{"id":603263,"date":"2025-11-11T05:35:48","date_gmt":"2025-11-11T13:35:48","guid":{"rendered":"https:\/\/nai500.com\/?p=603263"},"modified":"2025-11-11T05:35:48","modified_gmt":"2025-11-11T13:35:48","slug":"visa-mastercard-v-ma-pypl-sq-axp","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2025\/11\/visa-mastercard-v-ma-pypl-sq-axp\/","title":{"rendered":"Visa\u3001Mastercard \u505c\u706b\u885d\u64ca\u652f\u4ed8\u696d\uff1aV\u3001MA\u3001PYPL\u3001SQ\u3001AXP"},"content":{"rendered":"

\u652f\u4ed8\u8207\u5361\u7db2\u8def\u5728\u4fee\u8a02\u5f8c\u7684 380 \u5104\u7f8e\u5143\u548c\u89e3\u6848\u964d\u843d\u5728 Visa\u3001Mastercard \u8207\u7f8e\u570b\u5546\u5bb6\u4e4b\u9593\u5f8c\uff0c\u6210\u70ba\u7126\u9ede\u3002\u8a72\u6848\u65e8\u5728\u5e73\u606f\u9577\u9054 20 \u5e74\u7684\u5237\u5361\u8cbb\u722d\u8b70\uff0c\u524a\u6e1b\u90e8\u5206\u8cbb\u7387\uff0c\u4e26\u653e\u5bec\u5546\u5bb6\u5728\u5361\u7247\u63a5\u53d7\u8207\u52a0\u6536\u624b\u7e8c\u8cbb\u4e0a\u7684\u898f\u5247\u3002\u6cd5\u5b98 Margo Brodie \u4ecd\u9808\u7c3d\u7f72\uff0c\u4e14\u4e3b\u8981\u884c\u696d\u5718\u9ad4\u53cd\u5c0d\uff0c\u56e0\u6b64\u52dd\u5229\u5c1a\u672a\u78ba\u5b9a\u3002<\/p>\n

1) Visa (V) \u2014 \u9996\u8981\u88ab\u544a\uff0c\u4ecd\u638c\u63a7\u6536\u8cbb\u9598\u53e3<\/h3>\n

\u4eca\u65e5\u53d7\u77da\u539f\u56e0\uff1aVisa \u4f4d\u65bc\u548c\u89e3\u6838\u5fc3\u3002\u8a72\u5354\u8b70\u63d0\u8b70\u5728\u4e94\u5e74\u5167\u5c07\u5237\u5361\u8cbb\u4e0b\u8abf 0.1 \u500b\u767e\u5206\u9ede\u3001\u5c0d\u6a19\u6e96\u6d88\u8cbb\u8005\u5361\u7387\u8a2d\u5b9a\u516b\u5e74 1.25% \u7684\u4e0a\u9650\uff0c\u4e26\u5141\u8a31\u5546\u5bb6\u52a0\u6536\u6700\u591a 3% \u7684\u624b\u7e8c\u8cbb\u3002\u5546\u5bb6\u4e5f\u7372\u5f97\u66f4\u5927\u5f48\u6027\u9078\u64c7\u63a5\u53d7\u54ea\u4e9b\u5361\u5225\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u8d85\u5927\u578b\u652f\u4ed8\u7db2\u8def\u3001\u6301\u4e45\u5229\u6f64\u7387\u3001\u8de8\u5883\u696d\u52d9\u662f\u7372\u5229\u5f15\u64ce\u3001\u5168\u7403\u63a5\u53d7\u5ea6\u96e3\u4ee5\u8907\u88fd\u3002\u80a1\u50f9\u4ee3\u7406\u540d\u7fa9\u6d88\u8cbb\u3001\u7d44\u5408\u8207\u76e3\u7ba1\u98a8\u96aa\u3002\u6295\u8cc7\u4eba\u8981\u9ede\uff1a\u982d\u689d\u98a8\u96aa\u7565\u70ba\u7de9\u548c\uff0c\u4f46\u4ecd\u5927\u91cf\u5b58\u5728\u3002\u63d0\u6848\u7684\u524a\u6e1b\u5c6c\u65bc\u589e\u91cf\u6027\uff0c\u800c\u975e\u6839\u672c\u6027\uff0c\u4f46\u5546\u5bb6\u5c0e\u5411\u8207\u6cd5\u5b98\u5148\u524d\u5df2\u99c1\u56de\u8f03\u5c0f\u548c\u89e3\u6848\uff0c\u4f7f\u53cd\u6258\u62c9\u65af\u9670\u5f71\u4ecd\u5728\u3002<\/p>\n

