{"id":481119,"date":"2023-12-18T19:30:40","date_gmt":"2023-12-19T03:30:40","guid":{"rendered":"https:\/\/nai500.com\/blog\/2023\/12\/%e7%be%8e%e8%82%a1%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e8%82%a1%e7%a5%a8-sofi-coin-hood-upst-afrm\/"},"modified":"2023-12-18T19:30:51","modified_gmt":"2023-12-19T03:30:51","slug":"%e7%be%8e%e8%82%a1%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e8%82%a1%e7%a5%a8-sofi-coin-hood-upst-afrm","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2023\/12\/%e7%be%8e%e8%82%a1%e9%87%91%e8%9e%8d%e7%a7%91%e6%8a%80%e8%82%a1%e7%a5%a8-sofi-coin-hood-upst-afrm\/","title":{"rendered":"\u7f8e\u80a1\u91d1\u878d\u79d1\u6280\u80a1\u7968\u5927\u6bd4\u62fc\uff1aSOFI\u3001COIN\u3001HOOD\u3001UPST\u9084\u662fAFRM\uff1f"},"content":{"rendered":"

\u4e0d\u53ef\u5426\u8a8d\u7684\u662f\uff0c\u96d6\u7136\u91d1\u878d\u79d1\u6280\u80a1\u7968\u627f\u8afe\u5c07\u985b\u8986\u91d1\u878d\u670d\u52d9\u884c\u696d\uff0c\u4f46\u7531\u65bc\u5229\u7387\u6301\u7e8c\u4e0a\u5347\u758a\u52a0\u884c\u696d\u7af6\u722d\u6fc0\u70c8\uff0c\u904e\u53bb\u5e7e\u5e74\u7f8e\u80a1\u7684\u91d1\u878d\u79d1\u6280\u80a1\u7968\u8d70\u52e2\u4f4e\u8ff7\u3002\u4e0d\u904e\uff0c\u80a1\u50f9\u7684\u4e0b\u8dcc\u4e5f\u5e36\u4f86\u4e86\u9006\u5411\u8cb7\u5165\u7684\u6a5f\u6703\u3002<\/p>\n

2020\u5e74\u6216\u4e4b\u5f8c\u4e0a\u5e02\u7684SoFi Technologies Inc\uff08NASDAQ:SOFI\uff09<\/a>\u3001Coinbase Global, Inc.\uff08NASDAQ:COIN\uff09\u3001Robinhood Markets Inc\uff08NASDAQ:HOOD\uff09\u3001Upstart Holdings Inc\uff08NASDAQ:UPST\uff09\u4ee5\u53caAffirm Holdings Inc\uff08NASDAQ:AFRM\uff09\u7576\u4e2d\uff0cUPST\u7684\u6536\u76ca\u7387\u6700\u9ad8\uff08\u4f46\u4e5f\u50c5\u67094%\uff09\uff0c\u800cHOOD\u4ee5\u5927\u7d0466%\u7684\u8dcc\u5e45\u588a\u5e95\u3002<\/p>\n

\u5982\u679c\u4f60\u60f3\u9022\u4f4e\u8cb7\u5165\u4e0a\u9762\u9019\u4e9b\u91d1\u878d\u79d1\u6280\u80a1\u7968\uff0c\u54ea\u4e9b\u80a1\u7968\u66f4\u503c\u5f97\u5165\u624b\uff1f\u6211\u5011\u4eca\u5929\u8a66\u8457\u5f9e\u8ca1\u52d9\u6307\u6a19\u4ee5\u53ca\u5206\u6790\u5e2b\u8a55\u7d1a\u5165\u624b\u89e3\u7b54\u9019\u4e00\u7591\u554f\u3002<\/p>\n

\u91d1\u878d\u79d1\u6280\u80a1\u7968\uff1a\u6536\u5165\u548c\u6536\u5165\u589e\u901f<\/h2>\n

Coinbase\u662f\u6beb\u7121\u7591\u554f\u7684\u9818\u982d\u7f8a\u3002\u96d6\u7136\u516c\u53f8\u6536\u51652022\u5e74Q1\u4ee5\u4f86\u51fa\u73fe\u4e86\u660e\u986f\u4e0b\u6ed1\uff0c\u4f4612\u500b\u6708\u6efe\u52d5\uff08TTM\uff09\u6536\u5165\uff0826.3\u5104\u7f8e\u5143\uff09\u4f9d\u7136\u5927\u5e45\u9818\u5148\u3002SoFi\uff0819.1\u5104\u7f8e\u5143\uff09\u548cAffirm\uff0817.2\u5104\u7f8e\u5143\uff09\u5f97\u76ca\u4e8e\u4e0d\u932f\u7684\u5ba2\u6236\u4fdd\u7559\u3001\u77e5\u540d\u5ea6\u4ee5\u53ca\u5408\u4f5c\u95dc\u4fc2\u904e\u53bb\u5e7e\u5e74\u7684\u6536\u5165\u6301\u7e8c\u4e0a\u5347\uff0c\u800cRobinhood\u7684\u6536\u5165\uff0817.7\u5104\u7f8e\u5143\uff09\u56e0\u70ba\u52a0\u5bc6\u8ca8\u5e63\u4ee5\u53ca\u5b83\u7684\u516c\u773e\u5f62\u8c61\u554f\u984c\u6ce2\u52d5\u66f4\u52a0\u660e\u986f\uff0c\u4e0d\u78ba\u5b9a\u6027\u9ad8\u3002<\/p>\n

