{"id":586787,"date":"2025-08-07T00:53:02","date_gmt":"2025-08-07T07:53:02","guid":{"rendered":"https:\/\/nai500.com\/blog\/2025\/08\/rrsp%e6%96%b0%e6%89%8b%e6%8c%87%e5%8d%97-%e4%b8%89%e5%8f%aa-%e5%a4%9a%e4%ba%a4%e6%89%80%e8%82%a1%e6%81%af%e8%82%a1\/"},"modified":"2025-08-07T00:53:40","modified_gmt":"2025-08-07T07:53:40","slug":"rrsp%e6%96%b0%e6%89%8b%e6%8c%87%e5%8d%97-%e4%b8%89%e9%9a%bb-%e5%a4%9a%e4%ba%a4%e6%89%80%e8%82%a1%e6%81%af%e8%82%a1","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2025\/08\/rrsp%e6%96%b0%e6%89%8b%e6%8c%87%e5%8d%97-%e4%b8%89%e9%9a%bb-%e5%a4%9a%e4%ba%a4%e6%89%80%e8%82%a1%e6%81%af%e8%82%a1\/","title":{"rendered":"RRSP\u65b0\u624b\u6307\u5357\uff1a\u4e09\u96bb\u4e0d\u53ef\u932f\u904e\u7684\u591a\u4ea4\u6240\u80a1\u606f\u80a1"},"content":{"rendered":"<p>\u52a0\u62ff\u5927\u6295\u8cc7\u8005\u53ef\u4ee5\u5229\u7528\u81ea\u4e3b\u7ba1\u7406\u7684\u8a3b\u518a\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff08RRSP\uff09\u69cb\u5efa\u6295\u8cc7\u7d44\u5408\uff0c\u4ee5\u88dc\u5145\u52a0\u62ff\u5927\u990a\u8001\u91d1\u8a08\u5283\uff08CPP\uff09\u3001\u8001\u5e74\u4fdd\u969c\u91d1\uff08OAS\uff09\u53ca\u8077\u696d\u990a\u8001\u91d1\u3002\u9078\u64c7\u512a\u8cea\u7684\u591a\u4ea4\u6240\uff08TSX\uff09\u80a1\u606f\u6210\u9577\u80a1\u4e26\u5229\u7528\u80a1\u606f\u9032\u884c\u518d\u6295\u8cc7\uff0c\u53ef\u901a\u904e\u8907\u5229\u6548\u61c9\u5be6\u73fe\u8cc7\u7522\u589e\u503c\u3002<\/p>\n<h2>RRSP\u57fa\u790e\u77e5\u8b58<\/h2>\n<ul>\n<li><strong>\u4f9b\u6b3e\u984d\u5ea6\uff1a<\/strong>\u00a0\u5e74\u5ea6RRSP\u4f9b\u6b3e\u984d\u5ea6\u901a\u5e38\u70ba\u4e0a\u4e00\u5e74\u61c9\u7a05\u6536\u5165\u768418%\uff082026\u5e74\u4e0a\u9650\u57fa\u65bc2025\u5e74\u6536\u5165\uff09\u3002\u4f8b\u5982\uff0c2025\u5e74\u6536\u516510\u842c\u52a0\u5143\uff0c2026\u5e74\u4f9b\u6b3e\u984d\u5ea6\u70ba1.8\u842c\u52a0\u5143\u3002\u9ad8\u6536\u5165\u8005\u5b58\u5728\u4f9b\u6b3e\u4e0a\u9650\uff082025\u5e74\u70ba32,490\u52a0\u5143\uff09\u3002<\/li>\n<li><strong>\u7a05\u52d9\u512a\u60e0\uff1a<\/strong>\u00a0\u4f9b\u6b3e\u53ef\u62b5\u6263\u7576\u5e74\u61c9\u7a05\u6536\u5165\uff0c\u5c0d\u9ad8\u908a\u969b\u7a05\u7387\u4eba\u7fa4\u6700\u70ba\u6709\u5229\u3002RRSP\u5167\u6301\u6709\u7684\u6295\u8cc7\u53ef\u5be6\u73fe\u514d\u7a05\u589e\u9577\uff0c\u4f46\u9000\u4f11\u63d0\u53d6\u6642\u9700\u7e73\u7a05\u3002\u7406\u60f3\u7b56\u7565\u662f\u5728\u63d0\u53d6\u6642\u8655\u65bc\u6bd4\u4f9b\u6b3e\u6642\u66f4\u4f4e\u7684\u7a05\u7387\u6a94\u3002<\/li>\n<li><strong>\u91cd\u8981\u63d0\u9192\uff1a<\/strong>\u00a0\u96c7\u54e1\u548c\u96c7\u4e3b\u5411\u516c\u53f8\u990a\u8001\u91d1\u7684\u4f9b\u6b3e\u6703\u4f54\u7528\u5e74\u5ea6RRSP\u984