{"id":614747,"date":"2026-01-14T00:10:07","date_gmt":"2026-01-14T08:10:07","guid":{"rendered":"https:\/\/nai500.com\/?p=614747"},"modified":"2026-01-14T00:10:07","modified_gmt":"2026-01-14T08:10:07","slug":"%e8%81%af%e5%90%88%e5%81%a5%e5%ba%b7%e7%9f%ad%e6%9c%9f%e6%89%bf%e5%a3%93%e9%95%b7%e6%9c%9f%e6%bd%9b%e5%8a%9b%e4%bb%8d%e5%ad%98","status":"publish","type":"post","link":"https:\/\/nai500.com\/zh-hant\/blog\/2026\/01\/%e8%81%af%e5%90%88%e5%81%a5%e5%ba%b7%e7%9f%ad%e6%9c%9f%e6%89%bf%e5%a3%93%e9%95%b7%e6%9c%9f%e6%bd%9b%e5%8a%9b%e4%bb%8d%e5%ad%98\/","title":{"rendered":"\u806f\u5408\u5065\u5eb7\u77ed\u671f\u627f\u58d3\uff0c\u9577\u671f\u6f5b\u529b\u4ecd\u5b58"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\">2025\u5e74\uff0c\u6a19\u666e500\u6307\u6578\u9023\u7e8c\u7b2c\u4e09\u5e74\u4e0a\u6f32\uff0c\u4f46\u4f5c\u70ba\u7f8e\u570b\u5e02\u5834\u91cd\u8981\u9818\u5148\u4f01\u696d\u4e4b\u4e00\u7684<a href=\"https:\/\/nai500.com\/zh-hant\/%e8%82%a1%e7%a5%a8%e6%9f%a5%e8%a9%a2\/?qm_symbol=unh\"><span class=\"s2\">\u806f\u5408\u5065\u5eb7\u96c6\u5718\uff08UNH<\/span><\/a>\uff09\u537b\u932f\u5931\u4e86\u9019\u6ce2\u884c\u60c5\u3002\u4f5c\u70ba\u7f8e\u570b\u6700\u5927\u7684\u5065\u5eb7\u4fdd\u96aa\u516c\u53f8\uff0c\u8a72\u516c\u53f8\u5728\u904e\u53bb\u4e00\u5e74\u4e2d\u9762\u81e8\u591a\u9805\u6311\u6230\uff0c\u5305\u62ec\u9996\u5e2d\u57f7\u884c\u5b98\u610f\u5916\u96e2\u8077\u4ee5\u53ca\u806f\u90a6\u91ab\u7642\u4fdd\u96aa\uff08Medicare\uff09\u8a08\u8cbb\u6d41\u7a0b\u53d7\u5230\u8abf\u67e5\u3002\u6b64\u5916\uff0c\u7531\u65bc\u4f4e\u4f30\u4e86\u91ab\u7642\u6210\u672c\u4e0a\u6f32\u548c\u60a3\u8005\u670d\u52d9\u4f7f\u7528\u91cf\u7684\u589e\u52a0\uff0c\u5176\u76c8\u5229\u4e5f\u53d7\u5230\u5f71\u97ff\u3002\u9019\u4e9b\u4e0d\u5229\u56e0\u7d20\u5171\u540c\u6291\u5236\u4e86\u5e02\u5834\u5c0d\u8a72\u80a1\u7968\u7684\u9700\u6c42\uff0c\u5c0e\u81f4\u5176\u80a1\u50f9\u5728\u5e74\u5e95\u4e0b\u8dcc\u4e8634%\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u7136\u800c\uff0c\u9019\u5bb6\u91ab\u7642\u4fdd\u5065\u5de8\u982d\u4e26\u672a\u88ab\u52d5\u61c9\u5c0d\uff0c\u800c\u662f\u7a4d\u6975\u63a1\u53d6\u63aa\u65bd\u89e3\u6c7a\u554f\u984c\u4f75\u529b\u6c42\u6539\u5584\u696d\u7e3e\u3002\u5728\u8af8\u591a\u6311\u6230\u4e2d\uff0c\u6700\u53d7\u95dc\u6ce8\u7684\u662f\u7f8e\u570b\u5c0d\u5176\u91ab\u7642\u4fdd\u96aa\u8a08\u8cbb\u6d41\u7a0b\u7684\u8abf\u67e5\u3002\u8fd1\u671