{"id":598417,"date":"2025-10-16T05:50:50","date_gmt":"2025-10-16T12:50:50","guid":{"rendered":"https:\/\/nai500.com\/?p=598417"},"modified":"2025-10-16T05:50:50","modified_gmt":"2025-10-16T12:50:50","slug":"fintech-fi-sq-pypl-v-ma","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2025\/10\/fintech-fi-sq-pypl-v-ma\/","title":{"rendered":"Fintech \u5728\u908a\u7de3\uff1aFI\u3001SQ\u3001PYPL\u3001V\u3001MA \u5438\u5f15\u5feb\u901f\u8cc7\u91d1"},"content":{"rendered":"

\u7576\u4e00\u4f4d\u50f9\u503c\u578b\u7d93\u7406\u4eba\u8d70\u9032\u4e00\u5bb6\u906d\u53d7\u91cd\u5275\u7684 fintech \u516c\u53f8\u4e26\u63d0\u51fa\u5eab\u85cf\u80a1\u8ad6\u9ede\u6642\uff0c\u4f60\u6703\u6ce8\u610f\u3002Fintech \u4f4d\u65bc\u4eca\u65e5\u79d1\u6280\u9707\u76ea\u8207\u80fd\u6e90\u53ca\u91ab\u7642\u8f2a\u52d5\u7684\u4ea4\u532f\u8655\uff0c\u6563\u6236\u4ea4\u6613\u8005\u8ffd\u9010\u52d5\u80fd\uff0c\u540c\u6642\u6a5f\u69cb\u8cc7\u91d1\u64c1\u62b1\u73fe\u91d1\u6d41\u8cb4\u65cf\u3002\u4ee5\u4e0b\u662f\u4e94\u500b\u5be6\u969b\u6539\u8b8a\u5e02\u5834\u8a71\u984c\u8207\u8a02\u55ae\u6d41\u5411\u7684\u652f\u4ed8\u516c\u53f8\u3002<\/p>\n

Fintech \u8207\u652f\u4ed8\u80a1\u7126\u9ede<\/h3>\n

1) Fiserv (FI) \u2014 \u50f9\u503c\u8cb7\u76e4\u9047\u4e0a\u53d7\u5275\u8d70\u52e2\uff1aVulcan Value Partners \u63ed\u9732\u4e86\u65b0\u5009\u4f4d\uff0c\u4e26\u7a31\u8a72\u4f01\u696d\u70ba\u4ee5\u81ea\u7531\u73fe\u91d1\u6d41\u652f\u6301\u5eab\u85cf\u80a1\u7684\u300c\u5b89\u5168\u908a\u969b\u300d\u8cb7\u9ede\u3002\u9019\u500b\u6558\u4e8b\u5f15\u8d77\u5171\u9cf4\uff0c\u56e0\u70ba\u5b83\u53cd\u99c1\u4e86\u7531\u6563\u6236\u63a8\u52d5\u7684\u79d1\u6280\u6ce1\u6cab\uff0c\u4e26\u7b26\u5408\u6a5f\u69cb\u5c0d\u8010\u4e45\u73fe\u91d1\u8907\u5229\u7684\u80c3\u7d0d\u3002\u8108\u7d61\u5f88\u91cd\u8981\u3002Fiserv \u4e00\u500b\u6708\u56de\u5831\u70ba\u8ca0\uff0c\u80a1\u50f9\u5728\u4e94\u5341\u4e8c\u9031\u5167\u5927\u5e45\u4e0b\u8dcc\uff0c\u4f46\u5176\u9810\u671f\u81ea\u7531\u73fe\u91d1\u6d41\u8d85\u904e 50 \u5104\u7f8e\u5143\uff0c\u4e14\u5df2\u5728\u5f31\u52e2\u6642\u56de\u8cfc\u80a1\u4efd\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u5927\u5e02\u503c\u3001\u9ad8\u6d41\u52d5\u6027\u3001\u8cb7\u8ce3\u5dee\u50f9\u72f9\u7a84\uff0c\u671f\u6b0a\u71b1\u5ea6\u4f4e\u65bc\u8f03\u70ba\u8000\u773c\u7684\u540c\u696d\uff1b\u5728\u4e00\u500b\u5145\u65a5\u77ed\u66ab\u9ad8\u5cf0\u7684\u7522\u696d\u4e2d\uff0c\u5b83\u8868\u73fe\u5f97\u8f03\u70ba\u7a69\u5065\u3002\u4e3b\u8981\u7d50\u8ad6\uff1a\u5982\u679c\u79d1\u6280\u4fee\u6b63\u6d3e\u6b63\u78ba\uff0c\u81ea\u6211\u8cc7\u52a9\u7684\u5eab\u85cf\u80a1\u8207\u9ad8\u63db\u7528\u6210\u672c\u4f7f FI \u6210\u70ba\u5728\u4e0d\u8b93\u8c9d\u5854\u8dcc\u843d\u61f8\u5d16\u7684\u60c5\u6cc1\u4e0b\uff0c\u9632\u79a6\u6027\u5730\u6301\u6709\u652f\u4ed8\u57fa\u790e\u8a2d\u65bd\u7684\u65b9\u5f0f\u3002<\/p>\n

