{"id":584462,"date":"2025-07-22T23:19:49","date_gmt":"2025-07-23T06:19:49","guid":{"rendered":"https:\/\/nai500.com\/blog\/2025\/07\/%e8%81%94%e5%90%88%e5%81%a5%e5%ba%b7%e9%9b%86%e5%9b%a22025%e5%b9%b4%e5%9b%b0%e5%a2%83%e6%8a%95%e8%b5%84%e8%80%85%e8%af%a5%e6%8a%84%e5%ba%95%e8%bf%98%e6%98%af%e8%a7%82%e6%9c%9b\/"},"modified":"2025-07-22T23:20:44","modified_gmt":"2025-07-23T06:20:44","slug":"%e8%81%af%e5%90%88%e5%81%a5%e5%ba%b7%e9%9b%86%e5%9c%98-2025-%e5%b9%b4%e5%9b%b0%e5%a2%83%e6%8a%95%e8%b3%87%e8%80%85%e8%a9%b2%e6%8a%84%e5%ba%95%e9%82%84%e6%98%af%e8%a7%80%e6%9c%9b","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2025\/07\/%e8%81%af%e5%90%88%e5%81%a5%e5%ba%b7%e9%9b%86%e5%9c%98-2025-%e5%b9%b4%e5%9b%b0%e5%a2%83%e6%8a%95%e8%b3%87%e8%80%85%e8%a9%b2%e6%8a%84%e5%ba%95%e9%82%84%e6%98%af%e8%a7%80%e6%9c%9b\/","title":{"rendered":"\u806f\u5408\u5065\u5eb7\u96c6\u57182025\u5e74\u56f0\u5883\uff0c\u6295\u8cc7\u8005\u8a72\u6284\u5e95\u9084\u662f\u89c0\u671b\uff1f"},"content":{"rendered":"<p>\u5c0d\u65bc<a href=\"https:\/\/nai500.com\/zh-hant\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%a9%a2\/?qm_symbol=UNH\">\u806f\u5408\u5065\u5eb7\u96c6\u5718\uff08UNH\uff09<\/a>\u800c\u8a00\uff0c2025\u5e74\u7121\u7591\u662f\u5145\u6eff\u6311\u6230\u7684\u4e00\u5e74\u3002\u7ffb\u958b\u8a5e\u5178\uff0c\u6216\u8a31\u80fd\u627e\u5230\u7121\u6578\u5f62\u5bb9\u8a5e\u4f86\u63cf\u8ff0\u9019\u5bb6\u91ab\u7642\u5de8\u982d\u904e\u53bb\u4e03\u500b\u6708\u7684\u7cdf\u7cd5\u8868\u73fe\u3002\u7136\u800c\uff0c\u96a8\u84577\u670829\u65e5\u7b2c\u4e8c\u8ca1\u5b63\u696d\u7e3e\u516c\u4f48\u7684\u81e8\u8fd1\uff0c\u9019\u6b21\u66f4\u65b0\u53ef\u80fd\u6210\u70ba\u8a72\u516c\u53f8\u7684\u95dc\u9375\u8f49\u6298\u9ede\u3002\u90a3\u9ebc\uff0c\u6295\u8cc7\u8005\u662f\u5426\u61c9\u8a72\u5728\u6b64\u4e4b\u524d\u8cb7\u5165\u8a72\u80a1\uff1f\u7b54\u6848\u4e26\u4e0d\u7c21\u55ae\u3002<\/p>\n<h2>\u4f4e\u8ff7\u7684\u696d\u7e3e\u9810\u671f<\/h2>\n<p>\u806f\u5408\u5065\u5eb7\u96c6\u5718\u5728\u767c\u4f48\u7b2c\u4e8c\u8ca1\u5b63\u696d\u7e3e\u524d\uff0c\u5e02\u5834\u9810\u671f\u5df2\u964d\u81f3\u4f4e\u9ede\u30025\u6708\u4efd\uff0c\u7531\u65bc\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\uff08Medicare Advantage\uff09\u6210\u672c\u8d85\u51fa\u9810\u671f\uff0c\u8a72\u516c\u53f8\u4e0d\u5f97\u4e0d\u4e0b\u8abf\u5168\u5e74\u696d\u7e3e\u5c55\u671b\u3002\u5206\u6790\u5e2b\u666e\u904d\u9810\u6e2c\uff0c\u71df\u6536\u5c07\u9054\u52301117.5\u5104\u7f8e\u5143\uff0c\u540c\u6bd4\u589e\u9577\u7d0413%\u3002\u5118\u7ba1\u6536\u5165\u589e\u9577\u770b\u4f3c\u7a69\u5065\uff0c\u4f46\u9019\u53ef\u80fd\u4e0d\u8db3\u4ee5\u63a8\u52d5\u80a1\u50f9\u53cd\u5f48\u3002\u66f4\u4ee4\u4eba\u64d4\u6182\u7684\u662f\uff0c\u6bcf\u80a1\u6536\u76ca\u9810\u8a08\u70ba4.90\u7f8e\u5143\uff0c\u540c\u6bd4\u4e