{"id":564105,"date":"2025-01-23T21:46:13","date_gmt":"2025-01-24T05:46:13","guid":{"rendered":"https:\/\/nai500.com\/blog\/2025\/01\/%e5%85%a8%e7%90%83%e7%b2%be%e9%80%89%e9%ab%98%e8%82%a1%e6%81%af%e9%93%b6%e8%a1%8c%e8%82%a1%ef%bc%8c%e8%bd%bb%e6%9d%be%e5%ae%9e%e7%8e%b0%e8%82%a1%e6%81%af%e7%bf%bb%e5%80%8d%ef%bc%81\/"},"modified":"2025-01-23T21:46:55","modified_gmt":"2025-01-24T05:46:55","slug":"%e5%85%a8%e7%90%83%e7%b2%be%e9%81%b8%e9%ab%98%e8%82%a1%e6%81%af%e9%8a%80%e8%a1%8c%e8%82%a1%ef%bc%8c%e8%bc%95%e9%ac%86%e5%af%a6%e7%8f%be%e8%82%a1%e6%81%af%e7%bf%bb%e5%80%8d%ef%bc%81","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2025\/01\/%e5%85%a8%e7%90%83%e7%b2%be%e9%81%b8%e9%ab%98%e8%82%a1%e6%81%af%e9%8a%80%e8%a1%8c%e8%82%a1%ef%bc%8c%e8%bc%95%e9%ac%86%e5%af%a6%e7%8f%be%e8%82%a1%e6%81%af%e7%bf%bb%e5%80%8d%ef%bc%81\/","title":{"rendered":"\u5168\u7403\u7cbe\u9078\u9ad8\u80a1\u606f\u9280\u884c\u80a1\uff0c\u8f15\u9b06\u5be6\u73fe\u80a1\u606f\u7ffb\u500d\uff01"},"content":{"rendered":"

\u76ee\u524d\uff0c\u6a19\u666e500\u6307\u6578\u7684\u5e73\u5747\u80a1\u606f\u6536\u76ca\u7387\u50c5\u70ba1.4%\uff0c\u5373\u4f7f\u662f\u7f8e\u570b\u5927\u9280\u884c\u6469\u6839\u5927\u901a\uff08\u80a1\u7968\u4ee3\u78bc\uff1aJPM\uff09\uff0c\u7576\u524d\u80a1\u80a1\u606f\u7387\u4e5f\u50c5\u7565\u9ad8\u65bc2%\u3002\u4e00\u4e9b\u5c0f\u578b\u91d1\u878d\u516c\u53f8\u53ef\u80fd\u63d0\u4f9b\u66f4\u9ad8\u7684\u80a1\u606f\u6536\u5165\u6f5b\u529b\uff0c\u4f46\u7531\u65bc\u5b83\u5011\u7684\u98a8\u96aa\u8f03\u9ad8\u2014\u2014\u5982\u6d89\u53ca\u4e0d\u826f\u4f01\u696d\u6295\u8cc7\u6216\u6760\u6746\u7b56\u7565\uff0c\u6295\u8cc7\u8005\u9700\u984d\u5916\u8b39\u614e\u3002<\/p>\n

\u4ee5\u4e0b\u9019\u4e9b\u9280\u884c\u80a1\u7684\u6838\u5fc3\u5ba2\u6236\u5747\u70ba\u5ee3\u5927\u6d88\u8cbb\u8005\u548c\u4f01\u696d\uff0c\u4e0d\u4f9d\u8cf4\u9ad8\u98a8\u96aa\u7684\u6295\u8cc7\u696d\u52d9\u3002\u9019\u4e9b\u9280\u884c\u898f\u6a21\u90fd\u5f88\u5927\uff0c\u5e02\u503c\u5747\u8d85\u904e500\u5104\u7f8e\u5143\uff0c\u4e26\u4e14\u80a1\u606f\u6536\u76ca\u7387\u90fd\u9054\u5230\u4e863%\u6216\u4ee5\u4e0a\uff0c\u662f\u6a19\u666e500\u6307\u6578\u5e73\u5747\u80a1\u606f\u7387\u7684\u5169\u500d\u591a\u3002<\/p>\n