2) Block (SQ) \u2014 \u8207\u52a0\u5bc6\u639b\u9264\u4e14\u6709\u6563\u6236\u6307\u7d0b\u7684\u626d\u77e9\uff1a\u7576\u4eca\u65e5\u79d1\u6280\u5927\u5e45\u64fa\u52d5\u6642\uff0cSQ \u56e0\u5c0d\u98a8\u96aa\u504f\u597d\u7684\u9ad8\u8c9d\u5854\u8207\u6301\u7e8c\u7684\u52a0\u5bc6\u60c5\u7dd2\u9023\u52d5\u800c\u5438\u5f15\u6ce8\u610f\u3002\u6563\u6236\u8cc7\u91d1\u5728\u6b64\u8655\u6fc0\u589e\uff0c\u56e0\u70ba Cash App \u8207 Bitcoin \u7684\u6558\u4e8b\u4f7f\u5176\u6210\u70ba\u4ea4\u6613\u8005\u60f3\u8981\u64cd\u4f5c\u6642\u6700\u5bb9\u6613\u7684 fintech \u4ee3\u8868\u3002\u9019\u5728\u671f\u6b0a\u5e02\u5834\u986f\u73fe\uff0c\u9031\u5ea6\u5408\u7d04\u5e38\u5de6\u53f3\u7576\u65e5\u8d70\u52e2\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u6ce2\u52d5\u6027\u4e2d\u9ad8\u3001\u7531\u671f\u6b0a\u9a45\u52d5\u7684\u7206\u767c\u3001\u6d41\u52d5\u6027\u6df1\u4f46\u7576\u52d5\u91cf\u57fa\u91d1\u5927\u91cf\u6e67\u5165\u6216\u64a4\u51fa\u6642\u50f9\u683c\u885d\u64ca\u771f\u5be6\u5b58\u5728\u3002\u4e3b\u8981\u7d50\u8ad6\uff1aSQ \u662f\u6230\u8853\u6027\u5de5\u5177\uff0c\u82e5 Cash App \u7684\u55ae\u4f4d\u7d93\u6fdf\u8207\u8ce3\u5bb6\u62bd\u6210\u7387\u7dad\u6301\uff0c\u5177\u6230\u7565\u6027\u4e0a\u884c\u7a7a\u9593\u3002\u4f46\u5b83\u6703\u8ffd\u96a8\u98a8\u96aa\u5faa\u74b0\u3002\u82e5\u505a\u7a7a\u79d1\u6280\u7684\u53cd\u5411\u8005\u5f97\u5230\u8ddf\u9032\uff0cSQ \u6703\u9996\u7576\u5176\u885d\u88ab\u6253\u64ca\uff1b\u82e5\u79d1\u6280\u88ab\u64e0\u58d3\uff0cSQ \u5728\u6b64\u540d\u55ae\u4e2d\u8dd1\u5f97\u6700\u5feb\u3002<\/p>\n

