{"id":584313,"date":"2025-07-21T23:47:42","date_gmt":"2025-07-22T06:47:42","guid":{"rendered":"https:\/\/nai500.com\/?p=584313"},"modified":"2025-07-21T23:47:42","modified_gmt":"2025-07-22T06:47:42","slug":"2025%e5%b9%b4-7%e6%9c%88-%e7%be%8e%e8%82%a1-%e4%ba%94%e5%a4%a7-etf-%e6%8a%95%e8%b3%87-%e5%83%b9%e5%80%bc-%e6%8b%86%e8%a7%a3","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2025\/07\/2025%e5%b9%b4-7%e6%9c%88-%e7%be%8e%e8%82%a1-%e4%ba%94%e5%a4%a7-etf-%e6%8a%95%e8%b3%87-%e5%83%b9%e5%80%bc-%e6%8b%86%e8%a7%a3\/","title":{"rendered":"2025\u5e747\u6708\u7f8e\u80a1\u4e94\u5927ETF\u6295\u8cc7\u50f9\u503c\u62c6\u89e3\uff0c\u5fc5\u5b9a\u6709\u4e00\u53ea\u9069\u5408\u4f60"},"content":{"rendered":"

\u5728\u7576\u4eca\u8907\u96dc\u7684\u5e02\u5834\u74b0\u5883\u4e2d\uff0c\u9577\u671f\u6295\u8cc7\u8005\u8d8a\u4f86\u8d8a\u50be\u5411\u65bc\u901a\u904e\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\uff08ETF\uff09\u5be6\u73fe\u7a69\u5065\u8ca1\u5bcc\u589e\u9577\uff0c\u800c\u975e\u8ffd\u9010\u71b1\u9580\u80a1\u7968\u6216\u8005\u6642\u523b\u7dca\u76ef\u4ea4\u6613\u6642\u6a5f\u30022025\u5e747\u6708\uff0c\u4ee5\u4e0b\u4e94\u53eaETF\u6191\u501f\u5176\u4f4e\u8cbb\u7387\u3001\u66c6\u53f2\u696d\u7e3e\u548c\u660e\u78ba\u7684\u6295\u8cc7\u7b56\u7565\uff0c\u6210\u70ba\u4ee51000\u7f8e\u5143\u70ba\u8d77\u9ede\u7684\u7406\u60f3\u9577\u671f\u914d\u7f6e\u9078\u64c7\u3002<\/p>\n

1. <\/b><\/strong>Vanguard S&P 500 ETF<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>VOO<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u7f8e\u570b\u7d93\u6fdf\u7684\u6674\u96e8\u8868<\/b><\/strong><\/h3>\n

\u8cbb\u7387\uff1a0.03% | 10\u5e74\u5e74\u5316\u56de\u5831\uff1a13.6%<\/b><\/strong><\/p>\n

\u4f5c\u70ba\u8ddf\u8e64\u6a19\u666e500\u6307\u6578\u7684\u57fa\u91d1\uff0cVOO\u63d0\u4f9b\u4e86\u5c0d\u7f8e\u570b500\u5bb6\u6700\u5927\u4e0a\u5e02\u516c\u53f8\u7684\u5ee3\u6cdb\u655e\u53e3\u3002\u5176\u524d\u5341\u5927\u6301\u5009\u5305\u62ec\u860b\u679c\u3001\u5fae\u8edf\u548c\u82f1\u5049\u9054\u7b49\u79d1\u6280\u5de8\u982d\uff0c\u5408\u8a08\u6b0a\u91cd\u7d0430%\u3002\u9019\u53eaETF\u7684\u6838\u5fc3\u512a\u52e2\u5728\u65bc\uff1a<\/p>\n

\u6210\u672c\u4f4e\u5ec9<\/b><\/strong>\uff1a0.03%\u7684\u8cbb\u7387\u610f\u5473\u8457\u6bcf\u5e74\u50c5\u9700\u652f\u4ed80.3\u7f8e\u5143\u7ba1\u74061000\u7f8e\u5143\u6295\u8cc7\uff1b<\/p>\n

\u66c6\u53f2\u8868\u73fe\u7a69\u5065<\/b><\/strong>\uff1a\u5373\u4f7f\u57282025\u5e74\u4e0a\u534a\u5e74\u5e02\u5834\u6ce2\u52d5\u4e2d\uff0c\u4ecd\u4fdd\u63019.2%\u7684\u5e74\u5167\u6f32\u5e45\uff08\u622a\u81f37\u670821\u65e5\uff09\uff1b<\/p>\n