d\u5ea6\u3002\u7d0d\u7a05\u4eba\u9700\u6839\u64da\u7a05\u52d9\u5c40\uff08CRA\uff09\u5e74\u5ea6\u8a55\u4f30\u901a\u77e5\u78ba\u8a8d\u5be6\u969b\u53ef\u7528\u984d\u5ea6\u3002\u8d85\u984d\u4f9b\u6b3e\u5c07\u9762\u81e8\u6bcf\u67081%\u7684\u7f70\u6b3e\uff0c\u4f46CRA\u63d0\u4f9b2000\u52a0\u5143\u7684\u7d42\u8eab\u8d85\u984d\u7de9\u885d\u984d\u5ea6\u3002<\/li>\n<\/ul>\n<h2>RRSP\u6295\u8cc7\u8005\u7684\u512a\u9078\u80a1\u606f\u80a1<\/h2>\n<p>\u5177\u5099\u826f\u597d\u80a1\u606f\u589e\u9577\u8a18\u9304\u7684\u80a1\u7968\u901a\u5e38\u80fd\u5728\u5e02\u5834\u8abf\u6574\u5f8c\u53cd\u5f48\uff0c\u9019\u5c0d\u9577\u671f\u6301\u6709\u6295\u8cc7\u7684\u81ea\u4e3bRRSP\u5c24\u70ba\u91cd\u8981\u3002<\/p>\n<p><strong><a href=\"https:\/\/nai500.com\/zh-hans\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%af%a2\/?qm_symbol=FTS%3ACA\">Fortis (TSX:FTS)<\/a><\/strong> \u5c31\u662f\u4e00\u500b\u512a\u8cea\u7684TSX\u80a1\u606f\u6210\u9577\u80a1\u7684\u5178\u7bc4\uff0c\u516c\u53f8\u8463\u4e8b\u6703\u904e\u53bb51\u5e74\u4f86\u6bcf\u5e74\u90fd\u4e0a\u8abf\u80a1\u606f\u3002Fortis\u7684\u696d\u52d9\u5305\u62ec\u5929\u7136\u6c23\u5206\u92b7\u516c\u7528\u4e8b\u696d\u3001\u767c\u96fb\u8a2d\u65bd\u548c\u8f38\u96fb\u7db2\u7d61\u3002\u8a72\u516c\u53f8\u6b63\u5728\u57f7\u884c\u4e00\u9805260\u5104\u52a0\u5143\u7684\u8cc7\u672c\u8a08\u5283\uff0c\u65e8\u5728\u5c07\u8cbb\u57fa\u5f9e2024\u5e74\u7684390\u5104\u52a0\u5143\u589e\u52a0\u52302029\u5e74\u7684530\u5104\u52a0\u5143\u3002\u96a8\u8457\u65b0\u8cc7\u7522\u7684\u5b8c\u5de5\u4e26\u958b\u59cb\u7522\u751f\u6536\u5165\uff0c\u5229\u6f64\u7684\u63d0\u5347\u61c9\u80fd\u652f\u6301\u672a\u4f86\u4e94\u5e74\u51674%\u81f36%\u7684\u5e74\u5ea6\u80a1\u606f\u589e\u9577\u76ee\u6a19\u3002<\/p>\n<p><strong>Canadian Natural Resources (TSX:CNQ)<\/strong>\u00a0\u9023\u7e8c25\u5e74\u4e0a\u8abf\u80a1\u606f\uff0c\u9019\u4e00\u6210\u5c31\u5c0d\u65bc\u4e00\u5bb6\u5229\u6f64\u7387\u53d6\u6c7a\u65bc\u5927\u5b97\u5546\u54c1\u50f9\u683c\u7684\u516c\u53f8\u4f86\u8aaa\u5be6\u5c6c\u96e3\u5f97\u3002CNRL\u662f\u52a0\u62ff\u5927\u80fd\u6e90\u9818\u57df\u7684\u5de8\u982d\uff0c\u5f9e\u4e8b\u539f\u6cb9\u3001\u5929\u7136\u6c23\u6db2\u548c\u5929\u7136\u6c23\u7684\u751f\u7522\uff0c\u4e14\u5132\u91cf\u5ee3\u6cdb\u3002\u7531\u65bc\u6cb9\u50f9\u4e0b\u8dcc\uff0c\u8a72\u80a1\u80a1\u50f9\u904e\u53bb\u4e0b\u8dcc\uff0c\u4f46\u9019\u4e5f\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u4e86\u56de\u8abf\u8cb7\u5165\u7684\u6a5f\u6703\u3002Canadian Natural Resources\u7e7c\u7e8c\u901a\u904e\u6536\u8cfc\u548c\u947d\u63a2\u9805\u76ee\u5be6\u73fe\u589e\u9577\uff0c\u76ee\u524d\u80a1\u606f\u73875.4%\u3002<\/p>\n<p>\u5728\u52a0\u62ff\u5927\u5927\u578b\u9280\u884c\u7576\u4e2d\uff0c<strong>\u8c50\u696d\u9280\u884c<\/strong><strong> (Bank