{"id":611313,"date":"2025-12-22T22:11:09","date_gmt":"2025-12-23T06:11:09","guid":{"rendered":"https:\/\/nai500.com\/blog\/2025\/12\/canadas-big-six-banks-split-into-three-camps-over-2026-rate-path\/"},"modified":"2025-12-22T22:11:32","modified_gmt":"2025-12-23T06:11:32","slug":"2026%e5%b9%b4%e5%8a%a0%e6%8b%bf%e5%a4%a7%e5%88%a9%e7%8e%87%e9%a0%90%e6%b8%ac%e4%b8%89%e5%9c%8b%e6%ae%ba%ef%bc%9a%e4%b8%80%e9%99%8d%e3%80%81%e5%85%a9%e5%8a%a0%e3%80%81%e4%b8%89","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2025\/12\/2026%e5%b9%b4%e5%8a%a0%e6%8b%bf%e5%a4%a7%e5%88%a9%e7%8e%87%e9%a0%90%e6%b8%ac%e4%b8%89%e5%9c%8b%e6%ae%ba%ef%bc%9a%e4%b8%80%e9%99%8d%e3%80%81%e5%85%a9%e5%8a%a0%e3%80%81%e4%b8%89\/","title":{"rendered":"2026\u5e74\u52a0\u62ff\u5927\u5229\u7387\u9810\u6e2c\u201c\u4e09\u570b\u6bba\u201d\uff1a\u4e00\u964d\u3001\u5169\u52a0\u3001\u4e09\u4e0d\u8b8a\uff01"},"content":{"rendered":"<p>12\u670810\u65e5\uff0c\u96a8\u8457\u52a0\u62ff\u5927\u592e\u884c\u5ba3\u4f48\u5c07\u57fa\u6e96\u5229\u7387\u7dad\u6301\u57282.25%\u4e0d\u8b8a\uff0c\u5e02\u5834\u95dc\u6ce8\u7684\u7126\u9ede\u5df2\u8f49\u54112026\u5e74\u7684\u653f\u7b56\u8d70\u5411\u3002\u8a72\u570b\u6700\u5927\u516d\u5bb6\u9280\u884c\uff08Big Six\uff09\u7684\u7d93\u6fdf\u5b78\u5bb6\u5728\u63a5\u53d7\u63a1\u8a2a\u6642\u7d66\u51fa\u4e86\u622a\u7136\u4e0d\u540c\u7684\u5229\u7387\u9810\u6e2c\uff0c\u53cd\u6620\u51fa\u5c0d\u901a\u8139\u98a8\u96aa\u3001\u8cbf\u6613\u4e0d\u78ba\u5b9a\u6027\u3001\u751f\u7522\u529b\u75b2\u8edf\u53ca\u4eba\u53e3\u589e\u9577\u653e\u7de9\u7b49\u56e0\u7d20\u7684\u8a55\u4f30\u5b58\u5728\u986f\u8457\u5dee\u7570\u3002<\/p>\n<p>\u5728\u63a5\u53d7\u63a1\u8a2a\u7684\u516d\u5927\u9280\u884c\u7d93\u6fdf\u5b78\u5bb6\u4e2d\uff0c\u52a0\u62ff\u5927\u8c50\u696d\u9280\u884c\uff08Scotiabank\uff09\u8207\u52a0\u62ff\u5927\u570b\u5bb6\u9280\u884c\uff08National Bank of Canada\uff09\u9810\u8a082026\u5e74\u5c07\u52a0\u606f\uff1b\u8499\u7279\u5229\u723e\u9280\u884c\uff08BMO\uff09\u9810\u8a08\u6703\u9032\u4e00\u6b65\u964d\u606f\uff1b\u800c\u52a0\u62ff\u5927\u5e1d\u570b\u5546\u696d\u9280\u884c\uff08CIBC\uff09\u3001\u52a0\u62ff\u5927\u7687\u5bb6\u9280\u884c\uff08RBC\uff09\u548c\u591a\u502b\u591a\u9053\u660e\u9280\u884c\uff08TD Bank\uff09\u5247\u9810\u6e2c\u592e\u884c\u5c07\u5168\u5e74\u7dad\u6301\u5229\u7387\u4e0d\u8b8a\u3002<\/p>\n<h2>01 \u964d\u606f\u9663\u71df<\/h2>\n<p>\u5728\u4e00\u7247\u5206\u6b67\u4e2d\uff0c\u8499\u7279\u5229\u723e\u9280\u884c\u662f\u552f\u4e00\u660e\u78ba\u547c\u7c72\u9032\u4e00\u6b65\u964d\u606f\u7684\u4e3b\u8981\u6a5f\u69cb\u3002\u8a72\u884c\u5168\u7403\u8cc7\u7522\u7ba1\u7406\u56fa\u5b9a\u6536\u76ca\u4e3b\u7ba1Earl Davis\u9810\u6e2c\uff0c\u52a0\u62ff\u5927\u592e\u884c\u5c07\u57282026\u5e74\u5c07\u9694\u591c\u5229\u7387\u5f9e\u7576\u524d\u76842.25%\u4e0b\u8abf\u81f31.75%\uff0c\u9032\u5165\u5bec\u9b06\u5340\u9593\u3002<\/p>\n<p>\u201c\u5766\u7387\u5730\u8aaa\uff0c\u6211\u770b\u4e0d\u51fa\u6709\u4efb\u4f55\u7406\u7531\u6703\u8b93\u592e\u884c\u52a0\u606f\uff0c\u201dDavis\u8868\u793a\uff0c\u52a0\u62ff\u5927\u751f\u7522\u529b\u6c34\u5e73\u56b4\u91cd\u843d\u5f8c\u65bc\u7f8e\u570b\u662f\u6838\u5fc3\u4f9d\u64da\u3002\u4ed6\u8b66\u544a\uff0c\u52a0\u606f\u53ef\u80fd\u5c0e\u81f4\u52a0\u5143\u8d70\u5f37\uff0c\u800c\u6c7a\u7b56\u8005\u66f4\u5e0c\u671b\u52a0\u5143\u4fdd\u6301\u5f31\u52e2\uff0c\u4ee5\u4f5c\u70ba\u7d93\u6fdf\u7684\u5929\u7136\u5e73\u8861\u5668\u3002\u4ed6\u8a8d\u70ba\uff0c\u5f31\u52e2\u52a0\u5143\u80fd\u5438\u5f15\u570b\u969b\u4f01\u696d\u6295\u8cc7\uff0c\u800c\u52a0\u606f\u5247\u6703\u8d77\u53cd\u4f5c\u7528\u3002\u9664\u300a\u52a0\u7f8e\u58a8\u5354\u5b9a\u300b\u751f\u8b8a\u6216\u6cb9\u50f9\u98c6\u5347\u5916\uff0c\u5e7e\u4e4e\u6c92\u6709\u4ec0\u9ebc\u80fd\u6539\u8b8a\u4ed6\u5c0d\u964d\u606f\u7684\u5224\u65b7\u3002<\/p>\n<h2>02 \u52a0\u606f\u9663\u71df<\/h2>\n<p>\u8207BMO\u7684\u9d3f\u6d3e\u7acb\u5834\u76f8\u53cd\uff0c\u52a0\u62ff\u5927\u8c50\u696d\u9280\u884c\u548c\u570b\u5bb6\u9280\u884c\u96d9\u96d9\u8f49\u5411\u9df9\u6d3e\uff0c\u9810\u8a08\u592e\u884c\u5c07\u57282026\u5e74\u4e0b\u534a\u5e74\u555f\u52d5\u52a0\u606f\uff0c\u5e45\u5ea6\u70ba50\u500b\u57fa\u9ede\u3002<\/p>\n<p>\u8c50\u696d\u9280\u884c\u9996\u5e2d\u7d93\u6fdf\u5b78\u5bb6Jean\u2011Fran\u00e7ois Perrault\u6307\u51fa\uff0c\u85aa\u8cc7\u589e\u9577\u3001\u751f\u7522\u529b\u75b2\u8edf\u53ca\u52a0\u5143\u8cb6\u503c\u69cb\u6210\u901a\u8139\u58d3\u529b\uff0c\u5c07\u63a8\u52d5\u5229\u7387\u56de\u52302.75%\u7684\u4e2d\u6027\u5340\u9593\u4e2d\u9ede\u3002\u9664\u975e\u7d93\u6fdf\u589e\u9577\u6216\u901a\u8139\u986f\u8457\u60e1\u5316\uff0c\u5426\u5247\u52a0\u606f\u52e2\u5728\u5fc5\u884c\u3002\u570b\u5bb6\u9280\u884c\u7b56\u7565\u5e2bEthan