\u4ee5\u4e0b\u662f\u7f8e\u80a1\u503c\u5f97\u95dc\u6ce8\u7684\u4e03\u96bb\u9ad8\u80a1\u606f\u9280\u884c\u80a1\uff1a<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
\u9280\u884c\u80a1\u7968<\/td>\n\u5e02\u503c<\/td>\n\u9810\u671f\u80a1\u606f\u6536\u76ca\u7387*<\/td>\n<\/tr>\n<\/thead>\n
\u897f\u73ed\u7259\u6851\u5766\u5fb7\u9280\u884c (SAN)<\/td>\n$770 \u5104<\/td>\n4.5%<\/td>\n<\/tr>\n
\u52a0\u62ff\u5927\u5e1d\u570b\u5546\u696d\u9280\u884c (CM)<\/td>\n$600 \u5104<\/td>\n4.1%<\/td>\n<\/tr>\n
\u6ed9\u8c50\u63a7\u80a1 (HSBC)<\/td>\n$1840 \u5104<\/td>\n3.9%<\/td>\n<\/tr>\n
\u745e\u7a57\u91d1\u878d\u96c6\u5718 (MFG)<\/td>\n$640 \u5104<\/td>\n2.9%<\/td>\n<\/tr>\n
PNC Financial Services Group (PNC)<\/td>\n$780 \u5104<\/td>\n3.2%<\/td>\n<\/tr>\n
Truist Financial (TFC)<\/td>\n$620 \u5104<\/td>\n4.6%<\/td>\n<\/tr>\n
\u7f8e\u570b\u5408\u773e\u9280\u884c (USB)<\/td>\n$760 \u5104<\/td>\n3.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

*\u6578\u64da\u622a\u81f3<\/em>1<\/em>\u6708<\/em>22<\/em>\u65e5\u6536\u76e4\u3002<\/em><\/p>\n

\u4ee5\u4e0b\u662f\u9019\u4e9b\u9280\u884c\u7684\u8a73\u7d30\u89e3\u6790\uff1a<\/p>\n

\u897f\u73ed\u7259\u6851\u5766\u5fb7\u9280\u884c (Banco Santander SA, \u80a1\u7968\u4ee3\u78bc\uff1aSAN)<\/a><\/h2>\n

\u6851\u5766\u5fb7\u9280\u884c\u7e3d\u90e8\u4f4d\u65bc\u897f\u73ed\u7259\u99ac\u5fb7\u88e1\uff0c\u696d\u52d9\u904d\u53ca\u5168\u7403\uff0c\u670d\u52d9\u7bc4\u570d\u6db5\u84cb\u96f6\u552e\u9280\u884c\u3001\u8ca1\u5bcc\u7ba1\u7406\u548c\u4f01\u696d\u91d1\u878d\u670d\u52d9\u7b49\u9818\u57df\u3002\u4f5c\u70ba\u897f\u73ed\u7259\u7684\u9818\u8ecd\u9280\u884c\uff0c1856\u5e74\u6210\u7acb\u4ee5\u4f86\uff0c\u6851\u5766\u5fb7\u9280\u884c\u5728\u897f\u73ed\u7259\u8a9e\u570b\u5bb6\uff08\u5c24\u5176\u662f\u5357\u7f8e\u6d32\uff09\u64c1\u6709\u8d85\u904e3000\u5bb6\u5206\u652f\u6a5f\u6406\uff0c\u662f\u4e00\u6d41\u7684\u91d1\u878d\u670d\u52d9\u63d0\u4f9b\u5546\u3002\u6851\u5766\u5fb7\u7684\u80a1\u606f\u901a\u5e38\u6bcf\u5e74\u6d3e\u767c\u5169\u6b21\uff084\u6708\u548c10\u6708\uff09\uff0c\u4ee5\u6b64\u8a08\u7b97\uff0c\u8a72\u80a1\u80a1\u606f\u6536\u76ca\u7387\u5927\u7d04\u662f\u6a19\u666e500\u6307\u6578\u5e73\u5747\u6c34\u5e73\u7684\u4e09\u500d\u3002<\/p>\n

