{"id":599752,"date":"2025-10-23T12:09:39","date_gmt":"2025-10-23T19:09:39","guid":{"rendered":"https:\/\/nai500.com\/?p=599752"},"modified":"2025-10-23T12:09:39","modified_gmt":"2025-10-23T19:09:39","slug":"obamacare-2026","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2025\/10\/obamacare-2026\/","title":{"rendered":"Obamacare \u7684 2026 \u4fdd\u8cbb\u885d\u64ca\u986f\u793a\u96b1\u85cf\u98a8\u96aa"},"content":{"rendered":"

\u6211\u5011\u70ba\u75be\u75c5\u6295\u4fdd\uff0c\u537b\u5fd8\u4e86\u5c0d\u6c96\u570b\u6703\u3002\u5831\u5c0e\u4e2d\u7684 2026 \u5e74\u300a\u5e73\u50f9\u91ab\u7642\u6cd5\u6848\u300b(ACA) \u8a08\u756b\u4fdd\u8cbb\u98c6\u5347\u4e0d\u662f\u7a81\u767c\u4e8b\u4ef6\uff0c\u800c\u662f\u98a8\u96aa\u7d42\u65bc\u88ab\u6a19\u50f9\u5165\u5e02\u5834\u3002\u7576\u88dc\u8cbc\u7d50\u675f\u6642\uff0c\u50f9\u683c\u4e0d\u662f\u5728\u4e0a\u6f32\uff1b\u5b83\u662f\u5728\u91cd\u65b0\u986f\u73fe\u3002\u6578\u5b78\u5f88\u76f4\u63a5\uff1a\u5982\u679c\u52a0\u5f37\u7684\u7a05\u6536\u62b5\u514d\u5982\u671f\u5728 2025 \u5e74\u5e95\u5230\u671f\uff0c\u4f5b\u8499\u7279\u5dde\u7684\u4e00\u500b\u5bb6\u5ead\u53ef\u80fd\u9762\u81e8\u6578\u842c\u5143\u7684\u5e74\u589e\u5e45\u3002\u4fc4\u52d2\u5ca1\u5dde\u4e00\u5c0d 60 \u6b72\u592b\u5a66\u5c07\u9762\u81e8\u8d85\u904e 20,000 \u7f8e\u5143\u7684\u984d\u5916\u4fdd\u8cbb\u3002KFF \u4f30\u8a08\u5e73\u5747\u7121\u88dc\u8cbc\u4fdd\u8cbb\u53ef\u80fd\u8d85\u904e\u7ffb\u500d\u3002\u9019\u4e0d\u662f\u5e02\u5834\u5931\u9748\uff0c\u800c\u662f\u653f\u7b56\u98a8\u96aa\u5230\u671f\u3002<\/p>\n