3) PayPal (PYPL) \u2014 \u8f49\u6a5f\u7684\u6a19\u984c\u98a8\u96aa\u8207\u50f9\u503c\u500d\u6578\uff1aPYPL \u5438\u5f15\u95dc\u6ce8\uff0c\u56e0\u70ba\u5b83\u662f\u6bd4\u52a0\u5bc6\u66b4\u9732\u66f4\u7d14\u7cb9\u3001\u4f30\u503c\u770b\u8d77\u4f86\u50cf\u662f\u8f49\u6a5f\u7684\u652f\u4ed8\u73a9\u6cd5\u3002\u95dc\u65bc\u7d50\u5e33\u8f49\u5316\u7387\u3001\u54c1\u724c\u6309\u9215\u5e02\u5360\u8207 Venmo \u8b8a\u73fe\u7684\u8a0e\u8ad6\u4e0d\u65b7\uff0c\u6bcf\u4e00\u500b\u589e\u91cf\u6578\u64da\u9ede\u90fd\u6703\u8b93\u5feb\u901f\u8cc7\u91d1\u5728\u653e\u68c4\u8207\u5598\u606f\u4e4b\u9593\u5207\u63db\u3002\u6a5f\u69cb\u4ea4\u6613\u53f0\u8f03\u6563\u6236\u66f4\u5177\u5efa\u8a2d\u6027\uff0c\u56e0\u70ba\u71df\u696d\u5229\u6f64\u56de\u5347\u7684\u8def\u5f91\u53ef\u898b\uff0c\u5118\u7ba1\u71df\u6536\u6210\u9577\u5df2\u8da8\u6210\u719f\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u65e5\u6210\u4ea4\u91cf\u9f90\u5927\u3001\u671f\u6b0a\u975e\u5e38\u6d41\u52d5\u3001\u65e5\u5167\u6ed1\u9ede\u4f4e\u65bc SQ \u4f46\u9ad8\u65bc Visa \u6216 Mastercard\u3002\u4e3b\u8981\u7d50\u8ad6\uff1aPYPL \u662f\u500b\u9700\u88ab\u8b49\u660e\u7684\u6545\u4e8b\u3002\u82e5\u7ba1\u7406\u5c64\u7dad\u6301\u6210\u672c\u7d00\u5f8b\u4e26\u63a8\u5347 TPV \u8207\u6bcf\u6d3b\u8e8d\u7528\u6236\u4ea4\u6613\u6578\uff0c\u4f30\u503c\u6709\u7a7a\u9593\u91cd\u4f30\uff1b\u5426\u5247\u5c31\u6703\u6210\u70ba\u4e00\u500b\u6709\u5eab\u85cf\u80a1\u652f\u6301\u4f46\u7f3a\u4e4f\u5176\u4ed6\u4eae\u9ede\u7684\u50f9\u503c\u9677\u9631\u3002\u5009\u4f4d\u5927\u5c0f\u61c9\u53cd\u6620\u5176\u4e8c\u5143\u7d50\u679c\u7684\u7279\u6027\u3002<\/p>\n