f\u6709\u5831\u9053\u7a31\uff0c\u4e00\u4efd\u53c3\u8b70\u9662\u5831\u544a\u6307\u51fa\u806f\u5408\u5065\u5eb7\u96c6\u5718\u63a1\u53d6\u4e86\u8f03\u70ba\u6fc0\u9032\u7684\u624b\u6bb5\u4ee5\u63d0\u9ad8\u91ab\u7642\u4fdd\u96aa\u652f\u4ed8\u984d\u3002\u516c\u53f8\u96d6\u672a\u5c0d\u6b64\u5831\u544a\u76f4\u63a5\u7f6e\u8a55\uff0c\u4f46\u8fd1\u5e7e\u500b\u6708\u5df2\u901a\u904e\u591a\u9805\u884c\u52d5\u61c9\u5c0d\u4e0d\u5229\u5c40\u9762\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u540c\u6642\uff0c\u806f\u5408\u5065\u5eb7\u96c6\u5718\u4e5f\u901a\u904e\u9000\u51fa\u90e8\u5206\u91ab\u7642\u4fdd\u96aa\u8a08\u5283\u3001\u8abf\u6574\u798f\u5229\u3001\u5553\u52d5\u91cd\u65b0\u5b9a\u50f9\u4ee5\u53ca\u52a0\u5927\u4eba\u5de5\u667a\u80fd\u61c9\u7528\u4ee5\u7c21\u5316\u904b\u71df\u7b49\u65b9\u5f0f\u63d0\u5347\u76c8\u5229\u80fd\u529b\u3002\u9019\u4e9b\u8209\u63aa\u5e6b\u52a9\u516c\u53f8\u5728\u6700\u65b0\u5b63\u5ea6\u5be6\u73fe12%\u7684\u71df\u6536\u589e\u9577\uff0c\u4e26\u5c07\u5168\u5e74\u6bcf\u80a1\u6536\u76ca\u9810\u671f\u4e0a\u8abf\u81f314.90\u7f8e\u5143\u3002\u5118\u7ba1\u9810\u8a08\u4eca\u5e74\u4ecd\u5c07\u9762\u81e8\u653f\u5e9c\u524a\u6e1b\u91ab\u7642\u4fdd\u96aa\u9810\u7b97\u7b49\u4e0d\u5229\u56e0\u7d20\uff0c\u516c\u53f8\u76ee\u6a19\u662f\u57282026\u5e74\u5be6\u73fe\u7a69\u5065\u76c8\u5229\u589e\u9577\uff0c\u4e26\u9810\u8a08\u5f9e2027\u5e74\u8d77\u5be6\u73fe\u53ef\u6301\u7e8c\u7684\u5169\u4f4d\u6578\u589e\u9577\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u90a3\u9ebc\uff0c\u7d9c\u5408\u8003\u616e\u7576\u524d\u60c5\u6cc1\uff0c\u806f\u5408\u5065\u5eb7\u96c6\u5718\u7684\u80a1\u7968\u662f\u5426\u503c\u5f97\u5728\u4e00\u6708\u4efd\u8cb7\u5165\uff1f\u8a72\u516c\u53f8\u7684\u56f0\u5883\u53ef\u80fd\u4e0d\u6703\u8fc5\u901f\u6d88\u5931\uff0c\u5c24\u5176\u662f\u653f\u5e9c\u5c0d\u8cec\u55ae\u64cd\u4f5c\u7684\u8abf\u67e5\u4ecd\u5728\u9032\u884c\uff0c\u9019\u53ef\u80fd\u5c0d\u80a1\u50f9\u69cb\u6210\u58d3\u529b\uff0c\u90e8\u5206\u6295\u8cc7\u8005\u6216\u8a8d\u70ba\u5176\u98a8\u96aa\u8f03\u9ad8\u3002\u76c8\u5229\u6539\u5584\u4e4b\u8def\u4e5f\u53ef\u80fd\u4e26\u975e\u4e00\u5e06\u98a8\u9806\uff0c\u4f46\u516c\u53f8\u5df2\u63a1\u53d6\u7684\u63aa\u65bd\u53ca\u5df2\u53d6\u5f97\u7684\u9032\u5c55\u4ee4\u4eba\u9f13\u821e\u3002\u5728\u8a55\u4f30\u806f\u5408\u5065\u5eb7\u96c6\u5718\u6216\u4efb\u4f55\u80a1\u7968\u6642\uff0c\u63a1\u53d6\u9577\u9060\u8996\u89d2