\u5206\u6563\u98a8\u96aa<\/b><\/strong>\uff1a\u8986\u84cb11\u500b\u884c\u696d\uff0c\u91d1\u878d\u548c\u79d1\u6280\u677f\u584a\u5408\u8a08\u5360\u6bd4\u4e0d\u8db340%\u3002<\/p>\n

\u9069\u5408\u4eba\u7fa4<\/b><\/strong>\uff1a\u8ffd\u6c42\u5e02\u5834\u5e73\u5747\u6536\u76ca\u3001\u504f\u597d\u201c\u8cb7\u5165\u4e26\u5fd8\u8a18\u201d\u7b56\u7565\u7684\u6295\u8cc7\u8005\u3002<\/p>\n

2. <\/b><\/strong>Vanguard Growth ETF<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>VUG<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u79d1\u6280\u5275\u65b0\u7684\u6760\u6746<\/b><\/strong><\/h3>\n

\u8cbb\u7387\uff1a0.04% | 10\u5e74\u5e74\u5316\u56de\u5831\uff1a16.2%<\/b><\/strong><\/p>\n

\u8a72\u57fa\u91d1\u8ddf\u8e64CRSP\u7f8e\u570b\u5927\u76e4\u6210\u9577\u6307\u6578\uff0c\u805a\u7126\u76c8\u5229\u8207\u6536\u5165\u9ad8\u589e\u9577\u7684\u4f01\u696d\u3002\u5176165\u53ea\u6210\u5206\u80a1\u4e2d\uff0c\u4fe1\u606f\u6280\u8853\u677f\u584a\u5360\u6bd4\u9ad8\u905448%\uff0c\u524d\u5169\u5927\u6301\u5009\u82f1\u5049\u9054\u548c\u4e9e\u99ac\u905c\u5408\u8a08\u536015%\u3002\u9019\u53eaETF\u7684\u6838\u5fc3\u512a\u52e2\u5728\u65bc\uff1a<\/p>\n

\u8d85\u984d\u6536\u76ca\u80fd\u529b<\/b><\/strong>\uff1a\u904e\u53bb\u4e94\u5e74\u7d2f\u8a08\u56de\u5831\u9054142%\uff0c\u8dd1\u8d0f\u6a19\u666e500\u6307\u6578\u903e60\u500b\u767e\u5206\u9ede\uff1b<\/p>\n

\u8cea\u91cf\u7be9\u9078<\/b><\/strong>\uff1a\u6210\u5206\u80a1ROE\uff08\u6de8\u8cc7\u7522\u6536\u76ca\u7387\uff09\u4e2d\u4f4d\u6578\u905422%\uff0c\u9060\u9ad8\u65bc\u5e02\u5834\u5e73\u5747\u6c34\u5e73\uff1b<\/p>\n

\u9069\u5ea6\u5206\u6563<\/b><\/strong>\uff1a\u96d6\u5074\u91cd\u79d1\u6280\uff0c\u4f46\u91ab\u7642\u4fdd\u5065\uff0818%\uff09\u548c\u6d88\u8cbb\uff0812%\uff09\u63d0\u4f9b\u7de9\u6c96\u3002<\/p>\n

\u98a8\u96aa\u63d0\u793a<\/b><\/strong>\uff1a\u4f30\u503c\u8f03\u9ad8\uff08\u5e02\u76c8\u738732\u500d\uff09\uff0c\u5c0d\u5229\u7387\u8b8a\u52d5\u654f\u611f\u3002<\/p>\n

3. <\/b><\/strong>Invesco QQQ Trust<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>QQQ<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u7d0d\u65af\u9054\u514b100\u6307\u6578\u4ee3\u8a00\u4eba<\/b><\/strong><\/h3>\n

\u8cbb\u7387\uff1a0.20% | 10\u5e74\u5e74\u5316\u56de\u5831\uff1a18.7%<\/b><\/strong><\/p>\n

\u9019\u53ea\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\u96c6\u4e2d\u6295\u8cc7\u7d0d\u65af\u9054\u514b\u4ea4\u6613\u6240\u5e02\u503c\u6700\u5927\u7684100\u5bb6\u975e\u91d1\u878d\u516c\u53f8\uff0c\u5176\u79d1\u6280\u80a1\u6b0a\u91cd\u905456%\uff0c\u5fae\u8edf\u3001\u860b\u679c\u548c\u82f1\u5049\u9054\u4e09\u5de8\u982d\u5360\u6bd4\u8d8525%\u3002\u9019\u53eaETF\u7684\u6838\u5fc3\u512a\u52e2\u5728\u65bc\uff1a<\/p>\n

