{"id":558677,"date":"2024-11-28T16:47:24","date_gmt":"2024-11-29T00:47:24","guid":{"rendered":"https:\/\/nai500.com\/blog\/2024\/11\/%e5%8a%a0%e6%8b%bf%e5%a4%a7%e7%a8%8e%e5%8a%a1%e5%b1%80%e5%85%ac%e5%b8%832025%e5%b9%b4%e5%85%8d%e7%a8%8e%e5%82%a8%e8%93%84%e8%b4%a6%e6%88%b7-tfsa-%e4%be%9b%e6%ac%be%e9%99%90%e9%a2%9d\/"},"modified":"2024-11-28T16:47:50","modified_gmt":"2024-11-29T00:47:50","slug":"%e5%8a%a0%e6%8b%bf%e5%a4%a7%e7%a8%85%e5%8b%99%e5%b1%80%e5%85%ac%e4%bd%882025%e5%b9%b4%e5%85%8d%e7%a8%85%e5%84%b2%e8%93%84%e8%b3%ac%e6%88%b6-tfsa-%e4%be%9b%e6%ac%be%e9%99%90%e9%a1%8d","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2024\/11\/%e5%8a%a0%e6%8b%bf%e5%a4%a7%e7%a8%85%e5%8b%99%e5%b1%80%e5%85%ac%e4%bd%882025%e5%b9%b4%e5%85%8d%e7%a8%85%e5%84%b2%e8%93%84%e8%b3%ac%e6%88%b6-tfsa-%e4%be%9b%e6%ac%be%e9%99%90%e9%a1%8d\/","title":{"rendered":"\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\u516c\u4f482025\u5e74\u514d\u7a05\u5132\u84c4\u8cec\u6236 (TFSA) \u4f9b\u6b3e\u9650\u984d"},"content":{"rendered":"<p>\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\uff08CRA\uff09\u5ba3\u4f48\uff0c\u5f9e2025\u5e741\u67081\u65e5\u8d77\uff0c\u52a0\u62ff\u5927\u4eba\u7684\u514d\u7a05\u5132\u84c4\u8cec\u6236 (TFSA) \u4f9b\u6b3e\u984d\u5ea6\u5c07\u589e\u52a0\u00a07000\u52a0\u5143\u3002\u9019\u4e00\u65b0\u589e\u7684\u4f9b\u6b3e\u9650\u984d\u8207\u901a\u8ca8\u81a8\u8139\u639b\u9264\uff0c\u984d\u5ea6\u82072024\u5e74\u6301\u5e73\u30022023\u5e74\u7684\u4f9b\u6b3e\u984d\u5ea6\u70ba6500\u52a0\u5143\uff0c\u800c\u6b64\u524d\u4e09\u5e74\u6bcf\u5e74\u7684\u984d\u5ea6\u5747\u70ba6000\u52a0\u5143\u3002<\/p>\n<p>\u9019\u610f\u5473\u8457\uff0c\u52302024\u5e74\u5e95\u5df2\u7528\u5149TFSA\u4f9b\u6b3e\u9650\u984d\u7684\u5132\u6236\uff0c2025\u5e74\u53ef\u984d\u5916\u4f9b\u6b3e7000\u52a0\u5143\u3002<\/p>\n<p>\u672a\u9054\u5230\u6700\u9ad8\u4f9b\u6b3e\u9650\u984d\u7684\u5132\u6236\uff1a<\/p>\n<p>\u672a\u4f7f\u7528\u7684\u4f9b\u6b3e\u984d\u5ea6\u6bcf\u5e74\u90fd\u53ef\u4ee5\u7d50\u8f49\uff0c\u800c\u4e14\u5373\u4f7f\u984d\u5ea6\u7528\u5149\u4e86\uff0c\u6b64\u5f8c\u51fa\u65bc\u4efb\u4f55\u76ee\u7684\u63d0\u53d6\u8cc7\u91d1\uff0c\u5247\u6703\u589e\u52a0\u76f8\u61c9\u7684\u4f9b\u6b3e\u984d\u5ea6\u3002\u7b26\u5408\u689d\u4ef6\u7684\u4f9b\u6b3e\u984d\u5ea6\u5f9e2009\u5e74TFSA\u8a08\u5283\u63a8\u51fa\u6216\u5132\u6236\u5e74\u6eff18\u6b72\uff08\u53d6\u6c7a\u65bc\u54ea\u500b\u6642\u9593\u8f03\u665a\uff09\u4e4b\u5f8c\u958b\u59cb\u7d2f\u7a4d\uff0c\u800c\u4e14\u53ef\u4ee5\u7121\u9650\u671f\u7d50\u8f49\u3002<\/p>\n<p>\u5982\u679c\u4f60\u5f9e\u672a\u5411TFSA\u4f9b\u6b3e\u4e142009\u5e74\u5c31\u7b26\u5408\u8cc7\u683c\uff08\u7576\u6642\u5df2\u5e74\u6eff18\u6b72\uff09\uff0c\u7b97\u4e0a2025\u5e74\u65b0\u589e\u76847000\u52a0\u5143\u4f9b\u6b3e\u9650\u984d\uff0c\u7e3d\u7684\u4f9b\u6b3e\u984d\u5ea6\u5c07\u5f9e2024\u5e74\u768495000\u52a0\u5143\u589e\u52a0\u81f3\u00a0102000\u52a0\u5143\u3002<\/p>\n<p>TFSA\u7684\u529f\u80fd\u8207\u512a\u52e2\uff1a<\/p>\n<p>TFSA\u662f\u4e00\u7a2e\u514d\u7a05\u7684\u5132\u84c4\u53ca\u6295\u8cc7\u8cec\u6236\uff0c\u8cec\u6236\u5167\u7684\u8cc7\u91d1\u8207\u6295\u8cc7\u56de\u5831\u53ef\u96a8\u6642\u63d0\u53d6\u4e14\u7121\u9700\u7e73\u7a05\u3002<\/p>\n<p>\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\u5728\u8072\u660e\u4e2d\u6307\u51fa\uff1a<br \/>\n\u201c\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u975e\u8a3b\u518a\u8cec\u6236\u4e2d\u7684\u80a1\u7968\u8cc7\u672c\u5229\u5f97\uff08capital gain\uff09\u4e00\u534a\u9700\u7e73\u7a05\uff0c\u6295\u8cc7\u6536\u76ca\uff08income\uff09\u9700\u5168\u984d\u7d0d\u7a05\u3002\u6b64\u5916\uff0c\u9664\u4e86\u7b26\u5408\u7a05\u6536\u62b5\u514d\u689d\u4ef6\u7684\u5206\u7d05\uff0c\u80a1\u606f\u6536\u5165\uff08dividend\uff09\u540c\u6a23\u9700\u8981\u5168\u984d\u7d0d\u7a05\u3002\u201d<\/p>\n<p>TFSA\u5df2\u6210\u70ba\u8a31\u591a\u52a0\u62ff\u5927\u4eba\u77ed\u671f\u5132\u84c4\uff08\u5982\u6559\u80b2\u3001\u5ea6\u5047\u3001\u751a\u81f3\u65e5\u9593\u80a1\u7968\u4ea4\u6613\uff09\u7684\u71b1\u9580\u5de5\u5177\u3002\u6b64\u5916\uff0c\u7531\u65bcTFSA\u7684\u7d2f\u8a08\u4f9b\u6b3e\u984d\u5ea6\u5df2\u9054102000\u52a0\u5143\uff0c\u5b83\u4e5f\u6210\u70ba\u6709\u6548\u7684\u9000\u4f11\u5132\u84c4\u5de5\u5177\uff0c\u662f\u52a0\u62ff\u5927\u8a3b\u518a\u9000\u4f11\u5132\u84c4\u8a08\u5283 (RRSP)\u00a0\u7684\u6709\u76ca\u88dc\u5145\u3002<\/p>\n<p>\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\u63d0\u9192\u52a0\u62ff\u5927\u6d88\u8cbb\u8005\u5408\u7406\u5229\u7528TFSA\u8cec\u6236\uff0c\u7d9c\u5408\u8003\u616e\u77ed\u671f\u5132\u84c4\u8207\u9577\u671f\u6295\u8cc7\u76ee\u6a19\uff0c\u4ee5\u6700\u5927\u5316\u7a05\u6536\u512a\u52e2\u8207\u8ca1\u5bcc\u589e\u9577\u6f5b\u529b\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u52a0\u62ff\u5927\u7a05\u52d9\u5c40\uff08CRA\uff09\u5ba3\u4f48\uff0c\u5f9e2025\u5e741\u67081\u65e5\u8d77\uff0c\u52a0\u62ff\u5927\u4eba\u7684\u514d\u7a05\u5132\u84c4\u8cec\u6236 (TFSA) \u4f9b\u6b3e\u984d\u5ea6\u5c07\u589e\u52a0\u00a070 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":558675,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[431],"tags":[1788,2147],"class_list":["post-558677","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends-strategies-zh-hant","tag-1788","tag--zh-hant","sectors-financial-products-zh-hant","locations-canada-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/558677","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=558677"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/558677\/revisions"}],"predecessor-version":[{"id":558680,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/558677\/revisions\/558680"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/558675"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=558677"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=558677"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=558677"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}