{"id":479325,"date":"2023-11-28T23:31:03","date_gmt":"2023-11-29T07:31:03","guid":{"rendered":"https:\/\/nai500.com\/?p=479325"},"modified":"2023-11-28T23:31:03","modified_gmt":"2023-11-29T07:31:03","slug":"%e7%be%8e%e5%9c%8b%e8%b3%87%e7%94%a2%e7%ae%a1%e7%90%86%e8%a6%8f%e6%a8%a1%e6%9c%80%e5%a4%a7%e7%9a%8410%e5%8f%aa%e5%85%b1%e5%90%8c%e5%9f%ba%e9%87%91","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2023\/11\/%e7%be%8e%e5%9c%8b%e8%b3%87%e7%94%a2%e7%ae%a1%e7%90%86%e8%a6%8f%e6%a8%a1%e6%9c%80%e5%a4%a7%e7%9a%8410%e5%8f%aa%e5%85%b1%e5%90%8c%e5%9f%ba%e9%87%91\/","title":{"rendered":"\u7f8e\u570b\u8cc7\u7522\u7ba1\u7406\u898f\u6a21\u6700\u5927\u768410\u53ea\u5171\u540c\u57fa\u91d1"},"content":{"rendered":"<p>\u5f88\u591a\u6295\u8cc7\u8005\u5728\u6bd4\u8f03\u57fa\u91d1\u7684\u6642\u5019\u975e\u5e38\u95dc\u6ce8\u7e3d\u6536\u76ca\u7387\u9019\u500b\u6307\u6a19\uff0c\u800c\u57fa\u91d1\u7684\u9ad4\u91cf\u4e5f\u6703\u5f71\u97ff\u5230\u4f60\u7684\u7e3d\u6536\u76ca\u7387\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u5171\u540c\u57fa\u91d1\u7684\u8cc7\u7522\u7ba1\u7406\u898f\u6a21\uff08AUM\uff09\u8d8a\u5927\uff0c\u8cbb\u7528\u7387\u901a\u5e38\u8f03\u4f4e\u3002\u4e0d\u904e\u9019\u4e5f\u4e0d\u662f\u7d55\u5c0d\u7684\uff0c\u6709\u4e9b\u5927\u578b\u7684\u5171\u540c\u57fa\u91d1\u76f8\u6bd4\u4f4e\u6210\u672c\u7684\u6307\u6578\u57fa\u91d1\uff0c\u5c24\u5176\u662f\u4f4e\u6210\u672c\u7684\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\uff08ETF\uff09\u8cbb\u7528\u7387\u4f9d\u7136\u504f\u9ad8\u3002<\/p>\n<h2>\u5982\u4f55\u6311\u9078\u5171\u540c\u57fa\u91d1\uff1f<\/h2>\n<p>\u5171\u540c\u57fa\u91d1\u6709\u4e3b\u52d5\u578b\u4e5f\u6709\u88ab\u52d5\u578b\u7684\uff0c\u9664\u4e86\u4e0a\u9762\u63d0\u5230\u4e86\u8cbb\u7528\u7387\uff0c\u6211\u5011\u9084\u61c9\u7576\u95dc\u6ce8\u5171\u540c\u57fa\u91d1\u7684\u6b77\u53f2\u6536\u76ca\u7387\u4ee5\u53ca\u8cc7\u7522\u914d\u7f6e\u3002\u6709\u7684\u57fa\u91d1\u6839\u64da\u6295\u8cc7\u6a5f\u6703\uff0c\u6bd4\u5982\u8aaa\u79d1\u6280\u516c\u53f8\u548c\u5927\u76e4\u80a1\u914d\u7f6e\u8cc7\u7522\uff0c\u6709\u7684\u6839\u64da\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u914d\u7f6e\u8cc7\u7522\uff0c\u9084\u6709\u7684\u76f4\u63a5\u8ddf\u8e64\u985e\u4f3c\u6a19\u666e500\u6307\u6578\u9019\u6a23\u7684\u6307\u6578\u3002<\/p>\n<h2>\u5171\u540c\u57fa\u91d1\u548cETF<\/h2>\n<p>ETF\u53ef\u4ee5\u5168\u5929\u5be6\u6642\u4ea4\u6613\uff0c\u50f9\u683c\u6ce2\u52d5\u8ddf\u80a1\u7968\u6c92\u6709\u4ec0\u9ebc\u5dee\u7570\uff0c\u800c\u5171\u540c\u57fa\u91d1\u7684\u8cb7\u8ce3\u6307\u4ee4\u5728\u6536\u76e4\u6642\u57f7\u884c\uff0c\u56e0\u6b64\u50f9\u683c\u6bcf\u5929\u8b8a\u52d5\u4e00\u6b21\uff0c\u56e0\u6b64\u66f4\u52a0\u9069\u5408\u88ab\u52d5\u578b\u7684\u6295\u8cc7\u8005\u3002\u6b64\u5916\uff0c\u6295\u8cc7\u8005\u9084\u53ef\u4ee5\u4ea4\u6613\u8ddf\u8e64ETF\u7684\u671f\u6b0a\uff0c\u4ee5\u53caETF\u7684\u9650\u50f9\u55ae\u548c\u6b62\u640d\u55ae\u7b49\u5404\u7a2e\u59d4\u8a17\u55ae\uff0c\u65b9\u5f0f\u66f4\u52a0\u591a\u6a23\u3002\u4e0d\u904e\uff0c\u6709\u7684\u5171\u540c\u57fa\u91d1\u4e5f\u63d0\u4f9bETF\u7684\u6295\u8cc7\u9078\u64c7\u3002<\/p>\n<p><strong>\u7f8e\u570b\u6700\u5927\u7684\u5171\u540c\u57fa\u91d1<\/strong><\/p>\n<p>\u57fa\u65bcFidelity\u7684Mutual