{"id":489109,"date":"2024-02-27T18:19:15","date_gmt":"2024-02-28T02:19:15","guid":{"rendered":"https:\/\/nai500.com\/blog\/2024\/02\/%e9%80%80%e4%bc%91%e4%ba%ba%e5%a3%ab%e6%b3%a8%e6%84%8f%e4%ba%86%ef%bc%81%e6%80%bb%e5%9b%9e%e6%8a%a5%e7%8e%87%e8%a6%81%e6%af%94%e9%ab%98%e6%94%b6%e7%9b%8a%e7%8e%87%e6%9b%b4%e5%8a%a0%e9%87%8d%e8%a6%81\/"},"modified":"2024-02-27T18:19:28","modified_gmt":"2024-02-28T02:19:28","slug":"%e9%80%80%e4%bc%91%e4%ba%ba%e5%a3%ab-%e7%b8%bd%e5%9b%9e%e5%a0%b1%e7%8e%87-%e9%ab%98%e6%94%b6%e7%9b%8a%e7%8e%87-%e6%9b%b4%e5%8a%a0%e9%87%8d%e8%a6%81","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2024\/02\/%e9%80%80%e4%bc%91%e4%ba%ba%e5%a3%ab-%e7%b8%bd%e5%9b%9e%e5%a0%b1%e7%8e%87-%e9%ab%98%e6%94%b6%e7%9b%8a%e7%8e%87-%e6%9b%b4%e5%8a%a0%e9%87%8d%e8%a6%81\/","title":{"rendered":"\u9000\u4f11\u4eba\u58eb\u6ce8\u610f\u4e86\uff01\u7e3d\u56de\u5831\u7387\u8981\u6bd4\u9ad8\u6536\u76ca\u7387\u66f4\u52a0\u91cd\u8981"},"content":{"rendered":"<p>\u5728\u5982\u4eca\u8ffd\u6c42FIRE\uff08Financial Independence, Retire Early\u7684\u7e2e\u5beb\uff0c\u5373\u7d93\u6fdf\u7368\u7acb\u3001\u63d0\u65e9\u9000\u4f11\uff09\u7684\u7fa4\u9ad4\u7576\u4e2d\uff0c\u6709\u4e00\u500b\u77e5\u540d\u76844%\u6cd5\u5247\u3002\u6309\u7167\u9019\u4e00\u6cd5\u5247\uff0c\u9000\u4f11\u4eba\u58eb\u7b2c\u4e00\u5e74\u5f9e\u5132\u84c4\u7576\u4e2d\u63d0\u53d64%\u7684\u8cc7\u91d1\u7528\u65bc\u65e5\u5e38\u958b\u92b7\uff0c\u6b64\u5f8c\u6bcf\u5e74\u7684\u53d6\u6b3e\u518d\u6839\u64da\u901a\u8139\u7387\u9032\u884c\u8abf\u6574\uff0c\u76ee\u6a19\u662f\u8981\u5be6\u73fe\u5132\u84c4\u53ef\u4ee5\u7dad\u6301\u5927\u7d0430\u5e74\u7684\u6642\u9593\u3002\u70ba\u4e86\u6eff\u8db3\u9019\u4e00\u63d0\u6b3e\u9700\u6c42\uff0c\u6211\u5011\u6295\u8cc7\u7d44\u5408\u7684\u5e74\u56de\u5831\u7387\u5c31\u61c9\u8a72\u4e0d\u4f4e\u65bc4%\u3002<\/p>\n<p>\u4e0d\u904e\uff0c\u6709\u4e9b\u9000\u4f11\u4eba\u58eb\u4e00\u5473\u8ffd\u6c42\u9019\u4e00\u6cd5\u5247\uff0c\u5c31\u6703\u592a\u904e\u5c08\u6ce8\u4e8e\u9ad8\u606f\u6295\u8cc7\uff0c\u6bd4\u5982\u8aaa\u6536\u76ca\u7387\u8d85\u904e5%\u7684ETF\u6216\u80a1\u7968\uff0c\u4e5f\u5c31\u662f\u6240\u8b02\u7684\u6536\u76ca\u7387\u8ffd\u9010\u7b56\u7565\uff08yield 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ETF\uff08TSX:FIE\uff09<\/a>\u3002\u622a\u81f32\u67089\u65e5\uff0c\u8a72ETF\u7684\u91d1\u878d\u80a1\u3001\u512a\u5148\u80a1\u4ee5\u53ca\u516c\u53f8\u50b5\u7684\u6536\u76ca\u7387\u9ad8\u90546.95%\u3002<\/li>\n<li>\u7b2c\u4e8c\u4f4d\u6295\u8cc7\u8005\u63a1\u53d660\/40\u7b56\u7565\uff0c\u537360%\u7684\u8cc7\u91d1\u6295\u8cc7\u80a1\u7968iShares MSCI World Index ETF\uff08TSX:XWD\uff09\uff0c\u53e6\u591640%\u7684\u8cc7\u91d1\u6295\u8cc7\u50b5\u5238iShares Core Canadian Universe Bond Index