4) Visa (V) \u2014 \u6a5f\u69cb\u85cf\u533f\u7684\u73fe\u91d1\u6d41\u8907\u5229\u5668\uff1a\u7576\u79d1\u6280\u8d70\u52e2\u4e0d\u7a69\u4e14\u8cc7\u91d1\u8f49\u5411\u80fd\u6e90\u8207\u91ab\u7642\u6642\uff0cVisa \u975c\u6084\u6084\u5730\u6210\u70ba\u8010\u5fc3\u8cc7\u672c\u7684\u805a\u96c6\u5730\u3002\u8de8\u5883\u65c5\u904a\u91cf\u3001\u73fe\u91d1\u6578\u4f4d\u5316\u7684\u9577\u671f\u8da8\u52e2\u4ee5\u53ca\u7262\u4e0d\u53ef\u7834\u7684\u62bd\u6210\u6a5f\u5236\u4f7f\u9019\u5bb6\u516c\u53f8\u5728\u6295\u8cc7\u8005\u5f9e\u9ad8\u8c9d\u5854\u64a4\u51fa\u8cc7\u91d1\u6642\u4fdd\u6301\u9700\u6c42\u3002\u4eca\u65e5\u7684\u8a0e\u8ad6\u53cd\u6620\u51fa\u90a3\u7a2e\u5206\u6b67\uff1a\u6563\u6236\u8ffd\u9010\u87a2\u5e55\uff0c\u800c\u6a5f\u69cb\u5247\u52a0\u78bc\u652f\u4ed8\u57fa\u790e\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u8d85\u5927\u578b\u80a1\u3001\u8cb7\u8ce3\u5dee\u50f9\u6975\u4f4e\uff0c\u76f8\u8f03 fintech \u540c\u696d\u5be6\u73fe\u6ce2\u52d5\u7387\u4f4e\uff0c\u671f\u6b0a\u6df1\u4f46\u4e0d\u662f\u8ced\u5834\u3002\u4e3b\u8981\u7d50\u8ad6\uff1aV \u662f\u57fa\u6e96\u7d1a\u7684\u652f\u4ed8\u57fa\u790e\uff0c\u9069\u5408\u5728\u4e0b\u8dcc\u65e5\u8cb7\u5165\u4e26\u653e\u8457\u4e94\u5e74\u3002\u5982\u679c\u6563\u6236\u8207\u6a5f\u69cb\u884c\u70ba\u7684\u5206\u6b67\u6301\u7e8c\uff0cVisa \u5f88\u53ef\u80fd\u5438\u6536\u8f03\u70ba\u8b39\u614e\u4e00\u65b9\u7684\u8cc7\u91d1\u4e26\u5728\u98a8\u96aa\u8abf\u6574\u5f8c\u8dd1\u8d0f\u3002<\/p>\n

5) Mastercard (MA) \u2014 \u540c\u4e00\u8ecc\u9053\uff0c\u591a\u4e00\u9ede\u523a\u6fc0\uff1aMA \u8ddf\u96a8\u8207 Visa \u985e\u4f3c\u7684\u8cc7\u91d1\u6d41\uff0c\u4f46\u5177\u6709\u7a0d\u5fae\u66f4\u9ad8\u7684\u69d3\u687f\u8207\u5c0d\u76e3\u7ba1\u65b0\u805e\u7684\u654f\u611f\u5ea6\u3002\u8a72\u696d\u52d9\u4ecd\u662f\u5168\u7403\u6027\u6d88\u8cbb\u6536\u8cbb\u8005\uff0c\u5bcc\u88d5\u6d88\u8cbb\u8207\u8de8\u5883\u6d88\u8cbb\u7d44\u5408\u627f\u64d4\u4e3b\u8981\u63a8\u52d5\u529b\u3002\u4ea4\u6613\u8005\u63d0\u5230\u5e38\u898b\u7684\u7af6\u722d\u52d5\u614b\uff0c\u4f46\u66f4\u91cd\u8981\u7684\u662f\u7576\u5176\u4ed6\u5730\u65b9\u6ce2\u52d5\u52a0\u5287\u6642\uff0c\u7db2\u7d61\u6a21\u5f0f\u7684\u97cc\u6027\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u8d85\u5927\u578b\u80a1\u3001\u8cb7\u76e4\u6df1\u539a\u3001\u6ce2\u52d5\u6027\u6bd4 V \u7a0d\u9ad8\u4f46\u4ecd\u5c6c fintech \u4e2d\u4f4e\u5287\u5834\u7684\u4e00\u89d2\uff0c\u662f\u5c0d\u6297\u9ad8\u8c9d\u5854\u652f\u4ed8\u80a1\u7684\u5c0d\u6c96\u57fa\u91d1\u504f\u611b\u914d\u5c0d\u3002\u4e3b\u8981\u7d50\u8ad6\uff1a\u82e5\u4f60\u8a8d\u70ba\u6563\u6236\u5728\u79d1\u6280\u4e0a\u7684\u672c\u80fd\u8ffd\u9010\u5df2\u5c6c\u665a\u9031\u671f\u4e14\u4fee\u6b63\u5373\u5c07\u5230\u4f86\uff0cMA \u662f\u4ecd\u6703\u8907\u5229\u7684\u54c1\u8cea\u9632\u79a6\uff1b\u82e5\u5e02\u5834\u9032\u4e00\u6b65\u64e0\u58d3\u4e0a\u884c\uff0cMA \u6703\u53c3\u8207\uff0c\u82e5\u975e\u9818\u8dd1\uff0c\u4e5f\u4e0d\u6703\u50cf\u7d14\u7cb9 fintech \u90a3\u6a23\u627f\u64d4\u9694\u591c\u6a19\u984c\u98a8\u96aa\u3002<\/p>\n