2) Mastercard (MA) \u2014 \u540c\u4e00\u5287\u60c5\uff0c\u5c0d\u670d\u52d9\u8207\u8de8\u5883\u7a0d\u9ad8\u8c9d\u5854<\/h3>\n

\u4eca\u65e5\u53d7\u77da\u539f\u56e0\uff1a\u8207 Visa \u4e00\u6a23\uff0cMastercard \u7684\u7d93\u6fdf\u6a21\u5f0f\u4e5f\u6210\u70ba\u7126\u9ede\uff0c\u56e0\u5546\u5bb6\u53cd\u5f48\u300c\u5fc5\u9808\u63a5\u53d7\u6240\u6709\u5361\u300d\u7684\u52d5\u614b\u8207\u9ad8\u7aef\u734e\u52f5\u5b9a\u50f9\u3002\u96d6\u7136\u548c\u89e3\u524a\u6e1b\u8cbb\u7528\u4e26\u653e\u5bec\u53cd\u5c0e\u5411\u9650\u5236\uff0c\u4f46\u4e3b\u8981\u96f6\u552e\u5718\u9ad4\u8a8d\u70ba\u4ecd\u4e0d\u5920\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u9ad8\u54c1\u8cea\u8907\u5408\u6210\u9577\u8005\uff0c\u5c0d\u8de8\u5883\u3001\u8cc7\u6599\u670d\u52d9\u53ca\u9ad8\u7aef\u5361\u6d88\u8cbb\u7684\u6536\u76ca\u654f\u611f\u5ea6\u8f03\u9ad8\uff1b\u50cf\u662f\u507d\u88dd\u6210 fintech \u7684\u4e16\u4fd7\u6210\u9577\u516c\u7528\u4e8b\u696d\u3002\u6295\u8cc7\u4eba\u8981\u9ede\uff1a\u5be1\u982d\u683c\u5c40\u4e26\u672a\u74e6\u89e3\uff1b\u53ea\u662f\u6709\u6240\u9000\u8b93\u3002\u77ed\u671f\u56e0\u5c0f\u5e45\u8cbb\u7387\u524a\u6e1b\u9020\u6210\u7684\u76c8\u5229\u62d6\u7d2f\u770b\u8d77\u4f86\u53ef\u63a7\uff0c\u4f46\u82e5\u5546\u5bb6\u771f\u6b63\u5c0e\u5411\u9060\u96e2\u9ad8\u6210\u672c\u5361\u7247\uff0c\u5c07\u9577\u671f\u58d3\u7e2e\u7d44\u5408\u8207\u734e\u52f5\u7372\u5229\u3002<\/p>\n

3) PayPal (PYPL) \u2014 \u82e5\u5546\u5bb6\u5be6\u969b\u5c0e\u5411\uff0c\u5c0d\u5176\u8f03\u53cb\u5584<\/h3>\n

\u4eca\u65e5\u53d7\u77da\u539f\u56e0\uff1a\u5e02\u5834\u5c0b\u627e\u8d0f\u5bb6\uff0c\u82e5\u5546\u5bb6\u5229\u7528\u65b0\u5f48\u6027\u63a8\u52d5\u9867\u5ba2\u4f7f\u7528\u6210\u672c\u8f03\u4f4e\u7684\u652f\u4ed8\u65b9\u5f0f\uff0cPYPL \u7684\u7d50\u5e33\u3001\u54c1\u724c\u9322\u5305\u3001\u501f\u8a18\u8def\u7531\u8207 BNPL \u53ef\u80fd\u53d7\u76ca\uff0c\u7576\u5546\u5bb6\u63a8\u5ee3\u66ff\u4ee3\u9ad8\u8cbb\u7528\u734e\u52f5\u5851\u81a0\u5361\u6642\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u8f49\u578b\u4e2d\u7684\u79d1\u6280\u91d1\u878d\u6df7\u5408\u9ad4\uff0c\u91cd\u8996\u7522\u54c1\u91cd\u5851\u8207\u6210\u672c\u7d00\u5f8b\uff0c\u5728\u7d50\u5e33\u548c\u6bcf\u7528\u6236\u8b8a\u73fe\u4e0a\u722d\u53d6\u5e02\u5360\u3002\u6ce2\u52d5\u6027\u9ad8\uff0c\u56e0\u70ba\u6bcf\u500b\u57fa\u9ede\u7684\u62bd\u6210\u7387\u8207\u6bcf\u500b\u767e\u5206\u9ede\u7684\u54c1\u724c\u7d50\u5e33\u5e02\u5360\u90fd\u95dc\u9375\u3002\u6295\u8cc7\u4eba\u8981\u9ede\uff1a\u6b64\u548c\u89e3\u4e26\u975e\u4e00\u500b\u6703\u7acb\u523b\u628a\u4ea4\u6613\u91cf\u5207\u63db\u5230 PayPal \u7684\u958b\u95dc\uff0c\u4f46\u5b83\u63d0\u4f9b\u4e00\u500b\u9806\u98a8\u6558\u4e8b\u3002\u82e5\u5546\u5bb6\u5c0d\u52a0\u50f9\u8207\u63a5\u53d7\u9078\u64c7\u66f4\u70ba\u8212\u9069\uff0c\u66f4\u4fbf\u5b9c\u7684\u901a\u8def\u8207\u9322\u5305\u6709\u6a5f\u6703\u5728\u4e0d\u4ee5\u6602\u8cb4\u734e\u52f5\u5438\u5f15\u7528\u6236\u7684\u60c5\u6cc1\u4e0b\u589e\u53d6\u5e02\u5360\u3002<\/p>\n