0b\u964d\u8fd128%\uff0c\u5373\u4fbf\u6700\u6a02\u89c0\u7684\u9810\u6e2c\u4e5f\u8a8d\u70ba\u8dcc\u5e45\u5c07\u8d85\u904e19%\u3002\u986f\u7136\uff0c\u83ef\u723e\u8857\u5c0d\u8a72\u516c\u53f8\u77ed\u671f\u5167\u89e3\u6c7a\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u7684\u554f\u984c\u4e26\u4e0d\u62b1\u5e0c\u671b\uff0c\u800c\u806f\u5408\u5065\u5eb7\u96c6\u5718\u4e5f\u672a\u63d0\u4f9b\u4efb\u4f55\u626d\u8f49\u9810\u671f\u7684\u4fe1\u865f\uff0c\u50c5\u8868\u793a\u589e\u9577\u53ef\u80fd\u8981\u52302026\u5e74\u624d\u80fd\u6062\u5fa9\u3002<\/p>\n<h2>\u540c\u884c\u7684\u8b66\u793a<\/h2>\n<p>\u6295\u8cc7\u8005\u7684\u671f\u5f85\u6216\u8a31\u5df2\u88ab\u540c\u884c<a href=\"https:\/\/nai500.com\/zh-hant\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%a9%a2\/?qm_symbol=ELV\">Elevance Health\uff08ELV\uff09<\/a>\u7684\u7cdf\u7cd5\u8868\u73fe\u9032\u4e00\u6b65\u524a\u5f31\u30027\u670817\u65e5\uff0cElevance\u516c\u4f48\u7684\u7b2c\u4e8c\u8ca1\u5b63\u76c8\u5229\u9060\u4f4e\u65bc\u9810\u671f\uff0c\u4e26\u4e0b\u8abf\u4e86\u5168\u5e74\u5c55\u671b\uff0c\u5c07\u539f\u56e0\u6b78\u548e\u65bc\u201cACA\uff08\u5e73\u50f9\u91ab\u7642\u6cd5\u6848\uff09\u548c\u91ab\u7642\u88dc\u52a9\uff08Medicaid\uff09\u6210\u672c\u4e0a\u5347\u5c0d\u6574\u500b\u884c\u696d\u7684\u6301\u7e8c\u5f71\u97ff\u201d\u3002\u806f\u5408\u5065\u5eb7\u96c6\u5718\u540c\u6a23\u9762\u81e8\u9019\u4e9b\u884c\u696d\u6027\u58d3\u529b\uff0c\u572830\u500b\u5dde\u7684ACA\u4ea4\u6613\u6240\u63d0\u4f9b\u4fdd\u96aa\u8a08\u5283\uff0c\u4e26\u670d\u52d9\u8d85\u904e757\u842c\u91ab\u7642\u88dc\u52a9\u6210\u54e1\u3002\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0cElevance\u7684\u696d\u7e3e\u4e2d\uff0c\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u662f\u5c11\u6578\u4eae\u9ede\u4e4b\u4e00\uff0c\u4f46\u9019\u53ef\u80fd\u96e3\u4ee5\u6210\u70ba\u806f\u5408\u5065\u5eb7\u96c6\u5718\u7684\u6551\u547d\u7a3b\u8349\u3002<\/p>\n<h2>\u8f3f\u8ad6\u98a8\u66b4<\/h2>\n<p>\u9664\u4e86\u8ca1\u52d9\u56f0\u5883\uff0c\u806f\u5408\u5065\u5eb7\u96c6\u5718\u9084\u6df1\u9677\u8f3f\u8ad6\u6f29\u6e26\u30025\u670814\u65e5\uff0c\u300a\u83ef\u723e\u8857\u65e5\u5831\u300b\u63f4\u5f15\u533f\u540d\u6d88\u606f\u7a31\uff0c\u7f8e\u570b\u53f8\u6cd5\u90e8\u5df2\u5c0d\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u696d\u52d9\u5c55\u958b\u5211\u4e8b\u8abf\u67e5\u3002\u5118\u7ba1\u8a72\u516c\u53f8\u8fc5\u901f\u56de\u61c9\uff0c\u5805\u7a31\u672a\u6536\u5230\u4efb\u4f55\u8abf\u67e5\u901a\u77e5\uff0c\u4e26\u5f37\u8abf\u696d\u52d9\u7684\u5408\u898f\u6027\uff0c\u4f46\u8ca0\u9762\u5831\u9053\u4e26\u672a\u505c\u6b62\u30027\u67089\u65e5\uff0c\u300a\u83ef\u723e\u8857\u65e5\u5831\u300b\u518d\u6b21\u520a\u6587\u8cea\u7591\u91ab\u7642\u4fdd\u96aa\u512a\u52e2\u8a08\u5283\u7684\u904b\u71df\uff0c\u806f\u5408\u5065