ETF\uff08TSX:XBB\uff09\u3002\u9019\u5169\u96bbETF\u7684\u7e3d\u6536\u76ca\u7387\u6c92\u6709\u9054\u52304%\uff0c\u56e0\u6b64\u6709\u6642\u5019\u70ba\u4e86\u63d0\u73fe\u9700\u8981\u8ce3\u51fa\u57fa\u91d1\u4efd\u984d\u3002<\/li>\n<\/ul>\n<p>\u6642\u9593\u5feb\u9032\u5230\u7576\u524d\uff0c\u5047\u8a2d\u6309\u7167\u6bcf\u5e744%\u7684\u63d0\u6b3e\u6bd4\u4f8b\u3002<\/p>\n<ul>\n<li>\u7b2c\u4e00\u4f4d\u91cd\u5009\u9ad8\u6536\u76ca\u7387FIE\u7684\u6295\u8cc7\u8005\u7684\u5e74\u5316\u56de\u5831\u7387\u53ea\u67092.83%\uff0c\u6700\u7d42\u8cc7\u91d1\u984d\u70ba$1,441,269\u3002\u9019\u8aaa\u660e\u9019\u4f4d\u6295\u8cc7\u8005\u5728\u6bcf\u5e74\u63d0\u6b3e4%\u7684\u60c5\u6cc1\u4e0b\u5be6\u73fe\u4e86\u521d\u59cb\u6295\u8cc7\u7684\u589e\u9577\u3002<\/li>\n<li>\u518d\u4f86\u770b\u770b\u7b2c\u4e8c\u4f4d\u6295\u8cc7\u8005\u7684\u696d\u7e3e\u3002\u96d6\u7136\u8f03\u4f4e\u7684\u6536\u76ca\u7387\u8feb\u4f7f\u6295\u8cc7\u8005\u5b9a\u671f\u8ce3\u51fa\u57fa\u91d1\u4efd\u984d\uff0c\u4f46\u5e74\u8907\u5408\u589e\u9577\u7387\uff08CAGR\uff09\u9054\u5230\u4e863.74%\uff0c\u6295\u8cc7\u7d44\u5408\u7684\u7e3d\u984d\u9054\u5230\u4e86$1,616,561\uff0c\u9060\u9ad8\u65bc\u7b2c\u4e00\u4f4d\u6295\u8cc7\u8005\u3002<\/li>\n<\/ul>\n<p>\u4e0a\u9762\u9019\u500b\u4f8b\u5b50\u6e05\u695a\u8868\u660e\uff0c\u5c31\u9577\u671f\u800c\u8a00\uff0c\u9ad8\u80a1\u606f\u7387\u53ef\u80fd\u8868\u9762\u770b\u4e0a\u53bb\u5f88\u5438\u5f15\u4eba\uff0c\u4f46\u4e26\u4e0d\u4fdd\u8b49\u6700\u4f73\u7684\u8ca1\u52d9\u589e\u9577\u3002\u76f8\u53cd\uff0c\u517c\u9867\u4e86\u50f9\u683c\u4e0a\u6f32\u4ee5\u53ca\u80a1\u606f\u7684\u7e3d\u56de\u5831\u7387\u66f4\u6709\u610f\u7fa9\uff0c\u5c0d\u6295\u8cc7\u8005\uff0c\u54ea\u6015\u662f\u9000\u4f11\u6295\u8cc7\u8005\u4e5f\u662f\u66f4\u52a0\u7406\u60f3\u7684\u6295\u8cc7\u7b56\u7565\u4e4b\u9078\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5728\u5982\u4eca\u8ffd\u6c42FIRE\uff08Financial Independence, Retire Early\u7684\u7e2e\u5beb\uff0c\u5373\u7d93\u6fdf\u7368\u7acb [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":406583,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1522,431],"tags":[2191,1788,2132,1860],"class_list":["post-489109","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1522","category-trends-strategies-zh-hant","tag-etf-tch","tag-1788","tag-2132","tag--zh-hant","sectors-financial-products-zh-hant","locations-canada-zh-hant","exchange-tsx-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/489109","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=489109"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/489109\/revisions"}],"predecessor-version":[{"id":489112,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/489109\/revisions\/489112"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/406583"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=489109"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=489109"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=489109"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}