4) Block (SQ) \u2014 \u8ce3\u5bb6\u5de5\u5177\u52a0\u4e0a\u501f\u8a18\u901a\u8def\u5e36\u4f86\u9078\u64c7\u6b0a<\/h3>\n

\u4eca\u65e5\u53d7\u77da\u539f\u56e0\uff1aSquare \u7684\u8ce3\u5bb6\u57fa\u790e\u73fe\u5728\u5728\u589e\u52a0\u52a0\u6536\u624b\u7e8c\u8cbb\u6216\u5c0e\u5411\u8f03\u4f4e\u6210\u672c\u65b9\u5f0f\u65b9\u9762\u6709\u66f4\u660e\u78ba\u7684\u4f9d\u64da\uff0c\u9019\u53ef\u652f\u6490\u62bd\u6210\u7387\u6216\u5c07\u9867\u5ba2\u63a8\u5411\u501f\u8a18\u8207 Cash App \u9023\u7d50\u652f\u4ed8\u3002\u548c\u89e3\u5728\u5361\u5225\u4e0a\u7684\u5f48\u6027\u7d66\u4e88 POS \u5e73\u53f0\u66f4\u591a\u63a7\u5236\u6210\u672c\u8207\u63a5\u53d7\u898f\u5247\u7684\u80fd\u529b\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u9ad8\u8c9d\u5854 fintech\uff0c\u64c1\u6709\u5169\u5927\u5f15\u64ce\uff1a\u5546\u5bb6\u8edf\u9ad4\u8207\u6d88\u8cbb\u8005\u751f\u614b\u3002\u76c8\u9918\u69d3\u687f\u96a8\u6bdb\u5229\u6210\u9577\u3001\u71df\u904b\u69d3\u687f\u8207\u5c0d\u6295\u8cc7\u652f\u51fa\u7684\u98a8\u96aa\u504f\u597d\u800c\u64fa\u52d5\u3002\u6295\u8cc7\u4eba\u8981\u9ede\uff1a\u82e5\u5546\u5bb6\u5be6\u969b\u4f7f\u7528\u65b0\u69d3\u687f\uff0cPOS \u5e73\u53f0\u5c07\u6210\u70ba\u6210\u672c\u512a\u5316\u5925\u4f34\uff0c\u800c\u975e\u55ae\u7d14\u652f\u4ed8\u7ba1\u9053\u3002\u9019\u53ef\u80fd\u5728\u4e0d\u6f32\u8cbb\u7684\u60c5\u6cc1\u4e0b\u652f\u6301\u8b8a\u73fe\uff0c\u4e26\u5e6b\u52a9\u5c07\u4ea4\u6613\u91cf\u8f49\u5411 Block \u66f4\u4fbf\u5b9c\u7684\u5167\u90e8\u901a\u8def\u3002<\/p>\n

5) American Express (AXP) \u2014 \u9ad8\u7aef\u5b64\u5cf6\uff0c\u9130\u63a5\u9019\u5834\u6230\u5c40<\/h3>\n