\u52a0\u62ff\u5927\u5e1d\u570b\u5546\u696d\u9280\u884c (Canadian Imperial Bank of Commerce, \u80a1\u7968\u4ee3\u78bc\uff1aCM)<\/h2>\n

\u6210\u7acb\u65bc1867\u5e74\u7684\u52a0\u62ff\u5927\u5e1d\u570b\u5546\u696d\u9280\u884c\u7e3d\u90e8\u8a2d\u65bc\u591a\u502b\u591a\uff0c\u4e3b\u8981\u5ba2\u6236\u7fa4\u96c6\u4e2d\u5728\u52a0\u62ff\u5927\uff0c\u4f46\u4e5f\u6d89\u8db3\u7f8e\u570b\u548c\u5168\u7403\u90e8\u5206\u5e02\u5834\uff0c\u64c1\u6709\u8d85\u904e1100\u842c\u500b\u5ba2\u6236\u8cec\u6236\uff0c\u7ba1\u7406\u8cc7\u7522\u8d85\u904e3800\u5104\u7f8e\u5143\u3002\u5275\u7acb\u81f3\u4eca\u7684\u8fd1150\u5e74\u6642\u9593\u88e1\uff0c\u8a72\u884c\u5f9e\u672a\u4e2d\u65b7\u6d3e\u606f\u3002\u8fd1\u671f\uff0c\u6bcf\u80a1\u5b63\u5ea6\u80a1\u606f\u5f9e90\u52a0\u5206\u63d0\u9ad8\u81f397\u52a0\u5206\uff0c\u800c2015\u5e74\u521d\u50c5\u70ba53\u52a0\u5206\u3002<\/p>\n

\u6ed9\u8c50\u63a7\u80a1 (HSBC Holdings PLC, \u80a1\u7968\u4ee3\u78bc\uff1aHSBC)<\/h2>\n

\u6ed9\u8c50\u662f\u82f1\u570b\u502b\u6566\u7684\u6a19\u8a8c\u6027\u91d1\u878d\u6a5f\u69cb\uff0c\u4e5f\u662f\u6b50\u6d32\u6700\u5927\u7684\u91d1\u878d\u6a5f\u69cb\uff0c\u898f\u6a21\u7565\u5927\u7d04\u7f8e\u570b\u7684\u82b1\u65d7\u96c6\u5718\u6216\u9ad8\u76db\u96c6\u5718\u3002\u6ed9\u8c50\u7684\u696d\u52d9\u8986\u84cb60\u591a\u500b\u570b\u5bb6\uff0c\u6d89\u53ca\u500b\u4eba\u53ca\u5546\u696d\u9280\u884c\u3001\u8ca1\u5bcc\u7ba1\u7406\u548c\u8cc7\u672c\u5e02\u5834\u7b49\u591a\u5143\u5316\u9818\u57df\uff0c\u7e3d\u8cc7\u7522\u7d04\u70ba3\u842c\u5104\u7f8e\u5143\u3002\u9664\u4e86\u80a1\u606f\u6536\u5165\uff0c\u6ed9\u8c50\u80a1\u50f9\u904e\u53bb\u4e00\u5e74\u9084\u4e0a\u6f32\u4e8635%\u3002<\/p>\n

\u745e\u7a57\u91d1\u878d\u96c6\u5718 (Mizuho Financial Group Inc., \u80a1\u7968\u4ee3\u78bc\uff1aMFG)<\/h2>\n