\u9577\u671f\u9818\u8dd1\u8005<\/b><\/strong>\uff1a2025\u5e74\u8fc4\u4eca\u4e0a\u6f3224%\uff0c\u53d7\u76ca\u65bcAI\u7b97\u529b\u9700\u6c42\u7206\u767c\uff1b<\/p>\n

\u6210\u5206\u80a1\u8fed\u4ee3<\/b><\/strong>\uff1a\u6bcf\u5b63\u5ea6\u8abf\u6574\u6301\u5009\uff0c2025\u5e74\u65b0\u589e\u8d85\u5fae\u96fb\u8166\uff08SMCI\uff09\u7b49AI\u57fa\u790e\u8a2d\u65bd\u80a1\uff1b<\/p>\n

\u6d41\u52d5\u6027\u6975\u4f73<\/b><\/strong>\uff1a\u65e5\u5747\u4ea4\u6613\u91cf\u8d85\u904e4000\u842c\u80a1\uff0c\u8cb7\u8ce3\u50f9\u5dee\u8fd1\u4e4e\u70ba\u96f6\u3002<\/p>\n

\u9069\u5408\u7b56\u7565<\/b><\/strong>\uff1a\u5b9a\u6295\u914d\u5408\u968e\u6bb5\u6027\u6b62\u76c8\uff0c\u9069\u5408\u80fd\u627f\u53d7\u8d85\u904e20%\u5e74\u5ea6\u6ce2\u52d5\u7684\u6295\u8cc7\u8005\u3002<\/p>\n

4. <\/b><\/strong>Schwab U.S. Dividend Equity ETF<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>SCHD<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u7a69\u5065\u6536\u76ca\u4e4b\u9078<\/b><\/strong><\/h3>\n

\u8cbb\u7387\uff1a0.06% | \u80a1\u606f\u7387\uff1a4.0%<\/b><\/strong><\/p>\n

\u8a72\u57fa\u91d1\u8ddf\u8e64\u9053\u74ca\u65af\u7f8e\u570b\u80a1\u606f100\u6307\u6578\uff0c\u7be9\u9078\u9023\u7e8c10\u5e74\u6d3e\u606f\u4e14\u73fe\u91d1\u6d41\u7a69\u5b9a\u7684\u516c\u53f8\u3002\u5176\u6700\u5927\u6301\u5009\u70ba\u767e\u4e8b\u53ef\u6a02\uff083.1%\uff09\u548c\u970d\u5c3c\u97cb\u723e\uff082.9%\uff09\uff0c\u884c\u696d\u5206\u5e03\u5747\u8861\uff08\u91d1\u878d25%\u3001\u5de5\u696d18%\uff09\u3002\u9019\u53eaETF\u7684\u6838\u5fc3\u512a\u52e2\u5728\u65bc\uff1a<\/p>\n

\u80a1\u606f\u589e\u9577<\/b><\/strong>\uff1a\u904e\u53bb\u5341\u5e74\u80a1\u606f\u5e74\u5316\u589e\u901f12%\uff0c\u9060\u8d85\u901a\u8139\uff1b<\/p>\n

\u9632\u79a6\u7279\u6027<\/b><\/strong>\uff1a2025\u5e74Q2\u5e02\u5834\u8abf\u6574\u671f\u9593\u8dcc\u5e45\u50c53.2%\uff0c\u540c\u671f\u6a19\u666e500\u4e0b\u8dcc5.7%\uff1b<\/p>\n

\u4f30\u503c\u5b89\u5168<\/b><\/strong>\uff1a\u5e02\u76c8\u738714\u500d\uff0c\u5e02\u6de8\u73872.8\u500d\uff0c\u5747\u4f4e\u65bc\u5927\u76e4\u6c34\u5e73\u3002<\/p>\n

\u7a05\u52d9\u63d0\u793a<\/b><\/strong>\uff1a\u52a0\u62ff\u5927\u6295\u8cc7\u8005\u53ef\u901a\u904e\u6ce8\u518a\u8cec\u6236\uff08\u5982TFSA\uff09\u907f\u514d\u80a1\u606f\u9810\u6263\u7a05\u3002<\/p>\n

5. <\/b><\/strong>Vanguard International High Dividend<\/b><\/strong>\u00a0<\/b><\/strong>Yield ETF<\/b><\/strong>\u00a0<\/b><\/strong>(<\/b><\/strong>VYMI<\/b><\/strong><\/a>)<\/b><\/strong>\uff1a\u5168\u7403\u5316\u6536\u76ca\u88dc\u5145<\/b><\/strong><\/h3>\n