\u6295\u8cc7\u8005\u8996\u89d2<\/h3>\n

\u904e\u53bb\u516b\u5c0f\u6642\u50b3\u9054\u4e86\u4e00\u500b\u7c21\u55ae\u6545\u4e8b\u3002\u6563\u6236\u8ffd\u9010\u9ad8\u8c9d\u5854\u79d1\u6280\uff0c\u671f\u6b0a\u9ede\u71c3\u4e86\u5e38\u898b\u7684\u5acc\u7591\u80a1\uff0c\u800c\u6a5f\u69cb\u5247\u6301\u7e8c\u8f2a\u52d5\u81f3\u91ab\u7642\u3001\u80fd\u6e90\u8207\u652f\u4ed8\u9818\u57df\u4e2d\u7684\u7a69\u56fa\u73fe\u91d1\u6d41\u3002\u9019\u7a2e\u5206\u6b67\u4f7f fintech \u6210\u70ba\u4e0b\u4e00\u6b65\u8d70\u5411\u7684\u6307\u6a19\u3002\u82e5\u505a\u7a7a\u79d1\u6280\u7684\u53cd\u5411\u8005\u7372\u5f97\u9a57\u8b49\uff0c\u652f\u4ed8\u57fa\u790e\u52dd\u51fa\u3001\u985b\u8986\u8005\u627f\u58d3\uff1b\u82e5\u64e0\u58d3\u6301\u7e8c\uff0cSQ \u8207 PYPL \u98c6\u5347\uff0c\u800c FI\u3001V \u8207 MA \u5247\u63d0\u4f9b\u4ee5\u8f03\u5c11\u6b7b\u4ea1\u98a8\u96aa\u65b9\u5f0f\u6301\u6709\u4ea4\u6613\u6210\u9577\u7684\u8f03\u70ba\u7406\u6027\u7684\u9577\u591a\u8def\u5f91\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

Fintech \u8207\u652f\u4ed8\u985e\u80a1\u5982 FI\u3001SQ\u3001PYPL\u3001V \u548c MA \u53d7\u77da\u76ee\uff0c\u50f9\u503c\u578b\u57fa\u91d1\u3001\u6563\u6236\u8207\u6a5f\u69cb\u5728\u79d1\u6280\u80a1\u6ce2\u52d5\u8207\u8f2a\u52d5\u4e2d\u5e03\u5c40\uff0c\u63d0\u4f9b\u8a72\u985e\u80a1\u9632\u79a6\u8207\u6210\u9577\u6a5f\u6703\u7684\u7b56\u7565\u898b\u89e3\u3002<\/p>\n","protected":false},"author":50,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[426],"tags":[675,640,803],"class_list":["post-598417","post","type-post","status-publish","format-standard","hentry","category-market-news-zh-hant","tag--zh-hant","tag-640","tag-803"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/598417","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=598417"}],"version-history":[{"count":1,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/598417\/revisions"}],"predecessor-version":[{"id":598430,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/598417\/revisions\/598430"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=598417"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=598417"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=598417"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}