\u5eb7\u96c6\u5718\u5247\u53cd\u99c1\u7a31\u5831\u9053\u57fa\u65bc\u201c\u4e0d\u5b8c\u6574\u6578\u64da\u548c\u932f\u8aa4\u7406\u89e3\u201d\u3002<\/p>\n<h2>\u662f\u5426\u503c\u5f97\u8cb7\u5165\uff1f<\/h2>\n<p>\u806f\u5408\u5065\u5eb7\u96c6\u5718\u7684\u7b2c\u4e8c\u8ca1\u5b63\u696d\u7e3e\u6216\u8a31\u6703\u8d85\u51fa\u9810\u671f\uff0c\u4f46\u9019\u7a2e\u53ef\u80fd\u6027\u4e26\u4e0d\u9ad8\u3002\u66f4\u73fe\u5be6\u7684\u662f\uff0c\u8a72\u516c\u53f8\u82e5\u80fd\u63d0\u4f9b\u66f4\u65b0\u7684\u5168\u5e74\u696d\u7e3e\u6307\u5f15\uff0c\u4e26\u8a73\u7d30\u8aaa\u660e2025\u5e74\u7684\u5fa9\u8607\u8a08\u5283\uff0c\u6216\u8a31\u80fd\u66ab\u6642\u7de9\u89e3\u6295\u8cc7\u8005\u7684\u7126\u616e\u3002\u7136\u800c\uff0c\u9019\u662f\u5426\u8db3\u4ee5\u63a8\u52d5\u80a1\u50f9\u53cd\u5f48\uff0c\u5c1a\u96e3\u5b9a\u8ad6\u3002<\/p>\n<p>\u5118\u7ba1\u5982\u6b64\uff0c\u5f9e\u9577\u671f\u4f86\u770b\uff0c\u806f\u5408\u5065\u5eb7\u96c6\u5718\u7684\u4f30\u503c\u5df2\u5177\u5099\u5438\u5f15\u529b\u3002\u7cdf\u7cd5\u7684\u77ed\u671f\u8868\u73fe\u5f80\u5f80\u70ba\u6709\u9060\u898b\u7684\u6295\u8cc7\u8005\u5275\u9020\u7d55\u4f73\u6a5f\u6703\u3002\u82e5\u6295\u8cc7\u8005\u76f8\u4fe1\u9577\u671f\u589e\u9577\u6f5b\u529b\uff0c\u7576\u524d\u7684\u4f4e\u8ff7\u6216\u8a31\u6b63\u662f\u8cb7\u5165\u6642\u6a5f\u3002\u4f46\u57287\u670829\u65e5\u8ca1\u5831\u516c\u4f48\u524d\uff0c\u8b39\u614e\u4ecd\u662f\u4e0a\u7b56\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5c0d\u65bc\u806f\u5408\u5065\u5eb7\u96c6\u5718\uff08UNH\uff09\u800c\u8a00\uff0c2025\u5e74\u7121\u7591\u662f\u5145\u6eff\u6311\u6230\u7684\u4e00\u5e74\u3002\u7ffb\u958b\u8a5e\u5178\uff0c\u6216\u8a31\u80fd\u627e\u5230\u7121\u6578\u5f62\u5bb9\u8a5e\u4f86\u63cf\u8ff0\u9019\u5bb6\u91ab\u7642\u5de8 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":584460,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[426],"tags":[644,564,574,641],"class_list":["post-584462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-news-zh-hant","tag-644","tag-564","tag-574","tag--zh-hant","sectors-financial-products-zh-hant","sectors-technology-zh-hant","locations-us-zh-hant","exchange-nasdaq-zh-hant","exchange-nyse-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/584462","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=584462"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/584462\/revisions"}],"predecessor-version":[{"id":584465,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/584462\/revisions\/584465"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/584460"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=584462"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=584462"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=584462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}