Currie\u7684\u9810\u6e2c\u5247\u9ad4\u73fe\u4e86\u8f49\u8b8a\u3002\u8a72\u884c\u6b64\u524d\u9810\u8a082027\u5e74\u624d\u52a0\u606f\uff0c\u4f46\u8fd1\u671f\u7d93\u6fdf\u6578\u64da\u5c55\u73fe\u7684\u97cc\u6027\u8feb\u4f7f\u4ed6\u5011\u5c07\u7dca\u7e2e\u6642\u9593\u8868\u63d0\u524d\u3002Currie\u8a8d\u70ba\uff0c\u82e5\u7a4d\u6975\u52e2\u982d\u5ef6\u7e8c\uff0c\u77ed\u7aef\u5229\u7387\u5c07\u9010\u6b65\u6500\u5347\u3002<\/p>\n<h2>03 \u6309\u5175\u4e0d\u52d5\u9663\u71df<\/h2>\n<p>\u52a0\u62ff\u5927\u5e1d\u570b\u5546\u696d\u9280\u884c\u3001\u7687\u5bb6\u9280\u884c\u548c\u9053\u660e\u9280\u884c\u7d44\u6210\u4e86\u6700\u5927\u9663\u71df\uff0c\u5747\u9810\u6e2c\u592e\u884c\u57282026\u5e74\u5c07\u4fdd\u6301\u5229\u7387\u4e0d\u8b8a\u3002<\/p>\n<p>CIBC\u9996\u5e2d\u7d93\u6fdf\u5b78\u5bb6Avery Shenfeld\u76f4\u8a00\uff0c\u592e\u884c\u61c9\u8a72\u9032\u4e00\u6b65\u964d\u606f\uff0c\u4f46\u56e0\u5c0d\u901a\u8139\u904e\u5ea6\u7dca\u5f35\u800c\u9078\u64c7\u89c0\u671b\u3002\u4ed6\u8a8d\u70ba\u7d93\u6fdf\u75b2\u8edf\u548c\u53d7\u6291\u5236\u7684\u9032\u53e3\u50f9\u683c\u63d0\u4f9b\u4e86\u964d\u606f\u7a7a\u9593\u3002RBC\u7684Jason Daw\u96d6\u5c07\u4e0d\u8b8a\u4f5c\u70ba\u57fa\u7dda\uff0c\u4f46\u6307\u51fa\u52a0\u606f\u98a8\u96aa\u5927\u65bc\u964d\u606f\u98a8\u96aa\u3002\u4ed6\u5f37\u8abf\uff0c\u4eba\u53e3\u589e\u9577\u653e\u7de9\u5df2\u964d\u4f4e\u4e86\u52a0\u62ff\u5927\u7684\u8da8\u52e2\u589e\u9577\u7387\u3002TD\u9280\u884c\u9ad8\u7d1a\u7d93\u6fdf\u5b78\u5bb6Leslie Preston\u5247\u8a8d\u70ba\uff0c\u524d\u671f\u964d\u606f\u5df2\u8db3\u4ee5\u63a7\u5236\u901a\u8139\u3002\u5979\u6307\u51fa\uff0c\u7de9\u6162\u589e\u9577\u6291\u5236\u901a\u8139\uff0c\u800c\u8cbf\u6613\u8207\u4f9b\u61c9\u93c8\u58d3\u529b\u5247\u63a8\u9ad8\u6210\u672c\uff0c\u5169\u80a1\u529b\u91cf\u5c07\u5728\u660e\u5e74\u76f8\u4e92\u62b5\u6d88\uff0c\u4f7f\u901a\u8139\u7dad\u6301\u5728\u76ee\u6a19\u9644\u8fd1\u3002<\/p>\n<h2>\u5171\u8b58\u8207\u98a8\u96aa\uff1a\u8cbf\u6613\u5354\u5b9a\u6210\u70ba\u6700\u5927\u201c\u7070\u7280\u725b\u201d<\/h2>\n<p>\u5118\u7ba1\u8def\u5f91\u9810\u6e2c\u4e0d\u540c\uff0c\u4f46\u516d\u5927\u9280\u884c\u7d93\u6fdf\u5b78\u5bb6\u5747\u5c07\u00a0\u300a\u52a0\u7f8e\u58a8\u5354\u5b9a\u300b\u7684\u4e0d\u78ba\u5b9a\u6027\u8996\u70ba\u6700\u5927\u98a8\u96aa\u3002TD\u9280\u884c\u7684Preston\u8b66\u544a\uff0c\u82e5\u7f8e\u570b\u5728\u8907\u5be9\u6642\u6c7a\u5b9a\u6495\u6bc0\u5354\u8b70\uff0c\u5c07\u5c0d\u52a0\u62ff\u5927\u7d93\u6fdf\u69cb\u6210\u56b4\u91cd\u5a01\u8105\u3002\u6b64\u5916\uff0c\u6cb9\u50f9\u6ce2\u52d5\uff0c\u7f8e\u570b\u7d93\u6fdf\u6025\u5287\u653e\u7de9\u53ca\u52de\u52d5\u529b\u5e02\u5834\u885d\u64ca\u4e5f\u88ab\u53cd\u5fa9\u63d0\u53ca\u3002\u52a0\u62ff\u5927\u592e\u884c\u884c\u9577Tiff