Upstart\u7684\u6536\u5165\uff085.455\u5104\u7f8e\u5143\uff09\u6700\u8fd1\u5e7e\u500b\u5b63\u5ea6\u5927\u5e45\u4e0b\u6ed1\uff0c\u662f\u552f\u4e00\u6536\u5165\u5e74\u8907\u5408\u589e\u9577\u7387\uff08CAGR\uff0c-10.18%\uff09\u70ba\u8ca0\u7684\u91d1\u878d\u79d1\u6280\u80a1\u7968\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0cAffirm\u3001Robinhood\u548cSoFi\u7684\u6536\u5165\u5e74\u8907\u5408\u589e\u9577\u7387\u6700\u9ad8\uff0c\u5206\u5225\u70ba37.31%\u300129.36%\u548c26.42%\u3002<\/p>\n

\u91d1\u878d\u79d1\u6280\u80a1\u7968\uff1a\u6bdb\u5229\u6f64\u7387<\/h2>\n

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\u597d\u7684\u6bdb\u5229\u6f64\u7387\uff0c\u5149\u9ad8\u9084\u4e0d\u5920\uff0c\u9084\u5f97\u6301\u7e8c\u589e\u9577\u3002\u6bd4\u5982\u8aaa\uff0cRobinhood\u7684\u6bdb\u5229\u6f64\u7387\u6392\u540d\u7b2c\u4e09\uff0c\u4f46\u525b\u525b\u7a81\u78342021\u5e74\u7684\u9ad8\u9ede\u3002Coinbase\u4e5f\u662f\u5982\u6b64\uff0c\u6bdb\u5229\u6f64\u7387\u57282020\u5e74Q4\u89f8\u9802\u5f8c\u958b\u59cb\u4e0b\u6ed1\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0cSoFi\u7684\u6bdb\u5229\u6f64\u73872020\u5e74Q3\u4ee5\u4f86\u6bcf\u500b\u5b63\u5ea6\u90fd\u5728\u589e\u9577\u3002<\/p>\n

\u91d1\u878d\u79d1\u6280\u80a1\u7968\uff1a\u6bcf\u80a1\u6536\u76ca<\/h2>\n

\u90195\u5bb6\u91d1\u878d\u79d1\u6280\u516c\u53f8\u904e\u53bb12\u500b\u6708\u90fd\u6c92\u6709\u76c8\u5229\uff0c\u5176\u4e2dSoFi\u7684\u6bcf\u80a1\u8667\u640d\u5f9eQ2\u768426\u7f8e\u5206\u64f4\u5927\u81f3Q3\u768446\u7f8e\u5206\uff0c\u4f46\u4f9d\u7136\u662f\u6700\u597d\u7684\uff0c\u800c\u4e14\u6263\u9664\u5546\u8b7d\u6e1b\u503c\u7684\u6bcf\u80a1\u8667\u640d\u50c5\u67093\u7f8e\u5206\u3002\u6b64\u5916\uff0c\u5206\u6790\u5e2b\u9810\u8a08\u8a72\u516c\u53f8Q4\u6709\u671b\u5be6\u73fe\u76c8\u8667\u6301\u5e73\u3002<\/p>\n

\u4f46\u8981\u8ad6\u6bcf\u80a1\u6536\u76ca\u7684\u8da8\u52e2\uff0cCoinbase\uff08\u6bcf\u80a1\u8667\u640d3.16\u7f8e\u5143\uff09\u904e\u53bb\u5e7e\u500b\u5b63\u5ea6\u662f\u6700\u5f37\u7684\u3002Affirm\uff08-3.03\u7f8e\u5143\uff09\u548cUpstart\uff08-3.06\u7f8e\u5143\uff09\u7684\u6bcf\u80a1\u6536\u76ca\u6700\u8fd1\u5e7e\u500b\u5b63\u5ea6\u8da8\u65bc\u7a69\u5b9a\uff0c\u4f46\u4e0a\u5e02\u4ee5\u4f86\u5747\u672a\u986f\u73fe\u5927\u5e45\u7684\u6539\u5584\u3002Robinhood\uff08-0.82\u7f8e\u5143\uff09\u7684\u6bcf\u80a1\u6536\u76ca2021\u5e74Q3\u4ee5\u4f86\u6301\u7e8c\u4e0a\u5347\u3002<\/p>\n

\u4ee5\u4e0b\u662f\u83ef\u723e\u8857\u5206\u6790\u5e2b\u7d66\u51fa\u7684\u90195\u5bb6\u91d1\u878d\u79d1\u6280\u80a1\u7968\u7684\u76c8\u5229\u9810\u671f\uff1a<\/p>\n