\u88dc\u8cbc\u96b1\u85cf\u6ce2\u52d5\u6027<\/h3>\n

ACA \u5c07\u98a8\u96aa\u5728\u6642\u9593\u8207\u7d0d\u7a05\u4eba\u4e4b\u9593\u5206\u6563\uff0c\u7136\u5f8c\u5728 2021 \u5e74\u52a0\u4e0a\u52a0\u5f37\u62b5\u514d\u4e26\u5ef6\u9577\u5230 2025 \u5e74\u3002\u9019\u4e9b\u62b5\u514d\u964d\u4f4e\u4e86\u6bcf\u6708\u5e33\u55ae\uff0c\u7279\u5225\u662f\u5c0d\u65bc\u5148\u524d\u672a\u88ab\u88dc\u8cbc\u6db5\u84cb\u7684\u4e2d\u7b49\u6536\u5165\u8cfc\u8cb7\u8005\u30022400 \u842c\u540d\u53c3\u4fdd\u8005\u4e2d\u591a\u6578\u6536\u5230\u62b5\u514d\uff0c\u9019\u610f\u5473\u8457\u89c0\u5bdf\u5230\u7684\u50f9\u683c\u662f\u88ab\u7ba1\u7406\u904e\u7684\u50f9\u683c\u3002\u79fb\u9664\u7de9\u885d\u5668\uff0c\u4f60\u5c31\u6703\u770b\u5230\u96b1\u85cf\u5728\u4e0b\u65b9\u7684\u8b8a\u7570\u6027\u3002\u6839\u64da KFF\uff0c\u5982\u679c\u52a0\u5f37\u62b5\u514d\u5931\u6548\uff0c\u5e73\u5747\u57fa\u6e96\u4fdd\u8cbb\u5728 2026 \u5e74\u53ef\u80fd\u5f9e\u6bcf\u6708 888 \u7f8e\u5143\u8df3\u5230\u7d04 1,900 \u7f8e\u5143\u3002\u9019\u662f\u6ce2\u52d5\u58d3\u6291\u7684\u53cd\u5411\u986f\u73fe\u3002\u5c0d\u4f4e\u6536\u5165\u8cfc\u8cb7\u8005\u800c\u8a00\uff0c\u91d1\u984d\u4e0a\u7684\u4e0a\u5347\u53ef\u80fd\u8f03\u5c0f\uff0c\u4f46\u61f8\u5d16\u4f9d\u7136\u662f\u61f8\u5d16\u3002\u5728\u5e02\u5834\u4e0a\uff0c\u88ab\u58d3\u6291\u7684\u6ce2\u52d5\u5f80\u5f80\u6703\u4e00\u6b21\u6027\u91cd\u65b0\u51fa\u73fe\uff0c\u5065\u5eb7\u4fdd\u96aa\u4e5f\u4e0d\u4f8b\u5916\u3002<\/p>\n

\u653f\u7b56\u98a8\u96aa\u4f5c\u70ba\u4e00\u985e\u8cc7\u7522<\/h3>\n

\u6295\u8cc7\u8005\u6703\u70ba\u4fe1\u7528\u98a8\u96aa\u3001\u4e45\u671f\u98a8\u96aa\u8207\u6ce2\u52d5\u6027\u5b9a\u50f9\u3002\u5bb6\u5ead\u5f88\u5c11\u70ba\u7acb\u6cd5\u98a8\u96aa\u5b9a\u50f9\uff0c\u5118\u7ba1\u5b83\u5e38\u5e38\u4e3b\u5c0e\u4ed6\u5011\u6700\u5927\u7684\u975e\u623f\u8cb8\u652f\u51fa\u3002ACA \u5e02\u5834\u66b4\u9732\u5728\u55ae\u4e00\u5931\u9748\u9ede\u4e0b\uff1a\u7531\u570b\u6703\u8a2d\u5b9a\u7684\u88dc\u8cbc\u7e8c\u671f\u9031\u671f\u3002\u8a72\u9031\u671f\u8207\u958b\u653e\u767b\u8a18\u65e5\u66c6\u4e26\u4e0d\u5c0d\u9f4a\u3002\u70ba 2026 \u5e74\u8a08\u756b\u7684\u9078\u8cfc\u7a97\u53e3\u5728\u83ef\u76db\u9813\u4ecd\u5728\u722d\u8ad6\u6642\u5c31\u958b\u59cb\u300228 \u500b\u806f\u90a6\u4ea4\u6613\u6240\u7684\u50f9\u683c\u751a\u81f3\u9084\u672a\u516c\u5e03\u3002\u4fdd\u96aa\u516c\u53f8\u5728\u9ed1\u6697\u4e2d\u63d0\u4ea4\u8cbb\u7387\uff0c\u5047\u8a2d\u67d0\u4e00\u653f\u7b56\u9ad4\u7cfb\u6216\u53e6\u4e00\u500b\u3002\u6d88\u8cbb\u8005\u5728\u8cc7\u8a0a\u4e0d\u5b8c\u6574\u4e0b\u6311\u9078\u8a08\u756b\u3002\u7528\u535a\u5f08\u8ad6\u8853\u8a9e\u4f86\u8aaa\uff0c\u6bcf\u500b\u4eba\u90fd\u5728\u73a9\u4e00\u500b\u8cc7\u8a0a\u4e0d\u5b8c\u5168\u4e14\u5831\u916c\u6703\u8b8a\u5316\u7684\u91cd\u8907\u535a\u5f08\u3002\u7576\u653f\u7b56\u5236\u5b9a\u8005\u63a8\u52d5\u98a8\u96aa\u6c60\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u8abf\u6574\u50f9\u683c\uff0c\u5065\u5eb7\u7684\u8cfc\u8cb7\u8005\u9000\u51fa\uff0c\u98a8\u96aa\u6c60\u8b8a\u5f97\u66f4\u75c5\u614b\u3002\u9019\u662f\u9006\u9078\u64c7\uff0c\u800c\u4e0d\u662f\u9ee8\u6d3e\u53e3\u865f\u3002\u5305\u62ec ACA \u6279\u8a55\u8005\u5728\u5167\u7684\u5404\u65b9\u5206\u6790\u5e2b\u90fd\u8b66\u544a\u904e\uff0c\u82e5\u5ee3\u6cdb\u64f4\u5927\u8cc7\u683c\u537b\u6c92\u6709\u6301\u4e45\u8cc7\u91d1\u652f\u6301\uff0c\u6703\u8a98\u767c\u9078\u64c7\u6027\u554f\u984c\u3002\u8a2d\u8a08\u9078\u64c7\u5f88\u7c21\u55ae\uff1a\u8981\u9ebc\u53ef\u4fe1\u5730\u627f\u8afe\u88dc\u8cbc\uff0c\u8981\u9ebc\u8a2d\u8a08\u80fd\u5728\u88dc\u8cbc\u79fb\u9664\u6642\u4ecd\u80fd\u627f\u53d7\u7684\u98a8\u96aa\u6c60\u3002\u7576\u524d\u9ad4\u7cfb\u5169\u8005\u7686\u4e0d\u70ba\u3002<\/p>\n