of Nova Scotia, TSX:BNS)<\/strong>\u00a0\u662f\u4e00\u500b\u9006\u5411\u6295\u8cc7\u9078\u64c7\u3002\u8a72\u80a1\u904e\u53bb\u5e7e\u5e74\u7684\u8868\u73fe\u905c\u65bc\u5176\u4ed6\u5927\u884c\uff0c\u4f46\u76ee\u524d\u6b63\u5728\u52aa\u529b\u8f49\u578b\uff0c\u6bd4\u5982\u8aaa\u5c07\u6295\u8cc7\u91cd\u9ede\u805a\u7126\u65bc\u7f8e\u570b\u548c\u52a0\u62ff\u5927\uff0c\u540c\u6642\u9000\u51fa\u62c9\u4e01\u7f8e\u6d32\u7684\u90e8\u5206\u696d\u52d9\uff08\u904e\u53bb20\u523030\u5e74\uff0c\u8a72\u884c\u5728\u8a72\u5730\u5340\u6295\u5165\u4e86\u6578\u5341\u5104\u9032\u884c\u6536\u8cfc\uff09\u3002\u65b0\u6230\u7565\u9700\u8981\u4e00\u4e9b\u6642\u9593\u624d\u80fd\u898b\u6548\uff0c\u76ee\u524d\u8a72\u80a1\u80a1\u606f\u73875.7%\u3002<\/p>\n<p><strong>\u7d50\u8a9e\uff1a<\/strong>\u00a0Fortis\u3001Canadian Natural Resources\u548c\u8c50\u696d\u9280\u884c\u5747\u63d0\u4f9b\u6709\u5438\u5f15\u529b\u7684\u80a1\u606f\uff0c\u4e14\u80a1\u606f\u6709\u671b\u6301\u7e8c\u589e\u9577\u3002\u5982\u679c\u60a8\u6709RRSP\u8cc7\u91d1\u7684\u914d\u7f6e\u9700\u6c42\uff0c\u9019\u4e09\u96bb\u80a1\u7968\u503c\u5f97\u8003\u616e\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u52a0\u62ff\u5927\u6295\u8cc7\u8005\u53ef\u4ee5\u5229\u7528\u81ea\u4e3b\u7ba1\u7406\u7684\u8a3b\u518a\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff08RRSP\uff09\u69cb\u5efa\u6295\u8cc7\u7d44\u5408\uff0c\u4ee5\u88dc\u5145\u52a0\u62ff\u5927\u990a\u8001\u91d1\u8a08\u5283\uff08CPP\uff09\u3001\u8001\u5e74 [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":550536,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1522,431],"tags":[2171,568,1860,2230],"class_list":["post-586787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-1522","category-trends-strategies-zh-hant","tag-2171","tag-zh-hant-blog-tag-","tag--zh-hant","tag-2230","sectors--zh-hant","sectors-oil-gas-zh-hant","sectors-financial-products-zh-hant","locations-canada-zh-hant","exchange-tsx-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/586787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=586787"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/586787\/revisions"}],"predecessor-version":[{"id":586790,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/586787\/revisions\/586790"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/550536"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=586787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=586787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=586787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}