Fund Research\u7684\u6578\u64da\uff0c\u4ee5\u4e0b\u662f\u7f8e\u570b\u8cc7\u7522\u7ba1\u7406\u898f\u6a21\u6700\u5927\u768410\u53ea\u5171\u540c\u57fa\u91d1\uff08\u622a\u81f310\u670831\u65e5\uff09<\/p>\n<table width=\"567\">\n<tbody>\n<tr>\n<td width=\"170\"><strong>\u5171\u540c\u57fa\u91d1<\/strong><\/td>\n<td width=\"94\"><strong>\u8cc7\u7522\u7ba1\u7406\u898f\u6a21<\/strong><\/td>\n<td width=\"57\"><strong>\u8cbb\u7528\u7387<\/strong><\/td>\n<td width=\"246\"><strong>\u95dc\u9375\u4fe1\u606f<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"170\"><a href=\"https:\/\/nai500.com\/zh-hans\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%af%a2\/?qm_symbol=VTSAX\">Vanguard Total Stock Market Index Fund Admiral Sales (ticker:\u00a0VTSAX)<\/a><\/td>\n<td width=\"94\">1.3\u842c\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.04%<\/td>\n<td width=\"246\">\u4ee5\u79d1\u6280\u70ba\u91cd\u9ede\u76843793\u53ea\u80a1\u7968\uff0c\u6700\u4f4e\u6295\u8cc7\u984d\u8981\u6c423000\u7f8e\u5143\uff0c\u4ee5CRSP U.S. Total Market Index\u70ba\u57fa\u6e96\uff0c\u904e\u53bb12\u500b\u6708\u7684\u6536\u76ca\u7387\u70ba1.6%<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">Vanguard 500 Index Fund Admiral Shares (VFIAX)<\/td>\n<td width=\"94\">8512\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.04%<\/td>\n<td width=\"246\">\u5927\u578b\u6df7\u5408\u578b\u57fa\u91d1\uff0c\u6709ETF\u53ef\u4f9b\u9078\u64c7\uff0c\u6700\u4f4e\u6295\u8cc7\u984d3000\u7f8e\u5143\uff0c\u4ee5\u6a19\u666e500\u6307\u6578\u70ba\u57fa\u6e96\uff0c\u591a\u6578\u8cc7\u7522\u6295\u8cc7\u65bc\u4fe1\u606f\u6280\u8853\u677f\u584a<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">Fidelity 500 Index Fund (FXAIX)<\/td>\n<td width=\"94\">4076\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.015%<\/td>\n<td width=\"246\">1988\u5e74\u6210\u7acb\u7684\u5927\u578b\u6df7\u5408\u578b\u57fa\u91d1\uff0c\u8907\u88fd\u6a19\u666e500\u6307\u6578\u7684\u6536\u76ca\u7387\uff0c\u91cd\u5009\u80a1\u4e3b\u8981\u662f\u79d1\u6280\u516c\u53f8<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">Vanguard Total International Stock Index Fund Admiral Shares (VTIAX)<\/td>\n<td width=\"94\">3544\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.11%<\/td>\n<td width=\"246\">\u4ee5FTSE Global All Cap ex U.S. Index\u70ba\u57fa\u6e96\uff0c\u6700\u4f4e\u6295\u8cc7\u984d3000\u7f8e\u5143\uff0c\u5927\u7d048500\u53ea\u80a1\u7968<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">Fidelity Government Money Market Fund (SPAXX)<\/td>\n<td width=\"94\">2900\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.42%<\/td>\n<td width=\"246\">\u6295\u8cc7\u7f8e\u570b\u77ed\u671f\u50b5\u7684\u4f4e\u98a8\u96aa\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\uff0c\u53d7\u76ca\u4e8e\u9ad8\u5229\u7387<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">Fidelity Government Money Market Fund Premium Class (FZCXX)<\/td>\n<td width=\"94\">2900\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.32%<\/td>\n<td width=\"246\">\u8ca8\u5e63\u5e02\u5834\u57fa\u91d1\uff0c\u8cbb\u7528\u7387\u8f03\u4f4e\u4f46\u6700\u4f4e\u6295\u8cc7\u984d\u905410\u842c\u7f8e\u5143<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">Vanguard