\u4eca\u65e5\u53d7\u77da\u539f\u56e0\uff1aAXP \u904b\u4f5c\u9589\u74b0\u7db2\u8def\uff0c\u4e26\u975e\u548c\u89e3\u7576\u4e8b\u65b9\uff0c\u4f46\u6295\u8cc7\u4eba\u6703\u8a08\u7b97\u4e8c\u6b21\u5f71\u97ff\u3002\u82e5\u5546\u5bb6\u66f4\u5bb9\u6613\u62d2\u7d55 Visa \u8207 Mastercard \u4e0a\u7684\u9ad8\u6210\u672c\u9ad8\u7aef\u5361\u5225\uff0c\u5546\u5bb6\u4e5f\u53ef\u80fd\u5c0d AXP \u7684\u9ad8\u7aef\u5b9a\u50f9\u65bd\u58d3\uff0c\u6216\u900f\u904e\u52a0\u6536\u624b\u7e8c\u8cbb\u4f86\u62b5\u92b7\u734e\u52f5\u6210\u672c\u3002NRF \u8868\u793a 2024 \u5e74\u5237\u5361\u8cbb\u9054 1,112 \u5104\u7f8e\u5143\uff0c\u8f03 2023 \u5e74\u7684 1,008 \u5104\u7f8e\u5143\u589e\u52a0\uff1b\u5c0d\u8cbb\u7528\u7684\u653f\u6cbb\u58d3\u529b\u5c1a\u672a\u964d\u6eab\u3002\u4ea4\u6613\u7279\u5fb5\uff1a\u5361\u7247\u767c\u884c\u4eba\u8207\u7db2\u8def\u5408\u4e00\uff0c\u517c\u5177\u5bcc\u88d5\u6d88\u8cbb\u3001\u65c5\u884c\u69d3\u687f\u8207\u627f\u4fdd\u98a8\u96aa\u3002\u8f03\u4e0d\u4f9d\u8cf4\u7b2c\u4e09\u65b9\u9280\u884c\uff0c\u66f4\u4f9d\u8cf4\u54c1\u724c\u8207\u734e\u52f5\u7d93\u6fdf\u3002\u6295\u8cc7\u4eba\u8981\u9ede\uff1aAXP \u7684\u5546\u8b7d\u5f37\u52c1\uff0c\u4f46\u5546\u5bb6\u7684\u9748\u6d3b\u6027\u662f\u5c0d\u6574\u500b\u7522\u696d\u9ad8\u7aef\u7d93\u6fdf\u5b78\u7684\u6392\u6c23\u95a5\u3002\u82e5\u5546\u5bb6\u4e3b\u52d5\u6027\u64f4\u6563\uff0c\u6ce8\u610f\u63a5\u53d7\u6469\u64e6\u8207\u734e\u52f5\u91cd\u5b9a\u50f9\u98a8\u96aa\u3002<\/p>\n

\u6295\u8cc7\u4eba\u8996\u89d2<\/h3>\n

\u9019\u4e0d\u662f\u8cbb\u7387\u672b\u65e5\uff1b\u800c\u662f\u904a\u6232\u898f\u5247\u7684\u91cd\u5beb\u3002Visa \u8207 Mastercard \u5728\u8b93\u6b65\u6578\u500b\u57fa\u9ede\u7684\u8cbb\u7528\u7de9\u89e3\u7684\u540c\u6642\uff0c\u8ce6\u4e88\u5546\u5bb6\u5141\u8a31\u53bb\u505a\u8a31\u591a\u4ed6\u5011\u5df2\u5728\u6ac3\u53f0\u80cc\u5f8c\u5617\u8a66\u7684\u4e8b\uff1a\u5c0e\u5411\u8207\u52a0\u6536\u624b\u7e8c\u8cbb\u3002\u771f\u6b63\u6703\u5f71\u97ff\u76c8\u9918\u7684\u4e0d\u662f\u90a3 0.1 \u500b\u767e\u5206\u9ede\u7684\u9010\u6b65\u4e0b\u6ed1\uff0c\u800c\u662f\u5546\u5bb6\u662f\u5426\u6703\u5927\u898f\u6a21\u4f7f\u7528\u9019\u4e9b\u65b0\u9078\u9805\uff0c\u4ee5\u53ca\u6cd5\u5b98 Brodie \u662f\u5426\u6703\u6279\u51c6\u8a72\u5354\u8b70\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

Visa\u3001Mastercard \u548c\u89e3\u91cd\u5851\u652f\u4ed8\u7248\u5716\uff0c\u5f71\u97ff V\u3001MA\u3001PYPL\u3001SQ\u3001AXP\uff0c\u56e0\u5546\u5bb6\u7372\u5f97\u66f4\u591a\u8cbb\u7528\u8207\u5361\u7247\u63a5\u53d7\u5ea6\u7684\u4e3b\u5c0e\u6b0a\uff0c\u672a\u4f86\u82e5\u5546\u5bb6\u5584\u7528\u65b0\u9748\u6d3b\u6027\uff0c\u5c0d\u6295\u8cc7\u4eba\u4ea6\u5177\u6f5b\u5728\u5f71\u97ff\u3002<\/p>\n","protected":false},"author":50,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[426],"tags":[675,641,784],"class_list":{"0":"post-603263","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"hentry","6":"category-market-news-zh-hant","7":"tag--zh-hant","9":"tag-784"},"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/603263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/50"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=603263"}],"version-history":[{"count":1,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/603263\/revisions"}],"predecessor-version":[{"id":603275,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/603263\/revisions\/603275"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=603263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=603263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=603263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}