\u745e\u7a57\u91d1\u878d\u96c6\u5718\u662f\u65e5\u672c\u9818\u5148\u7684\u91d1\u878d\u6a5f\u69cb\u4e4b\u4e00\u3002\u5118\u7ba1\u65e5\u672c\u7684\u7d93\u6fdf\u9577\u671f\u9677\u5165\u505c\u6eef\uff0c\u4f46\u7d93\u6fdf\u5b78\u5bb6\u9810\u6e2c2025\u5e74\u7684\u589e\u9577\u7387\u5c07\u8d85\u904e1%\uff0c\u9019\u5c0d\u745e\u7a57\u7684\u767c\u5c55\u975e\u5e38\u6709\u5229\u3002\u745e\u7a57\u4e3b\u8981\u6df1\u8015\u4e9e\u6d32\u5730\u5340\uff0c\u8207\u65e5\u672c\u570b\u5167\u53ca\u5468\u908a\u7d93\u6fdf\u767c\u5c55\u606f\u606f\u76f8\u95dc\u3002\u8a72\u884c\u5206\u7d05\u6642\u9593\u70ba\u6bcf\u5e74\u76843\u6708\u548c8\u6708\u3002\u6b64\u5916\uff0c\u5f97\u76ca\u65bc\u65e5\u672c\u7d93\u6fdf\u5fa9\u8607\u9810\u671f\uff0c\u8a72\u80a1\u80a1\u50f9\u904e\u53bb12\u500b\u6708\u4e0a\u6f32\u8d85\u904e45%\u3002<\/p>\n

PNC Financial Services Group Inc. (\u80a1\u7968\u4ee3\u78bc\uff1aPNC)<\/h2>\n

PNC \u662f\u7f8e\u570b\u5e02\u503c\u6700\u5927\u7684\u5730\u5340\u6027\u9280\u884c\uff0c\u8cc7\u7522\u7e3d\u503c\u8d85\u904e5500\u5104\u7f8e\u5143\u3002\u5b83\u65e2\u4e0d\u50cf\u5730\u65b9\u6027\u4e2d\u5c0f\u91d1\u878d\u6a5f\u69cb\u90a3\u6a23\u898f\u6a21\u548c\u8cc7\u6e90\u53d7\u5230\u9650\u5236\uff0c\u4e5f\u4e0d\u50cf\u7f8e\u570b\u7684\u8de8\u570b\u5927\u9280\u884c\u90a3\u6a23\u986f\u8457\u66b4\u9732\u4e8e\u5168\u7403\u8cbf\u6613\u6230\u548c\u8de8\u570b\u8da8\u52e2\u7684\u98a8\u96aa\u3002\u901a\u904e\u5e73\u8861\u5340\u57df\u6027\u5340\u4f4d\u512a\u52e2\u548c\u5f37\u5927\u7684\u8cc7\u6e90\u512a\u52e2\uff0cPNC \u6210\u529f\u8e8b\u8eab\u7f8e\u570b\u6700\u503c\u5f97\u95dc\u6ce8\u7684\u512a\u8cea\u5730\u5340\u6027\u9280\u884c\u80a1\u7968\u884c\u5217\uff0c\u7a69\u5b9a\u7684\u5206\u7d05\u548c\u512a\u7570\u7684\u696d\u52d9\u8868\u73fe\u8b93\u5b83\u5099\u53d7\u6295\u8cc7\u8005\u7684\u9752\u775e\u3002<\/p>\n