Total Bond Market Index Fund Admiral Shares (VBTLX)<\/td>\n<td width=\"94\">2875\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.05%<\/td>\n<td width=\"246\">\u6295\u8cc7\u7f8e\u570b\u570b\u50b5\u548cMBS\u7684\u50b5\u5238\u57fa\u91d1\uff0c\u521d\u59cb\u6295\u8cc7\u984d3000\u7f8e\u5143\uff0c\u8ddf\u8e64Bloomberg U.S. Aggregate Float Adjusted Index\uff0c\u904e\u53bb12\u500b\u6708\u7684\u6536\u76ca\u7387\u70ba3.2%<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">Fidelity Government Cash Reserves (FDRXX)<\/td>\n<td width=\"94\">2235\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.4%<\/td>\n<td width=\"246\">\u6210\u7acb\u4e8e1979\u5e74\u805a\u7126\u65bc\u7f8e\u570b\u77ed\u671f\u570b\u50b5\u7684\u4f4e\u98a8\u96aa\u57fa\u91d1\uff0c99.5%\u7684\u8cc7\u7522\u6295\u8cc7\u4e8e\u73fe\u91d1\u4ee5\u53ca\u7f8e\u570b\u653f\u5e9c\u8b49\u5238\u548c\u56de\u8cfc\u5354\u8b70<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">American Funds The Growth Fund of America Class A (AGTHX)<\/td>\n<td width=\"94\">2143\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">0.63%<\/td>\n<td width=\"246\">\u9069\u5408\u6210\u9577\u578b\u6295\u8cc7\u8005\uff1b\u7f8e\u570b\u80a1\u7968\u5360\u57fa\u91d1\u7e3d\u8cc7\u7522\u7684\u8d85\u904e80%\uff0c\u591a\u6578\u662f\u5927\u5e02\u503c\u6210\u9577\u80a1\uff0c\u6700\u4f4e\u6295\u8cc7\u984d250\u7f8e\u5143<\/td>\n<\/tr>\n<tr>\n<td width=\"170\">American Funds The Growth Fund of America Class C (GFACX)<\/td>\n<td width=\"94\">2143\u5104\u7f8e\u5143<\/td>\n<td width=\"57\">1.39%<\/td>\n<td width=\"246\">\u6700\u4f4e\u6295\u8cc7\u984d250\u7f8e\u5143\uff0c\u76ee\u524d\u6301\u6709327\u53ea\u80a1\u7968\uff0c\u8cbb\u7528\u7387\u9ad8\u65bcAGTHX\uff0c\u4f46\u4eca\u5e74\u8fc4\u4eca\u7684\u6536\u76ca\u7387\uff0827.7%\uff09\u4f4e\u4e86\u8fd11\u500b\u9ede<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>\u5f88\u591a\u6295\u8cc7\u8005\u5728\u6bd4\u8f03\u57fa\u91d1\u7684\u6642\u5019\u975e\u5e38\u95dc\u6ce8\u7e3d\u6536\u76ca\u7387\u9019\u500b\u6307\u6a19\uff0c\u800c\u57fa\u91d1\u7684\u9ad4\u91cf\u4e5f\u6703\u5f71\u97ff\u5230\u4f60\u7684\u7e3d\u6536\u76ca\u7387\u3002\u4e00\u822c\u4f86\u8aaa\uff0c\u5171\u540c\u57fa\u91d1\u7684\u8cc7 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":456080,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1522,431],"tags":[2191,1788,2132,2126],"class_list":["post-479325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1522","category-trends-strategies-zh-hant","tag-etf-tch","tag-1788","tag-2132","tag--zh-hant","sectors-financial-products-zh-hant","locations-us-zh-hant","exchange-nasdaq-zh-hant","exchange-nyse-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/479325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=479325"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/479325\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/456080"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=479325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=479325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=479325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}