Macklem\u548c\u4ed6\u7684\u5718\u968a\u5c07\u4e0d\u5f97\u4e0d\u5728\u9019\u4e9b\u76f8\u4e92\u77db\u76fe\u7684\u7d93\u6fdf\u4fe1\u865f\u548c\u5916\u90e8\u98a8\u96aa\u4e2d\uff0c\u70ba2026\u5e74\u5c0b\u627e\u4e00\u689d\u72f9\u7a84\u7684\u822a\u7dda\u3002<\/p>\n<p>\u9019\u5834\u7531\u4e09\u5927\u9663\u71df\u69cb\u6210\u7684\u5229\u7387\u201c\u4e09\u570b\u6bba\u201d\uff0c\u6700\u7d42\u52dd\u8ca0\u5c07\u53d6\u6c7a\u65bc\u901a\u8139\u6578\u64da\u3001\u8cbf\u6613\u653f\u7b56\u52d5\u5411\u4ee5\u53ca\u5168\u7403\u7d93\u6fdf\u74b0\u5883\u7684\u6f14\u8b8a\u3002\u5c0d\u65bc\u5e02\u5834\u800c\u8a00\uff0c\u552f\u4e00\u78ba\u5b9a\u7684\u662f\uff0c\u4e0d\u78ba\u5b9a\u6027\u672c\u8eab\u5df2\u6210\u70ba\u65b0\u5e38\u614b\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>12\u670810\u65e5\uff0c\u96a8\u8457\u52a0\u62ff\u5927\u592e\u884c\u5ba3\u4f48\u5c07\u57fa\u6e96\u5229\u7387\u7dad\u6301\u57282.25%\u4e0d\u8b8a\uff0c\u5e02\u5834\u95dc\u6ce8\u7684\u7126\u9ede\u5df2\u8f49\u54112026\u5e74\u7684\u653f\u7b56\u8d70\u5411\u3002\u8a72\u570b [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":555183,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[431],"tags":[1788,2165,574,2230],"class_list":["post-611313","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends-strategies-zh-hant","tag-1788","tag--zh-hant","tag-574","tag-2230","sectors-financial-products-zh-hant","locations-canada-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/611313","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=611313"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/611313\/revisions"}],"predecessor-version":[{"id":611316,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/611313\/revisions\/611316"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/555183"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=611313"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=611313"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=611313"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}