u548c\u6b98\u969c\u5065\u5eb7\u4fdd\u96aa\uff08Medicare\uff09\u6216\u91ab\u4fdd\u512a\u52e2\u8a08\u5283\u7684\u6210\u54e1\u3002<\/p>\n<h2>\u4e00\u5fc3\u5275\u9020\u80a1\u6771\u50f9\u503c<\/h2>\n<p>\u806f\u5408\u5065\u5eb7\u96c6\u5718\u4eca\u5e74\u5c07\u5b63\u5ea6\u80a1\u606f\u4e0a\u8abf14%\u81f3\u6bcf\u80a11.88\u7f8e\u5143\uff0c\u9023\u7e8c14\u5e74\u4e0a\u8abf\u80a1\u606f\u3002\u8a72\u80a1\u80a1\u606f\u7387\u7d04\u70ba1.54%\uff0c\u8ddf\u6a19\u666e500\u6307\u6578\u5e73\u5747\u6c34\u5e73\u6301\u5e73\uff0c\u4f46\u8a72\u516c\u53f8\u904e\u53bb20\u5e74\u80a1\u606f\u4e0a\u8abf\u4e86616%\u3002\u5118\u7ba1\u5982\u6b64\uff0c\u73fe\u91d1\u80a1\u606f\u7387\u4f9d\u7136\u53ea\u6709\u5927\u7d0417%\uff0c\u672a\u4f86\u80a1\u606f\u4e0a\u8abf\u7684\u7a7a\u9593\u9084\u5f88\u5927\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u8a72\u516c\u53f8\u9084\u6301\u7e8c\u56de\u8cfc\u80a1\u7968\uff0c\u4e8c\u5b63\u5ea6\u56de\u8cfc\u898f\u6a21\u905450\u5104\u7f8e\u5143\u3002\u56de\u8cfc\u53ef\u4ee5\u63d0\u632f\u80a1\u50f9\u4ee5\u53ca\u6295\u8cc7\u8005\u4fe1\u5fc3\uff0c\u56e0\u6b64\u56de\u8cfc\u6982\u5ff5\u7684\u80a1\u7968\u7e3d\u80fd\u8dd1\u8d0f\u5e02\u5834\u3002\u7528\u6578\u64da\u8aaa\u8a71\u3002\u904e\u53bb3\u5e74\uff0c\u6a19\u666e500\u56de\u8cfc\u6307\u6578\u2014\u2014\u6a19\u666e500\u6307\u6578\u7576\u4e2d\u56de\u8cfc\u6bd4\u7387\u6700\u9ad8\u7684100\u53ea\u80a1\u7968\u2014\u2014\u7684\u7e3d\u6536\u76ca\u738715.59%\uff0c\u540c\u671f\u6a19\u666e500\u6307\u6578\u7684\u7e3d\u6536\u76ca\u7387\u70ba11.95%\u3002<\/p>\n<h2>\u4f30\u503c\u7a76\u7adf\u9ad8\u4e0d\u9ad8\uff1f<\/h2>\n<p>\u806f\u5408\u5065\u5eb7\u96c6\u5718\u7684\u512a\u52e2\u660e\u986f\uff0c\u4f46\u8a72\u80a1\u7684\u5e02\u76c8\u7387\u572822\u9644\u8fd1\uff0c\u96d6\u7136\u4f4e\u65bc\u91ab\u7642\u80a1\u7968\u7684\u5e73\u5747\u6c34\u5e73\uff0c\u4f46\u9ad8\u65bc\u8af8\u5982Humana Inc\uff08NYSE:HUM\uff09\u6216Elevance Health Inc.\uff08NYSE:ELV\uff09\u9019\u6a23\u7684\u5176\u4ed6\u5927\u578b\u91ab\u7642\u4fdd\u96aa\u516c\u53f8\u3002\u4e0d\u904e\uff0c\u5982\u679c\u6211\u5011\u53bb\u770b\u8003\u616e\u589e\u9577\u6f5b\u529b\u7684PEG\uff08\u5e02\u76c8\u7387\u76f8\u5c0d\u76c8\u5229\u589e\u9577\u6bd4\u7387\uff09\uff0c\u806f\u5408\u5065\u5eb7\u96c6\u5718\u53cd\u800c\u5728\u90193\u53ea\u91ab\u7642\u4fdd\u96aa\u80a1\u7968\u7576\u4e2d\u52dd\u51fa\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4eca\u5e74\u8fc4\u4eca\uff0c\u7f8e\u570b\u91ab\u7642\u4fdd\u96aa\u5546\u548c\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u5546\u806f\u5408\u5065\u5eb7\u96c6\u5718UnitedHealth Group\uff08NYSE:UNH\uff09\u7684 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":449230,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1522,431],"tags":[1677,1860,644,574],"class_list":["post-473133","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1522","category-trends-strategies-zh-hant","tag-technology-zh-hant","tag--zh-hant","tag-644","tag-574","sectors-life-science-zh-hant","sectors-financial-products-zh-hant","locations-us-zh-hant","exchange-nyse-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/473133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=473133"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/473133\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/449230"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=473133"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=473133"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=473133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}