\u5de5\u7a0b\u65b7\u5c64\u7dda<\/h3>\n

\u628a\u5e02\u5834\u60f3\u50cf\u6210\u4e00\u500b\u58d3\u529b\u5bb9\u5668\u30022021 \u81f3 2025 \u5e74\u7684\u52a0\u5f37\u62b5\u514d\u5c31\u50cf\u7e5e\u5728\u7f50\u5b50\u5916\u7684\u984d\u5916\u5e36\u5b50\u3002\u5272\u65b7\u5e36\u5b50\u5f8c\uff0c\u58d3\u529b\u6703\u91cd\u65b0\u5206\u914d\u5230\u6700\u8584\u5f31\u8655\u3002\u9ad8\u6210\u672c\u5dde\u7684\u4e2d\u7522\u5bb6\u5ead\u5c31\u662f\u710a\u63a5\u63a5\u7e2b\u3002\u5831\u5c0e\u7684\u8df3\u5347 \u2014 \u4f8b\u5982\u6536\u5165 13 \u842c\u7f8e\u5143\u7684\u4f5b\u8499\u7279\u5dde\u56db\u53e3\u4e4b\u5bb6\u7d04\u589e\u52a0 32,600 \u7f8e\u5143\u3001\u6536\u5165 85,000 \u7f8e\u5143\u7684\u4fc4\u52d2\u5ca1\u5dde 60 \u6b72\u592b\u5a66\u7d04\u589e\u52a0 20,700 \u7f8e\u5143 \u2014 \u4e26\u4e0d\u53cd\u6620\u90a3\u4e9b\u90f5\u905e\u5340\u865f\u91ab\u9662\u6210\u672c\u7684\u7a81\u767c\u7206\u70b8\uff0c\u800c\u662f\u63ed\u9732\u4e86\u591a\u5c11\u771f\u6b63\u7684\u4fdd\u8cbb\u5176\u5be6\u7531\u7d0d\u7a05\u4eba\u652f\u4ed8\uff0c\u4ee5\u53ca\u591a\u5c11\u5b9a\u50f9\u7d50\u69cb\u4f9d\u8cf4\u65bc\u628a\u8f03\u5065\u5eb7\u3001\u8f03\u9ad8\u6536\u5165\u7684\u8cfc\u8cb7\u8005\u7559\u5728\u98a8\u96aa\u6c60\u5167\u3002\u908a\u7de3\u6848\u4f8b\u6700\u5148\u5931\u6557\u3002\u5728\u4fdd\u96aa\u4e2d\uff0c\u908a\u7de3\u4e26\u4e0d\u7f55\u898b\uff1b\u90a3\u88e1\u6b63\u662f\u6536\u5165\u4f86\u6e90\u6240\u5728\u3002<\/p>\n