\u8cbb\u7387\uff1a0.17% | \u5e74\u5167\u6f32\u5e45\uff1a20.7%<\/b><\/strong><\/p>\n

\u8a72\u57fa\u91d1\u8986\u84cb\u9664\u7f8e\u570b\u5916\u7684\u9ad8\u80a1\u606f\u516c\u53f8\uff0c\u91cd\u9ede\u914d\u7f6e\u6b50\u6d32\uff0842%\uff09\u548c\u4e9e\u592a\uff0835%\uff09\u5e02\u5834\u3002\u6bbc\u724c\uff083.5%\uff09\u3001\u8c50\u7530\uff082.8%\uff09\u7b49\u8de8\u570b\u4f01\u696d\u8ca2\u737b\u7a69\u5b9a\u73fe\u91d1\u6d41\u3002\u9019\u53eaETF\u7684\u6838\u5fc3\u512a\u52e2\u5728\u65bc\uff1a<\/p>\n

\u532f\u7387\u5c0d\u6c96<\/b><\/strong>\uff1a\u7f8e\u5143\u8d70\u5f31\u74b0\u5883\u4e0b\uff0c\u672c\u5730\u8ca8\u5e63\u6536\u76ca\u53ef\u653e\u5927\u56de\u5831\uff1b<\/p>\n

\u4f30\u503c\u7aaa\u5730<\/b><\/strong>\uff1a\u6210\u5206\u80a1\u5e02\u76c8\u7387\u50c59\u500d\uff0c\u80a1\u606f\u73875.2%\uff1b<\/p>\n

\u5206\u6563\u98a8\u96aa<\/b><\/strong>\uff1a\u65b0\u8208\u5e02\u5834\u5360\u6bd418%\uff0c\u63d0\u4f9b\u589e\u9577\u5f48\u6027\u3002<\/p>\n

\u6ce8\u610f\u4e8b\u9805<\/b><\/strong>\uff1a\u9700\u95dc\u6ce8\u5730\u7de3\u653f\u6cbb\u5c0d\u6b50\u6d32\u80fd\u6e90\u80a1\uff08\u5360\u6bd421%\uff09\u7684\u5f71\u97ff\u3002<\/p>\n

\u914d\u7f6e\u5efa\u8b70\uff1a\u69cb\u5efa\u5e73\u8861\u7684ETF\u7d44\u5408<\/b><\/strong><\/h3>\n

\u6fc0\u9032\u578b<\/b><\/strong>\uff08\u98a8\u96aa\u504f\u597d\u9ad8\uff09\uff1aQQQ\uff0850%\uff09+ VUG\uff0830%\uff09+ VOO\uff0820%\uff09<\/p>\n

\u5e73\u8861\u578b<\/b><\/strong>\uff1aVOO\uff0840%\uff09+ SCHD\uff0830%\uff09+ VYMI\uff0830%\uff09<\/p>\n

\u4fdd\u5b88\u578b<\/b><\/strong>\uff1aSCHD\uff0850%\uff09+ VOO\uff0830%\uff09+ VYMI\uff0820%\uff09<\/p>\n","protected":false},"excerpt":{"rendered":"

\u5728\u7576\u4eca\u8907\u96dc\u7684\u5e02\u5834\u74b0\u5883\u4e2d\uff0c\u9577\u671f\u6295\u8cc7\u8005\u8d8a\u4f86\u8d8a\u50be\u5411\u65bc\u901a\u904e\u4ea4\u6613\u6240\u4ea4\u6613\u57fa\u91d1\uff08ETF\uff09\u5be6\u73fe\u7a69\u5065\u8ca1\u5bcc\u589e\u9577\uff0c\u800c\u975e\u8ffd\u9010\u71b1\u9580\u80a1\u7968\u6216 […]<\/p>\n","protected":false},"author":31,"featured_media":579507,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1522,429],"tags":[2191,2156,1677,2001],"class_list":["post-584313","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1522","category-economics-politics-zh-hant","tag-etf-tch","tag-2156","tag-technology-zh-hant","tag--zh-hant","sectors--zh-hant","sectors-life-science-zh-hant","sectors-oil-gas-zh-hant","sectors-financial-products-zh-hant","sectors-technology-zh-hant","locations-us-zh-hant","exchange-nasdaq-zh-hant","exchange-nyse-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/584313","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=584313"}],"version-history":[{"count":4,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/584313\/revisions"}],"predecessor-version":[{"id":584318,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/584313\/revisions\/584318"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/579507"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=584313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=584313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=584313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}