Truist Financial Corp. (\u80a1\u7968\u4ee3\u78bc\uff1aTFC)<\/h2>\n

Truist Financial\u539f\u540dBB&T\uff0c2023\u5e74\u7f8e\u570b\u77fd\u8c37\u9280\u884c\u5012\u9589\u5f8c\uff0c\u8a72\u884c\u4e5f\u4e00\u5ea6\u201c\u58d3\u529b\u5c71\u5927\u201d\u3002\u7136\u800c\uff0c\u8a72\u9280\u884c\u6210\u529f\u61c9\u5c0d\u4e86\u201c\u98a8\u96aa\u8513\u5ef6\u201d\u548c\u4fe1\u7528\u8a55\u7d1a\u4e0b\u8abf\u7684\u5a01\u8105\uff0c\u76ee\u524d\u80a1\u50f9\u8f03\u517652\u5468\u4f4e\u9ede\u4e0a\u6f32\u7d0440%\uff0c\u5df2\u7d93\u56de\u5347\u81f3\u77fd\u8c37\u9280\u884c\u4e8b\u4ef6\u4e4b\u524d\u7684\u6c34\u5e73\u3002\u6b64\u5916\uff0cTruist\u4f9d\u7136\u6d3e\u767c\u6bcf\u80a152\u7f8e\u5206\u7684\u5b63\u5ea6\u80a1\u606f\uff0c\u800c\u4e14\u6d3e\u606f\u7d04\u70ba\u8a72\u884c\u76c8\u5229\u7684\u4e00\u534a\uff0c\u56e0\u6b64\u6d3e\u606f\u5177\u5099\u53ef\u6301\u7e8c\u6027\u751a\u81f3\u4e0a\u8abf\u7a7a\u9593\u3002<\/p>\n

\u7f8e\u570b\u5408\u773e\u9280\u884c (U.S. Bancorp, \u80a1\u7968\u4ee3\u78bc\uff1aUSB)<\/h2>\n

\u6210\u7acb\u65bc1863\u5e74\u7684\u7f8e\u570b\u5408\u773e\u9280\u884c\uff0c\u7e3d\u90e8\u4f4d\u65bc\u660e\u5c3c\u8607\u9054\u5dde\u7684\u660e\u5c3c\u963f\u6ce2\u5229\u65af\uff0c\u696d\u52d9\u8986\u84cb\u7f8e\u570b\u4e2d\u897f\u90e8\u5730\u5340\uff0c\u5c08\u6ce8\u65bc\u5546\u696d\u9280\u884c\u3001\u6d88\u8cbb\u91d1\u878d\u53ca\u6295\u8cc7\u9280\u884c\u7b49\u670d\u52d9\u9818\u57df\u3002\u8a72\u884c\u6700\u8fd1\u7684\u5b63\u5ea6\u8ca1\u5831\u8868\u73fe\u4eae\u773c\uff0c\u76c8\u5229\u548c\u6536\u5165\u5747\u597d\u65bc\u5e02\u5834\u9810\u671f\uff0c\u540c\u6642\u7e7c\u7e8c\u901a\u904e\u6d3e\u606f\u56de\u994b\u80a1\u6771\u3002\u53bb\u5e749\u6708\uff0c\u8a72\u9280\u884c\u5c07\u5b63\u5ea6\u80a1\u606f\u63d0\u5347\u81f350\u7f8e\u5206\uff0c\u662f2015\u5e74\u7684\u5169\u500d\u4ee5\u4e0a\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u76ee\u524d\uff0c\u6a19\u666e500\u6307\u6578\u7684\u5e73\u5747\u80a1\u606f\u6536\u76ca\u7387\u50c5\u70ba1.4%\uff0c\u5373\u4f7f\u662f\u7f8e\u570b\u5927\u9280\u884c\u6469\u6839\u5927\u901a\uff08\u80a1\u7968\u4ee3\u78bc\uff1aJPM\uff09\uff0c\u7576\u524d\u80a1\u80a1\u606f\u7387\u4e5f […]<\/p>\n","protected":false},"author":27,"featured_media":490507,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1522,431],"tags":[2001,1860,574,2230],"class_list":{"0":"post-564105","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-1522","8":"category-trends-strategies-zh-hant","9":"tag--zh-hant","11":"tag-574","12":"tag-2230","13":"sectors-financial-products-zh-hant","14":"locations-620","15":"locations-canada-zh-hant","16":"locations-europe-zh-hant","17":"locations-us-zh-hant","18":"exchange-nasdaq-zh-hant","19":"exchange-nyse-zh-hant"},"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/564105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=564105"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/564105\/revisions"}],"predecessor-version":[{"id":564108,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/564105\/revisions\/564108"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/490507"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=564105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=564105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=564105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}