\u5c24\u70ba\u91cd\u8981\u3002\u5118\u7ba1\u76ee\u524d\u9762\u81e8\u6311\u6230\uff0c\u8a72\u516c\u53f8\u6191\u501f\u5176\u884c\u696d\u9818\u5148\u5730\u4f4d\u4ee5\u53ca\u806f\u5408\u5065\u5eb7\u4fdd\u96aa\u548cOptum\u670d\u52d9\u5169\u5927\u696d\u52d9\u677f\u584a\uff0c\u5df2\u5efa\u7acb\u8d77\u5f37\u5927\u7684\u7af6\u722d\u512a\u52e2\u8207\u8b77\u57ce\u6cb3\uff0c\u96e3\u4ee5\u88ab\u7af6\u722d\u5c0d\u624b\u8f15\u6613\u64bc\u52d5\u3002<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">\u56e0\u6b64\uff0c\u5c0d\u65bc\u80fd\u5920\u63a5\u53d7\u77ed\u671f\u4e0d\u78ba\u5b9a\u6027\u7684\u6295\u8cc7\u8005\u800c\u8a00\uff0c\u806f\u5408\u5065\u5eb7\u96c6\u5718\u5728\u4e00\u6708\u4efd\u53ef\u80fd\u662f\u4e00\u96bb\u503c\u5f97\u95dc\u6ce8\u4e26\u9577\u671f\u6301\u6709\u7684\u6f5b\u5728\u5fa9\u8607\u80a1\uff0c\u5176\u5f8c\u7e8c\u767c\u5c55\u503c\u5f97\u5bc6\u5207\u8ddf\u8e64\u3002<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2025\u5e74\uff0c\u6a19\u666e500\u6307\u6578\u9023\u7e8c\u7b2c\u4e09\u5e74\u4e0a\u6f32\uff0c\u4f46\u4f5c\u70ba\u7f8e\u570b\u5e02\u5834\u91cd\u8981\u9818\u5148\u4f01\u696d\u4e4b\u4e00\u7684\u806f\u5408\u5065\u5eb7\u96c6\u5718\uff08UNH\uff09\u537b\u932f\u5931\u4e86\u9019\u6ce2\u884c [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":612549,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[426],"tags":[577,927,644,564],"class_list":["post-614747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market-news-zh-hant","tag--zh-hant","tag-927","tag-644","tag-564","sectors-life-science-zh-hant","locations-us-zh-hant","exchange-nyse-zh-hant"],"acf":[],"_links":{"self":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/614747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/comments?post=614747"}],"version-history":[{"count":3,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/614747\/revisions"}],"predecessor-version":[{"id":614750,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/posts\/614747\/revisions\/614750"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media\/612549"}],"wp:attachment":[{"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/media?parent=614747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/categories?post=614747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nai500.com\/zh-hant\/wp-json\/wp\/v2\/tags?post=614747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}