    \n
  • SoFi\uff1a2024\u5e74GAAP\u6bcf\u80a1\u6536\u76ca6\u7f8e\u5206<\/li>\n
  • Robinhood\uff1a2024\u5e74GAAP\u6bcf\u80a1\u6536\u76ca1\u7f8e\u5206<\/li>\n
  • Coinbase\uff1a2028\u5e74GAAP\u6bcf\u80a1\u6536\u76ca2.07\u7f8e\u5143<\/li>\n
  • Upstart\uff1a\u5206\u6790\u5e2b\u9810\u8a082026\u5e74\u4e4b\u524d\u4e0d\u6703\u76c8\u5229<\/li>\n
  • Affirm\uff1a\u5206\u6790\u5e2b\u9810\u8a082028\u5e74\u4e4b\u524d\u4e0d\u6703\u76c8\u5229<\/li>\n<\/ul>\n

    \u91d1\u878d\u79d1\u6280\u80a1\u7968\uff1a\u5206\u6790\u5e2b\u76ee\u6a19\u80a1\u50f9<\/h2>\n

    \u4ee5\u4e0b\u662f\u83ef\u723e\u8857\u5206\u6790\u5e2b\u7d66\u90195\u53ea\u91d1\u878d\u79d1\u6280\u80a1\u7968\u7684\u76ee\u6a19\u50f9\uff1a<\/p>\n

      \n
    • SoFi\uff1a17\u4f4d\u5206\u6790\u5e2b\u7684\u5e73\u5747\u76ee\u6a19\u50f9\u70ba9.12\u7f8e\u5143\uff0c\u63a5\u8fd1\u65bc\u76ee\u524d\u5e02\u50f9\uff0c\u6700\u4f4e\u548c\u6700\u9ad8\u5206\u5225\u70ba3\u7f8e\u5143\u548c15\u7f8e\u5143\u3002<\/li>\n
    • Robinhood\uff1a13\u4f4d\u5206\u6790\u5e2b\u7684\u5e73\u5747\u76ee\u6a19\u50f9\u70ba11.65\u7f8e\u5143\uff0c\u63a5\u8fd1\u65bc\u76ee\u524d\u5e02\u50f9\uff0c\u6700\u4f4e\u548c\u6700\u9ad8\u5206\u5225\u70ba9\u7f8e\u5143\u548c23\u7f8e\u5143\u3002<\/li>\n
    • Coinbase\uff1a21\u4f4d\u5206\u6790\u5e2b\u7684\u5e73\u5747\u76ee\u6a19\u50f9\u70ba90\u7f8e\u5143\uff0c\u4e0b\u8dcc\u7a7a\u959340%\uff0c\u6700\u4f4e\u548c\u6700\u9ad8\u5206\u5225\u70ba35\u7f8e\u5143\u548c160\u7f8e\u5143\u3002<\/li>\n
    • Affirm\uff1a19\u4f4d\u5206\u6790\u5e2b\u7684\u5e73\u5747\u76ee\u6a19\u50f9\u70ba23.44\u7f8e\u5143\uff0c\u4e0b\u8dcc\u7a7a\u959344%\uff0c\u6700\u4f4e\u548c\u6700\u9ad8\u5206\u5225\u70ba6\u7f8e\u5143\u548c55\u7f8e\u5143\u3002<\/li>\n
    • Upstart\uff1a15\u4f4d\u5206\u6790\u5e2b\u7684\u5e73\u5747\u76ee\u6a19\u50f9\u70ba21.67\u7f8e\u5143\uff0c\u4e0b\u8dcc\u7a7a\u959351%\uff0c\u6700\u4f4e\u548c\u6700\u9ad8\u5206\u5225\u70ba6\u7f8e\u5143\u548c42\u7f8e\u5143\u3002<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"

      \u4e0d\u53ef\u5426\u8a8d\u7684\u662f\uff0c\u96d6\u7136\u91d1\u878d\u79d1\u6280\u80a1\u7968\u627f\u8afe\u5c07\u985b\u8986\u91d1\u878d\u670d\u52d9\u884c\u696d\uff0c\u4f46\u7531\u65bc\u5229\u7387\u6301\u7e8c\u4e0a\u5347\u758a\u52a0\u884c\u696d\u7af6\u722d\u6fc0\u70c8\uff0c\u904e\u53bb\u5e7e\u5e74\u7f8e\u80a1\u7684\u91d1\u878d\u79d1 […]<\/p>\n","protected":false},"author":27,"featured_media":481117,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1522,431],"tags":[2138,2233,574,641],"class_list":["post-481119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1522","category-trends-strategies-zh-hant","tag-2138","tag-2233","tag-574","tag--zh-hant","sectors-financial-products-zh-hant","sectors-technology-zh-hant","locations-us-zh-hant","exchange-nasdaq-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/481119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=481119"}],"version-history":[{"count":0,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/481119\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/481117"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=481119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=481119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=481119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}