\u8ca1\u653f\u6b0a\u8861\u4e0d\u662f\u5916\u90e8\u6027<\/h3>\n

\u5ef6\u9577\u52a0\u5f37\u62b5\u514d\u5c31\u80fd\u63db\u4f86\u77ed\u671f\u7a69\u5b9a\u3002\u570b\u6703\u9810\u7b97\u8fa6\u516c\u5ba4\u4f30\u8a08\uff0c\u6c38\u4e45\u5ef6\u9577\u6703\u5728\u5341\u5e74\u5f8c\u589e\u52a0\u7d04 380 \u842c\u4eba\u88ab\u4fdd\u8986\u84cb\uff0c\u4e26\u5728\u672a\u4f86\u5341\u5e74\u589e\u52a0\u7d04 3,500 \u5104\u7f8e\u5143\u7684\u8d64\u5b57\u3002\u5e33\u55ae\u4e26\u672a\u6d88\u5931\uff1b\u5b83\u53ea\u662f\u5f9e\u6bcf\u6708\u4fdd\u8cbb\u8f49\u79fb\u5230\u806f\u90a6\u5e33\u672c\u3002\u8b93\u62b5\u514d\u5931\u6548\uff0c\u4f60\u53ef\u4ee5\u7bc0\u7701\u806f\u90a6\u652f\u51fa\uff0c\u4f46\u6703\u628a\u5bb6\u5ead\u63a8\u5411\u66f4\u9ad8\u7684\u4fdd\u8cbb\u6216\u6210\u70ba\u672a\u4fdd\u3002\u67d0\u5927\u5831\u8fd1\u4f86\u6307\u51fa\uff0c2000 \u81f3 2023 \u5e74\u9593\uff0c\u8868\u9762\u4fdd\u8cbb\u589e\u901f\u6162\u65bc\u901a\u81a8\uff0c\u751a\u81f3\u5728 2020\u20132023 \u5e74\u9593\u7565\u6709\u4e0b\u964d\u3002\u90a3\u500b\u5feb\u7167\u5167\u542b\u75ab\u60c5\u671f\u9593\u5229\u7528\u7387\u4e0b\u8dcc\u8207\u5927\u898f\u6a21\u806f\u90a6\u88dc\u8cbc\u3002\u6f5b\u5728\u7684\u91ab\u7642\u8da8\u52e2 \u2014 \u91ab\u7642\u4f9b\u61c9\u8005\u50f9\u683c\u3001\u85e5\u54c1\u6210\u672c\u3001\u6162\u6027\u75c5\u8207\u4eba\u53e3\u7d50\u69cb \u2014 \u4e26\u6c92\u6709\u7a81\u7136\u6539\u5584\u3002\u6574\u5408\u7684\u91ab\u9662\u7cfb\u7d71\u4ecd\u638c\u63e1\u9ad8\u55ae\u4f4d\u50f9\u683c\u3002\u9019\u500b\u9078\u64c7\u4e0d\u662f\u5ec9\u50f9\u8207\u6602\u8cb4\u4e4b\u9593\uff0c\u800c\u662f\u5728\u54ea\u88e1\u3001\u4f55\u6642\u3001\u5411\u8ab0\u5fb5\u6536\u6b3e\u9805\uff0c\u4e26\u5c0d\u884c\u70ba\u7522\u751f\u8907\u5408\u5f71\u97ff\u3002<\/p>\n

\u9006\u5411\u9078\u64c7\u7684\u6642\u9418<\/h3>\n

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\u4e2d\u7522\u968e\u7d1a\u66dd\u96aa\u8207\u5dde\u969b\u5dee\u7570<\/h3>\n

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